{"id":44325,"date":"2026-01-13T03:21:00","date_gmt":"2026-01-13T03:21:00","guid":{"rendered":"https:\/\/swoopfunding.com\/us\/?post_type=lender-review&#038;p=44325"},"modified":"2026-01-16T11:56:56","modified_gmt":"2026-01-16T11:56:56","slug":"fundthrough-business-loan-review-interest-rates-eligibility-and-the-application-process","status":"publish","type":"lender-review","link":"https:\/\/swoopfunding.com\/us\/lender-review\/fundthrough\/","title":{"rendered":"FundThrough business loan review: Interest rates, eligibility, and the application process"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"44325\" class=\"elementor elementor-44325\" data-elementor-post-type=\"lender-review\">\n\t\t\t\t<div class=\"elementor-element elementor-element-64fbc99 e-flex e-con-boxed e-con e-parent\" data-id=\"64fbc99\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0647557 elementor-widget elementor-widget-text-editor\" data-id=\"0647557\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Waiting 30, 60, or even 90 days to get paid can stall momentum for any growing business. Payroll still runs weekly, suppliers expect payment, and opportunities rarely wait for invoices to clear.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">That\u2019s where FundThrough comes in. Instead of taking on new debt, the platform lets B2B companies unlock cash already tied up in unpaid invoices, often within a single business day. It\u2019s not a loan; it\u2019s an advance on revenue you\u2019ve already earned. For founders focused on cash flow and flexibility, that distinction matters.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This review explores how FundThrough works, what it costs, who it\u2019s right for, and how it compares to other funding routes available through Swoop Funding.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c47987 question elementor-widget elementor-widget-heading\" data-id=\"5c47987\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">An overview of FundThrough business loans\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c869cb2 answer elementor-widget elementor-widget-text-editor\" data-id=\"c869cb2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">FundThrough isn\u2019t a traditional lender. It\u2019s an invoice-funding platform that gives U.S. and Canadian businesses quick access to cash by advancing payment on approved invoices. You upload or sync invoices, receive up to 100% of their value (minus a small fee), and your customer later pays FundThrough directly under the original terms.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">There\u2019s no lump-sum loan, fixed repayment schedule, or long-term contract. You decide which invoices to fund and when, a flexible option for smoothing cash flow without taking on new liabilities.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63d3e1e question elementor-widget elementor-widget-heading\" data-id=\"63d3e1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Unsecured business loans<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ed7532 answer elementor-widget elementor-widget-text-editor\" data-id=\"3ed7532\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">FundThrough doesn\u2019t issue <\/span><a href=\"https:\/\/swoopfunding.com\/us\/business-loans\/unsecured-business-loans\/\"><span style=\"font-weight: 400;\">unsecured term loans<\/span><\/a><span style=\"font-weight: 400;\">. Instead, approval is based on:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Invoice value:<\/b><span style=\"font-weight: 400;\"> The amount owed by your customer.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Customer credit quality:<\/b><span style=\"font-weight: 400;\"> Whether your clients have strong payment histories.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Invoice age:<\/b><span style=\"font-weight: 400;\"> Invoices must be less than 90 days old.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Because the invoices themselves secure the advance, companies that may not qualify for unsecured bank credit can still access funding through FundThrough.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b77f0a question elementor-widget elementor-widget-heading\" data-id=\"0b77f0a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Secured business loans<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6288d2a answer elementor-widget elementor-widget-text-editor\" data-id=\"6288d2a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Invoice funding is technically a form of secured finance, but the security is limited to each funded invoice, not your property or business assets. FundThrough advances cash against completed work that\u2019s already invoiced, then collects directly from your customer when payment is due.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This structure contains risk to the transaction itself, protecting your broader balance sheet.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d5472c question elementor-widget elementor-widget-heading\" data-id=\"0d5472c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Growth Guarantee Scheme<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e4f348 answer elementor-widget elementor-widget-text-editor\" data-id=\"2e4f348\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">FundThrough is privately operated and does not participate in government-backed lending programs such as the SBA or Growth Guarantee Scheme. Businesses seeking subsidized interest rates or longer repayment terms may prefer exploring <\/span><a href=\"https:\/\/swoopfunding.com\/us\/sba-loans\/\"><span style=\"font-weight: 400;\">SBA loans<\/span><\/a><span style=\"font-weight: 400;\"> or other bank loan options.