{"id":28222,"date":"2022-04-13T13:10:41","date_gmt":"2022-04-13T13:10:41","guid":{"rendered":"https:\/\/swoopfunding.com\/au\/?page_id=28222"},"modified":"2026-03-10T08:49:10","modified_gmt":"2026-03-10T08:49:10","slug":"merchant-cash-advance-calculator","status":"publish","type":"page","link":"https:\/\/swoopfunding.com\/au\/business-loan-calculator\/merchant-cash-advance-calculator\/","title":{"rendered":"Merchant cash advance (MCA) calculator"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"28222\" class=\"elementor elementor-28222\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-561f709 e-flex e-con-boxed e-con e-parent\" data-id=\"561f709\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1181f86 elementor-widget elementor-widget-template\" data-id=\"1181f86\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"40842\" class=\"elementor elementor-40842\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-36a04960 e-flex e-con-boxed e-con e-parent\" data-id=\"36a04960\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-26a2a38b e-con-full e-flex e-con e-child\" data-id=\"26a2a38b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-16203ce7 elementor-widget elementor-widget-heading\" data-id=\"16203ce7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Merchant cash advance (MCA) calculator<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42fe02 elementor-widget elementor-widget-text-editor\" data-id=\"42fe02\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tCalculate your merchant cash advance (MCA) repayments using the calculator below. Enter the amount you would like to borrow, the factor rate, and the amount your business takes in card sales each month to see an example repayment amount.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-749b133 elementor-widget__width-inherit elementor-hidden-mobile elementor-widget elementor-widget-html\" data-id=\"749b133\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n<script type=\"text\/javascript\" src=\"\/\/widget.trustpilot.com\/bootstrap\/v5\/tp.widget.bootstrap.min.js\" async><\/script>\n\n\n\n\n<div class=\"trustpilot-widget\" data-locale=\"en-US\" data-template-id=\"53aa8807dec7e10d38f59f32\" data-businessunit-id=\"5b437d760db9da00019935a0\" data-style-height=\"95px\" data-style-width=\"160px\" data-theme=\"light\" data-token=\"75678bf0-071e-4356-8a6b-93beb5a68f32\">\n <a href=\"https:\/\/www.trustpilot.com\/review\/swoopfunding.com\" target=\"_blank\" rel=\"noopener\">Trustpilot<\/a>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f8ea38e elementor-widget elementor-widget-ucaddon_last_updated\" data-id=\"6f8ea38e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_last_updated.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t\t\n<div id=\"last-updated-container\" class=\"\">\n\n \n <div class=\"last-updated view-user\" style=\"justify-content: left;\">\n <\/div>\n<\/div>\n\n\n\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c25a4d6 elementor-widget elementor-widget-ucaddon_breadcrumbs\" data-id=\"3c25a4d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t\t <div id=\"breadcrumbs-container\" class=\"left\">\n <nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><\/p><\/nav> <\/div>\n\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1f62ae99 e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"1f62ae99\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-37d3b1db elementor-widget elementor-widget-image\" data-id=\"37d3b1db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" width=\"1024\" height=\"682\" src=\"https:\/\/swoopfunding.com\/au\/wp-content\/uploads\/sites\/4\/2026\/03\/image-calculator-1024x682.jpg\" class=\"attachment-large size-large wp-image-40841\" alt=\"\" srcset=\"https:\/\/swoopfunding.com\/au\/wp-content\/uploads\/sites\/4\/2026\/03\/image-calculator-1024x682.jpg 1024w, https:\/\/swoopfunding.com\/au\/wp-content\/uploads\/sites\/4\/2026\/03\/image-calculator-300x200.jpg 300w, https:\/\/swoopfunding.com\/au\/wp-content\/uploads\/sites\/4\/2026\/03\/image-calculator-768x512.jpg 768w, https:\/\/swoopfunding.com\/au\/wp-content\/uploads\/sites\/4\/2026\/03\/image-calculator-30x20.jpg 30w, https:\/\/swoopfunding.com\/au\/wp-content\/uploads\/sites\/4\/2026\/03\/image-calculator-80x53.jpg 80w, https:\/\/swoopfunding.com\/au\/wp-content\/uploads\/sites\/4\/2026\/03\/image-calculator.