{"id":44316,"date":"2026-01-13T02:02:00","date_gmt":"2026-01-13T02:02:00","guid":{"rendered":"https:\/\/swoopfunding.com\/us\/?post_type=lender-review&#038;p=44316"},"modified":"2026-01-16T11:51:55","modified_gmt":"2026-01-16T11:51:55","slug":"fundkite-business-loan-review-interest-rates-eligibility-and-the-application-process","status":"publish","type":"lender-review","link":"https:\/\/swoopfunding.com\/us\/lender-review\/fundkite\/","title":{"rendered":"FundKite business loan review: Interest rates, eligibility, and the application process"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"44316\" class=\"elementor elementor-44316\" data-elementor-post-type=\"lender-review\">\n\t\t\t\t<div class=\"elementor-element elementor-element-64fbc99 e-flex e-con-boxed e-con e-parent\" data-id=\"64fbc99\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0647557 elementor-widget elementor-widget-text-editor\" data-id=\"0647557\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Most business owners don\u2019t wake up wanting a loan. They look for financing because timing matters, payroll\u2019s due, inventory needs replenishing, equipment breaks, or a growth opportunity can\u2019t wait.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">That\u2019s where FundKite steps in. The New York\u2013based lender specializes in revenue-based financing for U.S. small and mid-sized businesses that require capital quickly. Applications are completed online, decisions are often issued within hours, and funding can arrive in as little as one to two business days.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Unlike a traditional term loan, FundKite ties repayment to a percentage of gross sales. When revenue dips, payments shrink; when business booms, payments rise. That structure gives flexibility, but it also means cost can vary and comparisons with bank loans require a different lens.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Swoop\u2019s review will explain how FundKite\u2019s funding works, what it costs, who qualifies, and how it compares to other quick-turnaround lenders in the market.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c47987 question elementor-widget elementor-widget-heading\" data-id=\"5c47987\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">An overview of FundKite business loans<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c869cb2 answer elementor-widget elementor-widget-text-editor\" data-id=\"c869cb2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Founded in 2015, FundKite positions itself as a fast-funding alternative to banks, focusing on speed, transparency, and accessibility. Its products are designed for businesses that generate consistent sales but may not meet the credit or collateral standards of conventional lenders.<\/span><\/p>\n<p><b>Key advertised features:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Funding range:<\/b><span style=\"font-weight: 400;\"> $10,000 to $2 million<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Decision time:<\/b><span style=\"font-weight: 400;\"> As little as 4 hours<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Funding speed:<\/b><span style=\"font-weight: 400;\"> Typically 24 to 48 hours after approval<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Repayment:<\/b><span style=\"font-weight: 400;\"> Percentage of gross sales (no fixed installment)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Collateral:<\/b><span style=\"font-weight: 400;\"> None required<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Credit check:<\/b><span style=\"font-weight: 400;\"> Initial soft pull only<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The overall process is simple, apply online, upload bank statements, review your offer, and receive funds once documents are signed.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63d3e1e question elementor-widget elementor-widget-heading\" data-id=\"63d3e1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Unsecured business loans<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ed7532 answer elementor-widget elementor-widget-text-editor\" data-id=\"3ed7532\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">FundKite\u2019s flagship product is unsecured <\/span><a href=\"https:\/\/swoopfunding.com\/us\/business-loans\/working-capital-loans\/\"><span style=\"font-weight: 400;\">working-capital funding<\/span><\/a><span style=\"font-weight: 400;\">. Because approvals hinge on revenue performance rather than assets, it appeals to businesses that can show consistent deposits but don\u2019t want to tie up property or equipment as collateral.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This setup tends to work best for companies that:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Process steady daily or weekly sales, and<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Need short-term liquidity to bridge gaps or seize opportunities.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Common uses include payroll, marketing campaigns, supplier payments, and emergency repairs.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b77f0a question elementor-widget elementor-widget-heading\" data-id=\"0b77f0a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Secured business loans<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6288d2a answer elementor-widget elementor-widget-text-editor\" data-id=\"6288d2a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">FundKite isn\u2019t primarily a secured lender. It doesn\u2019t offer equipment-backed or property-secured loans. If your goal is to finance a physical asset and pay it down over several years, an equipment-finance or bank-term lender may be a better fit.