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-96c2456 question elementor-widget elementor-widget-heading\" data-id=\"96c2456\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Additional funding products\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8aeb766 answer elementor-widget elementor-widget-text-editor\" data-id=\"8aeb766\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">FundThrough focuses exclusively on invoice funding. There are no <\/span><a href=\"https:\/\/swoopfunding.com\/us\/business-loans\/merchant-cash-advance\/\"><span style=\"font-weight: 400;\">merchant cash advances<\/span><\/a><span style=\"font-weight: 400;\">, term loans, or revolving credit lines offered alongside it, and that\u2019s deliberate. Its entire platform is built for B2B companies and agencies that invoice other businesses or government entities and need faster, predictable access to working capital.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-69d0d4e question elementor-widget elementor-widget-heading\" data-id=\"69d0d4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is FundThrough\u2019s typical interest rate?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2364798 answer elementor-widget elementor-widget-text-editor\" data-id=\"2364798\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">FundThrough doesn\u2019t charge interest or quote APRs. Instead, it applies a flat transaction fee based on how long an invoice remains unpaid.<\/span><\/p>\n<p><b>Typical cost structure:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Fee range:<\/b><span style=\"font-weight: 400;\"> 2.2% to 3% per 30 days outstanding<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Larger volumes:<\/b><span style=\"font-weight: 400;\"> May qualify for custom rates<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Interest:<\/b><span style=\"font-weight: 400;\"> None (no compounding)<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Because cost is time-based, faster-paying customers reduce total expense. For short payment cycles, this model can be more predictable than a traditional loan, even if the headline percentage appears higher.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-593d4a2 question elementor-widget elementor-widget-heading\" data-id=\"593d4a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How much can I borrow with a FundThrough business loan?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-716c281 answer elementor-widget elementor-widget-text-editor\" data-id=\"716c281\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">There\u2019s no fixed borrowing limit because advances are tied to your invoice total rather than a preset credit line. FundThrough can advance up to 100% of the eligible invoice value, minus the applicable fee.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Your available capital depends on:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Total approved invoices:<\/b><span style=\"font-weight: 400;\"> The cumulative value of invoices selected.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Customer creditworthiness:<\/b><span style=\"font-weight: 400;\"> How reliably your clients pay.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Invoice age:<\/b><span style=\"font-weight: 400;\"> Invoices older than 90 days aren\u2019t eligible.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">As your sales grow, your available funding increases naturally.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-522556f question elementor-widget elementor-widget-heading\" data-id=\"522556f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is the acceptance rate for a FundThrough business loan?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8ff8175 answer elementor-widget elementor-widget-text-editor\" data-id=\"8ff8175\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">FundThrough doesn\u2019t publish acceptance rates, but approval depends far more on your customers\u2019 credit strength than on your own financials. Businesses with established, creditworthy B2B clients often find invoice funding more accessible than loans based on balance-sheet or credit-score requirements.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-790ded4 question elementor-widget elementor-widget-heading\" data-id=\"790ded4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Eligibility criteria and whether you qualify\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-01171be answer elementor-widget elementor-widget-text-editor\" data-id=\"01171be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">You may qualify for FundThrough financing if you:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Operate in the U.S. or Canada<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Invoice other businesses or government agencies for completed work<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Have invoices under 90 days old<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Have no conflicting liens on receivables<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">FundThrough is <\/span><b>not<\/b><span style=\"font-weight: 400;\"> available for:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B2C companies<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Construction or real-estate businesses<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Invoices tied to uncompleted or disputed work<\/span><\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c7148e9 question elementor-widget elementor-widget-heading\" data-id=\"c7148e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Additional information<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e8435f2 question elementor-widget elementor-widget-heading\" data-id=\"e8435f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Early repayment fees<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31ade1a answer elementor-widget elementor-widget-text-editor\" data-id=\"31ade1a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">There are no prepayment penalties. Because fees are time-based, faster invoice settlement automatically lowers cost.