{"id":19472,"date":"2022-10-18T17:06:55","date_gmt":"2022-10-18T17:06:55","guid":{"rendered":"https:\/\/swoopfunding.com\/us\/?page_id=19472"},"modified":"2024-04-12T19:18:27","modified_gmt":"2024-04-12T19:18:27","slug":"secured-business-loans","status":"publish","type":"page","link":"https:\/\/swoopfunding.com\/us\/business-loans\/secured-business-loans\/","title":{"rendered":"Secured business loans"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"19472\" class=\"elementor elementor-19472\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f6c80f3 e-flex e-con-boxed e-con e-parent\" data-id=\"f6c80f3\" data-element_type=\"container\" id=\"hero-title\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-aabc7c8 e-con-full e-flex e-con e-child\" data-id=\"aabc7c8\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2e2ebee elementor-widget elementor-widget-heading\" data-id=\"2e2ebee\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Secured business loans<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0dc2c71 elementor-widget elementor-widget-text-editor\" data-id=\"0dc2c71\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p style=\"text-align: center\">A secured business loan allows to you to access finance by offering up an asset such as property as security against the amount you borrow<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c44bde7 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"c44bde7\" data-element_type=\"section\" id=\"product-page\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-89833e1\" data-id=\"89833e1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7ffb266 uael-heading-align-left elementor-widget elementor-widget-uael-table-of-contents\" data-id=\"7ffb266\" data-element_type=\"widget\" id=\"styck-table-of-contents\" data-settings=\"{&quot;scroll_offset&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;115&quot;,&quot;sizes&quot;:[]},&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;],&quot;sticky_offset&quot;:&quot;130&quot;,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;scroll_offset_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;scroll_offset_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;scroll_offset_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;heading_text_align&quot;:&quot;left&quot;,&quot;heading_bottom_space&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;heading_bottom_space_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;heading_bottom_space_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;heading_bottom_space_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;content_between_space&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:15,&quot;sizes&quot;:[]},&quot;content_between_space_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;content_between_space_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;content_between_space_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;sticky_effects_offset&quot;:0}\" data-widget_type=\"uael-table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"uael-toc-main-wrapper\" data-headings=\"h2,h3,h4\" >\n\t\t\t<div class=\"uael-toc-wrapper\">\n\t\t\t\t<div class=\"uael-toc-header\">\n\t\t\t\t\t<span class=\"uael-toc-heading elementor-inline-editing\" data-elementor-setting-key=\"heading_title\" data-elementor-inline-editing-toolbar=\"basic\" ><\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"uael-toc-toggle-content\">\n\t\t\t\t\t<div class=\"uael-toc-content-wrapper\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<ul data-toc-headings=\"headings\" class=\"uael-toc-list uael-toc-list-none\" data-scroll=\"500\" data-scroll-offset=\"115\" ><\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"uael-toc-empty-note\">\n\t\t\t\t\t<span>Add a header to begin generating the table of contents<\/span>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cdb4f87 elementor-widget elementor-widget-ucaddon_share_content\" data-id=\"cdb4f87\" data-element_type=\"widget\" id=\"elem-share-content\" data-widget_type=\"ucaddon_share_content.