{"id":29123,"date":"2022-12-08T14:32:52","date_gmt":"2022-12-08T14:32:52","guid":{"rendered":"https:\/\/swoopfunding.com\/ca\/?page_id=29123"},"modified":"2024-01-16T11:46:44","modified_gmt":"2024-01-16T11:46:44","slug":"business-van-finance","status":"publish","type":"page","link":"https:\/\/swoopfunding.com\/ca\/business-loans\/asset-finance\/business-van-finance\/","title":{"rendered":"Business van finance"},"content":{"rendered":"\t\t
No matter if your business is a limited company, PLC, partnership, or sole trader, there\u2019s a business van finance deal for you.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t Financing one company van or a whole fleet of company vans makes good business sense. Instead of putting strain on cashflow and tying up hard-won capital in your vehicles, spread the cost out over time. Pay for your vans as you use them to make money for your business. Choose from purchase or lease options, refinance an existing commercial vehicle, even free up liquid cash from vans you already own. Whichever route you choose, van finance for business puts you in the driving seat.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t Protect your business cashflow. Spread the cost of buying new or used vehicles over time. Use the vehicle(s) as you pay for the vehicle(s). Just put down a modest deposit, then repay the balance of the purchase price with equal monthly payments. Never worry about rising interest rates, unseen costs, or mileage charges. HP payments remain fixed for the term of the loan, and you own the vehicle(s) outright when your last payment is made.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t Keep your monthly payments extra low. Spread the cost of buying new or used vehicles over time but repay some of the purchase price at contract end with a lump sum known as a \u2018balloon\u2019. Use the vehicle(s) as you pay for the vehicle(s). Never worry about rising interest rates, unseen costs, or mileage charges. Payments remain fixed for the term of the loan, and you own the vehicle outright at contract end when you pay off the balloon.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t Benefit from low monthly payments and maximum contract flexibility. Choose to buy the vehicle(s) at the end of the contract, opt for an operating agreement that could pay you back a surplus, or simply rent the vehicle(s) on long-term hire and hand them back at contract end.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t Do more with the cash that\u2019s tied-up in your vehicles. Sale and leaseback is like equity release. Recoup the cash value of your vehicles by selling them to a lender, then rent the vehicles back for business use. Stop sitting on a depreciating asset. Improve your balance sheet. Use the freed-up funds for working capital, investment, or to repay other debt. Pay a low monthly sum to use the vehicle(s), then return them to the lender when your contract ends.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\t\t\t
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Looking to finance a single company van or fleet of company vans?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
Types of finance available<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
Hire purchase (HP)<\/h6>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
Hire purchase with balloon<\/h6>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
Finance lease<\/h6>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
Sale and leaseback<\/h6>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t