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d5472c question elementor-widget elementor-widget-heading\" data-id=\"0d5472c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Growth Guarantee Scheme<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e4f348 answer elementor-widget elementor-widget-text-editor\" data-id=\"2e4f348\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">FundKite\u2019s programs are privately funded, not part of any government-guaranteed scheme such as <\/span><a href=\"https:\/\/swoopfunding.com\/us\/sba-loans\/\"><span style=\"font-weight: 400;\">SBA lending<\/span><\/a><span style=\"font-weight: 400;\">. Businesses seeking the lowest possible cost of capital, and willing to endure longer processing times, may still want to explore SBA options through approved intermediaries.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-96c2456 question elementor-widget elementor-widget-heading\" data-id=\"96c2456\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Additional funding products\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8aeb766 answer elementor-widget elementor-widget-text-editor\" data-id=\"8aeb766\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The company uses the same revenue-based framework across several categories:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Working-capital advances for day-to-day expenses<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Payroll funding to cover wage cycles<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">E-commerce funding for online sellers managing inventory or marketing<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Expansion or bridge financing for short-term growth projects<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Line-of-credit\u2013style programs allowing repeat draws where available<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">FundKite also promotes merchant-processing tools and POS integrations that complement its funding products, letting businesses handle both payments and financing under one roof.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-69d0d4e question elementor-widget elementor-widget-heading\" data-id=\"69d0d4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is FundKite\u2019s typical interest rate?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2364798 answer elementor-widget elementor-widget-text-editor\" data-id=\"2364798\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">FundKite doesn\u2019t quote APRs or traditional interest rates. Instead, it uses a factor-rate model tied to sales performance and describes its product as having \u201cno interest charges.\u201d<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Borrowers repay a predetermined total payback amount, collected as a share of gross receipts.<\/span><\/p>\n<p><b>The key variables that determine cost are:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The amount of cash advanced<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The total repayment amount<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The repayment percentage applied to sales<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The frequency of collection (daily or weekly)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Any administrative fees (if applicable)<\/span><\/li>\n<\/ul>\n<p><b>Before accepting an offer, confirm:<\/b><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">How much you\u2019ll actually receive after fees.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The exact total payback figure.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">What percentage of sales will be deducted.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">How collections adjust if revenue slows.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Whether early payoff provides savings.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Because the product isn\u2019t priced with APR, comparing lenders requires looking at total dollars repaid and how repayment interacts with your cash flow.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-593d4a2 question elementor-widget elementor-widget-heading\" data-id=\"593d4a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How much can I borrow with a FundKite business loan?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-716c281 answer elementor-widget elementor-widget-text-editor\" data-id=\"716c281\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">FundKite advertises funding between $10,000 and $2 million, though the amount you qualify for depends on your average revenue and banking history.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Higher limits typically go to businesses that show:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Consistent monthly deposits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Minimal overdrafts or returns<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Stable cash flow patterns<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Clear documentation that matches application data<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Applicants should be ready to demonstrate how the funds will stabilize or grow revenue.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-522556f question elementor-widget elementor-widget-heading\" data-id=\"522556f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is the acceptance rate for a FundKite business loan?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8ff8175 answer elementor-widget elementor-widget-text-editor\" data-id=\"8ff8175\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Acceptance rates are not published. Approval generally hinges on revenue consistency and the strength of your recent bank statements. A business with at least moderate sales and predictable cash flow stands a better chance than one with erratic deposits.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you\u2019re unsure where you fit, a finance broker can benchmark your profile against similar lenders before you apply.