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\n\t\t\t<div id=\"share-content\">\n <ul>\n <li>\n <a class=\"twitter-share-button\" href=\"https:\/\/twitter.com\/intent\/tweet?text=Secured business loans\" data-size=\"large\" target=\"_blank\" rel=\"nofollow noopener\">\n <svg width=\"36\" height=\"36\" viewBox=\"0 0 36 36\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n <circle cx=\"18\" cy=\"18\" r=\"18\" fill=\"#F0F0F0\"\/>\n <path d=\"M28.2701 12.9657C27.5212 13.2949 26.7215 13.5192 25.8796 13.6216C26.7376 13.1045 27.3977 12.2896 27.7099 11.3173C26.9052 11.787 26.0133 12.1288 25.0638 12.3192C24.3056 11.5077 23.225 11 22.0251 11C19.7259 11 17.8617 12.8642 17.8617 15.1608C17.8617 15.4908 17.8998 15.8082 17.9692 16.112C14.5082 15.9486 11.4407 14.2867 9.38778 11.7743C9.02645 12.3852 8.82421 13.0952 8.82421 13.8686C8.82421 15.3157 9.56041 16.5875 10.6757 17.3347C9.99282 17.3127 9.35055 17.1249 8.79036 16.8135V16.8651C8.79036 18.8833 10.223 20.5664 12.1295 20.9498C11.78 21.0437 11.4111 21.0945 11.0328 21.0945C10.7671 21.0945 10.5124 21.0691 10.2577 21.0217C10.7916 22.6743 12.3267 23.8793 14.1536 23.9132C12.732 25.0293 10.9304 25.6945 8.99006 25.6945C8.66004 25.6945 8.33087 25.675 8 25.6378C9.85235 26.8174 12.0347 27.507 14.3948 27.507C22.0564 27.507 26.2409 21.1638 26.2409 15.6719C26.2409 15.4951 26.2409 15.3165 26.2282 15.1388C27.0414 14.5558 27.7514 13.8187 28.3099 12.9827L28.2701 12.9657Z\" fill=\"#8A9FAE\"\/>\n <\/svg>\n <\/a>\n <\/li>\n\n <li>\n <a href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/swoopfunding.com\/us\/business-loans\/secured-business-loans\/\" target=\"_blank\" rel=\"nofollow\">\n <svg width=\"36\" height=\"36\" viewBox=\"0 0 36 36\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n <circle cx=\"18\" cy=\"18\" r=\"18\" fill=\"#F0F0F0\"\/>\n <path d=\"M19.1416 28.9999V18.9647H22.3854L22.8711 15.0537H19.1416V12.5567C19.1416 11.4245 19.4443 10.6528 21.0082 10.6528L23.0026 10.6518V7.15394C22.6575 7.10645 21.4737 7 20.0964 7C17.2209 7 15.2523 8.82249 15.2523 12.1696V15.0538H12V18.9647H15.2522V29L19.1416 28.9999Z\" fill=\"#8A9FAE\"\/>\n <\/svg>\n <\/a>\n <\/li>\n <li>\n <a href=\"https:\/\/www.linkedin.com\/sharing\/share-offsite\/?url=https:\/\/swoopfunding.com\/us\/business-loans\/secured-business-loans\/\" target=\"_blank\" rel=\"nofollow\">\n <svg width=\"36\" height=\"36\" viewBox=\"0 0 36 36\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n <circle cx=\"18\" cy=\"18\" r=\"18\" fill=\"#F0F0F0\"\/>\n <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.73 26H10.0955V14.1411H13.73V26ZM11.8887 12.686C13.1082 12.686 13.8495 11.8612 13.8495 10.8429C13.8257 9.80028 13.1082 9 11.9365 9C10.765 9 10 9.80028 10 10.8429C10 11.8612 10.7413 12.686 11.8887 12.686ZM15.8098 14.1409C15.8574 15.2083 15.9052 16.4449 15.9052 17.924V25.9998H19.5395V19.1611C19.5395 18.8214 19.5637 18.4818 19.6594 18.2394C19.9225 17.5605 20.52 16.8573 21.5243 16.8573C22.8394 16.8573 23.3656 17.9 23.3656 19.4277V25.9998H27V18.9912C27 15.4991 25.2069 13.874 22.8157 13.874C20.855 13.874 19.6832 15.0139 19.205 15.7901H19.1334L18.9657 14.1409H15.8098Z\" fill=\"#8A9FAE\"\/>\n <\/svg>\n <\/a>\n <\/li>\n <li>\n <a href=\"mailto:?Secured business loans&body=Check out this article I found on the Swoop Funding blog: https:\/\/swoopfunding.com\/us\/business-loans\/secured-business-loans\/\" rel=\"nofollow\" target=\"_blank\">\n <svg width=\"36\" height=\"36\" viewBox=\"0 0 36 36\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n <circle cx=\"18\" cy=\"18\" r=\"18\" fill=\"#F0F0F0\"\/>\n <path d=\"M23.625 11H12.375C10.4625 11 9 12.5 9 14.4615V22.5385C9 24.5 10.4625 26 12.375 26H23.625C25.5375 26 27 24.5 27 22.5385V14.4615C27 12.5 25.5375 11 23.625 11ZM23.625 13.3077C23.85 13.3077 23.9625 13.4231 24.1875 13.4231L18 17.6923L11.925 13.5385C12.0375 13.4231 12.15 13.3077 12.375 13.3077H23.625ZM23.625 23.6923H12.375C11.7 23.6923 11.25 23.2308 11.25 22.5385V15.8462L17.325 20C17.55 20.1154 17.775 20.2308 18 20.2308C18.225 20.2308 18.45 20.1154 18.675 20L24.75 15.8462V22.5385C24.75 23.2308 24.3 23.6923 23.625 23.6923Z\" fill=\"#8A9FAE\"\/>\n <\/svg>\n <\/a>\n <\/li>\n <\/ul>\n<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-abf1a23 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"abf1a23\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-790bf03\" data-id=\"790bf03\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4fb7f15 elementor-widget elementor-widget-ucaddon_breadcrumbs\" data-id=\"4fb7f15\" data-element_type=\"widget\" data-widget_type=\"ucaddon_breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\n\t\t\t\n <div id=\"breadcrumbs-container\" class=\"left\">\n <nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><\/p><\/nav> <\/div>\n \n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9284e28 elementor-widget elementor-widget-ucaddon_last_updated\" data-id=\"9284e28\" data-element_type=\"widget\" data-widget_type=\"ucaddon_last_updated.