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8814c05 question elementor-widget elementor-widget-heading\" data-id=\"8814c05\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">How long does it take to get approved?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a82b302 answer elementor-widget elementor-widget-text-editor\" data-id=\"a82b302\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Setup takes minutes, especially if you connect accounting software like QuickBooks Online or OpenInvoice. Once verified, invoices can be approved within days.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9f35c33 question elementor-widget elementor-widget-heading\" data-id=\"9f35c33\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Estimated time to receive funds\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77d4914 answer elementor-widget elementor-widget-text-editor\" data-id=\"77d4914\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">After invoice approval, funds are typically deposited as soon as the next business day.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-687245c question elementor-widget elementor-widget-heading\" data-id=\"687245c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Can a loan be repaid early?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-636fec4 answer elementor-widget elementor-widget-text-editor\" data-id=\"636fec4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">There\u2019s no loan to repay. Once your customer pays FundThrough under the original invoice terms, the transaction closes automatically.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee231ed question elementor-widget elementor-widget-heading\" data-id=\"ee231ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Is security required?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fe0de23 answer elementor-widget elementor-widget-text-editor\" data-id=\"fe0de23\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">No additional collateral beyond the funded invoice is needed. FundThrough does not file blanket liens or require personal guarantees.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-487385f question elementor-widget elementor-widget-heading\" data-id=\"487385f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What documentation is required<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d86a2d3 answer elementor-widget elementor-widget-text-editor\" data-id=\"d86a2d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Compared to a traditional loan, documentation is light.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15150d0 question elementor-widget elementor-widget-heading\" data-id=\"15150d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Business information\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1da0c9a answer elementor-widget elementor-widget-text-editor\" data-id=\"1da0c9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Business name and address:<\/b><span style=\"font-weight: 400;\"> For verification.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Industry:<\/b><span style=\"font-weight: 400;\"> To assess eligibility.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Accounting connection:<\/b><span> Sync via QuickBooks Online, Xero, or upload invoices manually.<\/span><\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45dac69 question elementor-widget elementor-widget-heading\" data-id=\"45dac69\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Business owner information\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fddbb74 answer elementor-widget elementor-widget-text-editor\" data-id=\"fddbb74\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Owner identification:<\/b><span style=\"font-weight: 400;\"> To comply with AML\/KYC rules.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Contact details:<\/b><span> Email and phone number for updates.<\/span><\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ec76b2a question elementor-widget elementor-widget-heading\" data-id=\"ec76b2a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Funding requirement\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f7b453c answer elementor-widget elementor-widget-text-editor\" data-id=\"f7b453c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Invoices to fund:<\/b><span style=\"font-weight: 400;\"> Upload or sync selected invoices.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Customer details:<\/b><span style=\"font-weight: 400;\"> For payment verification.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Completion confirmation:<\/b><span> Proof that work has been performed.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b1b0095 question elementor-widget elementor-widget-heading\" data-id=\"b1b0095\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How to apply for a FundThrough business loan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4faf6e1 answer elementor-widget elementor-widget-text-editor\" data-id=\"4faf6e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The process is straightforward and entirely online:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Step 1 \u2013 Create an account or connect accounting software:<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">Set up a free FundThrough account, then sync QuickBooks Online or OpenInvoice. Xero users can import invoices manually after sign-up.