{"id":30413,"date":"2023-12-21T10:35:42","date_gmt":"2023-12-21T10:35:42","guid":{"rendered":"https:\/\/swoopfunding.com\/us\/uk\/business-insurance\/bicycle-shop-insurance\/"},"modified":"2025-05-22T20:12:06","modified_gmt":"2025-05-22T20:12:06","slug":"bicycle-shop-insurance","status":"publish","type":"business-insurance","link":"https:\/\/swoopfunding.com\/us\/business-insurance\/bicycle-shop-insurance\/","title":{"rendered":"Bicycle shop insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"30413\" class=\"elementor elementor-30413\" data-elementor-post-type=\"business-insurance\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ceee763 e-con-full e-flex e-con e-parent\" data-id=\"ceee763\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8472308 elementor-widget elementor-widget-template\" data-id=\"8472308\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"38166\" class=\"elementor elementor-38166\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-508dde8c e-flex e-con-boxed e-con e-parent\" data-id=\"508dde8c\" data-element_type=\"container\" id=\"hero-title\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5bd6c9d0 e-con-full e-flex e-con e-child\" data-id=\"5bd6c9d0\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3f05a177 elementor-widget elementor-widget-heading\" data-id=\"3f05a177\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Bicycle shop insurance<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-773732dd elementor-widget elementor-widget-text-editor\" data-id=\"773732dd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Provide us with your details and one of our insurance experts will contact you to discuss your requirements<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b5d73f3 form-insurance elementor-widget elementor-widget-button\" data-id=\"b5d73f3\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get started<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2243ea7 e-con-full e-flex e-con e-child\" data-id=\"2243ea7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4b6e668 elementor-widget elementor-widget-ucaddon_senja_testimonials_post\" data-id=\"4b6e668\" data-element_type=\"widget\" data-widget_type=\"ucaddon_senja_testimonials_post.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t\t\n <div id=\"senja-testimonials-post\" class=\"owl-carousel owl-theme\">\n <div class=\"testimonial\">\n <div class=\"top\">\n <div class=\"left-content\">\n <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/images\/avatar_default.jpeg\" class=\"avatar\">\n\n <span class=\"name\">\n Todd Holden <\/span>\n <\/div>\n\n <div class=\"right-content\">\n <a href=\"https:\/\/www.trustpilot.com\/reviews\/68ef0d9ac4226ab8f3770668\" target=\"_blank\" rel=\"nofollow noopener\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/images\/trustpilot-2.svg\" class=\"trustpilot\"><\/a> <\/div>\n <\/div>\n\n <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/images\/stars-5.svg\" class=\"stars\">\n\n <div class=\"truncate\">\n Swoop have been nothing short of excellent. From sign-up to installation, the whole experience has been great. I can\u2019t recommend them highly enough. There\u2019s no more lag when streaming, and the service has been so good that I\u2019ve also switched my business internet to Swoop.\n\nI\u2019m really glad to now be on FTTP- previously, I was using wireless 5G for home and FTTN for the business, and neither came close to the speed and reliability we have now <\/div>\n\n <div class=\"date\">\n Oct 15, 2025 <\/div>\n <\/div>\n <div class=\"testimonial\">\n <div class=\"top\">\n <div class=\"left-content\">\n <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/images\/avatar_default.jpeg\" class=\"avatar\">\n\n <span class=\"name\">\n Ibiza Shisha <\/span>\n <\/div>\n\n <div class=\"right-content\">\n <a href=\"https:\/\/www.trustpilot.com\/reviews\/68d7a24a77828cbe00f7e319\" target=\"_blank\" rel=\"nofollow noopener\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/images\/trustpilot-2.svg\" class=\"trustpilot\"><\/a> <\/div>\n <\/div>\n\n <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/images\/stars-5.svg\" class=\"stars\">\n\n <div class=\"truncate\">\n Great help form Freddie and the team. <\/div>\n\n <div class=\"date\">\n Sep 27, 2025 <\/div>\n <\/div>\n <div class=\"testimonial\">\n <div class=\"top\">\n <div class=\"left-content\">\n <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/images\/avatar_default.jpeg\" class=\"avatar\">\n\n <span class=\"name\">\n Jab <\/span>\n <\/div>\n\n <div class=\"right-content\">\n <a href=\"https:\/\/www.trustpilot.com\/reviews\/68d3b02501dff336d6c6fc7d\" target=\"_blank\" rel=\"nofollow noopener\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/images\/trustpilot-2.svg\" class=\"trustpilot\"><\/a> <\/div>\n <\/div>\n\n <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/images\/stars-5.svg\" class=\"stars\">\n\n <div class=\"truncate\">\n We had been searching for loans everywhere but wasn\u2019t having any luck as we are an online business. However, when we came across swoop funding Simrandeep was able to get us funding that we never thought we could get at this stage. She was quick to respond to our queries and always kept us in the loop of any updates. <\/div>\n\n <div class=\"date\">\n Sep 24, 2025 <\/div>\n <\/div>\n <div class=\"testimonial\">\n <div class=\"top\">\n <div class=\"left-content\">\n <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/images\/avatar_default.jpeg\" class=\"avatar\">\n\n <span class=\"name\">\n Sav <\/span>\n <\/div>\n\n <div class=\"right-content\">\n <a