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\n\t\t\t\n<div id=\"last-updated-container\" class=\"\">\n\n <script id=\"last-updated-schema\" type=\"application\/ld+json\">\n        {\n          \"@context\": \"https:\/\/schema.org\",\n          \"@type\": \"Article\",\n          \"headline\": \"Secured business loans\",\n          \n          \"datePublished\": \"2022-10-18T17:06:55+00:00\",\n          \"dateModified\": \"2024-04-12T19:18:27+00:00\",\n          \"author\": [{\n              \"@type\": \"Person\",\n              \"name\": \"Michael David\",\n              \"url\": \"https:\/\/swoopfunding.com\/us\/author\/michael-david\/\"\n            }]\n        }\n    <\/script>\n \n <div class=\"last-updated view-user\" style=\"justify-content: left;\">\n \n <div class=\"info-left\">\n <a href=\"https:\/\/swoopfunding.com\/us\/author\/michael-david\/\"><img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/wp-content\/uploads\/2022\/04\/michael-david.png\" data-lazy-src=\"https:\/\/swoopfunding.com\/wp-content\/uploads\/2022\/04\/michael-david.png?is-pending-load=1\" alt=\"Michael David\" class=\"jetpack-lazy-image\" loading=\"lazy\" width=\"92\" height=\"92\"><\/a>\n <\/div>\n \n <div class=\"info-right\">\n <p>Page written by <a href=\"https:\/\/swoopfunding.com\/us\/author\/michael-david\/\">Michael David<\/a>. <span>Last reviewed on April 12, 2024<\/span>. <span>Next review due October 1, 2025.\n <\/span>\n <\/p>\n\n <\/div>\n\n <\/div>\n<\/div>\n\n<div id=\"externalTooltipContent\" style=\"display: none;\">\n <div class=\"top-info\">\n <img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/wp-content\/uploads\/2022\/04\/michael-david.png\" data-lazy-src=\"https:\/\/swoopfunding.com\/wp-content\/uploads\/2022\/04\/michael-david.png?is-pending-load=1\" alt=\"\" class=\"jetpack-lazy-image\" loading=\"lazy\" width=\"92\" height=\"92\">\n <div class=\"text\">\n <div class=\"name-author\">Michael David<\/div>\n <div class=\"role-user\">Expert financial copywriter<\/div>\n <\/div>\n <\/div>\n <div class=\"description\">Michael David is a financial writer and former investment advisor. Writing for Capital Group, Dimensional Fund Advisors, Franklin Templeton Investments, HSBC, Invesco, PIMCO, Vanguard, global insurance companies, major banks and others, he has educated professionals, business owners and consumers about strategies for investing, insurance, banking and corporate finance for more than 20 years.<\/div>\n<\/div>\n\n<div class=\"modal fade modal-form modal-user\" id=\"modal-user\" tabindex=\"-1\" role=\"dialog\" aria-labelledby=\"modal-user\" aria-hidden=\"true\">\n <div class=\"modal-dialog\" role=\"document\">\n\n <div class=\"modal-content\">\n <div class=\"modal-header\">\n <button type=\"button\" class=\"close\" data-dismiss=\"modal\" aria-label=\"Close\">\n <span aria-hidden=\"true\">&times;<\/span>\n <\/button>\n <\/div>\n <div class=\"modal-body\">\n \n <div class=\"top-info\">\n <img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/wp-content\/uploads\/2022\/04\/michael-david.png\" data-lazy-src=\"https:\/\/swoopfunding.com\/wp-content\/uploads\/2022\/04\/michael-david.png?is-pending-load=1\" alt=\"\" class=\"jetpack-lazy-image\" loading=\"lazy\" width=\"92\" height=\"92\">\n <div class=\"text\">\n <div class=\"name-author\">Michael David<\/div>\n <div class=\"role-user\">Expert financial copywriter<\/div>\n <\/div>\n <\/div>\n <div class=\"description\">Michael David is a financial writer and former investment advisor. Writing for Capital Group, Dimensional Fund Advisors, Franklin Templeton Investments, HSBC, Invesco, PIMCO, Vanguard, global insurance companies, major banks and others, he has educated professionals, business owners and consumers about strategies for investing, insurance, banking and corporate finance for more than 20 years.<\/div>\n <ul class=\"social-links\">\n <li><a href=\"https:\/\/www.linkedin.com\/in\/themichaeldavid\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"text-link\">Linkedin<\/span><i class=\"icon icon-linkedin\"><\/i><\/a><\/li>\n <\/ul>\n \n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-732e132 elementor-widget elementor-widget-ucaddon_aivoov_player\" data-id=\"732e132\" data-element_type=\"widget\" data-widget_type=\"ucaddon_aivoov_player.