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Step 2 \u2013 Select invoices to fund:<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">Choose which invoices you want to advance; there\u2019s no requirement to fund all receivables. Invoices must be for completed work, under 90 days old, and issued to B2B or government clients.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Step 3 \u2013 Invoice verification:<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">FundThrough verifies each invoice and notifies your customer professionally before redirecting payment. Clients continue to pay under the original net terms.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Step 4 \u2013 Receive funds:<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">Once approved, you receive up to 100% of invoice value (minus fees), typically by the next business day.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Step 5 \u2013 Settlement:<br \/><\/b>When your customer pays FundThrough, the transaction closes. You can repeat the process anytime as new invoices are issued.<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-977766a question elementor-widget elementor-widget-heading\" data-id=\"977766a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Is the application process different from other lenders?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21dba5d answer elementor-widget elementor-widget-text-editor\" data-id=\"21dba5d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Yes. FundThrough\u2019s approval is based on completed work and client reliability, not projections or credit scores. There\u2019s no lengthy underwriting or personal-credit scrutiny, and setup can take minutes instead of weeks.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-edabecd question elementor-widget elementor-widget-heading\" data-id=\"edabecd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">How to improve your chances of getting funded\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db5f29b answer elementor-widget elementor-widget-text-editor\" data-id=\"db5f29b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Keep invoices under 90 days old.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Work with creditworthy customers.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Resolve any existing liens on receivables.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Know your payment timelines to estimate the total cost accurately.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Verify details in accounting software before syncing.<\/span><\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db8d0bd question elementor-widget elementor-widget-heading\" data-id=\"db8d0bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pros &amp; cons of a FundThrough business loan\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-726b9fa answer elementor-widget elementor-widget-text-editor\" data-id=\"726b9fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Invoice funding solves a timing problem, not a lifetime financing need. FundThrough turns approved receivables into cash fast and keeps the obligation tied to each invoice, which can be a clean way to smooth cash flow. The trade-off: costs rise the longer customers take to pay, and it\u2019s not designed for long-term growth capital. Here are some additional pros and cons to consider: <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b39249 elementor-widget elementor-widget-ucaddon_pros\" data-id=\"4b39249\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_pros.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t\t \n <div class=\"pros\">\n <div class=\"header-pro\">\n <img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/images\/pros.svg\" width=\"72\" height=\"72\" alt=\"Pros\">\n <p class=\"title\">Pros<\/p>\n <\/div>\n <div class=\"content-pro\">\n <ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Fast funding:<\/b><span style=\"font-weight: 400;\"> Cash available as soon as the next business day.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>No long-term debt:<\/b><span style=\"font-weight: 400;\"> You\u2019re advancing earned revenue, not borrowing.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>High advance rates:<\/b><span style=\"font-weight: 400;\"> Up to 100% of invoice value.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Transparent pricing:<\/b><span style=\"font-weight: 400;\"> Flat monthly fees (2.2% to 3% per 30 days).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Flexible use:<\/b><span> Choose which invoices to fund and when.<\/span><\/li>\n<\/ul> <\/div>\n <\/div>\n \n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ae6d1b elementor-widget elementor-widget-ucaddon_cons\" data-id=\"4ae6d1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_cons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t\t \n <div class=\"cons\">\n <div class=\"header-cons\">\n <img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/images\/cons.svg\" width=\"72\" height=\"72\" alt=\"Cons\">\n <p class=\"title\">Cons<\/p>\n <\/div>\n <div class=\"content-cons\">\n <ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Cost depends on customer payment speed:<\/b><span style=\"font-weight: 400;\"> Longer payment cycles raise total fees.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Industry restrictions:<\/b><span style=\"font-weight: 400;\"> Not available for construction, real estate, or B2C.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Customer notification required:<\/b><span style=\"font-weight: 400;\"> Clients pay FundThrough directly.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Short-term tool:<\/b><span> Best for managing cash flow, not long-term growth financing.