# Swoop AU
> business funding and savings
---
## Pages
- [Overdraft calculator](https://swoopfunding.com/au/business-loan-calculator/overdraft-calculator/): Our business overdraft calculator can help you estimate the costs associated with using an overdraft facility for your business. Use it free here.
- [Business loan for marketing](https://swoopfunding.com/au/business-loans/marketing-loans/): A business marketing loan is a type of financing designed to help businesses fund advertising, branding, and promotional activities to attract customers.
- [Middle market loans](https://swoopfunding.com/au/business-loans/middle-market-loans/): Middle-market lending refers to financing provided to mid-sized companies. Read all about middle market finance here, or apply for funding through Swoop.
- [What does working capital requirement measure?](https://swoopfunding.com/au/business-loans/working-capital-loans/what-does-wcr-measure/): Your working capital requirement (WCR) measures how much short-term funding your business needs to operate on a daily basis. Read more or apply for funding here
- [Bad credit working capital loans](https://swoopfunding.com/au/business-loans/working-capital-loans/bad-credit-working-capital/): it’s still possible to get a working capital loan with bad credit, but you may have to put in more effort and be flexible on the terms. Read how, or apply here.
- [Credit union business loan](https://swoopfunding.com/au/business-loans/credit-union-business-loans/): Typically offering competitive interest rates, low fees and a wide range of financial products, credit unions can be a good alternative when you need a loan.
- [PayPal business loans](https://swoopfunding.com/au/business-loans/paypal-business-loans/): Fast, simple and easy to apply for, PayPal business loans are suitable for businesses that use PayPal to process some/all their sales. Read more or apply here.
- [How do NGOs get funding?](https://swoopfunding.com/au/business-grants/ngo-funding/): NGOs need consistent funding to sustain their operations and continue making an impact. Swoop offers funding solutions to help NGOs access the finance they need
- [Material handling equipment financing](https://swoopfunding.com/au/business-loans/asset-finance/material-handling-equipment-finance/): Material handling equipment is designed to move all kind of goods and materials from A to B, but this comes at a cost. Find out more, or sign up with Swoop today.
- [Crane equipment finance](https://swoopfunding.com/au/business-loans/asset-finance/crane-finance/): Crane finance is a specialized form of equipment financing, spreading the cost of expensive machinery over time. Read more or apply for crane finance here.
- [Supercar finance](https://swoopfunding.com/au/business-loans/asset-finance/supercar-finance/): They go fast, they look great and they cost far more than your typical daily driver. Read more about supercar finance, or arrange your exotic car finance here.
- [Invoice factoring vs. invoice discounting: What's the difference?](https://swoopfunding.com/au/business-loans/invoice-factoring/factoring-vs-discounting/): When businesses need to improve cash flow, two common solutions are invoice factoring and invoice discounting, but which is right for you? Find out here.
- [Car finance settlement calculator](https://swoopfunding.com/au/business-loan-calculator/car-finance-settlement-calculator/): Car finance settlement calculator Our free car finance settlement calculator can help you estimate your final outstanding payment to clear...
- [Car finance calculator](https://swoopfunding.com/au/business-loan-calculator/car-finance-calculator/): Car finance calculator Our free car finance calculator can help you estimate your monthly repayments when taking out finance. Repayments...
- [Second mortgage funding](https://swoopfunding.com/au/commercial-mortgages/second-mortgage-funding/): Taking equity from your home is now becoming one of the most common ways to access funding for big purchases or investments. Read more about how here.
- [First mortgage funding](https://swoopfunding.com/au/commercial-mortgages/first-mortgage-funding/): Banks and private mortgage lenders commonly offer first mortgage loans. However, it’s important to understand how first mortgage funding works. Read more here.
- [Pizza Hut](https://swoopfunding.com/au/business-loans/franchise-finance/pizza-hut/): Pizza Hut is a huge player in the globe’s pizza industry it operates in more than 100 countries. Learn more about its franchise options with Swoop.
- [Jan-Pro](https://swoopfunding.com/au/business-loans/franchise-finance/jan-pro/): Jan-Pro are a franchised cleaning and janitorial services organisation, and the leader the market worth $96 billion. Read all about the franchise here.
- [Fastsigns](https://swoopfunding.com/au/business-loans/franchise-finance/fastsigns/): Fastsigns produce custom signs and marketing materials for businesses in Australia and other countries. Read more about them and apply for financing here.
- [Domino's](https://swoopfunding.com/au/business-loans/franchise-finance/dominos/): In the highly competitive world of pizza retailing, Domino’s are the big boys on the block. Read more about them or apply for financing here.
- [Domino's](https://swoopfunding.com/au/business-loans/franchise-finance/dominos/): In the highly competitive world of pizza retailing, Domino’s are the big players on the block. Read all about your franchise options here.
- [Comfort Keepers](https://swoopfunding.com/au/business-loans/franchise-finance/comfort-keepers/): Comfort Keepers is an international care provider and a wholly owned subsidiary of global food and services conglomerate. Read all about them here.
- [Cinnabon](https://swoopfunding.com/au/business-loans/franchise-finance/cinnabon/): Cinnabon operate quick-service bakeries that sell their famous fresh-baked cinnamon rolls. Learn about the franchise with Swoop, or apply for funding.
- [Currency converter](https://swoopfunding.com/au/business-loan-calculator/currency-converter/): Our currency converter is here to help you stay on top of exchange rates, whether you're on vacation, making a purchase, or conducting business. Try it today.
- [Signal](https://swoopfunding.com/au/business-loans/franchise-finance/signal/): Signal is a franchised private security company offering a range of security options to residential and businesses. Read all about the franchise here.
- [Kumon franchise](https://swoopfunding.com/au/business-loans/franchise-finance/kumon-franchise/): Kumon is the world’s largest provider of supplementary education, they improve the teaching children receive in school. Learn more about it today.
- [Chem-Dry franchise](https://swoopfunding.com/au/business-loans/franchise-finance/chem-dry-franchise/): Chem-Dry is a franchised carpet cleaning business, offering entrepreneurs the chance to grab a piece of an industry worth $6.6 billion per year. Read more
- [Burger King](https://swoopfunding.com/au/business-loans/franchise-finance/burger-king/): Famed for their flame-grilled burgers and other fast-food delights, Burger King has been around for 70 years and shows no signs of slowing down. Find out more.
- [Anytime Fitness](https://swoopfunding.com/au/business-loans/franchise-finance/anytime-fitness/): Anytime Fitness offer 24/7 customer access to fitness centres that provide one to one and group programs, coaching, and recovery training. Find out more.
- [Signarama](https://swoopfunding.com/au/business-loans/franchise-finance/signarama/): Signarama is a franchised printing and sign-making business producing and selling magnetic, paper and laminated signs, and much more. Learn more & get started.
- [Novus Glass](https://swoopfunding.com/au/business-loans/franchise-finance/novus-glass/): Novus Glass outlets and mobile stores provide auto glass replacement products and services. Read more about the franchise and get started with Swoop.
- [Minuteman Press](https://swoopfunding.com/au/business-loans/franchise-finance/minuteman-press/): Minuteman Press is a retail franchise network that provides printing and related business services to companies and the public. Read all about it here.
- [KFC](https://swoopfunding.com/au/business-loans/franchise-finance/kfc/): KFC is one of the world’s best known fast food brands that sell fried chicken and related food and drink products. Learn all about the franchise here.
- [Home Instead](https://swoopfunding.com/au/business-loans/franchise-finance/home-instead/): Home Instead provides in-home care services with a mission to assist seniors and other individuals to live independently at home. Learn more & apply today.
- [Snap-on Tools](https://swoopfunding.com/au/business-loans/franchise-finance/snap-on-tools/): Snap-on tools is a tools manufacturer and distributor, selling tools and diagnostic equipment to automotive dealers, and more. Learn all about it here.
- [Re/Max](https://swoopfunding.com/au/business-loans/franchise-finance/re-max-franchise/): Re/Max are an international real estate brokerage franchisor providing branding and business support to real estate brokerages. Read all about it here.
- [Pirtek](https://swoopfunding.com/au/business-loans/franchise-finance/pirtek-franchise/): Pirtek is a B2B franchise operator, providing industrial and hydraulic hose services to organisations across Australia and beyond. Secure your funding today.
- [McDonald's](https://swoopfunding.com/au/business-loans/franchise-finance/mcdonalds-franchise/): McDonald’s are the fast food chain that started it all and are one of the most successful restaurant businesses in the world. Read more and secure funding.
- [Century 21](https://swoopfunding.com/au/business-loans/franchise-finance/century-21/): Century 21 are an international real estate franchise operator. Learn more about century 21 franchise costs, process & secure your funding with Swoop.
- [Express Employment Professionals](https://swoopfunding.com/au/business-loans/franchise-finance/express-employment-professionals/): Express Employment Professionals is a B2B recruitment franchise that helps companies secure staffing placements. Learn more & secure your funding with Swoop.
- [Solar equipment financing for businesses](https://swoopfunding.com/au/business-loans/asset-finance/solar-equipment-financing-for-businesses/): Solar equipment financing refers to business loans and leases that help organisations buy or rent the solar equipment they need. Get started with Swoop today.
- [Manufacturing equipment financing](https://swoopfunding.com/au/business-loans/asset-finance/manufacturing-equipment-financing/): Manufacturing financing can be used to buy machinery for manufacturing businesses, or to borrow against the value of equipment already owned. Read more.
- [Dental equipment financing](https://swoopfunding.com/au/business-loans/asset-finance/dental-equipment-financing/): Dental equipment financing refers to specialist business loans that help Australian dental businesses get the equipment they need. Read more here.
- [Construction equipment financing](https://swoopfunding.com/au/business-loans/asset-finance/construction-equipment-financing/): Construction equipment – diggers, bobcats, dump trucks, etc is used by varies industries such as construction, agriculture, and landscaping etc. Read more here.
- [Bobcat financing](https://swoopfunding.com/au/business-loans/asset-finance/bobcat-financing/): Bobcats are the versatile machines of choice for many Australian businesses and these vehicles can come in all shapes and sizes. Learn more with Swoop.
- [Boat financing](https://swoopfunding.com/au/business-loans/asset-finance/boat-financing/): Boat loans function like auto loans – you borrow all or some of the cost of the boat you’re buying and then you pay the principal back with interest over time.
- [Bakery equipment financing](https://swoopfunding.com/au/business-loans/asset-finance/bakery-equipment-financing/): Bakery equipment financing and leasing refers to specialist business loans that help businesses buy the bakery equipment they need. Learn more and apply.
- [Audio visual equipment financing](https://swoopfunding.com/au/business-loans/asset-finance/audio-visual-equipment-financing/): Audio visual equipment includes devices that deliver a visual or sound effect to your audience. Learn all about it and how to get financed here.
- [Aircraft financing](https://swoopfunding.com/au/business-loans/asset-finance/aircraft-financing/): Aircraft financing is lending that can be used to buy an aircraft, or to borrow against the value of an aircraft that you own. Learn all about it here.
- [No doc business loan](https://swoopfunding.com/au/business-loans/no-doc-business-loan/): No document, or ’no-doc’ business loans are business loans designed to deliver funding with almost zero paperwork. Learn more here and get started with Swoop.
- [Revenue based financing](https://swoopfunding.com/au/business-loans/revenue-based-financing/): Revenue-based financing, also known as ‘royalty financing’, uses the value of an organisation’s gross sales or profits to raise capital. Learn more here.
- [Price per square foot calculator](https://swoopfunding.com/au/business-loan-calculator/price-per-square-foot-calculator/): Our price per square foot calculator helps you determine the cost of a property, or a space, based on its size, whether you are renting, leasing or buying.
- [Internal rate of return calculator](https://swoopfunding.com/au/business-loan-calculator/internal-rate-of-return-calculator/): Our Internal Rate of Return (IRR) calculator helps you determine the profitability of investments or projects. Use it for free here to calculate your IRR.
- [Emergency business loans](https://swoopfunding.com/au/business-loans/emergency-business-loans/): What do you do when you need money right now and don’t have time to wait for standard business loan? Emergency business loans may be your answer. Read more.
- [Term loans](https://swoopfunding.com/au/business-loans/term-loans/): Term loans for businesses can be fast and simple to obtain and may let you pay the money back over many years. Read more here, or apply with Swoop today.
- [Compound annual growth rate calculator](https://swoopfunding.com/au/business-loan-calculator/compound-annual-growth-rate-calculator/): Our compound annual growth rate (CAGR) calculator helps you measure an investment's annual growth rate over a specified period. Use it for free here.
- [Refinance calculator](https://swoopfunding.com/au/business-loan-calculator/refinance-calculator/): Our loan refinance calculator helps you estimate the potential savings and costs associated with refinancing your existing loan. Use it free here.
- [Business loans with a cosigner](https://swoopfunding.com/au/business-loans/business-loans-with-cosigner/): Getting a small business loan with bad credit, lack of collateral, or for a risky type of business can be tough. Learn how a cosigner can help you get started.
- [Same-day business loan](https://swoopfunding.com/au/business-loans/same-day-business-loans/): Same-day business loans are streamlined to deliver funding within a day of loan approval. Learn more, or apply for same day funding here.
- [No collateral business loans](https://swoopfunding.com/au/business-loans/no-collateral-business-loans/): Lenders often demand collateral when small businesses apply for a loan. But what do you do if you don’t have sufficient collateral? Learn it all here.
- [Vending machine financing](https://swoopfunding.com/au/business-loans/asset-finance/vending-machine-finance/): Vending machines can cost anywhere from $3,000 to $5,000 per unit depending on their features. Learn all about your funding options here.
- [Tractor trailer financing](https://swoopfunding.com/au/business-loans/asset-finance/tractor-trailer-finance/): No matter the size of your business, it rarely makes sense to pay for expensive commercial vehicles with cash. Apply for finance here.
- [Tractor financing](https://swoopfunding.com/au/business-loans/asset-finance/tractor-finance/): Tractor financing – also known as equipment financing – is a type of loan used to support the purchase of tractors. Learn about the options available here.
- [Forklift financing](https://swoopfunding.com/au/business-loans/asset-finance/forklift-finance/): Forklifts are essential equipment for all types of organization, but with prices ranging from $15,000 - $50,000, they don’t come cheap. Apply for finance here.
- [Business line of credit](https://swoopfunding.com/au/business-loans/business-line-of-credit/): Ideal for businesses that want maximum financial flexibility, a business line of credit can give you all the funds you need when you need them. Learn more here.
- [Excavator financing](https://swoopfunding.com/au/business-loans/asset-finance/excavator-finance/): Excavators can be some of the most flexible and useful heavy machinery you can get, but they are expensive. Read more about excavator financing and apply here.
- [Dump truck financing](https://swoopfunding.com/au/business-loans/asset-finance/dump-truck-finance/): Dump trucks can vary in cost, but as an all-purpose workhorse they’re pretty tough to beat. Read our full guide on dump truck financing here.
- [Commercial fleet finance](https://swoopfunding.com/au/business-loans/asset-finance/commercial-fleet-finance/): Buying new business vehicles like trucks, vans and bulldozers don’t come cheap. Fortunately, commercial fleet finance relieves the strain of these assets.
- [Cash flow calculator](https://swoopfunding.com/au/business-loan-calculator/cash-flow-calculator/): Our cash flow calculator can be used to estimate the amount of money coming in and going out of a business. Try it for free today.
- [Purchase order financing](https://swoopfunding.com/au/business-loans/purchase-order-financing/): Purchase order financing can give you the funds to complete all your orders even if your cash flow are overstretched. Read more and apply here.
- [Self-employed business loans](https://swoopfunding.com/au/business-loans/self-employed-loans/): Self-employed business loans can provide a vital safety net for freelancers, sole proprietors and independent contractors. Learn more here.
- [Payroll loans](https://swoopfunding.com/au/business-loans/payroll-loans/): Payroll loans are designed to help you meet your wages bill when your cash flow is weak, seasonal, or erratic. Read more and apply today.
- [No credit check business loans](https://swoopfunding.com/au/business-loans/no-credit-check-business-loans/): Securing a small business loan can be challenging for many businesses, but for business owners with bad credit, it can be very tough. Apply here.
- [Seller financing](https://swoopfunding.com/au/business-loans/seller-financing/): Seller financing can be a win/win for both parties. Read on to learn more about this popular route to buying the business you’ve always wanted.
- [Business loans for minorities](https://swoopfunding.com/au/business-loans/business-loans-for-minorities/): If your business is at least 51% owned and operated by people of specific ethnicities, you qualify for a minority business loan. Learn more with Swoop.
- [Equipment appraisals](https://swoopfunding.com/au/business-loans/asset-finance/equipment-appraisals/): Business equipment is more than just machinery. Here’s what you need to know about appraising its value, the process, and legal considerations.
- [Large business loans](https://swoopfunding.com/au/business-loans/large-business-loans/): Although large business loans are difficult to secure, they can provide the financial heft to propel your organisation to the next level & beyond. Read more.
- [How to get an LLC loan](https://swoopfunding.com/au/business-loans/llc-loans/how-to-get-an-llc-loan/): An LLC loan is a business loan for limited liability companies. Learn all about the application process and loan requirements, or start your application today.
- [Easy business loans](https://swoopfunding.com/au/business-loans/easy-business-loans/): Faster, simpler, more flexible. Easy business loans are an ideal funding choice for small business owners who want a loan quickly. Learn more here.
- [Cash flow loans](https://swoopfunding.com/au/business-loans/cash-flow-loans/): Cash flow can make or break any business, and poor cash flow is the biggest reason many small businesses fail. Read all about cash flow loans and apply here.
- [Invoice factoring](https://swoopfunding.com/au/business-loans/asset-finance/invoice-factoring/): Invoice factoring refers to selling unpaid invoices to a company that provides you with cash on the spot. Learn all about this cash flow boost and apply today.
- [Invoice discounting](https://swoopfunding.com/au/business-loans/invoice-discounting/): Invoice discounting means borrowing against unpaid invoices that are owed to you in order to receive your money faster. Read all here.
- [Accounts receivable financing](https://swoopfunding.com/au/business-loans/accounts-receivable-financing/): Accounts receivable financing means using your unpaid invoices as collateral to borrow money. Learn more and apply today.