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\n\t\t\t<div class=\"aivoov-player-block\">\n\t<div class=\"read_this\">Read this article to me<\/div>\n\t\t\t<style>\n\t\t\t.plyr__controls .plyr__controls__item:first-child{\n\t\t\t\tbackground:#2e9c8e !important;\n\t\t\t}\n\t\t\t:root{\n\t\t\t--plyr-color-main:#2e9c8e;\n\t\t\t--plyr-audio-controls-background:#f9fafb;\n\t\t\t--plyr-audio-control-color:#546a7b;\n\t\t\t}\n\t\t\t[data-plyr=\"mute\"]{color:#2e9c8e !important}\n\t\t\t.aivoov-text-color{color:#546a7b}\n\t\t<\/style> \n\t\t<div class=\"audio_player\">\n\t\t<audio class=\"js-player\" controls=\"\">\n\t\t\t<source src=\"https:\/\/monky-voice-over.s3.amazonaws.com\/aivoov\/781640cc-7bc1-4bbf-9492-22dedc19678b\/63a87905-afb0-42e3-ae6a-02b5c2d464eb.mp3\" type=\"audio\/mp3\">\n\t\t\t<source src=\"https:\/\/monky-voice-over.s3.amazonaws.com\/aivoov\/781640cc-7bc1-4bbf-9492-22dedc19678b\/63a87905-afb0-42e3-ae6a-02b5c2d464eb.mp3\" type=\"audio\/ogg\" \/>\n\t\t<\/audio> \n\t\t\t\t <div class=\"powerd_by aivoov-text-color\"><p><a rel=\"nofollow noopener\" target=\"_blank\" href=\"http:\/\/aivoov.com\/?um_source=plugin_powered_by\" style=\"color: inherit;\">Powered by AiVOOV<\/a><\/p><\/div>\n\t\t \n\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8d42ecc elementor-widget elementor-widget-text-editor\" data-id=\"8d42ecc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>If you\u2019re an American business that owns assets you can provide for collateral, you might be able to qualify for a secured business loan. But why wonder about it when you can apply in minutes? We\u2019ll sift through the options from banks and other lenders to find the money you need, fast.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8c0aad2 uael-heading-align-left elementor-widget elementor-widget-uael-table-of-contents\" data-id=\"8c0aad2\" data-element_type=\"widget\" id=\"table-of-content-column\" data-settings=\"{&quot;heading_text_align&quot;:&quot;left&quot;,&quot;heading_bottom_space&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;heading_bottom_space_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;heading_bottom_space_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;heading_bottom_space_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;content_between_space&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:15,&quot;sizes&quot;:[]},&quot;content_between_space_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;content_between_space_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;content_between_space_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"uael-table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"uael-toc-main-wrapper\" data-headings=\"h2,h3,h4\" >\n\t\t\t<div class=\"uael-toc-wrapper\">\n\t\t\t\t<div class=\"uael-toc-header\">\n\t\t\t\t\t<span class=\"uael-toc-heading elementor-inline-editing\" data-elementor-setting-key=\"heading_title\" data-elementor-inline-editing-toolbar=\"basic\" ><\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"uael-toc-toggle-content\">\n\t\t\t\t\t<div class=\"uael-toc-content-wrapper\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<ul data-toc-headings=\"headings\" class=\"uael-toc-list uael-toc-list-none\" data-scroll=\"\" ><\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"uael-toc-empty-note\">\n\t\t\t\t\t<span>Add a header to begin generating the table of contents<\/span>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c88e8b question elementor-widget elementor-widget-heading\" data-id=\"5c88e8b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is a secured business loan?\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45b1872 answer elementor-widget elementor-widget-text-editor\" data-id=\"45b1872\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>A secured business loan is a type of loan where you put up collateral in exchange for receiving a lump sum of money. If your business makes all the loan payments on time, your collateral is safe. But if your business fails to make payments, the lender may be legally entitled to take ownership of your collateral.<\/p>\n<p>This can be contrasted with an unsecured loan, which does not require you to offer assets as security. Instead, the lender will base the loan terms mainly on your credit history, income and cash flow projections.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f98a97c question elementor-widget elementor-widget-heading\" data-id=\"f98a97c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How do secured business loans work?