<\/span><\/li>\n<\/ul> <\/div>\n <\/div>\n \n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d7ba87 question elementor-widget elementor-widget-heading\" data-id=\"3d7ba87\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Alternative funding options for different lenders<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff455f1 answer elementor-widget elementor-widget-text-editor\" data-id=\"ff455f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Depending on your goals, you might compare FundThrough with:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>SBA loans:<\/b><span style=\"font-weight: 400;\"> Longer-term, lower-cost financing for expansion.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/swoopfunding.com\/us\/business-loans\/business-line-of-credit\/\"><b>Business lines of credit<\/b><\/a><b>:<\/b><span style=\"font-weight: 400;\"> Reusable access to capital for recurring needs.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Term loans:<\/b><span style=\"font-weight: 400;\"> Structured, fixed-payment financing for equipment or growth.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Other invoice-finance platforms:<\/b><span style=\"font-weight: 400;\"> Fee structures and advance rates vary.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Evaluating these side-by-side helps determine which model fits your business cash-flow rhythm best.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4627ef0 question elementor-widget elementor-widget-heading\" data-id=\"4627ef0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why use a finance broker?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-140b9b5 answer elementor-widget elementor-widget-text-editor\" data-id=\"140b9b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Choosing funding while under cash pressure is difficult and costly if you pick the wrong fit. A finance broker like Swoop Funding can:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Compare multiple lenders and structures in one place.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Explain total cost and repayment impact clearly.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Match financing to your cash-flow cycle for predictable results.<\/span><\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f13f0f question elementor-widget elementor-widget-heading\" data-id=\"2f13f0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Get started with Swoop\u2019s business funding platform\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1539bb answer elementor-widget elementor-widget-text-editor\" data-id=\"e1539bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">If waiting on invoices slows your growth, FundThrough offers a fast, transparent way to unlock cash you\u2019ve already earned. But it\u2019s not your only option.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Through Swoop Funding, you can compare invoice-funding platforms alongside term loans, lines of credit, and SBA lenders, helping you find the right structure for your timeline, risk tolerance, and cash flow.<\/span><\/p>\n<p><a href=\"https:\/\/swoopfunding.com\/us\/business-loans\/apply-now\/\"><span style=\"font-weight: 400;\">Apply today to explore your best funding routes<\/span><\/a><span style=\"font-weight: 400;\"> and keep your business moving forward with confidence.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d26aaa elementor-widget elementor-widget-button\" data-id=\"9d26aaa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/swoopfunding.com\/us\/business-loans\/apply-now\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Register with Swoop to discover your tailored options<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"author":99,"featured_media":0,"parent":0,"template":"","lender-review-categories":[410],"class_list":["post-44325","lender-review","type-lender-review","status-publish","hentry","lender-review-categories-lenders"],"acf":[],"featured_image_urls_v2":{"full":"","thumbnail":"","medium":"","medium_large":"","large":"","1536x1536":"","2048x2048":"","image_blog":"","image_blog_full":"","image_podcast":"","image_banking":"","image_blog_internal":"","image_blog_medium":"","image_single_banking":""},"post_excerpt_stackable_v2":"<p>Waiting 30, 60, or even 90 days to get paid can stall momentum for any growing business. Payroll still runs weekly, suppliers expect payment, and opportunities rarely wait for invoices to clear. That\u2019s where FundThrough comes in. Instead of taking on new debt, the platform lets B2B companies unlock cash already tied up in unpaid invoices, often within a single business day. It\u2019s not a loan; it\u2019s an advance on revenue you\u2019ve already earned. For founders focused on cash flow and flexibility, that distinction matters. This review explores how FundThrough works, what it costs, who it\u2019s right for, and how&hellip;<\/p>\n","category_list_v2":"","author_info_v2":{"name":"Ashlyn Brooks","url":"https:\/\/swoopfunding.com\/us\/author\/ashlyn-brooks\/"},"comments_num_v2":"0 comments","_links":{"self":[{"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/lender-review\/44325","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/lender-review"}],"about":[{"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/types\/lender-review"}],"author":[{"embeddable":true,"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/users\/99"}],"version-history":[{"count":10,"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/lender-review\/44325\/revisions"}],"predecessor-version":[{"id":44340,"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/lender-review\/44325\/revisions\/44340"}],"wp:attachment":[{"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/media?parent=44325"}],"wp:term":[{"taxonomy":"lender-review-categories","embeddable":true,"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/lender-review-categories?post=44325"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}