- [AUS government support programs for SMEs](https://swoopfunding.com/au/business-grants/aus-government-support-programs-for-smes/): SMEs can rely on the government through various support programs including grants, tax incentives etc. We’ll discuss these crucial support programs one by one.
- [Delayed draw term loan](https://swoopfunding.com/au/business-loans/delayed-draw-term-loan/): Delayed draw-term loans provide access to a pool of funds when you need them, and you only pay interest on the borrowed funds you withdraw. Read more here.
- [Amortisation calculator](https://swoopfunding.com/au/business-loan-calculator/amortisation-calculator/): An amortisation calculator is a financial tool designed to assist businesses in understanding and planning the repayment of loans over time. Try it today.
- [LLC loans](https://swoopfunding.com/au/business-loans/llc-loans/): An LLC loan is a business loan for limited liability companies. Find out more about this type of loans, the application process, or apply through Swoop today.
- [Flexible finance](https://swoopfunding.com/au/business-loans/flexible-finance/): Flexible financing can put organisations in better control of their money, giving them options if circumstances change. Read more and apply today.
- [Commercial finance](https://swoopfunding.com/au/business-loans/commercial-finance/): If you own a business you may have heard the term ‘commercial finance’. But what does it mean, how does it work and is it right for you? Learn it all here.
- [$100,000 or less business loan](https://swoopfunding.com/au/business-loans/best-business-loans-100000-or-less/): If you are looking for a business loan up to $100,000 but aren't sure where to start, look no further. Read on to learn about the best loans and apply today.
- [$1million business loans](https://swoopfunding.com/au/business-loans/1-million-business-loan/): $1,000,000 business loans can be obtained from banks, credit unions, lending marketplaces & online lenders. Apply or find out more with Swoop.
- [Bad credit business loan](https://swoopfunding.com/au/business-loans/bad-credit-business-loans/): Even if you have bad credit, or if you’ve been turned down elsewhere, it may still be possible to secure funding. Read more & apply today.
- [Importing from China to Australia](https://swoopfunding.com/au/business-loans/import-finance/importing-from-china/): If you’re also thinking about working with Chinese suppliers, you must consider the process of importing as it can be a daunting process. Learn more.
- [Bookkeepers](https://swoopfunding.com/au/bookkeepers/): Swoop for Advisors introduces tailored package for bookkeepers, recognising their invaluable contribution to client success. Read more here or get in touch.
- [Debtor finance](https://swoopfunding.com/au/business-loans/debtor-finance/): If you want a very flexible form of funding for your business, debtor finance can be a great place to start. Learn all about debtor finance here.
- [Import Finance](https://swoopfunding.com/au/business-loans/import-finance/): Import trading can be highly capital intensive, and the fact that many customers operate on credit further slows down the cash flow for businesses. Learn more.
- [Asset finance](https://swoopfunding.com/au/business-loans/asset-finance/): Asset finance is a fast-growing funding choice for Australian businesses. It makes it easier to buy, use and benefit from big-ticket items
- [Kerry Dwyer](https://swoopfunding.com/au/about-swoop/team/kerry-dwyer/): Kerry Dwyer Equity & Grants Funding Manager After graduating from Business and Economics in Trinity College Dublin, Kerry worked in...
- [Sam Tasker Grindley](https://swoopfunding.com/au/about-swoop/team/sam-tasker-grindley/): Sam Tasker-Grindley Head of Advisor Channel Sam is Swoop's Head of Advisor Customer Success supporting our accountants with every part...
- [Rhys Cunnah](https://swoopfunding.com/au/about-swoop/team/rhys-cunnah/): Rhys Cunnah Head of Growth With a extensive background in Commercial and Corporate Lending from the RBS group having worked...
---
---
## Posts
---
#
# Detailed Content
## Pages
### Overdraft calculator
> Our business overdraft calculator can help you estimate the costs associated with using an overdraft facility for your business. Use it free here.
- Published: 2025-04-02
- Modified: 2025-05-15
- URL: https://swoopfunding.com/au/business-loan-calculator/overdraft-calculator/
Overdraft calculator Our business overdraft calculator can help you estimate the costs associated with using an overdraft facility for your business. It typically considers factors such as the overdraft amount, interest rate, and the duration of use. I want to borrow £ . 00 Term 31 days Interest rate 34 % This calculator is intended for illustration purposes only and exact payment terms should be agreed with a lender before taking out a loan. Your results Total cost of your overdraft £0 Get a quote What is a business overdraft? A business overdraft facility is a flexible borrowing arrangement that allows a business to withdraw more money than is available in its bank account, up to a pre-approved limit. It is a form of short-term credit designed to help businesses manage cash flow, cover unexpected expenses, or bridge gaps between income and expenses. Key Features:Pre-agreed Limit: The bank sets a maximum amount the business can overdraw. Interest Charges: Interest is typically charged only on the amount overdrawn, not the full limit. Fees: Some banks charge arrangement or renewal fees for maintaining the overdraft. Repayment Flexibility: Funds can be repaid at any time, reducing interest costs. All calculators ADR calculator APY calculator Acid test ratio calculator Amortisation calculator Asset finance calculator Basis point calculator Break even calculator Business loan calculator Business rate calculator Business savings calculator Business valuation calculator Car finance calculator Car finance settlement calculator Cash flow calculator Commercial mortgage calculator Commercial stamp duty calculator Compound annual growth rate calculator...
---
### Business loan for marketing
> A business marketing loan is a type of financing designed to help businesses fund advertising, branding, and promotional activities to attract customers.
- Published: 2025-03-13
- Modified: 2025-03-13
- URL: https://swoopfunding.com/au/business-loans/marketing-loans/
Business loans for marketing Swoop is a credit broker and does not provide capital. We work with a range of companies to offer clear comparisons that allow customers to make choices on financial products & services. Swoop may receive a commission, which may vary by product but typically in the form of a fixed percentage of the loan amount. For certain lenders, we do have influence over the interest rate, and this can impact the amount you pay under the agreement. Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on March 13, 2025. Next review due July 1, 2026. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. The old saw that says advertising pays still rings true. Getting your business name out there, building awareness for your products and services and creating a brand identity that draws in your customers are essential actions to succeed. However, marketing activities can be expensive and for businesses without deep pockets, using valuable working capital to fund an ad campaign or promotion can be...
---
### Middle market loans
> Middle-market lending refers to financing provided to mid-sized companies. Read all about middle market finance here, or apply for funding through Swoop.
- Published: 2025-03-13
- Modified: 2025-03-13
- URL: https://swoopfunding.com/au/business-loans/middle-market-loans/
Middle market loans Swoop is a credit broker and does not provide capital. We work with a range of companies to offer clear comparisons that allow customers to make choices on financial products & services. Swoop may receive a commission, which may vary by product but typically in the form of a fixed percentage of the loan amount. For certain lenders, we do have influence over the interest rate, and this can impact the amount you pay under the agreement. Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on March 13, 2025. Next review due July 1, 2026. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. Not too big, not too small. When it comes to business financing, middle market companies may have the best of both worlds – access some of the financial perks the big guys enjoy, savor the flexibility and variety of loans that support small businesses. Add a header to begin generating the table of contents What is middle market lending? Middle-market lending refers to financing...
---
### What does working capital requirement measure?
> Your working capital requirement (WCR) measures how much short-term funding your business needs to operate on a daily basis. Read more or apply for funding here
- Published: 2025-02-05
- Modified: 2025-02-20
- URL: https://swoopfunding.com/au/business-loans/working-capital-loans/what-does-wcr-measure/
What does working capital requirement measure? Add a header to begin generating the table of contents Page written by Ashlyn Brooks. Last reviewed on February 20, 2025. Next review due July 1, 2026. Ashlyn Brooks Expert financial copywriter Ashlyn is a personal finance writer with experience in business and consumer taxes, retirement, and financial services to name a few. She has been published in USA Today, Kiplinger and Investopedia. Short answer: Your working capital requirement (WCR) measures how much short-term funding your business needs to operate on a daily basis. It provides a snapshot of whether you have enough current assets (like cash and receivables) to cover current liabilities (like payables and expenses). But, of course, there’s more to it than just a simple calculation. A clear understanding of your WCR can help you anticipate cash flow gaps, manage operational costs, and plan for sustainable growth. Keep reading to unpack the details on what WCR is, how to calculate it, and why it’s a big part of efficiency in your business. Add a header to begin generating the table of contents What is a working capital requirement (WCR)? Working capital requirement (WCR) is the amount of money a business needs to afford its day-to-day operations. It shows the difference between the current assets and current liabilities that are tied to operational activities, such as managing inventory, collecting payments, and paying suppliers. Think of it this way. If in theory you got all of your household income at the beginning of...
---
### Bad credit working capital loans
> it’s still possible to get a working capital loan with bad credit, but you may have to put in more effort and be flexible on the terms. Read how, or apply here.
- Published: 2025-02-04
- Modified: 2025-02-19
- URL: https://swoopfunding.com/au/business-loans/working-capital-loans/bad-credit-working-capital/
Bad credit working capital loans Swoop is a credit broker and does not provide capital. We work with a range of companies to offer clear comparisons that allow customers to make choices on financial products & services. Swoop may receive a commission, which may vary by product but typically in the form of a fixed percentage of the loan amount. For certain lenders, we do have influence over the interest rate, and this can impact the amount you pay under the agreement. Add a header to begin generating the table of contents Page written by Ashlyn Brooks. Last reviewed on February 4, 2025. Next review due July 1, 2026. Ashlyn Brooks Expert financial copywriter Ashlyn is a personal finance writer with experience in business and consumer taxes, retirement, and financial services to name a few. She has been published in USA Today, Kiplinger and Investopedia. It’s hard enough securing funding when you have amazing credit. Having a low credit score can make financing a challenge, especially for small businesses. However, it doesn’t have to stop you from getting the working capital you need to keep your business running smoothly. Whether you’re looking to cover day-to-day expenses or fund growth opportunities, there are financing options available, even if your credit isn’t perfect. Let’s break down what bad credit means, your options for getting a working capital loan, and how Swoop can help. Add a header to begin generating the table of contents What is considered ‘bad credit’? Anything below 600 could...
---
### Credit union business loan
> Typically offering competitive interest rates, low fees and a wide range of financial products, credit unions can be a good alternative when you need a loan.
- Published: 2024-11-07
- Modified: 2024-11-08
- URL: https://swoopfunding.com/au/business-loans/credit-union-business-loans/
Credit union business loans Review and compare alternatives to credit union loans with Swoop What is your cash goal? How much funding do you require? attach_money What is your annual revenue? attach_money How old is your business? How old is your business? 0-6 months 6-12 months 1-2 years 2-5 years 5+ years Full name Email Contact number Send me updates on products, news and information on selected partners. By clicking this button, you agree to our Privacy policy & Terms of use. Loading... arrow_back_ios Here's your potential matches Loans Equity Grants Create your FREE account Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on November 8, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. Fast, simple and easy to apply for, PayPal business loans are suitable for businesses that use PayPal to process some or all their sales. But how does this financing work? Let’s take a look. Add a header to begin generating the table of contents What is a credit union?...
---
### PayPal business loans
> Fast, simple and easy to apply for, PayPal business loans are suitable for businesses that use PayPal to process some/all their sales. Read more or apply here.
- Published: 2024-11-07
- Modified: 2024-11-08
- URL: https://swoopfunding.com/au/business-loans/paypal-business-loans/
PayPal business loans Secure your alternative to a PayPal business loan with Swoop What is your cash goal? How much funding do you require? attach_money What is your annual revenue? attach_money How old is your business? How old is your business? 0-6 months 6-12 months 1-2 years 2-5 years 5+ years Full name Email Contact number Send me updates on products, news and information on selected partners. By clicking this button, you agree to our Privacy policy & Terms of use. Loading... arrow_back_ios Here's your potential matches Loans Equity Grants Create your FREE account Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on November 7, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. Fast, simple and easy to apply for, PayPal business loans are suitable for businesses that use PayPal to process some or all their sales. But how does this financing work? Let’s take a look. Add a header to begin generating the table of contents How does a PayPal business loan...
---
### How do NGOs get funding?
> NGOs need consistent funding to sustain their operations and continue making an impact. Swoop offers funding solutions to help NGOs access the finance they need
- Published: 2024-11-05
- Modified: 2024-11-08
- URL: https://swoopfunding.com/au/business-grants/ngo-funding/
How do NGOs get funding? Add a header to begin generating the table of contents Page written by Ashlyn Brooks. Last reviewed on November 5, 2024. Next review due July 1, 2025. Ashlyn Brooks Expert financial copywriter Ashlyn is a personal finance writer with experience in business and consumer taxes, retirement, and financial services to name a few. She has been published in USA Today, Kiplinger and Investopedia. You may have heard the acronym NGO mentioned in reference to humanitarian aid or environmental activism, but NGO stands for non-governmental organization, and they play a significant role in addressing various global challenges. However, like all organizations, NGOs need consistent funding to sustain their operations and continue making an impact. Swoop offers tailored funding solutions to help NGOs access the financial support they need. Whether you're running an NGO or seeking to support one, understanding the funding landscape is essential for long-term success. Add a header to begin generating the table of contents What is an NGO? An NGO, or non-governmental organization, is a non-profit that operates independently from government control, typically to address social, environmental, or humanitarian issues. Some common ones include Save the Children and Oxfam International. NGOs vary in size and focus, with some operating on a global scale, while others work within specific communities or regions. These organizations are essential in advocating for marginalized populations, environmental conservation, and crisis response, among other causes. Types of NGOs There are two main types of NGOs; operation and advocacy. Each type...
---
### Material handling equipment financing
> Material handling equipment is designed to move all kind of goods and materials from A to B, but this comes at a cost. Find out more, or sign up with Swoop today.
- Published: 2024-10-08
- Modified: 2024-12-13
- URL: https://swoopfunding.com/au/business-loans/asset-finance/material-handling-equipment-finance/
Material handling equipment finance How much finance do you need? Asset value $ Asset type Name Email Contact number Send me updates on products, news and information on selected partners. By clicking this button, you agree to our Privacy policy & Terms of use. Thanks for registering. We'll get back to you straight away Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on October 19, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. Factories, warehouses, airports, seaports, logistics centres and more - in many types of location you’ll see specialised machinery keeping business humming. Material handling equipment is designed to move all kinds of goods and materials from A to B, but for smart business owners, these expensive machines all have one thing in common: The best way to buy them is with an equipment lease or loan. Add a header to begin generating the table of contents What is material handling equipment finance? Material handling equipment finance is a form of equipment...
---
### Crane equipment finance
> Crane finance is a specialized form of equipment financing, spreading the cost of expensive machinery over time. Read more or apply for crane finance here.
- Published: 2024-10-08
- Modified: 2024-12-12
- URL: https://swoopfunding.com/au/business-loans/asset-finance/crane-finance/
Crane finance How much finance do you need? Asset value $ Asset type Name Email Contact number Send me updates on products, news and information on selected partners. By clicking this button, you agree to our Privacy policy & Terms of use. Thanks for registering. We'll get back to you straight away Add a header to begin generating the table of contents Page written by Arabella McAvoy. Last reviewed on October 17, 2024. Next review due July 1, 2025. Arabella McAvoy Expert financial copywriter Arabella is a former BBC business journalist who began her career as a policy analyst at the Bank of England and Financial Conduct Authority, and more recently worked in the communications and policy team at the British Business Bank. You see them on construction sites, in factories, on farms and at the port. High, low, mobile or fixed, industrial cranes are everywhere and anywhere – providing major muscle when big things are on the move. Without a doubt, many industries and businesses could not function without these huge machines. But with price tags often in the $millions, buying them out of working capital can often be impossible – which is why savvy business owners use crane finance to take the strain. Add a header to begin generating the table of contents What is crane finance? Crane finance is a specialized form of equipment financing, Designed for businesses in the construction, manufacturing, agriculture, marine, logistics and other heavy equipment industries, this type of financing allows companies to...
---
### Supercar finance
> They go fast, they look great and they cost far more than your typical daily driver. Read more about supercar finance, or arrange your exotic car finance here.
- Published: 2024-10-04
- Modified: 2024-12-13
- URL: https://swoopfunding.com/au/business-loans/asset-finance/supercar-finance/
Supercar finance How much finance do you need? Asset value $ Asset type Name Email Contact number Send me updates on products, news and information on selected partners. By clicking this button, you agree to our Privacy policy & Terms of use. Thanks for registering. We'll get back to you straight away Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on October 19, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. They go fast, they look great and they cost far more than your typical daily driver. Supercars are in a different league when it comes to automobiles. But how do you buy one without spending piles of cash? Read on to find out more about supercar financing and what you need to qualify. Add a header to begin generating the table of contents What cars are classed as supercars? Supercars, exotic cars, and hypercars, are all part of an elite class of automobile that pushes the boundaries of luxury, performance, rarity, styling...
---
### Invoice factoring vs. invoice discounting: What's the difference?
> When businesses need to improve cash flow, two common solutions are invoice factoring and invoice discounting, but which is right for you? Find out here.
- Published: 2024-10-03
- Modified: 2025-05-02
- URL: https://swoopfunding.com/au/business-loans/invoice-factoring/factoring-vs-discounting/
Invoice factoring vs. invoice discounting: What's the difference? Add a header to begin generating the table of contents Page written by Ashlyn Brooks. Last reviewed on May 2, 2025. Next review due July 1, 2026. Ashlyn Brooks Expert financial copywriter Ashlyn is a personal finance writer with experience in business and consumer taxes, retirement, and financial services to name a few. She has been published in USA Today, Kiplinger and Investopedia. When businesses need to improve cash flow, two common solutions are invoice factoring and invoice discounting. While both options allow companies to access the funds tied up in unpaid invoices, they operate in distinct ways. This guide will explain the difference between factoring and discounting, helping you decide which option best suits your business needs. Add a header to begin generating the table of contents What is invoice factoring? Invoice factoring involves selling your unpaid invoices to a third-party company (called a factor) at a discounted rate. In exchange, the factor provides your business with a significant portion of the invoice's value upfront, typically 70-90%. The factor then assumes responsibility for collecting payment from your customers. Once the customer pays the invoice, the factor will give you the remaining balance minus their fees. Invoice factoring is ideal for businesses that need quick access to cash and want to offload the burden of managing collections. However, since the factor interacts directly with your customers, it can impact customer relationships if you’re not careful. What is invoice discounting? Invoice discounting, on...