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-790ded4 question elementor-widget elementor-widget-heading\" data-id=\"790ded4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Eligibility criteria and whether you qualify\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-01171be answer elementor-widget elementor-widget-text-editor\" data-id=\"01171be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">FundKite outlines four basic criteria:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Minimum time in business: 6 months<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Monthly revenue: $20,000 or more<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Personal credit score: Around 550 +<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">U.S. operations in one of 300-plus supported industries<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">FundKite conducts a soft credit inquiry initially, so applying will not impact your personal credit score.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c7148e9 question elementor-widget elementor-widget-heading\" data-id=\"c7148e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Additional information<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e8435f2 question elementor-widget elementor-widget-heading\" data-id=\"e8435f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Early repayment fees<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31ade1a answer elementor-widget elementor-widget-text-editor\" data-id=\"31ade1a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">FundKite lists no prepayment penalties, allowing borrowers to pay down balances early if cash flow improves. Always confirm the payoff calculation before signing, as repayment schedules can differ.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8814c05 question elementor-widget elementor-widget-heading\" data-id=\"8814c05\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">How long does it take to get approved?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a82b302 answer elementor-widget elementor-widget-text-editor\" data-id=\"a82b302\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Approvals are advertised in as little as four hours, depending on how quickly you provide complete bank statements and verification documents.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9f35c33 question elementor-widget elementor-widget-heading\" data-id=\"9f35c33\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Estimated time to receive funds\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77d4914 answer elementor-widget elementor-widget-text-editor\" data-id=\"77d4914\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Funding typically follows within 24 to 48 hours after approval; same-day or next-business-day deposits may be available for early-day approvals.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-687245c question elementor-widget elementor-widget-heading\" data-id=\"687245c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Can a loan be repaid early?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-636fec4 answer elementor-widget elementor-widget-text-editor\" data-id=\"636fec4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Yes. Borrowers can prepay without penalty, and FundKite\u2019s FAQs emphasize flexible early-payoff options.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee231ed question elementor-widget elementor-widget-heading\" data-id=\"ee231ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Is security required?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fe0de23 answer elementor-widget elementor-widget-text-editor\" data-id=\"fe0de23\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">No collateral is required. Repayment is structured through revenue share rather than liens on property or equipment.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-487385f question elementor-widget elementor-widget-heading\" data-id=\"487385f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What documentation is required<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d86a2d3 answer elementor-widget elementor-widget-text-editor\" data-id=\"d86a2d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/swoopfunding.com\/us\/business-loans\/revenue-based-financing\/\"><span style=\"font-weight: 400;\">Revenue-based financing<\/span><\/a><span style=\"font-weight: 400;\"> moves quickly because it relies on proof of cash flow, not lengthy financial statements. Expect to provide:<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15150d0 question elementor-widget elementor-widget-heading\" data-id=\"15150d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Business information\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1da0c9a answer elementor-widget elementor-widget-text-editor\" data-id=\"1da0c9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Legal name and address<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Industry classification<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Time in operation<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Business bank account details<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Recent bank statements (usually 3 months)<\/span><\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45dac69 question elementor-widget elementor-widget-heading\" data-id=\"45dac69\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Business owner information\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fddbb74 answer elementor-widget elementor-widget-text-editor\" data-id=\"fddbb74\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Contact and identification details<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ownership percentage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Basic credit information for verification<\/span><\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ec76b2a question elementor-widget elementor-widget-heading\" data-id=\"ec76b2a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Funding requirement\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f7b453c answer elementor-widget elementor-widget-text-editor\" data-id=\"f7b453c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Desired advance amount<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Intended use of funds (e.g., payroll, marketing, expansion)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Timeline for when funds are needed<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Being concise and accurate shortens underwriting time and increases approval odds.