href=\"https:\/\/www.trustpilot.com\/reviews\/68c98aeeff4323681d81a702\" target=\"_blank\" rel=\"nofollow noopener\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/images\/trustpilot-2.svg\" class=\"trustpilot\"><\/a> <\/div>\n <\/div>\n\n <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/images\/stars-5.svg\" class=\"stars\">\n\n <div class=\"truncate\">\n Thank you so much to Shane and his team for literally saving me from collapse. Within 1 week they have managed to get me the funding I needed with the best rate out there. \nWould recommend this team to anyone. There professionalism, speed and delivery is 2 thumbs up. Thank you Team Scoop <\/div>\n\n <div class=\"date\">\n Sep 16, 2025 <\/div>\n <\/div>\n <div class=\"testimonial\">\n <div class=\"top\">\n <div class=\"left-content\">\n <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/images\/avatar_default.jpeg\" class=\"avatar\">\n\n <span class=\"name\">\n Rav <\/span>\n <\/div>\n\n <div class=\"right-content\">\n <a href=\"https:\/\/www.trustpilot.com\/reviews\/68bbd168923fe9129703d7c9\" target=\"_blank\" rel=\"nofollow noopener\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/images\/trustpilot-2.svg\" class=\"trustpilot\"><\/a> <\/div>\n <\/div>\n\n <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/images\/stars-5.svg\" class=\"stars\">\n\n <div class=\"truncate\">\n I was struggling to obtain finance for a vehicle, for my company, through the car dealership. I spoke with Adrian at Swoop who took care of it all. He was professional, approachable, easily accessible and liaised directly with the car dealership (who weren't particularly forward leaning!). Thank you to Adrian and Nichola for all your help \ud83d\ude42 <\/div>\n\n <div class=\"date\">\n Sep 6, 2025 <\/div>\n <\/div>\n <div class=\"testimonial\">\n <div class=\"top\">\n <div class=\"left-content\">\n <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/cdn.senja.io\/public\/media\/YMml6V2sMVVx3b4WafkfV0EZ.png\" class=\"avatar\">\n\n <span class=\"name\">\n Elizabeth Parkinson <\/span>\n <\/div>\n\n <div class=\"right-content\">\n <a href=\"https:\/\/www.trustpilot.com\/reviews\/68b9c23fb937d553d3b718c6\" target=\"_blank\" rel=\"nofollow noopener\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/images\/trustpilot-2.svg\" class=\"trustpilot\"><\/a> <\/div>\n <\/div>\n\n <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/images\/stars-5.svg\" class=\"stars\">\n\n <div class=\"truncate\">\n Very quick response time from Adrian Barratt who I dealt with <\/div>\n\n <div class=\"date\">\n Sep 4, 2025 <\/div>\n <\/div>\n <div class=\"testimonial\">\n <div class=\"top\">\n <div class=\"left-content\">\n <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/images\/avatar_default.jpeg\" class=\"avatar\">\n\n <span class=\"name\">\n Victor Meus <\/span>\n <\/div>\n\n <div class=\"right-content\">\n <a href=\"https:\/\/www.google.com\/maps\/reviews\/data=!4m8!14m7!1m6!2m5!1sCi9DQUlRQUNvZENodHljRjlvT20xdlpGUllTMjh0VFc0M1kwWmxjbWhrYzFSMU1XYxAB!2m1!1s0x0:0x46b0c2ad847ceb0d!3m1!1s2@1:CAIQACodChtycF9oOm1vZFRYS28tTW43Y0Zlcmhkc1R1MWc%7C0chMVW3Np03%7C?hl=en-US\" target=\"_blank\" rel=\"nofollow noopener\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/images\/google-logo.png\" class=\"trustpilot\"><\/a> <\/div>\n <\/div>\n\n <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/images\/stars-5.svg\" class=\"stars\">\n\n <div class=\"truncate\">\n The Swoop system was simple and straightforward to use. I submitted my application and had a loan approved within a week. Overall, a smooth experience\u2014I would recommend it to anyone looking for a quick and easy loan. <\/div>\n\n <div class=\"date\">\n Sep 1, 2025 <\/div>\n <\/div>\n <div class=\"testimonial\">\n <div class=\"top\">\n <div class=\"left-content\">\n <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/images\/avatar_default.jpeg\" class=\"avatar\">\n\n <span class=\"name\">\n Lisa Mary <\/span>\n <\/div>\n\n <div class=\"right-content\">\n <a href=\"https:\/\/www.trustpilot.com\/reviews\/68b099a48d6374f2a8101de9\" target=\"_blank\" rel=\"nofollow noopener\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/images\/trustpilot-2.svg\" class=\"trustpilot\"><\/a> <\/div>\n <\/div>\n\n <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/images\/stars-5.svg\" class=\"stars\">\n\n <div class=\"truncate\">\n Excellent service today. Thank you to driver 318, Rich, for making me feel calm and relaxed, and also to the Brazilian driver. Both very pleasant and approachable. I would deffo recommend Swoop <\/div>\n\n <div class=\"date\">\n Aug 28, 2025 <\/div>\n <\/div>\n <div class=\"testimonial\">\n <div class=\"top\">\n <div class=\"left-content\">\n <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/images\/avatar_default.jpeg\" class=\"avatar\">\n\n <span class=\"name\">\n Iulia Popescu <\/span>\n <\/div>\n\n <div class=\"right-content\">\n <a href=\"https:\/\/www.trustpilot.com\/reviews\/6892358db0fb3edcfb130a73\" target=\"_blank\" rel=\"nofollow noopener\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/images\/trustpilot-2.svg\" class=\"trustpilot\"><\/a> <\/div>\n <\/div>\n\n <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/images\/stars-5.svg\" class=\"stars\">\n\n <div class=\"truncate\">\n James has been absolutely fantastic throughout the entire funding process. He guided us with clear, straightforward advice and was always quick to respond to any questions we had. Thanks to his support, we were able to secure the funds we needed swiftly and without any unnecessary complications.