{"id":42565,"date":"2024-09-20T10:24:02","date_gmt":"2024-09-20T10:24:02","guid":{"rendered":"https:\/\/swoopfunding.com\/na\/car-finance-settlement-calculator\/"},"modified":"2025-05-22T08:32:49","modified_gmt":"2025-05-22T08:32:49","slug":"car-finance-settlement-calculator","status":"publish","type":"page","link":"https:\/\/swoopfunding.com\/na\/business-loan-calculator\/car-finance-settlement-calculator\/","title":{"rendered":"Car finance settlement calculator"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"42565\" class=\"elementor elementor-42565\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d92d0d2 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d92d0d2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-414f453\" data-id=\"414f453\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8be4e79 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8be4e79\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3e79918\" data-id=\"3e79918\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7980883 elementor-widget elementor-widget-heading\" data-id=\"7980883\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Car finance settlement calculator<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-38b62df elementor-widget elementor-widget-text-editor\" data-id=\"38b62df\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Our free car finance settlement calculator can help you estimate your final outstanding payment to clear your outstanding finance.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc5ed67 elementor-widget elementor-widget-ucaddon_breadcrumbs\" data-id=\"dc5ed67\" data-element_type=\"widget\" data-widget_type=\"ucaddon_breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t\t <div id=\"breadcrumbs-container\" class=\"left\">\n <nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><\/p><\/nav> <\/div>\n\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94d02fa elementor-widget elementor-widget-ucaddon_last_updated\" data-id=\"94d02fa\" data-element_type=\"widget\" data-widget_type=\"ucaddon_last_updated.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t\t\n<div id=\"last-updated-container\" class=\"\">\n\n \n <div class=\"last-updated view-user\" style=\"justify-content: left;\">\n <\/div>\n<\/div>\n\n\n\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-926cf5e elementor-hidden-mobile\" data-id=\"926cf5e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-139c1fc elementor-widget elementor-widget-image\" data-id=\"139c1fc\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" width=\"1024\" height=\"682\" src=\"https:\/\/swoopfunding.com\/na\/wp-content\/uploads\/sites\/10\/2022\/04\/image-calculator-1024x682.jpg\" class=\"attachment-large size-large wp-image-18271\" alt=\"\" srcset=\"https:\/\/swoopfunding.com\/na\/wp-content\/uploads\/sites\/10\/2022\/04\/image-calculator-1024x682.jpg 1024w, https:\/\/swoopfunding.com\/na\/wp-content\/uploads\/sites\/10\/2022\/04\/image-calculator-300x200.jpg 300w, https:\/\/swoopfunding.com\/na\/wp-content\/uploads\/sites\/10\/2022\/04\/image-calculator-768x512.jpg 768w, https:\/\/swoopfunding.com\/na\/wp-content\/uploads\/sites\/10\/2022\/04\/image-calculator-30x20.jpg 30w, https:\/\/swoopfunding.com\/na\/wp-content\/uploads\/sites\/10\/2022\/04\/image-calculator-80x53.jpg 80w, https:\/\/swoopfunding.com\/na\/wp-content\/uploads\/sites\/10\/2022\/04\/image-calculator.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-a613889 e-flex e-con-boxed e-con e-parent\" data-id=\"a613889\" data-element_type=\"container\" id=\"calculator\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cc019f8 elementor-widget elementor-widget-ucaddon_car_finance_settlement_calculator\" data-id=\"cc019f8\" data-element_type=\"widget\" data-widget_type=\"ucaddon_car_finance_settlement_calculator.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t\t\n\n<div class=\"form-calculator\" >\n <div class=\"left_column\">\n\n <form id=\"car-finance-settlement-calculator\">\n\n <div class=\"form-group\">\n <label for=\"originalloanamount\" class=\"form-label\">Original loan amount<\/label>\n <div class=\"input-group mb-3\">\n <div class=\"input-group-prepend\">\n <span class=\"input-group-text\">N$<\/span>\n <\/div>\n <input type=\"text\" class=\"form-control mask-money\" id=\"originalloanamount\" value=\"10000\">\n <div class=\"input-group-append\">\n <span class=\"input-group-text\">.00<\/span>\n <\/div>\n <\/div>\n <\/div>\n\n <div class=\"form-group\">\n <div