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a26bf03 answer elementor-widget elementor-widget-text-editor\" data-id=\"a26bf03\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>With a secured business loan, the lender will consider not only the creditworthiness of you and your business, but also the value and nature of the the collateral you are pledging as security.<\/p>\n<p>The lender will ultimately determine something called the\u00a0<a href=\"https:\/\/www.bdc.ca\/en\/articles-tools\/entrepreneur-toolkit\/templates-business-guides\/glossary\/loan-to-value-ratio\" target=\"_blank\" rel=\"noreferrer noopener\">loan-to-value<\/a>\u00a0ratio. For example, they might be willing to lend you 75% of the value of your home, since it provides solid security for a loan. They might be willing to lend 90% of something even more stable and liquid, like cash, but only 50% of something less predictable, like inventory.<\/p>\n<p>Once the amount of the loan is determined, the lender will advance you a lump sum that you will repay in equal installments, usually monthly. Because your loan is secured by collateral, you can generally expect to have a longer period of time to repay the loan and a lower rate of interest than a borrower with an unsecured loan.<\/p>\n<p>If your business fails to keep up its payments, the lender has the legal right to seize your collateral to repay the loan. The specific terms and conditions surrounding this are covered in your loan agreement. If you run into trouble, you may be able to avoid this outcome by talking to your lender or exploring refinancing options.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e164b77 question elementor-widget elementor-widget-heading\" data-id=\"e164b77\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What can I use as collateral?\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-552ece2 answer elementor-widget elementor-widget-text-editor\" data-id=\"552ece2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Your collateral can be almost any asset of value owned by the guarantor(s) of the loan, either you or your business. It might be more appealing to pledge your business assets only, in order to avoid risking your personal home, car or other possessions. In reality, personal assets are often required to provide the lender with enough security.<\/p>\n<p>Here are some common forms of collateral used by small business owners across America:<\/p>\n<p><strong>Real estate\u00a0<\/strong>is one of the most common forms of collateral. This can be commercial or personal property, whether it\u2019s vacant land, a factory or your own private residence.\u00a0<\/p>\n<p><strong>Equipment<\/strong>\u00a0can be used as collateral whether the loan is to buy the equipment itself, or for some other purpose in your business.<\/p>\n<p><strong>Vehicles<\/strong>\u00a0can be provide the security for car or truck loans, or can be pledged as collateral for other types of loans.<\/p>\n<p><strong>Inventory<\/strong>\u00a0may serve as collateral for the loan you use to purchase it.<\/p>\n<p><strong>Accounts receivables\u00a0<\/strong>can be used as collateral in some situations, where the lender is repaid when customers pay their invoices.<\/p>\n<p><strong>Cash<\/strong>\u00a0or other financial assets can be a desirable form of collateral for lenders, as they can easily be repaid in the event that you default on the loan.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-052a756 question elementor-widget elementor-widget-heading\" data-id=\"052a756\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Types of secured business loans<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7818f05 answer elementor-widget elementor-widget-text-editor\" data-id=\"7818f05\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Secured business loans are an important tool for small business owners across America. However, there are other common types of secured loans that you are probably already familiar with:<\/p><p><strong>Mortgages<\/strong>\u00a0are a form of secured loan. The lender gives you a lump sum in order to purchase a home, and the home serves as collateral.<\/p><p><strong>Car loans<\/strong>\u00a0are common secured loans. A bank or automotive finance company usually places a lien on your car that allows them to repossess it if you fail to repay the loan.<\/p><p><a href=\"https:\/\/swoopfunding.com\/us\/business-loan-calculator\/heloc-payoff-calculator\/\"><strong>Home equity lines of credit<\/strong><\/a>\u00a0are not exactly loans, but rather a form of revolving credit that is secured by the equity in your home.