\n\nHis professionalism, efficiency, and deep understanding of the funding landscape made what could have been a stressful experience feel smooth and manageable. I would highly recommend Swoop\u2014and especially James\u2014to any business looking for reliable, expert support in securing finance. <\/div>\n\n <div class=\"date\">\n Aug 5, 2025 <\/div>\n <\/div>\n <div class=\"testimonial\">\n <div class=\"top\">\n <div class=\"left-content\">\n <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/images\/avatar_default.jpeg\" class=\"avatar\">\n\n <span class=\"name\">\n Mr B <\/span>\n <\/div>\n\n <div class=\"right-content\">\n <a href=\"https:\/\/www.trustpilot.com\/reviews\/6891dea83003faefdf8537a5\" target=\"_blank\" rel=\"nofollow noopener\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/images\/trustpilot-2.svg\" class=\"trustpilot\"><\/a> <\/div>\n <\/div>\n\n <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/images\/stars-5.svg\" class=\"stars\">\n\n <div class=\"truncate\">\n Simple- Helpful - Accurate <\/div>\n\n <div class=\"date\">\n Aug 5, 2025 <\/div>\n <\/div>\n <\/div>\n\n\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-50d334e elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"50d334e\" data-element_type=\"section\" id=\"product-page\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-df19946\" data-id=\"df19946\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-606117d uael-heading-align-left elementor-widget elementor-widget-uael-table-of-contents\" data-id=\"606117d\" data-element_type=\"widget\" id=\"styck-table-of-contents\" data-settings=\"{&quot;scroll_offset&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;115&quot;,&quot;sizes&quot;:[]},&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;],&quot;sticky_offset&quot;:&quot;130&quot;,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;scroll_offset_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;scroll_offset_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;scroll_offset_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;heading_text_align&quot;:&quot;left&quot;,&quot;heading_bottom_space&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;heading_bottom_space_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;heading_bottom_space_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;heading_bottom_space_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;content_between_space&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:15,&quot;sizes&quot;:[]},&quot;content_between_space_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;content_between_space_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;content_between_space_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\" data-widget_type=\"uael-table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"uael-toc-main-wrapper\" data-headings=\"h2,h3,h4\" >\n\t\t\t<div class=\"uael-toc-wrapper\">\n\t\t\t\t<div class=\"uael-toc-header\">\n\t\t\t\t\t<span class=\"uael-toc-heading elementor-inline-editing\" data-elementor-setting-key=\"heading_title\" data-elementor-inline-editing-toolbar=\"basic\" ><\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"uael-toc-toggle-content\">\n\t\t\t\t\t<div class=\"uael-toc-content-wrapper\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<ul data-toc-headings=\"headings\" class=\"uael-toc-list uael-toc-list-none\" data-scroll=\"500\" data-scroll-offset=\"115\" ><\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"uael-toc-empty-note\">\n\t\t\t\t\t<span>Add a header to begin generating the table of contents<\/span>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-b9b8600 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b9b8600\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-f6d8dd2\" data-id=\"f6d8dd2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dacfcf2 elementor-widget elementor-widget-ucaddon_breadcrumbs\" data-id=\"dacfcf2\" data-element_type=\"widget\" data-widget_type=\"ucaddon_breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t\t <div id=\"breadcrumbs-container\" class=\"left\">\n <nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><\/p><\/nav> <\/div>\n\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a37856 elementor-widget elementor-widget-ucaddon_last_updated\" data-id=\"9a37856\" data-element_type=\"widget\" data-widget_type=\"ucaddon_last_updated.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t\t\n<div id=\"last-updated-container\" class=\"\">\n\n <script id=\"last-updated-schema\" type=\"application\/ld+json\">\n        {\n          \"@context\": \"https:\/\/schema.org\",\n          \"@type\": \"Article\",\n          \"headline\": \"Bicycle shop insurance\",\n          \n          \"datePublished\": \"2023-12-21T10:35:42+00:00\",\n          \"dateModified\": \"2025-05-22T20:12:06+00:00\",\n          \"author\": [{\n              \"@type\": \"Person\",\n              \"name\": \"Chris Godfrey\",\n              \"url\": \"https:\/\/swoopfunding.com\/us\/author\/chris-godfrey\/\"\n            }]\n        }\n    <\/script>\n \n <div class=\"last-updated view-user\" style=\"justify-content: left;\">\n \n <div class=\"info-left\">\n <a href=\"https:\/\/swoopfunding.com\/us\/author\/chris-godfrey\/\" aria-label=\"Chris Godfrey\">\n <picture loading=\"lazy\" decoding=\"async\" class=\"attachment-large size-large\">\n <img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/wp-content\/uploads\/2024\/10\/chris-godfrey-author.webp\" data-lazy-src=\"https:\/\/swoopfunding.com\/wp-content\/uploads\/2024\/10\/chris-godfrey-author.webp?is-pending-load=1\" alt=\"Chris Godfrey\" class=\"jetpack-lazy-image\" loading=\"lazy\" width=\"92\" height=\"92\">\n <\/picture>\n <\/a>\n <\/div>\n \n <div class=\"info-right\">\n <p>Page written by <a href=\"https:\/\/swoopfunding.com\/us\/author\/chris-godfrey\/\">Chris Godfrey<\/a>. <span>Last reviewed on May 22, 2025<\/span>. <span>Next review due October 1, 2026.