---
### Car finance settlement calculator
- Published: 2024-09-20
- Modified: 2024-09-20
- URL: https://swoopfunding.com/au/business-loan-calculator/car-finance-settlement-calculator/
Car finance settlement calculator Our free car finance settlement calculator can help you estimate your final outstanding payment to clear your outstanding finance. Original loan amount $ . 00 Length of agreement 36 months Monthly payments $ . 00 Final repayment $ . 00 Number of payments made 6 This calculator is intended for illustration purposes only and exact payment terms should be agreed with a lender before taking out a loan. Your results Total payments so far $0 Outstanding amount (settlement) $0 Annual percentage rate (APR) 0% Get a quote How to calculate car finance settlement This amount includes the remaining balance, interest, and any early settlement fees. Here's a general formula to calculate the settlement amount manually:Outstanding balance: Start with the total amount still owed on the loan. Early repayment interest: This can vary based on the lender but is often a portion of the remaining interest on the loan. Early settlement fee: Some lenders may charge a fee for early repayment. The calculation would look like the below:Settlement Amount = Outstanding Balance + Interest Adjustment + Early Settlement Fee All calculators ADR calculator APY calculator Acid test ratio calculator Amortisation calculator Asset finance calculator Basis point calculator Break even calculator Business loan calculator Business savings calculator Business valuation calculator Car finance calculator Cash flow calculator Commercial mortgage calculator Compound annual growth rate calculator Compound interest calculator Cost of equity calculator Currency converter Debt service coverage ratio (DSCR) calculator Depreciation calculator (straight-line method) Development finance calculator EBITDA calculator...
---
### Car finance calculator
- Published: 2024-09-19
- Modified: 2025-04-24
- URL: https://swoopfunding.com/au/business-loan-calculator/car-finance-calculator/
Car finance calculator Our free car finance calculator can help you estimate your monthly repayments when taking out finance. Repayments Total borrow Amount borrowed $ . 00 Loan term 5 years Annual percentage rate 10% How much can you repay each month? $ . 00 Loan term 5 years Annual percentage rate 10% This calculator is intended for illustration purposes only and exact payment terms should be agreed with a lender before taking out a loan. Your results Monthly repayments $0 Interest payments $0 Total amount $0 Amount you could borrow $0 Interest payments $0 Total amount $0 Get a quote How to calculate car finance payments To calculate your monthly asset finance costs, you'll need the following:Car Price: The total price of the vehicle. Deposit: The amount you're putting down upfront. Loan Term: The number of months or years over which you plan to repay the loan. Interest Rate: The percentage the lender charges on the loan. Final Balloon Payment (Optional): A large payment at the end of some car finance agreements (like PCP). All calculators ADR calculator APY calculator Acid test ratio calculator Amortisation calculator Asset finance calculator Basis point calculator Break even calculator Business loan calculator Business savings calculator Business valuation calculator Cash flow calculator Commercial mortgage calculator Compound annual growth rate calculator Compound interest calculator Cost of equity calculator Currency converter Debt service coverage ratio (DSCR) calculator Depreciation calculator (straight-line method) Development finance calculator EBITDA calculator Franchise loan calculator Inflation calculator Internal rate of return calculator...
---
### Second mortgage funding
> Taking equity from your home is now becoming one of the most common ways to access funding for big purchases or investments. Read more about how here.
- Published: 2024-09-04
- Modified: 2024-09-04
- URL: https://swoopfunding.com/au/commercial-mortgages/second-mortgage-funding/
Second mortgage funding: The definitive guide Add a header to begin generating the table of contents × Taking equity from your home is now becoming one of the most common ways to access funding for big purchases or investments. If you’ve never applied for a second mortgage, this comprehensive guide is for you. Add a header to begin generating the table of contents What is a second mortgage? A second mortgage is a type of loan that you can take out against your home equity. Home equity is essentially the amount of your home that you actually own. For example, if you bought a home worth $300,000 and paid a 20% downpayment of $60,000, the total home equity you’ll have as soon as you close is $60,000. As you continue to pay your monthly mortgage, you’ll continue to build up your home equity. Most lenders can let you borrow around 80-85% of your home equity, and you can use the funds from the second mortgage for any purpose. Most people use second mortgage loans to consolidate debts, finance home improvements and repairs, or afford other big expenses or purchases. How does a second mortgage work? Your first mortgage is the primary loan you take out to buy a particular property. The second mortgage, on the other hand, is the additional loan taken out on the same property. In case you’re unable to repay the loan and your property is foreclosed, the proceeds from the foreclosure sale will be distributed among...
---
### First mortgage funding
> Banks and private mortgage lenders commonly offer first mortgage loans. However, it’s important to understand how first mortgage funding works. Read more here.
- Published: 2024-09-04
- Modified: 2024-09-04
- URL: https://swoopfunding.com/au/commercial-mortgages/first-mortgage-funding/
First mortgage funding: What you need to know Add a header to begin generating the table of contents × Banks and private mortgage lenders commonly offer first mortgage loans. However, it’s important to understand exactly how first mortgage funding works and how it differs from other options like second mortgage. This article aims to help you get a clear picture of what a first mortgage entails and the process to acquire this type of financing. Add a header to begin generating the table of contents What is a first mortgage? A first mortgage is the primary loan that you take out to buy a home. If a property is financed by several mortgage loans, the first loan is considered the first mortgage. Your property will serve as the collateral. First mortgages are paid for in monthly installments over an agreed-upon term, typically 10 to 30 years. A first mortgage is usually mistaken for the first mortgage taken in an individual’s name, but it actually just means the original loan taken out on a property. A buyer can have multiple properties in their name. For instance, if a homebuyer takes out a mortgage for three different properties, then the mortgages of all three properties are considered the first mortgage. How do first mortgage loans work? Buyers typically need to pay a percentage of the property’s cost upfront as a down payment and borrow the rest. The borrowed amount will then be paid off monthly until the loan is repaid. The first...
---
### Pizza Hut
> Pizza Hut is a huge player in the globe’s pizza industry it operates in more than 100 countries. Learn more about its franchise options with Swoop.
- Published: 2024-06-17
- Modified: 2024-08-22
- URL: https://swoopfunding.com/au/business-loans/franchise-finance/pizza-hut/
Pizza Hut franchise Hassle-free business loans to start your Pizza Hut franchise. Get started Second only to Domino’s, Pizza Hut is a major player in the globe’s growing pizza industry. The company operates in more than 100 countries. Pizza Hut business details Pizza Hut began life as a single restaurant in Wichita, Kansas in 1958. More than 65 years later, the company has corporate headquarters in Plano Texas, over 270 stores in Australia and more than 19,000 outlets worldwide. Pizza Hut have offered franchise opportunities since 1959 and are a wholly owned subsidiary of global conglomerate, Yum Brands. Pizza Hut at a glance:Australian stores: Approximately 270 Required Investor net worth: $700,000Required investor liquid cash: $350,000Min. investment: $412,000Max. investment: $2,053,000Standard franchise term: 10 years Can I start a Pizza Hut franchise? Like all the major fast-food brands, getting into a Pizza Hut franchise can be expensive. You’ll also need a minimum net worth of $700k and liquid cash of $350k or more. As well as the steep financial requirements, the company prefers franchisees who have solid experience in the hospitality industry and, ideally, have previously worked in a managerial or supervisory capacity in a Pizza Hut store. They also like their franchisees to take an active role in the daily running of the restaurant. This franchise may not be suitable for passive investment. How much does a Pizza Hut franchise cost? Pizza Hut set-up costs vary from a modest $412,000 to an eye-watering $2,053,000 depending on the location, size and type...
---
### Jan-Pro
> Jan-Pro are a franchised cleaning and janitorial services organisation, and the leader the market worth $96 billion. Read all about the franchise here.
- Published: 2024-06-13
- Modified: 2024-08-22
- URL: https://swoopfunding.com/au/business-loans/franchise-finance/jan-pro/
Jan-Pro franchise Hassle-free business loans to start your Jan-Pro franchise. Get started Jan-Pro are a franchised cleaning and janitorial services organisation. They claim to be the #1 commercial cleaning business and the leader in the market worth $96 billion per year. Jan-Pro business details Jan-Pro was founded in 1991 and they have offered franchise opportunities since 1992. They are headquartered in Alpharetta, Georgia. The company primarily provides cleaning and disinfecting services to institutional, industrial and other commercial customers. Jan-Pro has more than 2,000 outlets in overseas markets. Jan-Pro at a glance:Stores: More than 2000Required Investor net worth: not statedRequired investor liquid cash: not statedMin. investment: $4,900Max. investment: $78,100Standard franchise term: 10 years Can I start a Jan-Pro franchise? With a minimum investment of less than $5k, no liquid cash or net worth requirements and no need for previous commercial experience, a Jan-Pro franchise must be one of the easiest businesses to get up and running. Many Jan-Pro franchisees operate as small, family or even single-person operations, (although you can buy a Regional Developer/Master Franchisee and have many single-unit operators under your wing and paying you each month). Jan-Pro says you can run this business and still keep your day job, so it could work well as a semi-passive investment or as a side hustle to bring in extra income. How much does a Jan-Pro franchise cost? Certainly one of the more affordable business opportunities, the set-up costs for a single Jan-Pro franchise range from $4,900 up to $78,100 depending on...
---
### Fastsigns
> Fastsigns produce custom signs and marketing materials for businesses in Australia and other countries. Read more about them and apply for financing here.
- Published: 2024-06-13
- Modified: 2024-08-22
- URL: https://swoopfunding.com/au/business-loans/franchise-finance/fastsigns/
Fastsigns franchise Hassle-free business loans to start your Fastsigns franchise. Get started Fastsigns produce custom signs and marketing materials for businesses in Australia and seven other countries. They claim to be the largest signage business and the leaders in a market worth $29 billion per year. Fastsigns business details Fastsigns were launched in 1985 and they have offered franchise opportunities since 1986. They are headquartered in Carrollton, Texas. The company designs, produces, installs and maintains all types of sign as well as producing other graphic and marketing materials and further complementary products. The organisation has +750 stores worldwide and a total of 745 outlets across the globe, including Canada, the UK, Chile, Grand Cayman, Puerto Rico and more. Fastsigns at a glance:Stores: More than 750Required Investor net worth: $330,000Required investor liquid cash: $80,000Min. investment: $240,000Max. investment: $310,000Standard franchise term: 10 years Can I start a Fastsigns franchise? With reasonable liquid cash and net worth requirements and affordable set-up costs, starting a Fastsigns franchise may be possible for many entrepreneurs. Fastsigns do not require previous experience in the signage industry, although having owned or managed a business before would clearly be an advantage. The company mandates that either the franchisee or their designated manager is on site to oversee the daily running of the store and to liaise with business customers. After the initial set-up period, you could operate this franchise as a passive investment. How much does a Fastsigns franchise cost? Set-up costs for a Fastsigns franchise range from $240,000...
---
### Domino's
> In the highly competitive world of pizza retailing, Domino’s are the big boys on the block. Read more about them or apply for financing here.
- Published: 2024-06-13
- Modified: 2025-03-21
- URL: https://swoopfunding.com/au/business-loans/franchise-finance/dominos/
Domino's franchise Hassle-free business loans to start your Domino's franchise. Get started In the highly competitive world of pizza retailing, Domino’s are the big boys on the block. In both sales and store numbers they are #1 in the US, well ahead of rivals Pizza Hut, Papa John’s and Little Caesars. Domino's business details Domino’s began life in 1960 in Ypsilanti, Michigan as a single pizza restaurant. Today, the company is headquartered in Ann Arbor, Michigan, has more than 6700 locations in the US and operates in over 90 other countries. With more than 20,000 outlets globally, Domino’s are by far the largest pizza company in the world. They have offered franchise opportunities since 1967. Domino's at a glance:US stores: Approximately 6700Required Investor net worth: $250,000Required investor liquid cash: $75,000Min. investment: $107,000Max. investment: $743,000Standard franchise term: 10 years Can I start a Domino's franchise? You can get into a Domino’s pizza franchise for relatively low dollars and the minimum $75k liquid cash and $250k net worth requirements should not be an issue for many investors. However, you face a major roadblock if you have never worked for this company. Domino’s currently only offer new franchise licenses to entrepreneurs who have a minimum of one years’ experience working at a Domino’s store in a general manager or supervisor capacity. In other words, you need to be in this club to join this club, making it very difficult for outsiders to gain entry. Domino’s also expect franchisees to play a major role...
---
### Domino's
> In the highly competitive world of pizza retailing, Domino’s are the big players on the block. Read all about your franchise options here.
- Published: 2024-06-13
- Modified: 2025-04-24
- URL: https://swoopfunding.com/au/business-loans/franchise-finance/dominos/
Domino's franchise Hassle-free business loans to start your Domino's franchise. Get started In the highly competitive world of pizza retailing, Domino’s are the big boys on the block. In both sales and store numbers they are #1, well ahead of rivals. Domino's business details Domino’s began life in 1960 in Ypsilanti, Michigan as a single pizza restaurant. Today, the company is headquartered in Ann Arbor, Michigan and operates in over 90 other countries. With more than 20,000 outlets globally, Domino’s are by far the largest pizza company in the world. They have offered franchise opportunities since 1967. Domino's at a glance:Australian stores: 730Required Investor net worth: $250,000Required investor liquid cash: $250,000Min. investment: $400,000Max. investment: $850,000Standard franchise term: 10 years Can I start a Domino's franchise? You can get into a Domino’s pizza franchise for the minimum $250k liquid cash and $250k net worth requirements should not be an issue for many investors. However, you face a major roadblock if you have never worked for this company. Domino’s currently only offer new franchise licenses to entrepreneurs who have a minimum of one years’ experience working at a Domino’s store in a general manager or supervisor capacity. In other words, you need to be in this club to join this club, making it very difficult for outsiders to gain entry. Domino’s also expect franchisees to play a major role in the daily running and success of the store. This opportunity is not suitable for passive investment. How much does a Domino's franchise...
---
### Comfort Keepers
> Comfort Keepers is an international care provider and a wholly owned subsidiary of global food and services conglomerate. Read all about them here.
- Published: 2024-06-13
- Modified: 2024-08-22
- URL: https://swoopfunding.com/au/business-loans/franchise-finance/comfort-keepers/
Comfort Keepers franchise Hassle-free business loans to start your Comfort Keepers franchise. Get started Comfort Keepers are an international care provider and a wholly owned subsidiary of global food and services conglomerate, Sodexo. The company specialises in the delivery of care services to clients and patients in the comfort of their own home. Comfort Keepers have more than 700 offices worldwide and operate in 10 countries including the UK, Canada, Norway and Singapore. Comfort Keepers business details Launched in 1998 and headquartered in Irvine, California, Comfort Keepers have offered franchise opportunities since 1999. The organisation delivers in-home care for the elderly and other adults who need assistance in daily living, including homemaker/companionship care, personal care, and with personal technology services and equipment. Some Comfort Keepers franchises also provide trained nurses to deliver more attentive services, including respite care, senior health and wellbeing care and other private nursing duties. Comfort Keepers at a glance:Stores: More than 700Required Investor net worth: $300,000Required investor liquid cash: $100,000Min. investment: $105,000Max. investment: $176,000Standard franchise term: 10 years Can I start a Comfort Keepers franchise? You can start a Comfort Keepers franchise for fairly low dollars and the liquid cash and net worth requirements should be well within the reach of many entrepreneurs at $100k and $300k, respectively. Comfort Keepers do not mandate that new franchise owners have previous care-provider experience or possess any medical credentials, although either of these attributes would be an added advantage. Franchisees must employ a minimum of two staff (including the...
---
### Cinnabon
> Cinnabon operate quick-service bakeries that sell their famous fresh-baked cinnamon rolls. Learn about the franchise with Swoop, or apply for funding.
- Published: 2024-06-13
- Modified: 2024-08-22
- URL: https://swoopfunding.com/au/business-loans/franchise-finance/cinnabon/
Cinnabon franchise Hassle-free business loans to start your Cinnabon franchise. Get started Cinnabon operate quick-service bakeries that sell their world famous fresh-baked cinnamon rolls, plus a range of other cakes and pastries and beverages. Cinnabon business details Launched in Seattle, Washington in 1985, Cinnabon are now headquartered in Atlanta, Georgia. They have offered franchise opportunities since 1986. Cinnabon claims to be the world’s largest seller of cinnamon flavoured pastries. They rank #49 in the list of world’s biggest fast food retailers, behind other global bakeries. At the end of 2023 the company had 16 outlets across Australia. They operate in 57 countries worldwide. Cinnabon at a glance:Australian stores: 16Required Investor net worth: $300,000Required investor liquid cash: $120,000Min. investment: $185,150Max. investment: $330,700 Standard franchise term: 20 years Can I start a Cinnabon franchise? You’ll need a minimum net worth of $300k, liquid cash of $120k and be prepared to spend $330k to get a full Cinnabon bakery off the ground. (Although you may start a simpler Express Cinnabon location for as little as $60,000). The company prefers franchisees who have previous experience in running a business or hospitality and they say they’re seeking franchise-owners who are ‘people orientated’, (which means you genuinely care about your customers and your team). Although franchisees are not required to manage the daily operations of their store, Cinnabon does not recommend this opportunity for candidates seeking a remote investment. How much does a Cinnabon franchise cost? Cinnabon offer six types of franchise and they each come...
---
### Currency converter
> Our currency converter is here to help you stay on top of exchange rates, whether you're on vacation, making a purchase, or conducting business. Try it today.