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9da47dc question elementor-widget elementor-widget-heading\" data-id=\"9da47dc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Secured business loans examples<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3948cfb answer elementor-widget elementor-widget-text-editor\" data-id=\"3948cfb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Here are three fictional examples that show you how a secured business loan can work for a small business:<\/p>\n<p>An online retailer is experiencing tremendous sales growth, so it needs to place a large order for more inventory from its supplier overseas. The company was able to borrow 50% of the money for the order by pledging the inventory as collateral.<\/p>\n<p>A welding business needs to purchase $40,000 worth of new equipment for its shop. By pledging the new equipment as security for a loan, a lender was able to advance the money today and give the company 10 years to repay it.<\/p>\n<p>A massage clinic is ready to expand to a second location, and requires money for a new lease, staffing and marketing. The owner of the company has $100,000 of equity in her home, and was able to borrow $70,000 to put towards expanding her business.<\/p>\n<p><a href=\"https:\/\/us.swoopfunding.ca\/stage\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline\">Join Swoop<\/span><\/a> and we\u2019ll scan the market to find the best rates for the type of funding you need.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-11488f6 question elementor-widget elementor-widget-heading\" data-id=\"11488f6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pros and cons of secured business loans<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3e42f3 answer elementor-widget elementor-widget-text-editor\" data-id=\"b3e42f3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Sometimes a secured business loan is the only option, especially if you lack the credit score or <a href=\"https:\/\/swoopfunding.com\/us\/business-loans\/cash-flow-loans\/\">cash flow<\/a> to qualify for an unsecured loan. But even if you have a choice in the matter, you might want to consider these pros and cons:<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c5fe156 answer elementor-widget elementor-widget-ucaddon_pros\" data-id=\"c5fe156\" data-element_type=\"widget\" data-widget_type=\"ucaddon_pros.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\n\t\t\t \n <div class=\"pros\">\n <div class=\"header-pro\">\n <img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/images\/pros.svg\" width=\"72\" height=\"72\" alt=\"Pros\">\n <p class=\"title\">Pros<\/p>\n <\/div>\n <div class=\"content-pro\">\n <p>If you offer assets as security against a loan, lenders take on less risk than they would with an unsecured loan, increasing your chances of being approved if you\u2019ve been declined for an unsecured loan. Security also means lenders are more likely to lend larger amounts, over longer time periods, and at lower interest rates..<\/p>\n<p>Here\u2019s a bit more detail:<\/p>\n<ul>\n<li><strong>Interest rates are lower\u00a0<\/strong>\u2013 the main advantage of offering assets as security is that you\u2019ll find secured business loans are cheaper than unsecured loans and many other types of business borrowing. This is because lenders have a strong secondary source of repayment and so the risk of them losing money is reduced<strong>\u00a0<\/strong><\/li>\n<li><strong>You can usually borrow more<\/strong>\u00a0\u2013 the amount you can borrow depends on the value of the asset(s) you put up as security against your loan. You might even be able to borrow 100% of the net value of these assets.<\/li>\n<li><strong>Repayment terms are longer\u00a0<\/strong>\u2013 if you\u2019re allowed to repay your loan over a longer period of time, your monthly payments will be lower. This eases the burden on your cash flow so that you can focus on growing your business.<\/li>\n<li><strong>You don\u2019t need a solid trading history<\/strong>\u00a0<strong>or good credit history<\/strong>\u00a0\u2013 there\u2019s less need for you to have a good trading history or a good credit history (credit file\/report \u2013 they mean the same thing), because any assets you use are a form of guarantee for the lender. This makes secured loans a good option for a startup without any annual accounts or trading history, or for a business with a less-than-perfect credit history. Lenders will take a view on any previous problems but they might require a director\u2019s personal guarantee as an additional form of security.