{"id":27549,"date":"2023-06-23T00:54:45","date_gmt":"2023-06-23T00:54:45","guid":{"rendered":"https:\/\/swoopfunding.com\/au\/?post_type=blog&p=27549"},"modified":"2026-07-02T14:02:17","modified_gmt":"2026-07-02T14:02:17","slug":"what-affects-a-lenders-decision-how-to-become-a-customer-the-banks-want-to-work-with","status":"publish","type":"blog","link":"https:\/\/swoopfunding.com\/au\/blog\/what-affects-a-lenders-decision-how-to-become-a-customer-the-banks-want-to-work-with\/","title":{"rendered":"What affects a lender\u2019s decision? How to become a customer the banks want to work with"},"content":{"rendered":"
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There are a few things lenders are specifically looking for. To make borrowing funds for your business easier, it helps to know how to play their game.<\/h4>\n

If you need to borrow money for your business, which situation would you rather be in?<\/p>\n

A \u2013 Seeking out the one lender in the market who is prepared to let you borrow on their terms<\/p>\n

B \u2013 Having your choice of different finance products<\/p>\n

Clearly, B is a better position to be in as you may be able to borrow more, at a lower rate than in situation A.<\/p>\n

How can you get from A to B? One of the most important things you can do is understand what factors lenders consider when making their decisions.<\/p>\n

Here are some of the most important factors that lenders will look at:<\/strong><\/h4>\n