- Published: 2024-06-12
- Modified: 2025-04-24
- URL: https://swoopfunding.com/au/business-loan-calculator/currency-converter/
Currency converter Our free currency converter is here to help you stay on top of exchange rates, whether you're planning a vacation, making an online purchase, or conducting global business. Page written by AI. Reviewed internally on June 20, 2024. × Origin currency Destination currency Amount to convert $ . 00 This calculator is intended for illustration purposes only and exact payment terms should be agreed with a lender before taking out a loan. Your results Converted amount $ 0 Get a quote What is a currency converter? A currency converter is a tool that allows you to quickly and easily convert one currency into another. It uses the current exchange rates to calculate the equivalent amount of money in different currencies. Currency converters are commonly used by travellers, businesses, and anyone needing to understand the value of money across different countries and provide a convenient way to stay updated on currency values and make informed financial decisions. Why use a currency converter? Using a currency converter is helpful for several reasons:Travel planning: It assists you in understanding how much your money is worth in another country, allowing you to budget more effectively. Business transactions: It makes international business easier by allowing companies to convert currencies accurately when dealing with cross-border transactions. Online shopping: It assists you in comparing prices and determining the cost of goods in your local currency when shopping from international websites. Investment decisions: It helps investors and financial analysts assess the value of foreign investments by...
---
### Signal
> Signal is a franchised private security company offering a range of security options to residential and businesses. Read all about the franchise here.
- Published: 2024-05-30
- Modified: 2024-08-22
- URL: https://swoopfunding.com/au/business-loans/franchise-finance/signal/
Signal franchise Hassle-free business loans to start your Signal franchise. Get started Signal is a franchised private security company offering a range of security options to residential and business customers. Signal claims to be #1 security franchise with 26% growth year on year and network gross revenues of $267 million in 2023. Signal business details Signal (previously known as Signal 88 Security) was founded in 2003. The company has offered franchise opportunities since 2008. Signal competes with other home and business security companies such as ADT, Securitas, and American Security, providing security patrols and surveillance, security consulting, executive protection, and training in personal safety, risk avoidance, and threat management for residential and commercial customers. The business has more than 600 offices as well as operations in many other countries. At the end of 2023, the business had more than 1,000 offices and +4,600 customers spread across the globe. Signal at a glance:Stores: More than 600Required Investor net worth: not statedRequired investor liquid cash: not statedMin. investment: $57,000Max. investment: $273,000Standard franchise term: 3 years Can I start a Signal franchise? Starting a Signal security franchise is affordable, with investments that start as low as $57k. Additionally, the company does not mandate a minimum net worth or liquid cash requirement. However, be aware that franchise fees for this opportunity can be steep depending on the size of your franchise territory. Average start-up fees paid to Signal are $70,000 and you will then need to cover other costs and carry overhead for three...
---
### Kumon franchise
> Kumon is the world’s largest provider of supplementary education, they improve the teaching children receive in school. Learn more about it today.
- Published: 2024-05-29
- Modified: 2024-08-22
- URL: https://swoopfunding.com/au/business-loans/franchise-finance/kumon-franchise/
Kumon franchise Hassle-free business loans to start your Kumon franchise. Get started Kumon is the world’s largest provider of supplementary education. Their learning centres enhance the teaching children receive in regular school by using a proprietary ‘just right’ learning method that was created by the company’s founder in 1954. Kumon business details Launched in 1958, Kumon has offered franchise opportunities since inception. Via their franchised learning centres, the business provides after-school math and reading tutoring to children aged two years up to pre-university. Kumon operates in 62 countries and has more than 27,000 learning centers across the globe. Kumon at a glance:Stores: More than 27,000Required Investor net worth: $150,000Required investor liquid cash: $70,000Min. investment: $67,200Max. investment: $145,600Standard franchise term: 5 years Can I start a Kumon franchise? Kumon franchises have to be one of the most affordable opportunities available. Liquid cash requirements are only $70k and minimum net worth is $150k. Set-up costs are equally modest. Heck, even the initial franchise fee is low-cost. But apart from the money, what else do you need? Kumon does not demand that franchise owners have educational experience or qualifications, (although you must have at least a bachelor’s degree). Instead, the company wants franchisees that have a passion for working with children and believe in Kumon’s mission of helping kids become independent, self-assured and confident. They also say that many of their franchisees have previous experience running a business. Lastly, the company expects their franchisees to make a full-time commitment to managing the learning...
---
### Chem-Dry franchise
> Chem-Dry is a franchised carpet cleaning business, offering entrepreneurs the chance to grab a piece of an industry worth $6.6 billion per year. Read more
- Published: 2024-05-23
- Modified: 2024-08-22
- URL: https://swoopfunding.com/au/business-loans/franchise-finance/chem-dry-franchise/
Chem-Dry franchise Hassle-free business loans to start your Chem-Dry franchise. Get started Chem-Dry is a franchised carpet cleaning business. They claim to be the best carpet cleaning franchise in Australia, offering entrepreneurs the chance to grab a piece of an industry worth $6. 6 billion per year. Chem-Dry business details Launched in 1977 and now headquartered in Nashville, Tennessee, Chem-Dry have offered franchise opportunities since 1978. Franchisees operate a mobile business, using branded vehicles to visit residential and commercial premises to provide carpet cleaning, upholstery cleaning, spot removal, protective services and other authorised services. Chem-Dry is the largest franchised carpet cleaning business in Australia. Currently, they have over 3,000 locations worldwide as well as operations in more than 30 other countries. Chem-Dry at a glance:Stores worldwide: More than 3,0000Required Investor net worth: not statedRequired investor liquid cash: $30,000Min. investment: $72,000Max. investment: $254,000Standard franchise term: 5 years Can I start a Chem-Dry franchise? You won’t need deep pockets to get into your Chem-Dry franchise. After covering the franchise fee, new business owners are required to show liquid cash reserves of only $30k. There is no minimum net-worth requirement or any need for previous cleaning industry experience. Additionally, because Chem-Dry is a mobile business there are minimal real estate costs. You could operate your Chem-Dry business from your own home or a low-cost industrial unit. There’s no need for an expensive main street retail outlet. Best of all, Chem-Dry does not require franchisees to manage the day-to-day running of the business. You...
---
### Burger King
> Famed for their flame-grilled burgers and other fast-food delights, Burger King has been around for 70 years and shows no signs of slowing down. Find out more.
- Published: 2024-05-23
- Modified: 2024-07-26
- URL: https://swoopfunding.com/au/business-loans/franchise-finance/burger-king/
Burger King franchise Hassle-free business loans to start your Burger King franchise. Get started Famed for their flame-grilled burgers and other fast-food delights, Burger King has been around for 70 years and shows no signs of slowing down. The company is on track to reach $60 billion in annual global sales by 2028. Burger King business details Launched in 1954 and headquartered in Miami, Florida, Burger King has offered franchise opportunities since inception. Second only to McDonald’s in the global sandwich stakes, Burger King is a fast food giant, operating more than 19,000 locations in over 100 countries around the world. Burger King at a glance:Australian stores: More than 440Required Investor net worth: at least $350,000Required investor liquid cash: $500,000 min. Min. investment: $323,000Max. investment: $3,076,000Standard franchise term: 20 years Can I start a Burger King franchise? Burger King offers four types of franchise, ranging from a full-scale eat-in restaurant to a simple, delivery and pickup facility. As a result, costs vary significantly – going from a very affordable $350,000 up to an eye-watering $3,076,000 – ranking Burger King start-up costs as low to very high. The franchise fee ranges from $15,000 to $50,000. There are no franchise fee discounts for military veterans. Burger King franchise options: Traditional Burger King Restaurant Facility: A self-contained, full size Burger King restaurant which is located and operated on a site as a freestanding building or within another building structure such as a shopping mall. Non-Traditional Burger King Facility: A non-traditional Burger King restaurant...
---
### Anytime Fitness
> Anytime Fitness offer 24/7 customer access to fitness centres that provide one to one and group programs, coaching, and recovery training. Find out more.
- Published: 2024-05-23
- Modified: 2024-07-26
- URL: https://swoopfunding.com/au/business-loans/franchise-finance/anytime-fitness/
Anytime Fitness franchise Hassle-free business loans to start your Anytime Fitness franchise. Get started Anytime Fitness claims to be the world’s largest and fastest-growing health club franchise and they are considered a giant in the fitness and wellness industry. They have more than 560 locations across Australia as of March 2024. Anytime Fitness business details Anytime Fitness offers 24/7 customer access to franchised fitness centres that provide one to one and group exercise programs, coaching, recovery training and other services such as automated tanning booths, vending services, and reciprocal benefits between centres. They have more than 5,000 locations around the world and claim a presence on all seven continents. The company has offered franchise opportunities since 2002. Anytime Fitness at a glance:Australian stores: More than 560 Required investor net worth: $300,000Required investor liquid cash: $100,000Min. investment: $350,000Max. investment: $975,000Standard franchise term: 6 years Can I start an Anytime Fitness franchise? Anytime Fitness are seeking franchisees with a net worth of at least $300,000, liquid assets of $100k, and a willingness to spend up to $1 million to get their new fitness business off the ground. The company says you don’t need previous fitness industry experience to qualify, but they ask that franchisees are passionate about fitness and are excited to help others achieve their wellness goals. Franchisees are also expected to play an active role in building and managing the business, which means this opportunity is not suitable for passive investment. How much does an Anytime Fitness franchise cost? Start-up...
---
### Signarama
> Signarama is a franchised printing and sign-making business producing and selling magnetic, paper and laminated signs, and much more. Learn more & get started.
- Published: 2024-05-09
- Modified: 2024-08-22
- URL: https://swoopfunding.com/au/business-loans/franchise-finance/signarama/
Signarama franchise Hassle-free business loans to start your Signarama franchise. Get started Signarama is a franchised printing and sign-making business. They produce and sell magnetic, paper and laminated signs, plus a wide range of other products such as banners and posters, retail displays, store fronts and electric and neon signs. Signarama business details Signarama began in 1986 in Farmingdale, New York and has offered franchise opportunities since 1987. Today they are claiming to be a leader in their industry, and they currently have over 1,800 locations worldwide. Signarama at a glance:Total stores: over 1,800Required investor net worth: Not statedRequired investor liquid cash: $60,000Min. investment: $250,000Max. investment: $340,000Standard franchise term: 35 years Can I start a Signarama franchise? If you have at least $60k in liquid capital and you can cover start-up costs that can be more than $300,000, then you can start a Signarama franchise. The company allows investors to designate a principal manager to take the necessary training and control the day-to-day running of your store, so this makes a Signarama franchise suitable for passive investment. How much does a Signarama franchise cost? Signarama franchises come in at the affordable end of the cost spectrum, with an initial investment that can vary from $250,000 to $340,000 – a set-up cost that ranks as low. The initial franchise fee is $49,500. Military veterans may qualify for a 20% discount off this fee. After opening, you are required to pay an array of ongoing fees and charges. They include:Royalty fee: 2%...
---
### Novus Glass
> Novus Glass outlets and mobile stores provide auto glass replacement products and services. Read more about the franchise and get started with Swoop.
- Published: 2024-05-07
- Modified: 2024-08-22
- URL: https://swoopfunding.com/au/business-loans/franchise-finance/novus-glass/
Novus Glass franchise Hassle-free business loans to start your Novus Glass franchise. Get started Novus Glass outlets and mobile stores primarily provide auto glass replacement products and services. With more than 44 million windshields repaired since 1972, the company claims to be the global leader in their market. Novus Glass business details Novus Glass is headquartered in St. Paul, Minnesota. They’ve offered franchise opportunities since 1985. Best known for their auto glass repair services, they also offer commercial and residential glass replacement plus a mix of other automotive aftermarket products and services. They currently operate in 30 countries and have more than 1300 locations worldwide. Novus Glass at a glance:Australian stores: 50Required Investor net worth: $120,000Required investor liquid cash: $50,000Min. investment: $59,000Max. investment: $274,000Standard franchise term: 10 years Can I start a Novus Glass franchise? Novus Glass say you don’t need previous experience in the automotive service industry to successfully operate one of their glass replacement outlets, and with a requirement of $50,000 liquid cash and $120,000 net worth, the financial hurdles to ownership are low. However, keep in mind that with thousands of businesses offering auto glass repair in Australia, the competition for customers could be challenging – as evidenced by this franchise’s failure rate, which is 23% by year three. How much does a Novus Glass franchise cost? A Novus Glass franchise is affordable, requiring an initial investment that ranges from $59,000 up to $274,000 (a cost that includes a vehicle fee that could be reduced by leasing...
---
### Minuteman Press
> Minuteman Press is a retail franchise network that provides printing and related business services to companies and the public. Read all about it here.
- Published: 2024-05-07
- Modified: 2024-08-22
- URL: https://swoopfunding.com/au/business-loans/franchise-finance/minuteman-press/
Minuteman Press franchise Hassle-free business loans to start your Minuteman Press franchise. Get started Minuteman Press is a retail franchise network. Their stores provide printing and related business services to companies and the general public across the US, Canada, the UK, Australia and South Africa. They claim to be the #1 ranked printing franchise in Australia. Minuteman Press business details Launched in 1973 and headquartered in Farmingdale, New York, Minuteman Press has offered franchise opportunities since 1975. Minuteman business centers offer varied printing and marketing services, including digital printing, design, finishing, mailing, advertising specialty items, and marketing communications. More than 50 years after opening, the business is still family owned. Minuteman Press at a glance:Total stores: Approximately 1000Required Investor net worth: not statedRequired investor liquid cash: not statedMin. investment: $100,000 Max. investment: $220,000Standard franchise term: 35 years Can I start a Minuteman Press franchise? You can get into a Minuteman Press franchise for as little as $100,000 if you choose to lease your service centre’s equipment, making this opportunity highly affordable. The company says previous experience in the printing or business services industry is not necessary to operate one or more of their franchised stores. However, they do demand that the franchisee is fully involved in the management and development of the business, although you can designate a manager to take the necessary training and take care of the day-to-day operation of the store. This means a Minuteman Press franchise may be suitable for passive investment. How much does a...
---
### KFC
> KFC is one of the world’s best known fast food brands that sell fried chicken and related food and drink products. Learn all about the franchise here.
- Published: 2024-05-07
- Modified: 2024-08-22
- URL: https://swoopfunding.com/au/business-loans/franchise-finance/kfc/
KFC franchise Hassle-free business loans to start your KFC franchise. Get started KFC is one of the world’s best known fast food brands. Via company owned and franchised restaurants they sell fried chicken and related food and drink products at more than 29,000 locations in 147 countries. Global revenues exceeded 33 billion dollars in 2023. KFC business details Colonel Harland Sanders opened the first franchised Kentucky Fried Chicken restaurant in Salt Lake City, Utah in 1952. More than 70 years later, the name-abbreviated KFC is now headquartered in Louisville, Kentucky and is one of the largest fried chicken chain in Australia. However, the brand still dominates the global scene. They are the second largest fast food chain in the world after McDonald’s. KFC at a glance:Australian stores: Over 650Required Investor net worth: $1,500,000Required investor liquid cash: $750,000Min. investment: $1,800,000Max. investment: $3,700,000Standard franchise term: 20 years Can I start a KFC franchise? You can if you have at least $750,000 in liquid cash and a net worth of $1,500,000. You’ll also need to meet start-up costs that can reach almost four million dollars. KFC does not demand that franchisees have past experience in hospitality, but clearly, with this kind of investment, prior experience in the fast food industry or a similar high-volume consumer business would be helpful. The company expects owners to be on the restaurant floor and running operations daily. This is not a passive investment opportunity. How much does a KFC franchise cost? As you may expect when buying...
---
### Home Instead
> Home Instead provides in-home care services with a mission to assist seniors and other individuals to live independently at home. Learn more & apply today.
- Published: 2024-05-07
- Modified: 2024-08-22
- URL: https://swoopfunding.com/au/business-loans/franchise-finance/home-instead/
Home Instead Hassle-free business loans to start your Home Instead franchise. Get started Home Instead is a franchisor providing in-home care services for seniors and other individuals. Considered one of the world’s leading care providers, their mission statement says they believe everybody should be able to live independently at home, regardless of their age. Home Instead business details Founded in 1994 and offering franchise opportunities since 1995, Home Instead provides home care services such as companionship, and personal and specialised services, including hospice and Alzheimer’s care for older adults. They operate more than 1,200 franchised locations across 13 countries and are a frequent ‘top franchise’ award winner. Home Instead at a glance:Offices worldwide: Approximately 1,200Required Investor net worth: not statedRequired investor liquid cash: not statedMin. investment: $108,000Max. investment: $125,000Standard franchise term: 5 years Can I start a Home Instead franchise? Home Instead say they are seeking franchisees who are driven by a passion to improve the quality of life for seniors and who put their compassion for others first. If this sounds like you and you can meet the average $116,000 start-up cost as well as demonstrate a set of qualities and skills that include strong salesmanship, a desire to work with aging adults, full-time commitment, and good leadership skills, you could start a Home Instead franchise. The company demands either the franchisee or their designated manager must take the franchise training and be involved in the day-to-day running of the business – which means this opportunity could be suitable...
---
### Snap-on Tools
> Snap-on tools is a tools manufacturer and distributor, selling tools and diagnostic equipment to automotive dealers, and more. Learn all about it here.
- Published: 2024-04-23
- Modified: 2024-08-22
- URL: https://swoopfunding.com/au/business-loans/franchise-finance/snap-on-tools/
Snap-on Tools franchise Hassle-free business loans to start your Snap-on tools franchise. Get started Snap-on Tools is a tools manufacturer and distributor, selling professional tools and diagnostic equipment to automotive dealers, garages and workshops as well as farm and industrial businesses, boat yards, and marine and aviation specialists. Snap-on Tools franchisees operate from branded mobile stores, selling products to customers on an exclusive call list. Snap-on Tools business details Snap-on Tools have been manufacturing and distributing tools for professional use since 1920 and offering franchise opportunities since 1991. A globally recognised brand, Snap-on is known for their high-quality, precision-made products. The company currently operates in over 130 countries, employs +13,000 associates, and has +4,700 franchises worldwide. Snap-on tools at a GlanceAustralian stores: Approximately 180Required Investor net worth: +$53,000Required investor liquid cash: +$53,000Min. investment: $170,000Max. investment: $360,000Standard franchise term: 10 years Can I start a Snap-on Tools franchise? As well as minimum net worth and available cash of at $53,000 each, you must be prepared to pay at least $170,000 to get into a Snap-on Tools franchise. Like other companies in this sector, Snap-on accepts franchisees who have no previous experience of the tools industry. However, this is not a ‘hands off’ or part-time opportunity. Snap-on expects all their franchisees to be actively engaged with running the business and interacting with customers on a daily basis. How much does a Snap-on Tools franchise cost? Starting a Snap-on Tools franchise is not something you can do with loose change. Estimated starting costs...