class=\"label_and_numbers\">\n <label for=\"lengthofagreement\" class=\"form-label\">Length of agreement<\/label>\n <div class=\"tag-number\">\n <span id=\"lengthvalue\">36<\/span> months <\/div>\n <\/div>\n <input type=\"range\" class=\"slider\" id=\"lengthofagreement\" min=\"1\" max=\"48\" step=\"1\" value=\"36\">\n <\/div>\n\n <div class=\"form-group\">\n <label for=\"monthlypayments\" class=\"form-label\">Monthly payments<\/label>\n <div class=\"input-group mb-3\">\n <div class=\"input-group-prepend\">\n <span class=\"input-group-text\">N$<\/span>\n <\/div>\n <input type=\"text\" class=\"form-control mask-money\" id=\"monthlypayments\" value=\"350\">\n <div class=\"input-group-append\">\n <span class=\"input-group-text\">.00<\/span>\n <\/div>\n <\/div>\n <\/div>\n\n <div class=\"form-group\">\n <label for=\"finalrepayment\" class=\"form-label\">Final repayment<\/label>\n <div class=\"input-group mb-3\">\n <div class=\"input-group-prepend\">\n <span class=\"input-group-text\">N$<\/span>\n <\/div>\n <input type=\"text\" class=\"form-control mask-money\" id=\"finalrepayment\" value=\"350\">\n <div class=\"input-group-append\">\n <span class=\"input-group-text\">.00<\/span>\n <\/div>\n <\/div>\n <\/div>\n\n <div class=\"form-group\">\n <div class=\"label_and_numbers\">\n <label for=\"nopaymentsmade\" class=\"form-label\">Number of payments made<\/label>\n <div class=\"tag-number\">\n <span id=\"paymentsvalue\">6<\/span>\n <\/div>\n <\/div>\n <input type=\"range\" class=\"slider\" id=\"nopaymentsmade\" min=\"1\" max=\"48\" step=\"1\" value=\"6\">\n <\/div>\n\n <\/form>\n\n <p class=\"note-calculator\">This calculator is intended for illustration purposes only and exact payment terms should be agreed with a lender before taking out a loan.<\/p>\n\n <\/div>\n <div class=\"right_column\">\n <p class=\"title\">Your results<\/p>\n\n <p class=\"title-result\">Total payments so far<\/p>\n <p class=\"number-result\">N$<span id=\"totalpaymentsofar\">0<\/span><\/p>\n <p class=\"title-result\">Outstanding amount (settlement)<\/p>\n <p class=\"number-result\">N$<span id=\"totaloutstandingbalance\">0<\/span><\/p>\n <p class=\"title-result\">Annual percentage rate (APR)<\/p>\n <p class=\"number-result\"><span id=\"totalapr\">0<\/span>%<\/p>\n\n <a href=\"https:\/\/namibia.swoopfunding.com\/stage\/\" class=\"btn btn-lg btn-dark btn-block\" target=\"_blank\">Get a quote<\/a>\n\n <\/div>\n<\/div>\n\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b874dd7 elementor-widget elementor-widget-heading\" data-id=\"b874dd7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How to calculate car finance settlement<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b4b016 elementor-widget elementor-widget-text-editor\" data-id=\"7b4b016\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>This amount includes the remaining balance, interest, and any early settlement fees.<\/p><p>Here&#8217;s a general formula to calculate the settlement amount manually:<\/p><ol><li><strong>Outstanding balance<\/strong>: Start with the total amount still owed on the loan.<\/li><li><strong>Early repayment interest<\/strong>: This can vary based on the lender but is often a portion of the remaining interest on the loan.<\/li><li><strong>Early settlement fee<\/strong>: Some lenders may charge a fee for early repayment.<\/li><\/ol><p>The calculation would look like the below:<\/p><p><strong>Settlement Amount = Outstanding Balance + Interest Adjustment + Early Settlement Fee<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e777027 elementor-widget elementor-widget-ucaddon_auto_page_related\" data-id=\"e777027\" data-element_type=\"widget\" data-widget_type=\"ucaddon_auto_page_related.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t\t\n\n\n\n <div 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Original loan amount R .00 Length of agreement 36 months Monthly payments R .00 Final repayment R .00 Number of payments made 6 This calculator is intended for illustration purposes only and [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":17791,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-42565","page","type-page","status-publish","hentry"],"acf":[],"rankMath":{"parentDomain":"swoopfunding.com","noFollowDomains":[],"noFollowExcludeDomains":[],"noFollowExternalLinks":false,"featuredImageNotice":"The featured image should be at least 200 by 200 pixels to be picked up by Facebook and other social media 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