<\/li>\n<\/ul> <\/div>\n <\/div>\n \n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ceeb198 answer elementor-widget elementor-widget-ucaddon_cons\" data-id=\"ceeb198\" data-element_type=\"widget\" data-widget_type=\"ucaddon_cons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\n\t\t\t \n <div class=\"cons\">\n <div class=\"header-cons\">\n <img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/images\/cons.svg\" width=\"72\" height=\"72\" alt=\"Cons\">\n <p class=\"title\">Cons<\/p>\n <\/div>\n <div class=\"content-cons\">\n <p>These aren\u2019t all exactly \u2018cons\u2019 \u2013 rather they\u2019re \u2018things to consider\u2019 before you take out an unsecured business loan:<\/p>\n<ul>\n<li>You\u2019ll need to have assets in your business that you\u2019re willing to put up as security \u2013 this won\u2019t suit all businesses.<\/li>\n<li>If you can\u2019t repay your secured loan, the lender can sell the asset(s) to recoup the cost of the loan.<\/li>\n<li>You\u2019ll most likely have to pay money upfront \u2013 valuation fees and also legal fees if the lender places a legal charge on your property. If the valuation isn\u2019t favourable, your loan might be declined or smaller than you need but you\u2019ll still have paid the valuation fee.<\/li>\n<li>It\u2019ll take longer (possibly weeks) to access funds, compared to other types of financing, because you\u2019ll have to wait for the lender to complete the due diligence processes.<\/li>\n<li>If you\u2019re borrowing over a longer term, you should consider the total cost of the loan. Even if the interest rate is low, borrowing costs can mount up over the long term.<\/li>\n<\/ul> <\/div>\n <\/div>\n \n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47b929c question elementor-widget elementor-widget-heading\" data-id=\"47b929c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Secured vs unsecured business loans<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d956ca5 answer elementor-widget elementor-widget-text-editor\" data-id=\"d956ca5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>When you take out a secured business loan, you offer collateral to the lender such as real estate, vehicles or machinery. If your business stops making payments, the lender has the legal right to take the assets that were pledged as collateral.<\/p>\n<p>When you take out an\u00a0<a href=\"https:\/\/swoopfunding.com\/us\/business-loans\/unsecured-business-loans\/\"><span style=\"text-decoration: underline\">unsecured business loan<\/span><\/a>, there is no collateral. Instead, the lender will base the loan terms mainly on your credit history, income and cash flow projections.<\/p>\n<p>Both types of loans are popular with small and medium-sized businesses in America.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5e36af8 question elementor-widget elementor-widget-heading\" data-id=\"5e36af8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Can I secure a business loan against property?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-224d994 answer elementor-widget elementor-widget-text-editor\" data-id=\"224d994\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Yes, commercial and residential property are both common forms of security for a business loan. The property can take the form of vacant land, a warehouse, a storefront, an office building, a house, a condominium, a cottage, or almost any other form of real property that you own and in which you have equity.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b5b780 question elementor-widget elementor-widget-heading\" data-id=\"7b5b780\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Is a small business loan secured or unsecured?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e73d197 answer elementor-widget elementor-widget-text-editor\" data-id=\"e73d197\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>A small business loan may be secured or unsecured. You may prefer to have a secured business loan due to the potential for a lower interest and longer time to repay the loan. You may prefer an unsecured loan in order to avoid having to pledge your assets as collateral. Often, owners of small and medium business find that they are not eligible to borrow without providing some form of security.