\n <\/span>\n <\/p>\n\n <\/div>\n\n <\/div>\n<\/div>\n\n<div id=\"externalTooltipContent\" style=\"display: none;\">\n <div class=\"top-info\">\n <img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/wp-content\/uploads\/2024\/10\/chris-godfrey-author.webp\" data-lazy-src=\"https:\/\/swoopfunding.com\/wp-content\/uploads\/2024\/10\/chris-godfrey-author.webp?is-pending-load=1\" alt=\"\" class=\"jetpack-lazy-image\" loading=\"lazy\" width=\"92\" height=\"92\">\n <div class=\"text\">\n <div class=\"name-author\">Chris Godfrey<\/div>\n <div class=\"role-user\">Expert financial copywriter<\/div>\n <\/div>\n <\/div>\n <div class=\"description\">Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Wells Fargo Bank, Visa, Experian, Ebay, Flywire, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of US consumer and business finance.<\/div>\n<\/div>\n\n\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c723490 elementor-widget elementor-widget-text-editor\" data-id=\"c723490\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Bike shops are unlike most other retailers. You\u2019re selling, repairing and servicing wheeled vehicles that are used on the open road. As well as ensuring your store is covered for events such as fire, theft and accidents that take place at your premises, you must also protect your business from the financial impact of incidents that can happen many miles away.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Bicycle shop insurance is a package of different policies that can be tailored to your shop\u2019s specific needs. Essential cover includes public liability and product liability insurance, plus employers\u2019 liability to protect you and your employees. Other policies can be added to cover your building, shop contents, inventory, goods in transit, interruptions to doing business and many other risks.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8fd01fa uael-heading-align-left elementor-widget elementor-widget-uael-table-of-contents\" data-id=\"8fd01fa\" data-element_type=\"widget\" id=\"table-of-content-column\" data-settings=\"{&quot;heading_text_align&quot;:&quot;left&quot;,&quot;heading_bottom_space&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;heading_bottom_space_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;heading_bottom_space_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;heading_bottom_space_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;content_between_space&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:15,&quot;sizes&quot;:[]},&quot;content_between_space_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;content_between_space_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;content_between_space_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"uael-table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"uael-toc-main-wrapper\" data-headings=\"h2,h3,h4\" >\n\t\t\t<div class=\"uael-toc-wrapper\">\n\t\t\t\t<div class=\"uael-toc-header\">\n\t\t\t\t\t<span class=\"uael-toc-heading elementor-inline-editing\" data-elementor-setting-key=\"heading_title\" data-elementor-inline-editing-toolbar=\"basic\" ><\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"uael-toc-toggle-content\">\n\t\t\t\t\t<div class=\"uael-toc-content-wrapper\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<ul data-toc-headings=\"headings\" class=\"uael-toc-list uael-toc-list-none\" data-scroll=\"\" ><\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"uael-toc-empty-note\">\n\t\t\t\t\t<span>Add a header to begin generating the table of contents<\/span>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f321d37 elementor-widget elementor-widget-spacer\" data-id=\"f321d37\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be3df18 question elementor-widget elementor-widget-heading\" data-id=\"be3df18\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why is bike shop insurance important?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40b68c1 answer elementor-widget elementor-widget-text-editor\" data-id=\"40b68c1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Never mind the costs you could suffer if your shop caught fire, your goods in stock or transit were stolen, or your building was hit by storms or major flooding &#8211; your business is also vulnerable to crippling personal injury or property damage claims from members of the public, including customers and suppliers.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">The fact is, it doesn\u2019t take much to cause an accident. Imagine if a visitor to your store tripped over a poorly placed display and injured themselves. Or perhaps a defective bike part that you unknowingly supplied to a customer caused a serious road accident. The compensation claims from simple incidents like these could easily run into the tens or even hundreds of thousands of pounds.\u00a0\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">In 2023, the average US public liability claim was $13,500 plus defendant\u2019s legal expenses. Even a sum like this could drive many SMEs into insolvency. Bike shop insurance is the only way to ensure your business is not at risk from events beyond your control.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b14513b question elementor-widget elementor-widget-heading\" data-id=\"b14513b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What does bicycle shop insurance cover?