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d3d12b2 e-flex e-con-boxed e-con e-parent\" data-id=\"d3d12b2\" data-element_type=\"container\" data-e-type=\"container\" id=\"calculator\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-18ceb7b elementor-widget elementor-widget-ucaddon_merchant_cash_advance_calculator\" data-id=\"18ceb7b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_merchant_cash_advance_calculator.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t\t\n \n \n <div class=\"merchant-cash-advance-calculator form-calculator\" >\n <div class=\"left_column\">\n\n <div class=\"form-group\">\n <div class=\"label_and_numbers\">\n <label for=\"mcarequestedLoanAmount\">I'd like to borrow<\/label>\n <div class=\"tag-number\">\n $ <span id=\"mcadisplayLoanAmount\" class=\"value-tag\">-<\/span>\n <\/div>\n <\/div>\n <div class=\"input-group mb-3\">\n <input type=\"range\" min=\"2500\" max=\"100000\" value=\"10000\" class=\"slider\" id=\"mcarequestedLoanAmount\" step=\"500\">\n <\/div>\n <\/div>\n\n <div class=\"form-group\">\n <div class=\"label_and_numbers\">\n <label for=\"mcarequestedFactorRate\">My factor rate from the lender is<\/label>\n <div class=\"tag-number\">\n <span id=\"mcadisplayFactorRate\" class=\"value-tag\">-<\/span>%\n <\/div>\n <\/div>\n <div class=\"input-group mb-3\">\n <input type=\"range\" min=\"1.00\" max=\"3.0\" value=\"1.25\" class=\"slider\" id=\"mcarequestedFactorRate\" step=\"0.25\">\n <\/div>\n <\/div>\n\n <div class=\"form-group\">\n <div class=\"label_and_numbers\">\n <label for=\"mcamonthlyCardTakings\">I take on average per month in card sales<\/label>\n <div class=\"tag-number\">\n $ <span id=\"mcadisplayMonthlyCardTakings\" class=\"value-tag\">-<\/span>\n <\/div>\n <\/div>\n <div class=\"input-group mb-3\">\n <input type=\"range\" min=\"1000\" max=\"100000\" value=\"20000\" class=\"slider\" id=\"mcamonthlyCardTakings\" step=\"500\">\n <\/div>\n <\/div>\n\n <div class=\"form-group\">\n <div class=\"label_and_numbers\">\n <label for=\"mcarequestedPercentageCardRepay\">I want to repay back of future card sales<\/label>\n <div class=\"tag-number\">\n <span id=\"mcadisplayPercentageCardRepay\" class=\"value-tag\">4<\/span>%\n <\/div>\n <\/div>\n <div class=\"input-group mb-3\">\n <input type=\"range\" min=\"10\" max=\"60\" value=\"20\" class=\"slider\" id=\"mcarequestedPercentageCardRepay\" step=\"5\">\n <\/div>\n <\/div>\n\n <p class=\"note-calculator\">This calculator is intended for illustration purposes only and exact payment terms should be agreed with a lender before taking out a loan.<\/p>\n\n <\/div>\n <div class=\"right_column\">\n <p class=\"title\">Your results<\/p>\n <div class=\"show-number\">\n <p class=\"title-result\">Total loan repayment<\/p>\n <p class=\"number-result\">$<span id=\"mcatotalLoanRepay\">-<\/span><\/p>\n <\/div>\n <div class=\"show-number\">\n <p class=\"title-result\">Daily average repayment<\/p>\n <p class=\"number-result\">$<span id=\"mcadailyRepayment\">-<\/span><\/p>\n <\/div>\n <div class=\"show-number\">\n <p class=\"title-result\">Repaid in (approx.)<\/p>\n <p class=\"number-result\"><span id=\"mcarepaidDays\">-<\/span> days<\/p>\n <\/div>\n\n <a href=\"https:\/\/app.swoopfunding.com.au\/stage\/\" class=\"btn btn-lg btn-dark btn-block\" target=\"_blank\">Borrow $<span id=\"resultCTA\"><\/span><\/a>\n\n <\/div>\n <\/div>\n\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a36a18 elementor-widget elementor-widget-heading\" data-id=\"9a36a18\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What affects the term of my merchant cash advance?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-96f9209 elementor-widget elementor-widget-text-editor\" data-id=\"96f9209\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The term, or length of time, of a merchant cash advance can be affected by several factors, including:<\/p><ol><li><p>The amount of funding: Typically, the higher the funding amount, the longer the term will be.<\/p><\/li><li><p>The repayment terms: Merchant cash advances are usually repaid through a fixed percentage of the business&#8217;s daily credit card sales. The percentage and the duration of the repayment period can affect the term of the advance.<\/p><\/li><li><p>The business&#8217;s creditworthiness: If the business has a strong credit score and financial history, it may qualify for a longer term.