---
### Re/Max
> Re/Max are an international real estate brokerage franchisor providing branding and business support to real estate brokerages. Read all about it here.
- Published: 2024-04-22
- Modified: 2024-08-22
- URL: https://swoopfunding.com/au/business-loans/franchise-finance/re-max-franchise/
Re/Max franchise Hassle-free business loans to start your Re/Max franchise. Get started Re/Max are an international real estate brokerage franchisor. They provide branding and business support to individually owned real estate brokerages in Australia and worldwide. Operating a high transactions/high commissions business model, the company says their success is built on supporting and encouraging entrepreneurs who desire the freedom to carve their own path, their own way. Re/Max business details Founded in Denver in 1973 and franchising since 1975. The company claims to sell more residential real estate than any other brokerage in the world and be the most recognised real estate brand in Australia. The company has more than 6,000 offices in nearly 100 countries and employs more than 135,000 agents across the globe. Re/Max at a glance:Stores: More than 6000Required Investor net worth: not statedRequired investor liquid cash: Not statedMin. investment: $45,000Max. investment: $240,000Standard franchise term: 5 years Can I start a Re/Max franchise? You don’t need deep pockets to start a Re/Max franchise, nor do you need high net worth and a bucket load of liquid cash. However, you do need a valid real estate license for the state where you intend to operate. This makes Re/Max franchises suitable for established agents who wish to go out on their own or small independent brokerages who wish to scale up but lack the network capacity to do so. Note that you cannot run this franchise as a ‘hands off’ business or on a part-time basis. Re/Max demands that...
---
### Pirtek
> Pirtek is a B2B franchise operator, providing industrial and hydraulic hose services to organisations across Australia and beyond. Secure your funding today.
- Published: 2024-04-22
- Modified: 2024-08-22
- URL: https://swoopfunding.com/au/business-loans/franchise-finance/pirtek-franchise/
Pirtek franchise Hassle-free business loans to start your Pirtek franchise. Get started Pirtek is a B2B franchise operator, providing industrial and hydraulic hose services to organisations across Australia and beyond. One of the very few industrial businesses offering franchise opportunities, they say their goal is to succeed as the globe’s top hydraulic and industrial hose service business - and they’re looking for like-minded entrepreneurs to help get them there. Pirtek business details Launched in Australia in 1979, Pirtek has been offering franchises since 1986 and the company claims to be the world leader in industrial and hydraulic hose services. Providing support to manufacturing, marine, transport, construction and waste and recycling businesses, they operate in 24 countries and have over 500 locations and more than +1500 mobile service vehicles worldwide. Pirtek Restaurants at a glance:Australian stores: Over 100Required investor net worth: $750,000Required investor liquid cash: $250,000Min. investment: $200,000Max. investment: +$650,000Standard franchise term: 10 years Can I start a Pirtek franchise? You’ll need a net worth of $300,000 to $750,000 and anywhere from $100,000 to $250,000 in available cash to qualify. Expect to spend up to $650,000 to get started. Additionally, although the company says you don’t need prior experience in this field, or even need to be technically savvy, you can’t run this franchise as a ‘hands off’ business if you’re going in alone. Pirtek demands that individuals directly manage and supervise their business on a daily basis. However, if you’re buying into Pirtek as a corporation, you can designate a...
---
### McDonald's
> McDonald’s are the fast food chain that started it all and are one of the most successful restaurant businesses in the world. Read more and secure funding.
- Published: 2024-04-22
- Modified: 2024-08-22
- URL: https://swoopfunding.com/au/business-loans/franchise-finance/mcdonalds-franchise/
McDonald’s franchise Hassle-free business loans to start your McDonald’s franchise. Get started The big daddy of the franchise world, McDonald’s are the fast food chain that started it all and are one of the most successful restaurant businesses in the world. With an almost saturation presence on main streets and highways across Australia, it’s hard to go wrong with a McDonald’s franchise in your pocket – as long as those pockets run deep. Expect to pay anywhere from $464,000 to $2. 3 million or more to get your new burger business cooking. McDonald’s business details Launched in 1940 in San Bernadino, California, the McDonald’s Corporation is now headquartered in Chicago, Illinois and has offered franchises since 1955. Famous for pioneering the fast food concept with their mission of ‘order to delivery in three minutes or less’, McDonald’s has more than 39,000 restaurants globally and sells more than 6. 4 million burgers every day. McDonald’s Restaurants at a glance:Australian stores: Approximately 1,040Required Investor net worth: $464,000Required investor liquid cash: $500,000Min. investment: $460,000Max. investment: +$2,300,000Standard franchise term: 10 years Can I start a McDonald’s franchise? You can if you have at least half a million dollars in liquid cash and the same again in net worth. The company also expects you to have at least 25% to 40% of the initial start-up costs in unborrowed funds. The most common way to acquire a McDonald’s is to buy an existing business, although the company will also allow new locations based on the number...
---
### Century 21
> Century 21 are an international real estate franchise operator. Learn more about century 21 franchise costs, process & secure your funding with Swoop.
- Published: 2024-04-18
- Modified: 2024-08-22
- URL: https://swoopfunding.com/au/business-loans/franchise-finance/century-21/
Century 21 franchise Hassle-free business loans to start your Century 21 franchise. Get started Century 21 is an international real estate franchise operator. They provide branding and business support to individually owned real estate brokerages across the globe. Claiming to have more brand awareness than any real estate label, Century 21 say their mission is to reinvent the industry by capturing the hearts and minds of those who are buying, selling and working in real estate today. Century 21 business details Established in 1971, and offering franchise opportunities since 1972. They are the largest real estate franchisors in the world and are part of a group of real estate agencies. Currently, Century 21 has over 220 franchised offices across Australia and operates in 86 countries worldwide. Century 21 at a glance:Australian stores: More than 220Required investor net worth: $100,000Required investor liquid cash: $75,000Min. investment: $25,000Max. investment: $450,000Standard franchise term: 10 years Can I start a Century 21 franchise? Century 21 states that they are seeking franchisees who are keen go-getters, determined to defy mediocrity and deliver extraordinary experiences in the real estate industry. If this is you, and you have a net worth of at least $100,000, and liquid assets of more than $75,000, this opportunity may be of interest. However, for those seeking a passive investment, take note that a Century 21 franchise cannot be operated as a remote or semi-remote investment. The company demands that their franchisees are actively engaged in the day to day running of the...
---
### Express Employment Professionals
> Express Employment Professionals is a B2B recruitment franchise that helps companies secure staffing placements. Learn more & secure your funding with Swoop.
- Published: 2024-04-18
- Modified: 2024-08-22
- URL: https://swoopfunding.com/au/business-loans/franchise-finance/express-employment-professionals/
Express employment professionals franchise Hassle-free business loans to start your Express Employment Professionals franchise. Get started Express employment professionals is a business-to-business recruitment franchise that helps Australian and international companies secure full-time, part-time, and temporary staffing placements. As well as providing the opportunity to build a successful business, Express Employment claim their program delivers a better work/life balance and the potential for franchisees to earn the income they deserve. Express employment professionals business details Established in 1983, and offering franchise opportunities since 1985. Currently, Express has more than 800 franchised offices worldwide as well as franchisees in Canada and South Africa. Express employment professionals at a glance:Stores: More than 800Required investor net worth: $250,000Required investor liquid cash: $200,000Min. investment: $150,000Max. investment: $400,000Standard franchise term: 5 years Can I start an Express employment professionals franchise? Although Express Employment stress that previous experience in the staffing sector is not necessary to run a franchise, they prefer candidates with a minimum of five years’ proven leadership, sales, or sales management experience. If you fit this description and you have a net worth of at least $250,000 and liquid cash of $200,000 an Express franchise may be a suitable business proposition. Be aware that owning an Express Employment Professionals franchise as a ‘hands off’ business is not an option. The company expects all franchisees to be actively engaged in the day to day running of the agency. How much does an Express employment professionals franchise cost? Express Employment offers two kinds of product –...
---
### Solar equipment financing for businesses
> Solar equipment financing refers to business loans and leases that help organisations buy or rent the solar equipment they need. Get started with Swoop today.
- Published: 2024-04-05
- Modified: 2024-10-19
- URL: https://swoopfunding.com/au/business-loans/asset-finance/solar-equipment-financing-for-businesses/
Solar equipment financing for businesses Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on August 22, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. Businesses that install solar equipment to provide their energy needs can benefit from cheap, green energy and major tax benefits as well as doing good for the environment. However, commercial solar energy systems are not cheap, typically costing more than $250,000 to buy and install. For this reason, many businesses choose to finance their solar investment – reducing strain on working capital by paying for the equipment over time instead of all at once. Add a header to begin generating the table of contents What is solar equipment financing? Solar equipment financing refers to specialist business loans and leases that help organisations buy or rent the commercial solar equipment they need. This type of financing is more readily provided by online lenders than traditional banks and credit unions and it can be used to buy or rent new or...
---
### Manufacturing equipment financing
> Manufacturing financing can be used to buy machinery for manufacturing businesses, or to borrow against the value of equipment already owned. Read more.
- Published: 2024-04-05
- Modified: 2024-10-19
- URL: https://swoopfunding.com/au/business-loans/asset-finance/manufacturing-equipment-financing/
Manufacturing equipment financing Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on August 22, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. Buying big-ticket manufacturing equipment such as conveyors, assemblers, ovens, presses, and packing systems can put a major dent in working capital. Instead, most Australian manufacturers opt for equipment financing, using business loans and equipment leases to get the machinery they need without struggling to pay with cash. Add a header to begin generating the table of contents What is manufacturing financing? Manufacturing financing is a type of lending that can be used to buy equipment and machinery for manufacturing businesses, or to borrow against the value of equipment that manufacturers already own. In the first instance, manufacturing financing can help you to purchase or lease new or used equipment. In the second instance, manufacturing financing can release cash from a previously illiquid asset – machinery and equipment that your business owns – to provide funds that you can use elsewhere. Manufacturing...
---
### Dental equipment financing
> Dental equipment financing refers to specialist business loans that help Australian dental businesses get the equipment they need. Read more here.
- Published: 2024-04-04
- Modified: 2024-10-17
- URL: https://swoopfunding.com/au/business-loans/asset-finance/dental-equipment-financing/
Dental equipment financing Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on October 17, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. Dental care is a huge industry in Australua, covering everything from general oral care and restorative dentistry, to prosthodontics, cosmetic dentistry and more. Dentists utilise a vast array of equipment to deliver their services, and these machines, tools and technologies are often highly complex and need constant updating. Because this equipment can be expensive, most dental providers choose to buy or lease the machines and tools they need using equipment finance. This reduces strain on cashflow, provides practitioners with the latest devices, and helps to continually improve the efficiency and quality of the dental care they provide. Add a header to begin generating the table of contents What is dental equipment financing? Dental equipment financing refers to specialist business loans and leasing programs that help Australian dental businesses obtain the equipment they need. This type of financing is more readily provided...
---
### Construction equipment financing
> Construction equipment – diggers, bobcats, dump trucks, etc is used by varies industries such as construction, agriculture, and landscaping etc. Read more here.
- Published: 2024-04-04
- Modified: 2024-10-17
- URL: https://swoopfunding.com/au/business-loans/asset-finance/construction-equipment-financing/
Construction equipment financing Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on October 17, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. Construction equipment – diggers, bobcats, cranes, dump trucks, graders, loaders, etc - is used by industries as varied as construction, agriculture, forestry, landscaping and mining. However, this kind of equipment does not come cheap and paying for it with working capital can often be prohibitive. Fortunately, there’s an answer to this problem: Construction equipment financing. Pay for the equipment as you use the equipment. Give your organisation the major machinery it needs without hurting cash flow. Add a header to begin generating the table of contents How do I know if I need an equipment loan? It’s a question of efficiency. If your current construction equipment has reached the stage where repairs and maintenance are becoming more expensive and more frequent, or you find yourself having to take on costly short-term rentals for some equipment that you do not have, then...
---
### Bobcat financing
> Bobcats are the versatile machines of choice for many Australian businesses and these vehicles can come in all shapes and sizes. Learn more with Swoop.
- Published: 2024-04-04
- Modified: 2024-10-17
- URL: https://swoopfunding.com/au/business-loans/asset-finance/bobcat-financing/
Bobcat financing Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on August 22, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. In construction, land management, forestry, farming, landscaping and many other heavy duty industries, getting the job done right and on time is often reliant on the quality of your machinery and equipment. Bobcats are the versatile, go-anywhere, work-anytime machines of choice for many Australian businesses and these vehicles can come in all shapes and sizes, with price tags to match – typically ranging from $20,000 to well over $100,000. With prices like this, it’s clear that buying a new or used bobcat for cash can put a serious dent in your working capital – which is why many businesses opt for bobcat financing – preferring to buy or lease the equipment over time and keep their cash on hand for other purposes. Add a header to begin generating the table of contents How much does bobcat equipment cost? The prices of bobcat...
---
### Boat financing
> Boat loans function like auto loans – you borrow all or some of the cost of the boat you’re buying and then you pay the principal back with interest over time.
- Published: 2024-04-04
- Modified: 2024-10-17
- URL: https://swoopfunding.com/au/business-loans/asset-finance/boat-financing/
Boat financing Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on August 22, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. Although millions of Australian businesses own cars, trucks and vans for commercial use, many organisations also need boats to provide the goods and services they sell. Commercial water craft can be used for fishing, mining, haulage, passenger and vehicle transport, leisure activities and many other functions. Depending on the age, type and size of craft, boats for commercial use can cost anywhere from the tens of thousands up to the millions of dollars – which is why business (and private) boat owners will typically use boat financing to buy the craft they need. Boat loans reduce the financial pressures of buying a new or used boat, letting the boat buyer pay over time instead of all at once. Financing may also let the boat buyer obtain a better boat than they may be able to afford if they were paying with cash....
---
### Bakery equipment financing
> Bakery equipment financing and leasing refers to specialist business loans that help businesses buy the bakery equipment they need. Learn more and apply.
- Published: 2024-04-04
- Modified: 2024-10-17
- URL: https://swoopfunding.com/au/business-loans/asset-finance/bakery-equipment-financing/
Bakery equipment financing Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on October 17, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. No matter if you’re making fancy wedding cakes, artisan bread or thousands of sliced loaves, you need bakery equipment to get the job done right. However, when a commercial oven can cost anywhere from $3,000 to $6,000 equipping a bakery business to perform at its best can require a lot of dough. Fortunately, there’s an alternative: Bakery equipment financing is designed to reduce the financial strain of equipping bakeries with machinery and tools. Keep your working capital for other needs. Buy or lease your new equipment over time instead of paying all at once. Add a header to begin generating the table of contents What is bakery equipment financing and leasing? Bakery equipment financing and leasing refers to specialist business loans that help organisations buy the bakery equipment they need. This type of financing is more readily provided by online lenders...
---
### Audio visual equipment financing
> Audio visual equipment includes devices that deliver a visual or sound effect to your audience. Learn all about it and how to get financed here.
- Published: 2024-04-04
- Modified: 2024-08-21
- URL: https://swoopfunding.com/au/business-loans/asset-finance/audio-visual-equipment-financing/
Audio visual equipment financing Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on August 21, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. × Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. Linkedin Websiteweb_asset Big screens, big sounds. Audio visual (AV) equipment puts you in the picture and tells you what you need to know. Movie houses, theatres, sports events, conferences and almost every other type of event or venue need AV equipment to impress their audience. However, this kind of tech does not come cheap. Even a small show may need...
---
### Aircraft financing
> Aircraft financing is lending that can be used to buy an aircraft, or to borrow against the value of an aircraft that you own. Learn all about it here.
- Published: 2024-04-03
- Modified: 2024-10-17
- URL: https://swoopfunding.com/au/business-loans/asset-finance/aircraft-financing/
Aircraft financing Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on August 21, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. Purchasing airplanes and helicopters for corporate use with cash can put a serious dent in any organisation’s liquidity and seldom makes good financial sense. Instead, most airplane buyers use aircraft financing – special business loans for the purchase of airplanes – to reduce financial headwinds. Get a better plane than you could buy with cash. Spread the cost over time. Keep more money in your bank. Aircraft financing can put you miles ahead. Add a header to begin generating the table of contents What is aircraft financing? Aircraft financing is a type of lending that can be used to buy private aircraft, or to borrow against the value of an aircraft that you already own. In the first instance, aircraft financing can help you to purchase or lease a new or used aircraft. In the second instance, aircraft financing can release cash...
---
### No doc business loan
> No document, or ’no-doc’ business loans are business loans designed to deliver funding with almost zero paperwork. Learn more here and get started with Swoop.
- Published: 2024-03-21
- Modified: 2024-10-19
- URL: https://swoopfunding.com/au/business-loans/no-doc-business-loan/
No-doc business loan Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on August 22, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. No document, or ’no-doc’ business loans are streamlined finance products designed to deliver funding with (almost) zero paperwork. No-doc loans have simple application processes and may provide funding very quickly, but simplicity and speed come with a price – borrowers should expect to pay high interest rates and fees. Add a header to begin generating the table of contents What is a no-doc business loan? Technically, a no-doc loan requires nothing more than your name and address to deliver funding. In reality, these types of business loans do not exist. Even a basic business credit card application will ask you for far more information and you will usually have to provide documents that show income and proof of address. So, when we talk about no-doc loans, we really mean low-doc or nearly no-doc loans – financing that requires a lot less...
---
### Revenue based financing
> Revenue-based financing, also known as ‘royalty financing’, uses the value of an organisation’s gross sales or profits to raise capital. Learn more here.
- Published: 2024-03-21
- Modified: 2024-10-19
- URL: https://swoopfunding.com/au/business-loans/revenue-based-financing/
Revenue-based financing Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on August 22, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. Your business may be generating good revenues, but if your credit score is weak or your trading history is short, you may find it tough to get a standard business loan. Revenue-based financing could be your solution to this problem. Use the value of your annual or monthly revenues to get the funds you need, then simply pay the loan back with a percentage of your monthly income. Add a header to begin generating the table of contents What is revenue-based financing? Revenue-based financing – also known as ‘royalty financing’ - uses the value of an organisation’s gross sales or profits to raise capital from lenders or investors. Unlike traditional business loans which typically provide a sum of cash based on business history or the value of corporate assets such as machinery or property, revenue-based financing is a bet by the lender/investor...