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54ffa0d answer elementor-widget elementor-widget-text-editor\" data-id=\"54ffa0d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">You can bundle many types of policy into your bicycle shop insurance package to protect your business. Important cover includes:<\/span><\/p><h3><b>Public liability insurance:<\/b><\/h3><p><a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/public-liability-insurance\/\"><span style=\"font-weight: 400;\">Public liability insurance<\/span><\/a><span style=\"font-weight: 400;\"> is a type of <\/span><a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/\"><span style=\"font-weight: 400;\">business insurance<\/span><\/a><span style=\"font-weight: 400;\"> that protects your bike shop if someone is injured, or their property is damaged because of the services that you or your business provides. This type of cover, also known as PL or liability insurance, is designed to protect your shop against third-party claims for injuries or property damage from a customer or client, passer-by, or a visitor to your business premises \u2013 whether you\u2019re at fault or not.<\/span><\/p><h3><b>Product liability insurance:<\/b><\/h3><p><a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/product-liability-insurance\/\"><span style=\"font-weight: 400;\">Product liability insurance<\/span><\/a><span style=\"font-weight: 400;\"> (PL) can protect your bicycle shop from financial loss in the event that someone is harmed, or property is damaged due to the products that you supply. You don\u2019t have to make the faulty products to be at risk. Your business could be held liable for personal injury or property damage caused by bikes, parts and accessories manufactured by other businesses. You may also be at risk even if you only repaired or refurbished a faulty product that caused an accident.\u00a0<\/span><\/p><h3><b>Employers\u2019 liability insurance:<\/b><\/h3><p><a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/employers-liability-insurance\/\"><span style=\"font-weight: 400;\">Employer\u2019s liability (EL) insurance<\/span><\/a><span style=\"font-weight: 400;\"> protects you and your employees, (including those who no longer work for you), should they be injured or become unwell as a result of working for your business. Employers\u2019 liability insurance is a <\/span>legal requirement<span style=\"font-weight: 400;\"> for most US employers. <\/span><span style=\"font-weight: 400;\">Your policy must cover you for at least $5 million and come from an authorised insurer. Your business can be fined up to $2,500 for every day you are not properly insured.\u00a0<\/span><\/p><h3><b>Building and contents cover:<\/b><\/h3><p><a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/commercial-property-insurance\/\"><span style=\"font-weight: 400;\">Commercial property insurance<\/span><\/a><span style=\"font-weight: 400;\">, also known as building insurance, is designed to protect the owners of commercial buildings \u2013 such as your bike shop &#8211; from financial loss resulting from damage to or the total destruction of the property and\/or whatever was inside. Commercial property insurance can also include <\/span><a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/business-contents-insurance\/\"><span style=\"font-weight: 400;\">business contents insurance<\/span><\/a><span style=\"font-weight: 400;\"> which covers the insured for the loss, damage, and theft of the contents of their business premises, including shop equipment, inventory, employees\u2019 property and customer cycles in for repair or servicing.<\/span><\/p><h3><b>Goods in transit insurance:<\/b><\/h3><p><span style=\"font-weight: 400;\">Goods in transit cover protects your customer deliveries and pick-ups \u2013 including cycles collected for repairs \u2013 from loss or theft in transit to and from your store.<\/span><\/p><h3><b>Business interruption insurance:<\/b><\/h3><p><span style=\"font-weight: 400;\">Business interruption insurance covers bike shops for loss of income if they are unable to operate due to events beyond their control \u2013 such as severe weather or power cuts.\u00a0<\/span><\/p><h3><b>Portable equipment insurance<\/b><\/h3><p><span style=\"font-weight: 400;\">Portable equipment insurance, also known as <\/span><a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/tool-insurance\/\"><span style=\"font-weight: 400;\">tools insurance<\/span><\/a><span style=\"font-weight: 400;\"> or <\/span><a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/business-equipment-insurance\/\"><span style=\"font-weight: 400;\">business equipment insurance<\/span><\/a><span style=\"font-weight: 400;\">, covers the cost of replacing your valuable workshop tools and equipment if they\u2019re lost, damaged, or stolen.\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fedbc03 question elementor-widget elementor-widget-heading\" data-id=\"fedbc03\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How much does bicycle shop insurance cost?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-52f6f3f answer elementor-widget elementor-widget-text-editor\" data-id=\"52f6f3f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Premiums for bicycle shop insurance can start at less than $25 per month, but just as no two bike shops are alike, no two bicycle shop insurance needs are the same. The price you pay will depend on your business location, your <a href=\"https:\/\/swoopfunding.com\/us\/business-glossary\/turnover\/\">turnover<\/a>, the types of products you sell and a host of other factors, making every quote unique.