<\/p><\/li><li><p>The purpose of the advance: If the merchant cash advance is being used for a specific purpose, such as purchasing new equipment or expanding the business, the term may be longer to allow for a longer repayment period.<\/p><\/li><li><p>The lender&#8217;s policies: Different lenders have different policies and may offer different term lengths based on their risk assessment and business model.<\/p><\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa39d44 elementor-widget elementor-widget-heading\" data-id=\"aa39d44\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How do I calculate my merchant cash advance repayments?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c23743 elementor-widget elementor-widget-text-editor\" data-id=\"7c23743\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>To calculate your repayments for a merchant cash advance, you will need to know:<\/p><ol><li><p>The amount of the advance: This is the total amount of funding you receive from the lender ($).<\/p><\/li><li><p>The factor rate: This is the multiplier that is applied to the amount of the advance to determine the total repayment amount. For example, if the factor rate is 1.2 and the advance amount is $10,000, the total repayment amount will be $12,000.<\/p><\/li><li><p>The holdback percentage: This is the percentage of your daily credit card sales that will be withheld by the lender to repay the advance. For example, if the holdback percentage is 10% and your business makes $1,000 in credit card sales in a day, $100 will be withheld and applied towards your repayment.<\/p><\/li><\/ol><p><strong>To calculate your daily repayment amount, you can use the following formula:<\/strong><\/p><p>Daily Repayment = (advance amount x factor rate) \u00f7 Repayment Term<\/p><p><strong>To calculate your holdback amount, you can use the following formula:<\/strong><\/p><p>Holdback amount = daily credit card sales x holdback percentage<\/p><p>Your total repayment amount will be the sum of your daily repayment amount and your holdback amount, and this will continue until the advance is fully repaid.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6cc6dd2 e-flex e-con-boxed e-con e-parent\" data-id=\"6cc6dd2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div 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business?<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16c054b elementor-align-center elementor-widget elementor-widget-button\" data-id=\"16c054b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/app.swoopfunding.com.au\/stage\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get started<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0f45709 elementor-widget elementor-widget-html\" data-id=\"0f45709\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n<script type=\"text\/javascript\" src=\"\/\/widget.trustpilot.com\/bootstrap\/v5\/tp.widget.bootstrap.min.js\" async><\/script>\n\n\n\n\n<div class=\"trustpilot-widget\" data-locale=\"en-US\" data-template-id=\"53aa8807dec7e10d38f59f32\" data-businessunit-id=\"5b437d760db9da00019935a0\" data-style-height=\"95px\" data-style-width=\"160px\" data-theme=\"dark\" data-token=\"75678bf0-071e-4356-8a6b-93beb5a68f32\">\n <a href=\"https:\/\/www.trustpilot.com\/review\/swoopfunding.com\" target=\"_blank\" rel=\"noopener\">Trustpilot<\/a>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f6ce7cf e-con-full cta-mobile-fixed elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet e-flex e-con e-parent\" data-id=\"f6ce7cf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;position&quot;:&quot;fixed&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-39622e4 elementor-widget elementor-widget-ucaddon_floating_cta\" data-id=\"39622e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_floating_cta.