---
### Price per square foot calculator
> Our price per square foot calculator helps you determine the cost of a property, or a space, based on its size, whether you are renting, leasing or buying.
- Published: 2024-03-20
- Modified: 2024-06-25
- URL: https://swoopfunding.com/au/business-loan-calculator/price-per-square-foot-calculator/
Price per square foot calculator Our price per square foot calculator helps you determine the cost of a property, or a space, based on its size, whether you are renting, leasing or buying. Page written by Ian Hawkins. Last reviewed on June 25, 2024. Next review due July 1, 2025. Ian Hawkins Head of Content Ian Hawkins is Head of Content at Swoop. As a freelance business journalist and filmmaker he has reported from Europe, Central and North America and Africa. His films and writing have appeared on BBC World, Reuters and CBS, and he has spoken at conferences on both sides of the Atlantic on subjects including data, cyber security, and entrepreneurialism. × Ian Hawkins Head of Content Ian Hawkins is Head of Content at Swoop. As a freelance business journalist and filmmaker he has reported from Europe, Central and North America and Africa. His films and writing have appeared on BBC World, Reuters and CBS, and he has spoken at conferences on both sides of the Atlantic on subjects including data, cyber security, and entrepreneurialism. Twitter Linkedin Websiteweb_asset Calculation for? Purchase Lease Rental Area measurement sq feet (ft²) Purchase price $ . 00 Price per square foot $ . 00 Monthly rent $ . 00 This calculator is intended for illustration purposes only and exact payment terms should be agreed with a lender before taking out a loan. Your results Purchase price per square foot $0 Monthly lease price $0 Yearly lease price $0 Monthly rent per square...
---
### Internal rate of return calculator
> Our Internal Rate of Return (IRR) calculator helps you determine the profitability of investments or projects. Use it for free here to calculate your IRR.
- Published: 2024-03-19
- Modified: 2024-06-25
- URL: https://swoopfunding.com/au/business-loan-calculator/internal-rate-of-return-calculator/
Internal rate of return calculator Our Internal Rate of Return (IRR) calculator helps you determine the profitability of investments or projects. Page written by Ian Hawkins. Last reviewed on June 25, 2024. Next review due July 1, 2025. Ian Hawkins Head of Content Ian Hawkins is Head of Content at Swoop. As a freelance business journalist and filmmaker he has reported from Europe, Central and North America and Africa. His films and writing have appeared on BBC World, Reuters and CBS, and he has spoken at conferences on both sides of the Atlantic on subjects including data, cyber security, and entrepreneurialism. × Ian Hawkins Head of Content Ian Hawkins is Head of Content at Swoop. As a freelance business journalist and filmmaker he has reported from Europe, Central and North America and Africa. His films and writing have appeared on BBC World, Reuters and CBS, and he has spoken at conferences on both sides of the Atlantic on subjects including data, cyber security, and entrepreneurialism. Twitter Linkedin Websiteweb_asset General Multiple Initial investment Investment return (including initial) Time period 0 years 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 11 years 12 years 13 years 14 years 15 years 16 years 17 years 18 years 19 years 20 years 21 years 22 years 23 years 24 years 25 years months 0 months 1 month 2 months 3 months 4 months 5 months 6 months 7 months 8 months 9...
---
### Emergency business loans
> What do you do when you need money right now and don’t have time to wait for standard business loan? Emergency business loans may be your answer. Read more.
- Published: 2024-03-19
- Modified: 2024-10-17
- URL: https://swoopfunding.com/au/business-loans/emergency-business-loans/
Emergency business loan Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on August 22, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. What do you do when you need money in a hurry and don’t have time to wait for standard business financing? Emergency business loans may be your answer. Often available within days or hours, this type of business loan can plug the financial gap when disaster strikes, or sudden costs put your business on the spot. Add a header to begin generating the table of contents What is an emergency business loan? An emergency business loan (also known as a ‘fast business loan’) can provide immediate funding when your business hits a bump in the road. Use the money to pay for unexpected costs, a sudden shortfall in cash flow, larger-than-anticipated tax bills, recovery from a disaster, or for almost any other type of economic need. Emergency business loans are typically available from online lenders as they can usually provide the...
---
### Term loans
> Term loans for businesses can be fast and simple to obtain and may let you pay the money back over many years. Read more here, or apply with Swoop today.
- Published: 2024-03-18
- Modified: 2024-10-19
- URL: https://swoopfunding.com/au/business-loans/term-loans/
Term loans Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on August 22, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. Term loans for businesses can be fast and simple to obtain and may let you pay the money back over many years. Often available with borrowing costs that are cheaper than other types of business finance, term loans can also be used for almost any purpose. No wonder they’re Australia’s most common type of business loan. Add a header to begin generating the table of contents What is a business term loan? With a business term loan, your organisation receives a single, lump-sum cash injection and then you pay it back in regular instalments, plus interest and any fees, over a fixed period of up to 25 years. Instalments may be weekly, monthly or quarterly depending on the type of business you operate. Some term loans may be unsecured, so you do not provide collateral to protect the lender if you default....
---
### Compound annual growth rate calculator
> Our compound annual growth rate (CAGR) calculator helps you measure an investment's annual growth rate over a specified period. Use it for free here.
- Published: 2024-03-15
- Modified: 2024-06-25
- URL: https://swoopfunding.com/au/business-loan-calculator/compound-annual-growth-rate-calculator/
Compound annual growth rate calculator Our compound annual growth rate (CAGR) calculator helps you measure an investment's annual growth rate over a specified period. Page written by Ian Hawkins. Last reviewed on June 25, 2024. Next review due July 1, 2025. Ian Hawkins Head of Content Ian Hawkins is Head of Content at Swoop. As a freelance business journalist and filmmaker he has reported from Europe, Central and North America and Africa. His films and writing have appeared on BBC World, Reuters and CBS, and he has spoken at conferences on both sides of the Atlantic on subjects including data, cyber security, and entrepreneurialism. × Ian Hawkins Head of Content Ian Hawkins is Head of Content at Swoop. As a freelance business journalist and filmmaker he has reported from Europe, Central and North America and Africa. His films and writing have appeared on BBC World, Reuters and CBS, and he has spoken at conferences on both sides of the Atlantic on subjects including data, cyber security, and entrepreneurialism. Twitter Linkedin Websiteweb_asset Initial deposit $ . 00 Contribution amount $ . 00 Contribution frequency Monthly Annually Years of growth 5 years Estimated rate of return 2% This calculator is intended for illustration purposes only and exact payment terms should be agreed with a lender before taking out a loan. Your results Total balance $0 Total principal $0 Compound interest $0 Get a quote What is CAGR? CAGR is a financial metric used to measure the annualised growth rate of an investment...
---
### Refinance calculator
> Our loan refinance calculator helps you estimate the potential savings and costs associated with refinancing your existing loan. Use it free here.
- Published: 2024-03-14
- Modified: 2025-04-24
- URL: https://swoopfunding.com/au/business-loan-calculator/refinance-calculator/
Refinance calculator Our loan refinance calculator helps you estimate the potential savings and costs associated with refinancing your existing loan. Page written by AI. Reviewed internally on June 25, 2024. × Current loan Remaining balance $ . 00 New loan New loan term 20 years Interest rate 5% This calculator is intended for illustration purposes only and exact payment terms should be agreed with a lender before taking out a loan. Your results Principal/loan amount $0 Monthly payment $0 Length 0 months Total monthly payments $0 Total interest $0 Borrow $ How to calculate loan refinance costs Calculating loan refinance costs involves several factors:Application Fees: Some lenders charge an application or origination fee when you apply for a new loan. This fee can vary widely depending on the lender and the type of loan. Closing Costs: Similar to when you initially obtained your business loan, refinancing typically involves closing costs. These may include fees for appraisal, title search, attorney services, and other administrative expenses. Prepayment Penalties: Check if your current loan carries any prepayment penalties for paying off the loan early. If so, factor in these costs when calculating the total cost of refinancing. Interest Rate: The new interest rate on your refinanced loan will determine your monthly payments and the total interest you'll pay over the life of the loan. A lower interest rate can lead to significant savings over time. Loan Term: Consider whether you're extending or shortening the term of your loan. While a shorter term can...
---
### Business loans with a cosigner
> Getting a small business loan with bad credit, lack of collateral, or for a risky type of business can be tough. Learn how a cosigner can help you get started.
- Published: 2024-02-26
- Modified: 2024-10-17
- URL: https://swoopfunding.com/au/business-loans/business-loans-with-cosigner/
Business loans with a cosigner Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on August 22, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. Getting a small business loan with poor credit, lack of collateral, or for a risky type of business can be very tough. However, in the right circumstances, adding a cosigner to the deal may increase your chances of approval. Add a header to begin generating the table of contents What is a cosigner for a business loan? In many cases, when you apply for a business loan, the lender will ask you to provide a personal guarantee. This means you are personally responsible for repaying the loan if your business defaults. Your home, your savings and your other valuable assets may be seized and sold by the lender in the event of total loan default. However, if your credit score is poor, or you lack sufficient collateral to support the loan, your personal guarantee may not be enough. In...
---
### Same-day business loan
> Same-day business loans are streamlined to deliver funding within a day of loan approval. Learn more, or apply for same day funding here.
- Published: 2024-02-13
- Modified: 2024-10-19
- URL: https://swoopfunding.com/au/business-loans/same-day-business-loans/
Same-day business loan Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on August 22, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. It may be to fund an emergency or to grab an unexpected opportunity, but there are often moments in business when you need money faster than your cash flow will allow. Same-day business loans are streamlined to deliver funding within 24 hours of loan approval. Get the cash you need quickly with the minimum of fuss. Add a header to begin generating the table of contents What is a same-day business loan? Same-day business loans can give your organisation extra funds when you need them in a hurry. Mostly available from online lenders who have faster application processes, lower documentation requirements and more relaxed qualifying rules, same-day business loans can put the money in your bank account on the same day as approval, or at least within 24 hours. The downside of same-day business loans is that speed comes with a...
---
### No collateral business loans
> Lenders often demand collateral when small businesses apply for a loan. But what do you do if you don’t have sufficient collateral? Learn it all here.
- Published: 2024-02-13
- Modified: 2024-10-19
- URL: https://swoopfunding.com/au/business-loans/no-collateral-business-loans/
No collateral business loans Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on October 19, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. Lenders often demand collateral when small businesses apply for a business loan. But what do you do if you don’t have sufficient collateral, or you don’t want to give a personal guarantee? No collateral business loans are designed to give small businesses the funds they need without signing over their key assets. Read on to learn more about no-collateral business loans, how they work and what you need to get one. Add a header to begin generating the table of contents What is a no-collateral business loan? A no-collateral business loan, (also known as an ‘unsecured loan’), is exactly what it sounds like – you borrow money and provide no assets as security to the lender. This means the lender carries more risk, because if you default, they have no easy way to get their money back. In reality, it’s...
---
### Vending machine financing
> Vending machines can cost anywhere from $3,000 to $5,000 per unit depending on their features. Learn all about your funding options here.
- Published: 2024-02-12
- Modified: 2024-10-19
- URL: https://swoopfunding.com/au/business-loans/asset-finance/vending-machine-finance/
Vending machine financing Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on August 22, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. Vending machines are the stores that never close. Open 24/7 for the sale of food, drinks, candy, toys, and more, they’re a fast and convenient way to buy the things we need. No wonder the Australian vending machine market generates over $64 million in profit every year. However, modern vending machines can cost anywhere from $3,000 to $5,000 per unit depending on how many bells and whistles they carry. This is enough to put a major dent in any income stream. But don’t be alarmed. There’s an answer to this problem: Vending machine financing. Pay for the equipment as you use the equipment. Give your vending machine business the machinery it needs without hurting cash flow. Add a header to begin generating the table of contents What is vending machine financing? Vending machine financing – also known as equipment financing –...
---
### Tractor trailer financing
> No matter the size of your business, it rarely makes sense to pay for expensive commercial vehicles with cash. Apply for finance here.
- Published: 2024-02-12
- Modified: 2024-10-19
- URL: https://swoopfunding.com/au/business-loans/asset-finance/tractor-trailer-finance/
Tractor-trailer financing Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on August 22, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. It doesn’t matter if you’re an owner-operator, a small fleet owner, or a large fleet organisation, it rarely makes sense to pay for expensive commercial vehicles with cash. Instead, tractor-trailer finance lets you pay for the truck as you use the truck and gives you better control of your working capital. Expand your trucking business without hurting cash flow. Add a header to begin generating the table of contents What is tractor-trailer finance Tractor-trailer finance– also known as equipment financing – is a special type of business loan used to support the purchase of new or used tractor-trailers. How does tractor-trailer financing work? There are two types of tractor-trailer financing: Finance (also known as a tractor-trailer loan) Tractor-trailer finance is a straightforward business loan. You make a down payment on the vehicle and then pay off the balance of the purchase price,...
---
### Tractor financing
> Tractor financing – also known as equipment financing – is a type of loan used to support the purchase of tractors. Learn about the options available here.
- Published: 2024-02-12
- Modified: 2024-10-19
- URL: https://swoopfunding.com/au/business-loans/asset-finance/tractor-finance/
Tractor financing Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on August 22, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. Tractor financing – also known as equipment financing – is a type of business loan used to support the purchase of new or used tractors. This type of financing lets you use the equipment as you pay for the equipment. Buy one or more tractors without putting strain on cash flow. There are two types of tractor financing:Finance (also known as a tractor loan)Tractor finance is a straightforward business loan. You make a down payment on the tractor and then pay off the balance of the purchase price, plus interest, with regular payments over a fixed-term contract. The equipment acts as security for the loan. When the agreement comes to an end, the tractor is paid for and yours to keep. LeaseA tractor lease is really a long-term rental agreement. Because you are only financing some of the purchase price, leasing typically...
---
### Forklift financing
> Forklifts are essential equipment for all types of organization, but with prices ranging from $15,000 - $50,000, they don’t come cheap. Apply for finance here.
- Published: 2024-02-12
- Modified: 2024-10-18
- URL: https://swoopfunding.com/au/business-loans/asset-finance/forklift-finance/
Forklift Financing Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on August 22, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. Forklifts are essential business equipment for all types of organization, but with sticker prices ranging from $15,000 to $50,000, they don’t come cheap. Paying this kind of cost using working capital is not only financially inefficient, it can also be prohibitive. However, there’s an answer to this problem: Forklift financing. Pay for the equipment as you use the equipment. Give your organization the machinery it needs without hurting cash flow. Add a header to begin generating the table of contents What is forklift financing? Forklift financing – also known as equipment financing – is a type of business loan used to support the purchase of new or used forklifts. This type of financing gives organizations an alternative way to pay for one or more forklifts without putting strain on working capital by buying machinery with cash. What are the benefits of financing...
---
### Business line of credit
> Ideal for businesses that want maximum financial flexibility, a business line of credit can give you all the funds you need when you need them. Learn more here.
- Published: 2024-02-09
- Modified: 2024-10-17
- URL: https://swoopfunding.com/au/business-loans/business-line-of-credit/
Business line of credit requirements Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on August 15, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. Ideal for businesses that want maximum financial flexibility, a business line of credit can give you all the funds you need when you need them, lower your borrowing costs, and provide perfect peace of mind. Add a header to begin generating the table of contents What is a business line of credit? A business line of credit – also known as a revolving line of credit - is a business loan that functions like a high-value business credit card. Unlike a standard term loan, where you get all the cash in one lump sum, revolving credit lines allow businesses to withdraw as much as they want – up to their credit limit - from a floating loan account. The key benefit of this type of borrowing is that you only pay interest on the amount you withdraw, not the...
---
### Excavator financing
> Excavators can be some of the most flexible and useful heavy machinery you can get, but they are expensive. Read more about excavator financing and apply here.
- Published: 2024-02-09
- Modified: 2024-10-17
- URL: https://swoopfunding.com/au/business-loans/asset-finance/excavator-finance/
Excavator financing Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on August 22, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. Excavators – also known as diggers or mechanical shovels – can be some of the most flexible and useful heavy machinery you can get. Operated by industries as varied as construction, agriculture, forestry and mining, they can be the powerhouse of any business. However, diggers don’t come cheap and paying for this type of heavy machinery with working capital can often be prohibitive. Fortunately, there’s an answer to this problem: Excavator financing. Pay for the equipment as you use the equipment. Give your organisation the machinery it needs without hurting cash flow. Add a header to begin generating the table of contents What is excavator financing? Excavator financing – also known as equipment financing – is a type of business loan used to support the purchase of new or used excavators. This type of financing gives organisations an alternative way to pay...
---
### Dump truck financing
> Dump trucks can vary in cost, but as an all-purpose workhorse they’re pretty tough to beat. Read our full guide on dump truck financing here.
- Published: 2024-02-09
- Modified: 2024-10-17
- URL: https://swoopfunding.com/au/business-loans/asset-finance/dump-truck-finance/
Dump truck financing Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on October 16, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. Dump trucks can cost from a few thousand dollars up to $180,000 or more, but as an all-purpose workhorse they’re pretty tough to beat. However, paying for this kind of equipment with working capital is financially inefficient and can often be prohibitive. Fortunately, there’s an answer to this problem: Dump truck financing. Pay for the equipment as you use the equipment. Give your organisation the vehicles it needs without hurting cash flow. Add a header to begin generating the table of contents What is dump truck financing? Dump truck financing – also known as equipment financing – is a type of business loan used to support the purchase of new or used dump trucks. This type of financing gives organisations an alternative way to pay for one or more dump trucks without putting strain on working capital by buying vehicles with...
---
### Commercial fleet finance
> Buying new business vehicles like trucks, vans and bulldozers don’t come cheap. Fortunately, commercial fleet finance relieves the strain of these assets.