\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a7e9869 question elementor-widget elementor-widget-heading\" data-id=\"a7e9869\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How Swoop can help<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8615fb0 answer elementor-widget elementor-widget-text-editor\" data-id=\"8615fb0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">All business involves risk, but that doesn\u2019t mean you have to suffer the consequences if things go wrong. Don\u2019t let a simple accident put a brake on your business. <\/span><span style=\"font-weight: 400;\">Contact Swoop today<\/span><span style=\"font-weight: 400;\"> to compare top-quality bicycle shop insurance from a range of providers and to discuss all your business insurance needs.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-029c684 elementor-widget elementor-widget-spacer\" data-id=\"029c684\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cdb9fa9 elementor-widget elementor-widget-ucaddon_author_page\" data-id=\"cdb9fa9\" data-element_type=\"widget\" data-widget_type=\"ucaddon_author_page.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t\t\n <div class=\"info-user-post\">\n \n <div class=\"left-info\">\n <a href=\"https:\/\/swoopfunding.com\/us\/author\/chris-godfrey\/\" aria-label=\"Chris Godfrey\">\n <picture loading=\"lazy\" decoding=\"async\" class=\"attachment-large size-large\">\n <img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/wp-content\/uploads\/2024\/10\/chris-godfrey-author.webp\" data-lazy-src=\"https:\/\/swoopfunding.com\/wp-content\/uploads\/2024\/10\/chris-godfrey-author.webp?is-pending-load=1\" alt=\"\" class=\"jetpack-lazy-image\" loading=\"lazy\" width=\"92\" height=\"92\">\n <\/picture>\n <\/a>\n <\/div>\n \n <div class=\"right-info\">\n <div class=\"inner-top\">\n <div class=\"info-top\">\n <a href=\"https:\/\/swoopfunding.com\/us\/author\/chris-godfrey\/\" aria-label=\"Chris Godfrey\" class=\"link-img\">\n <picture loading=\"lazy\" decoding=\"async\" class=\"attachment-large size-large\">\n <img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/wp-content\/uploads\/2024\/10\/chris-godfrey-author.webp\" data-lazy-src=\"https:\/\/swoopfunding.com\/wp-content\/uploads\/2024\/10\/chris-godfrey-author.webp?is-pending-load=1\" alt=\"\" class=\"jetpack-lazy-image\" loading=\"lazy\" width=\"92\" height=\"92\">\n <\/picture>\n <\/a>\n \n <div class=\"info-title\">\n <p>Written by<\/p>\n <p class=\"name-author\"><a href=\"https:\/\/swoopfunding.com\/us\/author\/chris-godfrey\/\">Chris Godfrey<\/a><\/h3>\n <\/div>\n <\/div>\n \n \n <\/div>\n <div class=\"info-bottom\">\n <p>Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Wells Fargo Bank, Visa, Experian, Ebay, Flywire, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of US consumer and business finance.<\/p>\n <\/div>\n\n <ul class=\"social-links\">\n \n <li><a href=\"https:\/\/www.linkedin.com\/in\/christopher-godfrey-332198139\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"Linkedin\">\n <img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/icons\/icon-linkedin-min.svg\" width=\"30\" height=\"30\" alt=\"Linkedin\">\n <\/a><\/li>\n \n <li><a href=\"https:\/\/www.freelancewords.co.uk\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" aria-label=\"Website\">\n <img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/icons\/icon-site-min.svg\" width=\"30\" height=\"30\" alt=\"Website\">\n <\/a><\/li>\n <\/ul>\n\n <div class=\"swoop-promise\">\n <p><strong>Swoop promise<\/strong><\/p>\n <p>At Swoop we want to make it easy for SMEs to understand the sometimes overwhelming world of business finance and insurance. Our goal is simple \u2013 to distill complex topics, unravel jargon, offer transparent and impartial information, and empower businesses to make smart financial decisions with confidence.<\/p>\n <p>Find out more about Swoop\u2019s editorial principles by reading our <a href=\"https:\/\/swoopfunding.com\/us\/about-swoop\/editorial-policy\/\">editorial policy<\/a>.<\/p>\n <\/div>\n\n <\/div>\n <\/div>\n\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-33519f2 elementor-widget elementor-widget-ucaddon_insurance_form\" data-id=\"33519f2\" data-element_type=\"widget\" data-widget_type=\"ucaddon_insurance_form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t\t\n<div class=\"modal fade modal-form\" id=\"insurance-form-modal\" tabindex=\"-1\" role=\"dialog\" aria-labelledby=\"insurance-form-modal\" aria-hidden=\"true\">\n <div class=\"modal-dialog\" role=\"document\">\n <div class=\"modal-content\">\n <div 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id=\"incorporation_date\" type=\"text\" class=\"form-control mask-date\" name=\"incorporation_date\" placeholder=\"Incorporation date (MM\/DD\/YYYY)\" required>\n <\/label>\n <\/div>\n <div class=\"form-group\">\n <label class=\"label-fake\">\n <span class=\"inside-fake\">Industry: <\/span>\n <input id=\"industry\" type=\"text\" class=\"form-control\" name=\"industry\" placeholder=\"Industry\" required>\n <\/label>\n <\/div>\n <div class=\"form-group\">\n <label class=\"label-fake\">\n <span class=\"inside-fake\">Annual revenue: <\/span>\n <div class=\"input-group\">\n <div class=\"input-group-prepend\">\n <span class=\"input-group-text\">$<\/span>\n <\/div>\n <input id=\"annual_turnover_new\" type=\"text\" class=\"form-control mask-money\" name=\"annual_turnover_new\" placeholder=\"Annual revenue\" input-mode=\"numeric\" required>\n <\/div>\n <\/label>\n <\/div>\n <div class=\"footer-form\" style=\"margin-top:20px;\">\n \n\n<div id=\"v_702314880\">\n <div class=\"form-group 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rel=\"noopener\">Apply now<\/a>\n <\/div>\n <\/form>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5a7c07a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5a7c07a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e72dd1c\" data-id=\"e72dd1c\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-073cd17 elementor-widget__width-auto elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"073cd17\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/usa\/wp-content\/uploads\/sites\/3\/2022\/10\/icon-swoop.svg\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c5f0964 elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"c5f0964\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Get in touch today to start your bike shop insurance quote<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21e491c elementor-widget__width-auto form-insurance elementor-mobile-align-center elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"21e491c\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/us.swoopfunding.ca\/stage\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Join Swoop<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-71caa91 e-con-full cta-mobile-fixed elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet e-flex e-con e-parent\" data-id=\"71caa91\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;position&quot;:&quot;fixed&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ffdb564 elementor-align-justify form-insurance elementor-widget elementor-widget-button\" data-id=\"ffdb564\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/us.swoopfunding.ca\/stage\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">GET A QUOTE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c274d50 e-flex e-con-boxed e-con e-parent\" data-id=\"c274d50\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-557f73e elementor-widget elementor-widget-ucaddon_auto_page_related\" data-id=\"557f73e\" data-element_type=\"widget\" data-widget_type=\"ucaddon_auto_page_related.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t\t\n\n\n\n <div class=\"container-auto-page-related\">\n <p class=\"title-related text-center\">Related pages<\/p>\n <div class=\"auto-page-related\">\n <ul>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/bicycle-shop-insurance\/\">Bicycle shop insurance <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/business-contents-insurance\/\">Business contents insurance <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/business-equipment-insurance\/\">Business equipment insurance <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/\">Business insurance <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/business-interruption-insurance\/\">Business interruption insurance <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/cafe-insurance\/\">Cafe insurance <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/carpenters-insurance\/\">Carpenters insurance <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/commercial-property-insurance\/\">Commercial property insurance <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/commercial-van-insurance\/\">Commercial van insurance <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/construction-company-insurance\/\">Construction company insurance <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/consultants-insurance\/\">Consultants insurance <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/contractors-insurance\/\">Contractors insurance <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/cyber-insurance\/\">Cyber insurance <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/is-business-insurance-a-legal-requirement\/\">Do I need business insurance? <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/public-liability-insurance\/do-i-need-public-liability-insurance\/\">Do I need public liability insurance? <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/employers-liability-insurance\/\">Employers&#8217; liability insurance <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/executive-income-protection-insurance\/\">Executive income protection insurance <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/food-insurance\/\">Food insurance <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/gardeners-insurance\/\">Gardeners insurance <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/gas-engineer-insurance\/\">Gas engineer insurance <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/group-income-protection-insurance\/\">Group income protection insurance <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/group-life-insurance\/\">Group life insurance <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/group-private-medical-insurance\/\">Group private medical insurance <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/gym-insurance\/\">Gym insurance <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/plant-machinery-insurance\/\">Hired in plant insurance <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/employers-liability-insurance\/cost-of-employers-liability\/\">How much does employers&#8217; liability insurance cost? <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/public-liability-insurance\/how-much-public-liability-insurance-do-i-need\/\">How much public liability insurance do I need? <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/it-consultant-insurance\/\">IT consultant insurance <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/invoice-insurance\/\">Invoice insurance <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/key-person-insurance\/\">Key person insurance <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/limited-company-insurance\/\">Limited