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t\t<style type=\"text\/css\">\/* widget:Floating CTA *\/\n\n.container-floating-cta a{\n font-weight:700;\n border-style:solid;\n border-width:1px 1px 1px 1px;\n color:#FFFFFF;\n border-radius:50px 50px 50px 50px;\n width:100%;\n text-align:center;\n display:block;\n padding:6px 24px;\n transition:all 0.3s;\n}\n\n.container-floating-cta a:hover{\n background:#fff;\n color:#003E52;\n text-decoration:none;\n}\n\n.trustpilot-widget-floating-cta{\n margin-top:12px;\n}\n\n<\/style>\n\n\t\t\t\n<div class=\"container-floating-cta\">\n <a href=\"#calculator\" class=\"btn-floating-cta\">Calculate now<\/a>\n<\/div>\n\n<div class=\"trustpilot-widget-floating-cta\">\n \n <script type=\"text\/javascript\" src=\"\/\/widget.trustpilot.com\/bootstrap\/v5\/tp.widget.bootstrap.min.js\" async><\/script>\n \n\n \n <div class=\"trustpilot-widget\" data-locale=\"en-US\" data-template-id=\"5419b732fbfb950b10de65e5\" data-businessunit-id=\"5b437d760db9da00019935a0\" data-style-height=\"24px\" data-style-width=\"100%\" data-theme=\"dark\" data-token=\"6307e816-53aa-4589-828c-b174e8417264\">\n <a href=\"https:\/\/www.trustpilot.com\/review\/swoopfunding.com\" target=\"_blank\" rel=\"noopener\">Trustpilot<\/a>\n <\/div>\n \n<\/div>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Calculate your merchant cash advance (MCA) repayments using the calculator below. Enter the amount you would like to borrow, the factor rate, and the amount your business takes in card sales each month to see an example repayment amount.<\/p>\n","protected":false},"author":1,"featured_media":27349,"parent":27346,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-28222","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"featured_image_urls_v2":{"full":["https:\/\/swoopfunding.com\/au\/wp-content\/uploads\/sites\/4\/2023\/05\/image-calculator.jpg",1280,853,false],"thumbnail":["https:\/\/swoopfunding.com\/au\/wp-content\/uploads\/sites\/4\/2023\/05\/image-calculator-150x150.jpg",150,150,true],"medium":["https:\/\/swoopfunding.com\/au\/wp-content\/uploads\/sites\/4\/2023\/05\/image-calculator-300x200.jpg",300,200,true],"medium_large":["https:\/\/swoopfunding.com\/au\/wp-content\/uploads\/sites\/4\/2023\/05\/image-calculator-768x512.jpg",768,512,true],"large":["https:\/\/swoopfunding.com\/au\/wp-content\/uploads\/sites\/4\/2023\/05\/image-calculator-1024x682.jpg",1024,682,true],"1536x1536":["https:\/\/swoopfunding.com\/au\/wp-content\/uploads\/sites\/4\/2023\/05\/image-calculator.jpg",1280,853,false],"2048x2048":["https:\/\/swoopfunding.com\/au\/wp-content\/uploads\/sites\/4\/2023\/05\/image-calculator.jpg",1280,853,false],"image_blog":["https:\/\/swoopfunding.com\/au\/wp-content\/uploads\/sites\/4\/2023\/05\/image-calculator-408x252.jpg",408,252,true],"image_blog_full":["https:\/\/swoopfunding.com\/au\/wp-content\/uploads\/sites\/4\/2023\/05\/image-calculator-1280x660.jpg",1280,660,true],"image_podcast":["https:\/\/swoopfunding.com\/au\/wp-content\/uploads\/sites\/4\/2023\/05\/image-calculator-397x298.jpg",397,298,true],"image_banking":["https:\/\/swoopfunding.com\/au\/wp-content\/uploads\/sites\/4\/2023\/05\/image-calculator-30x20.jpg",30,20,true],"image_blog_internal":["https:\/\/swoopfunding.com\/au\/wp-content\/uploads\/sites\/4\/2023\/05\/image-calculator-840x480.jpg",840,480,true],"image_blog_medium":["https:\/\/swoopfunding.com\/au\/wp-content\/uploads\/sites\/4\/2023\/05\/image-calculator-1024x500.jpg",1024,500,true],"image_single_banking":["https:\/\/swoopfunding.com\/au\/wp-content\/uploads\/sites\/4\/2023\/05\/image-calculator-80x53.jpg",80,53,true]},"post_excerpt_stackable_v2":"<p>Calculate your merchant cash advance (MCA) repayments using the calculator below. Enter the amount you would like to borrow, the factor rate, and the amount your business takes in card sales each month to see an example repayment amount.<\/p>\n","category_list_v2":"","author_info_v2":{"name":"root","url":"https:\/\/swoopfunding.com\/au\/author\/root\/"},"comments_num_v2":"0 comments","_links":{"self":[{"href":"https:\/\/swoopfunding.com\/au\/wp-json\/wp\/v2\/pages\/28222","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/swoopfunding.com\/au\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/swoopfunding.com\/au\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/swoopfunding.com\/au\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/swoopfunding.com\/au\/wp-json\/wp\/v2\/comments?post=28222"}],"version-history":[{"count":19,"href":"https:\/\/swoopfunding.com\/au\/wp-json\/wp\/v2\/pages\/28222\/revisions"}],"predecessor-version":[{"id":40955,"href":"https:\/\/swoopfunding.com\/au\/wp-json\/wp\/v2\/pages\/28222\/revisions\/40955"}],"up":[{"embeddable":true,"href":"https:\/\/swoopfunding.com\/au\/wp-json\/wp\/v2\/pages\/27346"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/swoopfunding.com\/au\/wp-json\/wp\/v2\/media\/27349"}],"wp:attachment":[{"href":"https:\/\/swoopfunding.com\/au\/wp-json\/wp\/v2\/media?parent=28222"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}