- Published: 2024-02-08
- Modified: 2024-10-17
- URL: https://swoopfunding.com/au/business-loans/asset-finance/commercial-fleet-finance/
Commercial fleet finance Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on August 22, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. New business vehicles don’t come cheap and buying big ticket items like trucks, vans and bulldozers out of working capital can impact business efficiency and often be prohibitive. Fortunately, there’s a solution to this problem: Commercial fleet finance. Give your organization the vehicles it needs without hurting cash flow. Add a header to begin generating the table of contents What is commercial fleet financing? Commercial fleet financing – also known as equipment financing – is a type of business loan used to support the purchase of one or more vehicles that are used for business purposes. Typically, this means vehicles such as:Semi-trucksBox trucksLight/medium duty trucksPickupsTrailersConstruction equipment – bulldozers, scrapers, excavators, etc. Emergency vehicles – ambulances, fire trucks, etc. Commercial fleet finance is effectively a long-term rental agreement, and it is usually employed to purchase or lease more than one vehicle at...
---
### Cash flow calculator
> Our cash flow calculator can be used to estimate the amount of money coming in and going out of a business. Try it for free today.
- Published: 2024-02-07
- Modified: 2025-04-24
- URL: https://swoopfunding.com/au/business-loan-calculator/cash-flow-calculator/
Cash flow calculator Our cash flow calculator can be used to estimate the amount of money coming in and going out of a business over a specific period. It typically takes into account income sources, expenses, investments, loans, and other financial transactions to determine the net cash flow. Page written by AI. Reviewed internally on June 25, 2024. × Step 1: fill in cash inflows Total cash at the beginning of period $ . 00 Operations total received from customers $ . 00 Other cash receipts $ . 00 Sales of property $ . 00 Sale of investments $ . 00 Other activity $ . 00 New borrowing $ . 00 Stock issuing $ . 00 Capital contributions $ . 00 Next step Step 2: fill in cash outflows Inventory $ . 00 Insurance $ . 00 Rent and lease $ . 00 Advertising $ . 00 Payroll $ . 00 Other payments $ . 00 Interest paid $ . 00 Capital expenditures $ . 00 Purchases $ . 00 Loan repayments $ . 00 Dividends paid $ . 00 Other paid cash items $ . 00 Restart This calculator is intended for illustration purposes only and exact payment terms should be agreed with a lender before taking out a loan. Your results Total cash at the beginning of period $0 Total cash in $0 Total cash out $0 Cashflow $0 Cash at the end of period $0 Get a quote How to calculate cash flow To use our cash...
---
### Purchase order financing
> Purchase order financing can give you the funds to complete all your orders even if your cash flow are overstretched. Read more and apply here.
- Published: 2024-01-30
- Modified: 2024-10-19
- URL: https://swoopfunding.com/au/business-loans/purchase-order-financing/
Purchase order financing Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on August 22, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. Never miss a customer order again. Purchase order financing can give you the funds to complete all your orders even if your cash flow or regular borrowing facilities are overstretched. Add a header to begin generating the table of contents What is purchase order financing? Purchase order financing, also known as PO financing, is a cash advance that lets small businesses pay for goods to fill a customer order when they lack the funds to buy the goods themselves. Useful when your cash flow is weak or your regular credit facilities are maxed out, a PO loan means you don’t have to turn an order away because you have insufficient inventory or lack the cash to buy new stock from your suppliers. How does purchase order financing work? With purchase order financing, a lender pays your supplier up to 100% of...
---
### Self-employed business loans
> Self-employed business loans can provide a vital safety net for freelancers, sole proprietors and independent contractors. Learn more here.
- Published: 2024-01-29
- Modified: 2024-10-19
- URL: https://swoopfunding.com/au/business-loans/self-employed-loans/
Self-employed business loans Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on October 19, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. What are business loans for self-employed borrowers? Self-employed business loans can provide a vital safety net for freelancers, sole proprietors and independent contractors – covering dips in cash flow, paying unexpected expenses or allowing self-employed entrepreneurs to take their business to the next level and beyond. Use a self-employed business loan to:Support your cash flowBuy equipment, materials and inventoryPay utilities and suppliersBuy a new vehicleCover taxesExpand your operation or acquire a new businessAnd more Add a header to begin generating the table of contents How loans for self-employed borrowers work Self-employed borrowers can usually get the same types of business loans as larger organisations, although this type of financing may require you to provide collateral or at least a personal guarantee. Here’s a rundown of the most popular types of self-employed small business loan: Bank loansKey benefit: Lower borrowing costsMost bank...
---
### Payroll loans
> Payroll loans are designed to help you meet your wages bill when your cash flow is weak, seasonal, or erratic. Read more and apply today.
- Published: 2024-01-29
- Modified: 2024-10-19
- URL: https://swoopfunding.com/au/business-loans/payroll-loans/
Payroll loans Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on August 22, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. For many small businesses, their employees are their most valuable assets and keeping these workers happy is key to long-term success. Paying staff on time is an essential part of this process. Payroll loans are designed to help you meet your wages bill when your cash flow is weak, seasonal, or erratic. Add a header to begin generating the table of contents What is a payroll loan? A payroll loan is short-term business financing to cover the wages and benefits of a company’s employees. More often available from online and non-traditional lenders than banks and credit unions, payroll loans may be obtained at short notice and with minimal paperwork, although borrowing costs could be higher than other business financing. Typically used when business cash flow is tight, payroll loans can give organisations the funds to pay their workers and avoid damaging the...
---
### No credit check business loans
> Securing a small business loan can be challenging for many businesses, but for business owners with bad credit, it can be very tough. Apply here.
- Published: 2024-01-29
- Modified: 2024-10-19
- URL: https://swoopfunding.com/au/business-loans/no-credit-check-business-loans/
No credit check business loans Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on August 22, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. Securing a small business loan can be challenging for many organisations, but for business owners with bad credit, it can be extremely tough. No credit check business loans may provide a solution to this problem, although this type of financing typically comes with higher costs, shorter terms and lower sums available. Add a header to begin generating the table of contents What are no credit check business loans? No credit check loans are usually provided by online and alternative providers instead of traditional lenders such as banks and credit unions. With this type of financing the lender does not check your personal or business credit score when reviewing your loan application. No check business loans can help small business owners with poor credit get the financing they need, but securing a loan without undergoing a credit check can be...
---
### Seller financing
> Seller financing can be a win/win for both parties. Read on to learn more about this popular route to buying the business you’ve always wanted.
- Published: 2024-01-29
- Modified: 2024-10-19
- URL: https://swoopfunding.com/au/business-loans/seller-financing/
Seller financing Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on August 22, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. Getting a traditional business loan to purchase a business can be tough for would-be buyers who lack a ton of cash or less than stellar credit. Seller financing is one solution to this problem; the business seller acts like a bank and gives the buyer a loan to purchase their business. Seller financing can be a win/win for both buyers and sellers. Read on to learn more about this popular route to buying the business you’ve always wanted. Add a header to begin generating the table of contents What is seller financing? Seller financing, also known as ‘owner financing’ or ‘seller carryback’, is commonly used when a business owner wants to sell their business. The seller offers a loan to the buyer to cover part or even all of the sale price and the buyer then pays the seller back in regular...
---
### Business loans for minorities
> If your business is at least 51% owned and operated by people of specific ethnicities, you qualify for a minority business loan. Learn more with Swoop.
- Published: 2024-01-29
- Modified: 2024-10-17
- URL: https://swoopfunding.com/au/business-loans/business-loans-for-minorities/
Business loans for minorities Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on August 15, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. It’s seldom easy for small and medium-sized organisations to secure a business loan, but for minority-owned businesses, issues such as limited banking history, imperfect credit and unconscious bias can often make the challenge even tougher. Fortunately, a whole raft of business funding options have sprung up in answer to this problem. Read on to learn more about business loans for minorities and how you can secure the funding your organisation requires. Add a header to begin generating the table of contents What is a minority-owned business? If your business is at least 51% owned and operated by people of specific ethnicities, it can be classed as minority-owned. A minority business is defined as a business where the owner is a citizen who identifies as Asian-Indian, Asian-Pacific, Black, Hispanic or Native American. Where can I get a minority business loan? Minority...
---
### Equipment appraisals
> Business equipment is more than just machinery. Here’s what you need to know about appraising its value, the process, and legal considerations.
- Published: 2024-01-26
- Modified: 2024-10-17
- URL: https://swoopfunding.com/au/business-loans/asset-finance/equipment-appraisals/
Equipment appraisals: All you need to know Add a header to begin generating the table of contents Page written by Michael David. Last reviewed on August 22, 2024. Next review due July 1, 2025. Michael David Expert financial copywriter Michael David is a financial writer and former investment advisor. Writing for Capital Group, Dimensional Fund Advisors, Franklin Templeton Investments, HSBC, Invesco, PIMCO, Vanguard, global insurance companies, major banks and others, he has educated professionals, business owners and consumers about strategies for investing, insurance, banking and corporate finance for more than 20 years. Business equipment is more than just machinery, it’s an asset that goes on your balance sheet and can support your business financing needs. Here’s what you need to know about appraising its value. Add a header to begin generating the table of contents What is a machinery & equipment appraisal? Having your business equipment appraised means hiring an expert to provide an unbiased opinion of what it is worth. This independent valuation can be helpful when you are dealing with outside parties who want to be confident that the reported value is accurate and objective. In many cases, the work will be carried out by an accredited, qualified professional equipment appraiser. Why would you need an equipment appraisal? There are many reasons why you might need an objective appraisal of the value of your equipment, including:Financing. Banks and private lenders may require an appraisal before accepting your equipment or machinery as collateral for a secured business loan. Insurance....
---
### Large business loans
> Although large business loans are difficult to secure, they can provide the financial heft to propel your organisation to the next level & beyond. Read more.
- Published: 2024-01-24
- Modified: 2024-10-19
- URL: https://swoopfunding.com/au/business-loans/large-business-loans/
Large business loans Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on August 22, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. Although large business loans are typically more difficult to secure than smaller financing options, thinking very big in business can bring outsize returns. Larger loans can provide the financial heft to propel your organisation to the next level and beyond. Add a header to begin generating the table of contents What is considered a large business loan? A large business loan is typically business financing of $500,000 or more. How do large business loans work and what are their uses? Large business loans work like any other business financing – you borrow a sum of cash and pay it back over time – except the numbers are much bigger. These types of loan may need to be secured by the borrower’s collateral, or they may use other assets, such as the borrower’s sales receipts as security. Large business loans can be...
---
### How to get an LLC loan
> An LLC loan is a business loan for limited liability companies. Learn all about the application process and loan requirements, or start your application today.
- Published: 2024-01-24
- Modified: 2024-10-18
- URL: https://swoopfunding.com/au/business-loans/llc-loans/how-to-get-an-llc-loan/
How to get an LLC business loan Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on August 22, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. An LLC loan is a business loan for limited liability companies. In reality, there is no difference between an LLC loan and other types of business loan. The term ‘LLC loan’ is applied to make it clear that these loans are aimed at business structured as LLCs. Read on to find out more about the different types of LLC loan, how they work and what you must do to get one. Add a header to begin generating the table of contents How to get an LLC business loan: Step by step Securing your LLC loan can be fast and simple. Follow these steps to get the funds your business needs:Check your credit scoreIt is common for mistakes to occur on credit reports, but incorrect information could have an adverse impact on your loan application. Business credit scores...
---
### Easy business loans
> Faster, simpler, more flexible. Easy business loans are an ideal funding choice for small business owners who want a loan quickly. Learn more here.
- Published: 2024-01-24
- Modified: 2025-04-24
- URL: https://swoopfunding.com/au/business-loans/easy-business-loans/
Easy business loans Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on August 22, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. Faster, simpler, more flexible. Easy business loans are an ideal funding choice for small business owners who want a loan quickly and without all the fuss. Add a header to begin generating the table of contents What qualifies as an easy business loan? Although there is no official definition of an easy business loan, the term usually applies to business financing that requires low documentation and has more lenient qualifying rules. Compared to banks and credit unions that offer more traditional business loans – funding that typically requires strong credit, excellent finances and several years in business – easy business loans are usually obtained from online lenders and may be secured with lower credit scores, shorter times in business and less financial paperwork. Key features of easy business loans include:Flexible qualificationsEasy business loans usually come with more relaxed qualifying rules. This...
---
### Cash flow loans
> Cash flow can make or break any business, and poor cash flow is the biggest reason many small businesses fail. Read all about cash flow loans and apply here.
- Published: 2024-01-24
- Modified: 2024-10-17
- URL: https://swoopfunding.com/au/business-loans/cash-flow-loans/
Cash flow loans for small businesses Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on August 22, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. Cash flow can make or break any business, and poor cash flow is the biggest reason many small businesses fail. When money is going out faster than you can get it in, you have a recipe for disaster, but cash flow loans are designed to eliminate this problem – providing short to medium-term financing that can reduce financial pressure and give your business the chance to grow again. Add a header to begin generating the table of contents What are cash flow loans for small businesses? Cash flow loans are short to medium-term business loans used to cover dips in your income stream. Most easily secured from online or alternative lenders, cash flow loans can be used for day-to-day expenses, covering rent, making payroll, and many other needs. The funds are typically lent against the strength of your...
---
### Invoice factoring
> Invoice factoring refers to selling unpaid invoices to a company that provides you with cash on the spot. Learn all about this cash flow boost and apply today.
- Published: 2024-01-22
- Modified: 2024-08-21
- URL: https://swoopfunding.com/au/business-loans/asset-finance/invoice-factoring/
Invoice factoring: The complete guide Add a header to begin generating the table of contents Page written by Michael David. Last reviewed on August 21, 2024. Next review due July 1, 2025. Michael David Expert financial copywriter Michael David is a financial writer and former investment advisor. Writing for Capital Group, Dimensional Fund Advisors, Franklin Templeton Investments, HSBC, Invesco, PIMCO, Vanguard, global insurance companies, major banks and others, he has educated professionals, business owners and consumers about strategies for investing, insurance, banking and corporate finance for more than 20 years. × Michael David Expert financial copywriter Michael David is a financial writer and former investment advisor. Writing for Capital Group, Dimensional Fund Advisors, Franklin Templeton Investments, HSBC, Invesco, PIMCO, Vanguard, global insurance companies, major banks and others, he has educated professionals, business owners and consumers about strategies for investing, insurance, banking and corporate finance for more than 20 years. Linkedin If you want to smooth out your business cash flow, invoice factoring is a solution to consider. It can be one of the quickest ways to receive an injection of cash when you need it. Here’s what you need to know. Add a header to begin generating the table of contents What is invoice factoring? Many businesses find themselves in the position of having invoices that are owed to them but not enough cash in the bank when they need it. Invoice factoring refers to selling those unpaid invoices to a factoring company that provides you with cash immediately. You...
---
### Invoice discounting
> Invoice discounting means borrowing against unpaid invoices that are owed to you in order to receive your money faster. Read all here.
- Published: 2024-01-22
- Modified: 2024-10-19
- URL: https://swoopfunding.com/au/business-loans/invoice-discounting/
Invoice discounting: What is it? Add a header to begin generating the table of contents Page written by Michael David. Last reviewed on August 22, 2024. Next review due July 1, 2025. Michael David Expert financial copywriter Michael David is a financial writer and former investment advisor. Writing for Capital Group, Dimensional Fund Advisors, Franklin Templeton Investments, HSBC, Invesco, PIMCO, Vanguard, global insurance companies, major banks and others, he has educated professionals, business owners and consumers about strategies for investing, insurance, banking and corporate finance for more than 20 years. If you frequently find yourself waiting on clients to pay your invoices, there’s a way you might be able to speed things up. Invoice discounting is like getting a cash advance as soon as you issue an invoice. Here’s how it works. Add a header to begin generating the table of contents What is invoice discounting? Invoice discounting means borrowing against unpaid invoices that are owed to you in order to receive your money faster. It’s called “discounting” because, although you are able to access your funds more quickly, the amount you receive will be discounted by a fee that you pay to the finance company. How does invoice discounting work? Invoice discounting is like being able to access a short-term loan that is secured by your accounts receivable. Here’s how it works:You sign up with an invoice discounting company. You’ll want to shop around, as the specific services and fees can vary quite a bit. You issue an invoice...
---
### Accounts receivable financing
> Accounts receivable financing means using your unpaid invoices as collateral to borrow money. Learn more and apply today.
- Published: 2024-01-22
- Modified: 2024-10-17
- URL: https://swoopfunding.com/au/business-loans/accounts-receivable-financing/
Accounts receivable financing Add a header to begin generating the table of contents Page written by Michael David. Last reviewed on August 22, 2024. Next review due July 1, 2025. Michael David Expert financial copywriter Michael David is a financial writer and former investment advisor. Writing for Capital Group, Dimensional Fund Advisors, Franklin Templeton Investments, HSBC, Invesco, PIMCO, Vanguard, global insurance companies, major banks and others, he has educated professionals, business owners and consumers about strategies for investing, insurance, banking and corporate finance for more than 20 years. If you’ve ever looked into business financing, you may have run up against the requirement for collateral. While that usually means pledging real estate or other property as security for the loan, your outstanding receivables might also do the trick. Keep reading for more. Add a header to begin generating the table of contents What is accounts receivable financing? Accounts receivable financing means using your unpaid invoices as collateral to borrow money. If your business sends out invoices on a regular basis, accounts receivable financing is like having access to a series of cash advances secured by those invoices. Accounts receivable financing can help businesses manage their cash flow by allowing them to turn invoices into cash almost immediately. How does accounts receivable financing work? Accounts receivable financing can be part of your overall working capital strategy. Although you might use a small business loan or line of credit for major business investments, accounts receivable financing can be a useful way to...
---
### AUS government support programs for SMEs
> SMEs can rely on the government through various support programs including grants, tax incentives etc. We’ll discuss these crucial support programs one by one.