company insurance <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/medical-insurance\/\">Medical insurance <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/occupiers-liability-insurance\/\">Occupiers&#8217; liability insurance <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/opticians-insurance\/\">Opticians insurance <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/personal-guarantee-insurance\/\">Personal guarantee insurance <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/plumbers-insurance\/\">Plumbers insurance <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/product-liability-insurance\/\">Product liability insurance <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/professional-indemnity-insurance\/\">Professional indemnity insurance <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/pub-insurance\/\">Pub insurance <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/public-liability-insurance\/\">Public liability insurance <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/event-liability-insurance\/\">Public liability insurance for events <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/relevant-life-insurance\/\">Relevant life insurance <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/restaurant-insurance\/\">Restaurant insurance <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/self-employed-insurance\/\">Self employed insurance <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/shareholder-protection-insurance\/\">Shareholder protection insurance <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/shop-insurance\/\">Shop insurance <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/subcontractor-insurance\/\">Subcontractor insurance <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/third-party-liability-insurance\/\">Third party liability insurance <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/tool-insurance\/\">Tool insurance <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/trade-credit-insurance\/\">Trade credit insurance <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/tradesman-insurance\/\">Tradesman insurance <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/warehouse-insurance\/\">Warehouse insurance <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/what-insurance-do-i-need\/\">What business insurance do I need? <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/what-is-business-insurance\/\">What is business insurance? <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/employers-liability-insurance\/what-is-employers-liability-insurance\/\">What is employers&#8217; liability insurance? <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/personal-guarantee-insurance\/what-is-personal-guarantee-insurance\/\">What is personal guarantee insurance? <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/product-liability-insurance\/what-is-product-liability\/\">What is product liability insurance? <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-insurance\/public-liability-insurance\/what-is-public-liability-insurance\/\">What is public liability insurance? <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a 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quote<\/span>\n <\/a>\n\n \n \n <\/div>\n\n <div class=\"elementor-hidden-mobile active\" id=\"sticky-banner-mini\">\n <img loading=\"lazy\" loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"28\" height=\"28\" alt=\"View more\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/icons\/plus.svg\">\n Get quote <\/div>\n\n<\/div>\n\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"author":26,"featured_media":0,"template":"elementor_header_footer","insurance-type":[396],"class_list":["post-30413","business-insurance","type-business-insurance","status-publish","hentry","insurance-type-insurance-types"],"acf":[],"featured_image_urls_v2":{"full":"","thumbnail":"","medium":"","medium_large":"","large":"","1536x1536":"","2048x2048":"","image_blog":"","image_podcast":"","image_banking":"","image_blog_internal":"","image_blog_medium":"","image_single_banking":""},"post_excerpt_stackable_v2":"<p>Bicycle shop insurance Provide us with your details and one of our insurance experts will contact you to discuss your requirements Get started Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on May 22, 2025. Next review due October 1, 2026. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Wells Fargo Bank, Visa, Experian, Ebay, Flywire, insurers and pension funds, his words have appeared online and in print&hellip;<\/p>\n","category_list_v2":"","author_info_v2":{"name":"Chris Godfrey","url":"https:\/\/swoopfunding.com\/us\/author\/chris-godfrey\/"},"comments_num_v2":"0 comments","_links":{"self":[{"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/business-insurance\/30413","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/business-insurance"}],"about":[{"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/types\/business-insurance"}],"author":[{"embeddable":true,"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/users\/26"}],"version-history":[{"count":26,"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/business-insurance\/30413\/revisions"}],"predecessor-version":[{"id":42165,"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/business-insurance\/30413\/revisions\/42165"}],"wp:attachment":[{"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/media?parent=30413"}],"wp:term":[{"taxonomy":"insurance-type","embeddable":true,"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/insurance-type?post=30413"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}