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b1b0095 question elementor-widget elementor-widget-heading\" data-id=\"b1b0095\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How to apply for a FundKite business loan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4faf6e1 answer elementor-widget elementor-widget-text-editor\" data-id=\"4faf6e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">FundKite\u2019s digital process is straightforward:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Apply online<\/b><span style=\"font-weight: 400;\"> \u2014 A quick form collects business and owner details.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Upload bank statements<\/b><span style=\"font-weight: 400;\"> \u2014 At least three recent months.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Review and accept your offer<\/b><span style=\"font-weight: 400;\"> \u2014 See total funding and repayment terms.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Submit any final documents requested by underwriting.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Receive funds<\/b><span style=\"font-weight: 400;\"> \u2014 Often within one to two business days.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">A dedicated Funding Expert is available throughout the process to help clarify requirements or timing.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-977766a question elementor-widget elementor-widget-heading\" data-id=\"977766a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Is the application process different from other lenders?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21dba5d answer elementor-widget elementor-widget-text-editor\" data-id=\"21dba5d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Yes. FundKite evaluates current revenue performance rather than long-term balance-sheet strength. That makes approvals faster but means repayment adjusts to sales instead of fixed installments.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In practice, it\u2019s lighter on paperwork than a bank loan, yet borrowers should be comfortable with daily or weekly remittance structures.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-edabecd question elementor-widget elementor-widget-heading\" data-id=\"edabecd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">How to improve your chances of getting funded\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db5f29b answer elementor-widget elementor-widget-text-editor\" data-id=\"db5f29b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Submit complete, legible bank statements.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ensure figures on the application match your deposits.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Avoid frequent overdrafts or returns before applying.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Be clear about how the advance will support growth or stability.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Respond quickly to underwriting requests.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">A clean, consistent banking record is often the deciding factor.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db8d0bd question elementor-widget elementor-widget-heading\" data-id=\"db8d0bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pros &amp; cons of a FundKite business loan\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-726b9fa answer elementor-widget elementor-widget-text-editor\" data-id=\"726b9fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Every funding model trades cost for convenience. FundKite excels in speed and flexibility but lacks the rate transparency and length of term offered by banks or SBA lenders.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b39249 elementor-widget elementor-widget-ucaddon_pros\" data-id=\"4b39249\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_pros.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t\t \n <div class=\"pros\">\n <div class=\"header-pro\">\n <img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/images\/pros.svg\" width=\"72\" height=\"72\" alt=\"Pros\">\n <p class=\"title\">Pros<\/p>\n <\/div>\n <div class=\"content-pro\">\n <ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Funding ranges from $10,000 to $2 million<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Approvals often within 4 hours<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Funding is typically available 24 to 48 hours after approval<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">No collateral required<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Soft credit pull to apply<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Payments flex with sales performance<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">No prepayment penalties<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dedicated Funding Expert support<\/span><\/li>\n<\/ul> <\/div>\n <\/div>\n \n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ae6d1b elementor-widget elementor-widget-ucaddon_cons\" data-id=\"4ae6d1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_cons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t\t \n <div class=\"cons\">\n <div class=\"header-cons\">\n <img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/images\/cons.svg\" width=\"72\" height=\"72\" alt=\"Cons\">\n <p class=\"title\">Cons<\/p>\n <\/div>\n <div class=\"content-cons\">\n <ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pricing not expressed as APR; comparison requires total-payback analysis<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Daily\/weekly repayments may pressure cash flow<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Shorter duration than bank loans<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Not intended for multi-year financing<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">May cost more than SBA or secured credit if you can wait