- Published: 2024-01-18
- Modified: 2024-07-11
- URL: https://swoopfunding.com/au/business-grants/aus-government-support-programs-for-smes/
AUS government support programs for SMEs Since the onset of the pandemic, the Australian Federal Government has already contributed $257 billion in financial assistance to support small and medium-sized enterprises Add a header to begin generating the table of contents Add a header to begin generating the table of contents × Every year, the government continues to set aside billions of dollars to improve the country’s commercial and non-profit sector. And over the next five years, AUS government has also allocated around $189. 7 million to help mature-age Australians develop their skills and adapt to the transitioning economy. SMEs can rely on the government through various support programs including grants, tax incentives, and more. We’ll discuss these crucial support programs one by one. Tax incentives If your company engages in research and development initiatives, you may be eligible for R&D tax incentive. You can deduct up to 125% of the R&D expenditures incurred during the year from your taxable income. Small businesses may also claim cash rebates or enjoy other support initiatives like relocation incentives and government insurance against business risks. Before making a claim, just make sure that you register your R&D activities every year with AusIndustry. There are other tax incentives rolled out by the Aus government such as instant asset write-off which allow for more tax cuts and cash flow benefits for SMEs. Assistance finding and developing staff in Australia One of the government’s crucial initiatives is increasing employment and promoting workplace learning. Eligible businesses can tap...
---
### Delayed draw term loan
> Delayed draw-term loans provide access to a pool of funds when you need them, and you only pay interest on the borrowed funds you withdraw. Read more here.
- Published: 2024-01-17
- Modified: 2024-10-17
- URL: https://swoopfunding.com/au/business-loans/delayed-draw-term-loan/
Delayed draw term loan: A comprehensive guide Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on August 22, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. If you’re an entrepreneur looking for the perfect business opportunity, how much easier would your search be if you knew you definitely had the funds to quickly close the deal instead of waiting for a lender’s approval? Delayed draw-term loans can provide access to a pool of funds as and when you need them, and you only pay interest on the borrowed funds you withdraw. If this sounds like your perfect financial solution, you aren’t alone. DDTLs are now commonly used to finance all kinds of business opportunities by organisations large and small. Read on to find out more about DDTLs, how they work and what they can do for you. Add a header to begin generating the table of contents What is a delayed draw term loan? A delayed draw term loan (DDTL) is a term...
---
### Amortisation calculator
> An amortisation calculator is a financial tool designed to assist businesses in understanding and planning the repayment of loans over time. Try it today.
- Published: 2024-01-16
- Modified: 2024-06-25
- URL: https://swoopfunding.com/au/business-loan-calculator/amortisation-calculator/
Amortisation calculator An amortisation calculator is a financial tool designed to assist businesses in understanding and planning the repayment of loans over time. It helps seeking clarity on your repayment journey and making informed financial decisions. Page written by Ian Hawkins. Last reviewed on June 25, 2024. Next review due July 1, 2025. Ian Hawkins Head of Content Ian Hawkins is Head of Content at Swoop. As a freelance business journalist and filmmaker he has reported from Europe, Central and North America and Africa. His films and writing have appeared on BBC World, Reuters and CBS, and he has spoken at conferences on both sides of the Atlantic on subjects including data, cyber security, and entrepreneurialism. × Ian Hawkins Head of Content Ian Hawkins is Head of Content at Swoop. As a freelance business journalist and filmmaker he has reported from Europe, Central and North America and Africa. His films and writing have appeared on BBC World, Reuters and CBS, and he has spoken at conferences on both sides of the Atlantic on subjects including data, cyber security, and entrepreneurialism. Twitter Linkedin Websiteweb_asset Loan amount $ . 00 Loan term 20 years Interest rate 4% Loan start date This calculator is intended for illustration purposes only and exact payment terms should be agreed with a lender before taking out a loan. Your results Monthly payment $ Total interest paid $ Total cost of loan $ Number of payments Payoff date Borrow $ Chart Schedule How payments change over the life...
---
### LLC loans
> An LLC loan is a business loan for limited liability companies. Find out more about this type of loans, the application process, or apply through Swoop today.
- Published: 2024-01-12
- Modified: 2024-10-19
- URL: https://swoopfunding.com/au/business-loans/llc-loans/
LLC loans Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on August 22, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. Since their origin in 1977, Limited Liability Companies – LLCs – have become the number one company structure choice for millions of new Australian businesses. Easy to set up and providing liability protection for their owners, LLCs can provide a compact and safer way for entrepreneurs to pursue their business dream. Needless to say, where businesses lead, finance is never far behind. Business funding for LLCs has now mushroomed into a multi-trillion-dollar industry, providing limited liability organisations with loans from just a few $thousand up to the many $millions. Read on to find out more about this kind of financing and how it can help your LLC grow. Add a header to begin generating the table of contents What is an LLC loan? An LLC loan is a business loan for limited liability companies. In reality, there is no difference between an...
---
### Flexible finance
> Flexible financing can put organisations in better control of their money, giving them options if circumstances change. Read more and apply today.
- Published: 2024-01-12
- Modified: 2024-10-18
- URL: https://swoopfunding.com/au/business-loans/flexible-finance/
What are flexible financing options? Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on August 22, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. Not so long ago, there was almost zero flexibility in commercial finance for small and medium-sized Australian businesses. Banks and credit unions set the rules and businesses were typically given fixed term loans with regular payment schedules and no leeway if the business landscape changed. However, that was then. Now, with online lenders driving the rapid expansion of alternative business funding, flexible financing has become commonplace and businesses that make the most of it can gain a valuable competitive advantage. In short, flexible financing can put organisations in better control of their money, giving them options if circumstances change and more avenues to grow without relying on hard-won working capital or rigid term loans. Use flexible funding to bridge gaps in cashflow, buy equipment and inventory, cover seasonal trade swings and reduce the interest changes and fees you pay...
---
### Commercial finance
> If you own a business you may have heard the term ‘commercial finance’. But what does it mean, how does it work and is it right for you? Learn it all here.
- Published: 2024-01-09
- Modified: 2024-10-17
- URL: https://swoopfunding.com/au/business-loans/commercial-finance/
Commercial financing: All you need to know Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on August 22, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. If you own or run a business you’ve probably heard the term ‘commercial financing’ before. But what does it mean, how does it work and is it right for your business? Well, wonder no more. Read on to find out all you need to know about commercial financing - and how you can make the most of it. Add a header to begin generating the table of contents What is commercial financing? Commercial financing comes in many shapes and sizes, ranging from term loans and revolving lines of credit to business mortgages, equipment loans, cash advances and more:Term loansThe most common type of commercial loan and typically used for one-off investments where you know exactly how much cash you need. Bulk materials or inventory purchases, plant and equipment investment, and debt repayment and restructuring activities work well...
---
### $100,000 or less business loan
> If you are looking for a business loan up to $100,000 but aren't sure where to start, look no further. Read on to learn about the best loans and apply today.
- Published: 2024-01-08
- Modified: 2024-10-17
- URL: https://swoopfunding.com/au/business-loans/best-business-loans-100000-or-less/
Best small business loans for $100,000 or less Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on October 17, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. Supporting big expansion plans, making key acquisitions, ramping up production, or simply restructuring your business finances can often be tough using only working capital – which is why many organisations turn to business loans of $100,000 or less to fund their plans and growth. Read on to learn more about these types of finance, what they can do for you, and how to get the loan that suits your business best. Add a header to begin generating the table of contents What business loans are available for $100,000 or less? There are many types of business loan available for $100k or less - each has its pros and cons: Business term loan Commonly used for one-off investments where you know exactly how much cash you need. Commercial real estate purchases, plant and equipment investment, and debt...
---
### $1million business loans
> $1,000,000 business loans can be obtained from banks, credit unions, lending marketplaces & online lenders. Apply or find out more with Swoop.
- Published: 2024-01-08
- Modified: 2024-10-17
- URL: https://swoopfunding.com/au/business-loans/1-million-business-loan/
How to get a $1million business loan Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on October 17, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. Regardless of the type of industry they operate in or what they do or sell, there comes a time where almost every successful business needs money faster than cashflow can provide. Supporting big expansion plans, making key acquisitions, ramping up production, or simply clearing expensive short-term debt and restructuring finances can be tough to achieve using only working capital – which is why business loans of $1,000,000 or more are available for organisations that meet lending criteria. Although $1million business loans are typically more difficult to secure than smaller financing options, thinking very big in business can bring outsize returns. Loans of $1million or more can provide the financial heft to propel your organisation to the next level and beyond. Add a header to begin generating the table of contents What business loans go up to $1million?...
---
### Bad credit business loan
> Even if you have bad credit, or if you’ve been turned down elsewhere, it may still be possible to secure funding. Read more & apply today.
- Published: 2024-01-08
- Modified: 2024-10-17
- URL: https://swoopfunding.com/au/business-loans/bad-credit-business-loans/
Bad credit business loans Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on October 17, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. It only takes one financial misjudgment or a streak of bad luck to see your good credit turned into bad credit and then you’re locked out from many types of business loan. However, it doesn’t have to be like that. Even with bad credit (or no credit) you may still be able to secure the financing you need. Read on to find out more about bad credit business loans and how they can help you to rebuild your credit and make your business grow. Add a header to begin generating the table of contents What is a bad credit score? The term ‘bad credit’ refers to a history of not paying bills or loan repayments on time and the increased likelihood that the borrower will fail to make timely payments in the future. In practice, bad credit really means a...
---
### Importing from China to Australia
> If you’re also thinking about working with Chinese suppliers, you must consider the process of importing as it can be a daunting process. Learn more.
- Published: 2023-12-07
- Modified: 2024-10-18
- URL: https://swoopfunding.com/au/business-loans/import-finance/importing-from-china/
It may be relatively new to the business world, but the merchant cash advance is already a prime source of funding for consumer-facing businesses
Importing from China to Australia: Everything you need to know China is now the world’s largest exporter of goods. Around 25% of Australia’s manufactured imports come from China. If you’re also thinking about working with Chinese suppliers, you first have to consider the process of importing the goods from China to Australia as it can be a daunting process involving many steps. Add a header to begin generating the table of contents Add a header to begin generating the table of contents Page written by Ian Hawkins. Last reviewed on August 22, 2024. Next review due July 1, 2025. Ian Hawkins Head of Content Ian Hawkins is Head of Content at Swoop. As a freelance business journalist and filmmaker he has reported from Europe, Central and North America and Africa. His films and writing have appeared on BBC World, Reuters and CBS, and he has spoken at conferences on both sides of the Atlantic on subjects including data, cyber security, and entrepreneurialism. What goods can I import from China? You can import a lot of goods from China, given its manufacturing capabilities and product offerings. China is known for producing various products across industries, including electronics, textiles, machinery, furniture, toys, clothing, footwear, home appliances, and consumer goods. Additionally, China is a leading exporter of industrial components, raw materials, and goods used in manufacturing processes worldwide. Overall, the range of goods available for import from China is extensive, offering businesses a wide range of products to suit their needs and preferences....
---
### Bookkeepers
> Swoop for Advisors introduces tailored package for bookkeepers, recognising their invaluable contribution to client success. Read more here or get in touch.
- Published: 2023-11-30
- Modified: 2024-10-19
- URL: https://swoopfunding.com/au/bookkeepers/
A tailored package, exclusively for bookkeepers Swoop for Advisors introduces tailored package for bookkeepers, recognising their invaluable contribution to client success Register your interest Book a demo A new offering for bookkeepers Swoop for Advisors, a leading funding platform, proudly launches a package exclusively for bookkeepers, highlighting their crucial role in supporting business owners. This move underscores our commitment to recognising and empowering bookkeepers as integral players in every business's success. Recognising invaluable contributions "Our team at Swoop for Advisors deeply appreciates the invaluable contribution bookkeepers make to their clients. Their meticulous attention to detail and commitment to accuracy form the bedrock of financial stability for businesses. To show our gratitude, we've designed a tailored package to meet their specific needs, enabling them to enhance their services and deliver even greater value to their clients. "Sam Tasker Grindley, Head of Swoop for Advisors How it works Our newly launched package offer allows bookkeepers to make funding inquiries on their client's behalf through Swoop’s advisor portal. We present all relevant options, giving you the choice to take them back to your clients or have us present them directly – it's up to you! Swoop for Bookkeepers is committed to empowering bookkeepers with the tools and support needed to excel in your profession. For more information about the specialised package for bookkeepers and other services offered by Swoop for Advisors, get in touch here. Register your interest By partnering with Swoop you’ll have Simple and fast access to funding and savings for...
---
### Debtor finance
> If you want a very flexible form of funding for your business, debtor finance can be a great place to start. Learn all about debtor finance here.
- Published: 2023-11-28
- Modified: 2024-10-17
- URL: https://swoopfunding.com/au/business-loans/debtor-finance/
It may be relatively new to the business world, but the merchant cash advance is already a prime source of funding for consumer-facing businesses
Debtor finance: What you need to know If you want a very flexible form of funding for your business, debtor finance can be a great place to start. Start-ups or businesses that are financially recovering from specific issues like bad debt or poor cash flow can turn to debtor financing to support their operations and growth. Add a header to begin generating the table of contents Page written by Ian Hawkins. Last reviewed on October 16, 2024. Next review due July 1, 2025. Ian Hawkins Head of Content Ian Hawkins is Head of Content at Swoop. As a freelance business journalist and filmmaker he has reported from Europe, Central and North America and Africa. His films and writing have appeared on BBC World, Reuters and CBS, and he has spoken at conferences on both sides of the Atlantic on subjects including data, cyber security, and entrepreneurialism. Add a header to begin generating the table of contents What is debtor finance? Debtor financing is a financing agreement in which the business can borrow or generate cash using their overdue invoices. Businesses need to maintain a good cash flow to purchase inventory, pay bills, pay wages, and meet other operational needs. However, not all customers pay on time, and that can limit a business’ ability to mobilize its production. To survive and grow, businesses can resort to convenient funding options like debtor finance. How does debtor finance work? Lenders and brokers offer debtor financing services. You can receive cash advances based on...
---
### Import Finance
> Import trading can be highly capital intensive, and the fact that many customers operate on credit further slows down the cash flow for businesses. Learn more.
- Published: 2023-11-24
- Modified: 2024-10-16
- URL: https://swoopfunding.com/au/business-loans/import-finance/
It may be relatively new to the business world, but the merchant cash advance is already a prime source of funding for consumer-facing businesses
Import finance: Everything you need to know Import trading can be highly capital intensive, and the fact that many customers operate on credit further slows down the cash flow for businesses. This is where funding options like import financing enter the picture. Add a header to begin generating the table of contents Page written by Arabella McAvoy. Last reviewed on July 30, 2024. Next review due July 1, 2025. Arabella McAvoy Expert financial copywriter Arabella is a former BBC business journalist who began her career as a policy analyst at the Bank of England and Financial Conduct Authority, and more recently worked in the communications and policy team at the British Business Bank. Add a header to begin generating the table of contents What is import finance? Import financing is a trade financing solution to help businesses fund the purchase of goods overseas. This way, trade businesses can preserve cash and fund their growth plans accordingly. Import financing can fund up to 100% of your international purchases– freight, duty and VAT included. It covers services like import loans, invoice financing and factoring, bank guarantees, asset finance, asset-based lending, and supply chain financing. How does import finance work? Let’s cite a concrete example. For instance, Company X, a sheet metal fabrication company from Australia plans on importing a large volume of raw metals from Company Y in China, where the raw materials are cheaper. Company X does not have enough cash to pay for the large amount of raw metals, so...
---
### Asset finance
> Asset finance is a fast-growing funding choice for Australian businesses. It makes it easier to buy, use and benefit from big-ticket items
- Published: 2023-11-22
- Modified: 2024-10-17
- URL: https://swoopfunding.com/au/business-loans/asset-finance/
Invoice finance is a popular choice for many UK businesses. Instead of waiting weeks for payment, receive up to 95% of the invoice sum in just a day or two.
Asset finance explained Buy, lease, or borrow - take the hard work out of hard assets. Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on August 22, 2024. Next review due July 1, 2025. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Barclays Bank, Metro Bank, Wells Fargo, ABN Amro, Quidco, Legal and General, Inshur Zego, AIG, Met Life, State Farm, Direct Line, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of consumer and business finance and insurance. Asset finance is a fast-growing funding choice for Australian businesses. It makes it easier to buy, use and benefit from big-ticket items such as vehicles, plant, and machinery. Instead of paying one large sum upfront, spread the cost over time with smaller, regular payments. Use the items as you pay for the items and take pressure off your cashflow. Alternatively, make more of the high-value items your business already owns. Use those assets as collateral for loans to help your business grow. Add a header to begin generating the table of contents What is asset finance? Asset finance leverages the value of assets such as vehicles, buildings, and equipment. When you need such assets, but don’t want to make a large cash payment to buy them outright, asset...
---
### Kerry Dwyer
- Published: 2023-11-21
- Modified: 2024-01-10
- URL: https://swoopfunding.com/au/about-swoop/team/kerry-dwyer/
Kerry Dwyer Equity & Grants Funding Manager After graduating from Business and Economics in Trinity College Dublin, Kerry worked in client facing financial planning and investment roles before joining Swoop as an Equity Account Manager. Kerry is passionate about meeting new businesses and helping them to get funding through equity and grants. Latest articles by Kerry Dwyer 0 articles written by this author Ready to grow your business? Get started
---
### Sam Tasker Grindley
- Published: 2023-11-21
- Modified: 2024-01-10
- URL: https://swoopfunding.com/au/about-swoop/team/sam-tasker-grindley/
Sam Tasker-Grindley Head of Advisor Channel Sam is Swoop's Head of Advisor Customer Success supporting our accountants with every part of their advisory journey. He spent 8 years working in Accountancy Practice before moving into the fintech industry 2 years ago to help accounting firms build their business advisory offering. He is a chartered accountant and also the VP of ICAEW District Society in Yorkshire. Latest articles by Sam Tasker-Grindley 0 articles written by this author Ready to grow your business? Get started
---
### Rhys Cunnah
- Published: 2023-11-21
- Modified: 2024-01-10
- URL: https://swoopfunding.com/au/about-swoop/team/rhys-cunnah/
Rhys Cunnah Head of Growth With a extensive background in Commercial and Corporate Lending from the RBS group having worked at both NatWest and Coutts, Rhys became the youngest Coutts employee in a 325 year history to manage and look after 90 high net worth businesses. Through Swoop, Rhys is able to create bespoke lending facilities through a wide range of products and has been involved in over £1bn of facilities in his career. Latest articles by Rhys Cunnah 0 articles written by this author Ready to grow your business? Get started
---
---
---
## Posts
---