longer<\/span><\/li>\n<\/ul> <\/div>\n <\/div>\n \n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d7ba87 question elementor-widget elementor-widget-heading\" data-id=\"3d7ba87\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Alternative funding options for different lenders\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff455f1 answer elementor-widget elementor-widget-text-editor\" data-id=\"ff455f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">If your business can tolerate a longer wait for lower cost, consider:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>SBA loans:<\/b><span style=\"font-weight: 400;\"> Government-backed, longer terms, lower rates<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/swoopfunding.com\/us\/business-loans\/business-line-of-credit\/\"><b>Business lines of credit<\/b><\/a><b>:<\/b><span style=\"font-weight: 400;\"> Revolving access but stricter criteria<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/swoopfunding.com\/us\/business-loans\/invoice-factoring\/\"><b>Invoice factoring<\/b><\/a><b>:<\/b><span style=\"font-weight: 400;\"> For B2B firms managing slow-paying clients<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Equipment financing:<\/b><span style=\"font-weight: 400;\"> For asset purchases needing multi-year repayment<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Other revenue-based funders:<\/b><span style=\"font-weight: 400;\"> Compare total payback and repayment frequency<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The right option depends on how quickly you need funds and how repayment fits into your cash flow.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4627ef0 question elementor-widget elementor-widget-heading\" data-id=\"4627ef0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why use a finance broker?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-140b9b5 answer elementor-widget elementor-widget-text-editor\" data-id=\"140b9b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Fast capital is useful only if it fits your business rhythm. A broker like Swoop Funding can:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Compare multiple lenders in one application<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Flag which models suit your cash-flow cycle<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Clarify total cost before you commit<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Prevent wasted time on mismatched products<\/span><\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f13f0f question elementor-widget elementor-widget-heading\" data-id=\"2f13f0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Get started with Swoop\u2019s business funding platform\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1539bb answer elementor-widget elementor-widget-text-editor\" data-id=\"e1539bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">FundKite can make sense if you need quick access to cash and can handle repayments that move with sales. But it\u2019s one of many options. Through Swoop Funding, you can compare FundKite alongside bank loans, credit lines, and SBA-backed programs \u2014 all from one secure dashboard.<\/span><\/p>\n<p><a href=\"https:\/\/swoopfunding.com\/us\/business-loans\/apply-now\/\"><span style=\"font-weight: 400;\">Apply for funding today<\/span><\/a><span style=\"font-weight: 400;\"> to see which structure best supports your business growth.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d26aaa elementor-widget elementor-widget-button\" data-id=\"9d26aaa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/swoopfunding.com\/us\/business-loans\/apply-now\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Register with Swoop to discover your tailored options<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"author":99,"featured_media":0,"parent":0,"template":"","lender-review-categories":[410],"class_list":["post-44316","lender-review","type-lender-review","status-publish","hentry","lender-review-categories-lenders"],"acf":[],"featured_image_urls_v2":{"full":"","thumbnail":"","medium":"","medium_large":"","large":"","1536x1536":"","2048x2048":"","image_blog":"","image_blog_full":"","image_podcast":"","image_banking":"","image_blog_internal":"","image_blog_medium":"","image_single_banking":""},"post_excerpt_stackable_v2":"<p>Most business owners don\u2019t wake up wanting a loan. They look for financing because timing matters, payroll\u2019s due, inventory needs replenishing, equipment breaks, or a growth opportunity can\u2019t wait. That\u2019s where FundKite steps in. The New York\u2013based lender specializes in revenue-based financing for U.S. small and mid-sized businesses that require capital quickly. Applications are completed online, decisions are often issued within hours, and funding can arrive in as little as one to two business days. Unlike a traditional term loan, FundKite ties repayment to a percentage of gross sales. When revenue dips, payments shrink; when business booms, payments rise. That&hellip;<\/p>\n","category_list_v2":"","author_info_v2":{"name":"Ashlyn Brooks","url":"https:\/\/swoopfunding.com\/us\/author\/ashlyn-brooks\/"},"comments_num_v2":"0 comments","_links":{"self":[{"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/lender-review\/44316","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/lender-review"}],"about":[{"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/types\/lender-review"}],"author":[{"embeddable":true,"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/users\/99"}],"version-history":[{"count":7,"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/lender-review\/44316\/revisions"}],"predecessor-version":[{"id":44323,"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/lender-review\/44316\/revisions\/44323"}],"wp:attachment":[{"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/media?parent=44316"}],"wp:term":[{"taxonomy":"lender-review-categories","embeddable":true,"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/lender-review-categories?post=44316"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}