<\/p>\n<p><span style=\"text-decoration: underline\"><strong><a href=\"https:\/\/us.swoopfunding.ca\/stage\" data-type=\"URL\" data-id=\"https:\/\/us.swoopfunding.ca\/stage\" data-toggle=\"modal\" data-target=\"#modal_form_loans_us\" target=\"_blank\" rel=\"noopener\">Join Swoop<\/a><\/strong><\/span>\u00a0to begin exploring your options in minutes.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8093b63 question elementor-widget elementor-widget-heading\" data-id=\"8093b63\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What are the interest rates?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2975457 answer elementor-widget elementor-widget-text-editor\" data-id=\"2975457\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>When you opt for a secured business loan, the lender\u2019s risk is limited by the fact that they have a claim to your collateral if the loan is not repaid. For this reason, the interest rate for a secured business loan is generally lower than for an unsecured business loan.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aec0d8d question elementor-widget elementor-widget-heading\" data-id=\"aec0d8d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Can I get a secured business loan with bad credit?\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f1f28b2 answer elementor-widget elementor-widget-text-editor\" data-id=\"f1f28b2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Yes, a secured business loan is often one of the best options if you do not have a good credit score. By providing security for the loan, you are greatly reducing the risk to the lender.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a96f6d1 question elementor-widget elementor-widget-heading\" data-id=\"a96f6d1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Can I get a business loan without security?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d179f5 answer elementor-widget elementor-widget-text-editor\" data-id=\"0d179f5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Yes, a business loan without security is known as an unsecured loan. These are common and there are many lenders who will provide this type of business loan. Since you are not pledging an asset as collateral, the lender will assess other factors when making the loan, such as your credit score and cash flow.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42fd8d7 question elementor-widget elementor-widget-heading\" data-id=\"42fd8d7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How fast can I get one?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e3d7c6c answer elementor-widget elementor-widget-text-editor\" data-id=\"e3d7c6c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>When you\u00a0<a href=\"https:\/\/us.swoopfunding.ca\/stage\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline\">Join Swoop<\/span><\/a>, you can find a secured business loan fast. The application only takes minutes and we will scan the offers from banks and other lenders to quickly find you the best options.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-525ccdb question elementor-widget elementor-widget-heading\" data-id=\"525ccdb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How do I apply?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1125a4 answer elementor-widget elementor-widget-text-editor\" data-id=\"e1125a4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><a href=\"https:\/\/us.swoopfunding.ca\/stage\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline\">Join Swoop<\/span><\/a>\u00a0and we will find some of the best secured business loan options for you within minutes.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-55773c4 elementor-widget elementor-widget-spacer\" data-id=\"55773c4\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b90c603 elementor-widget elementor-widget-ucaddon_author_page\" data-id=\"b90c603\" data-element_type=\"widget\" data-widget_type=\"ucaddon_author_page.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\n\t\t\t\n <div class=\"info-user-post\">\n \n <div class=\"left-info\">\n <a href=\"https:\/\/swoopfunding.com\/us\/author\/michael-david\/\"><img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/wp-content\/uploads\/2022\/04\/michael-david.png\" data-lazy-src=\"https:\/\/swoopfunding.com\/wp-content\/uploads\/2022\/04\/michael-david.png?is-pending-load=1\" alt=\"\" class=\"jetpack-lazy-image\" loading=\"lazy\" width=\"92\" height=\"92\"><\/a>\n <\/div>\n \n <div class=\"right-info\">\n <p>Written by<\/p>\n <p class=\"name-author\"><a href=\"https:\/\/swoopfunding.com\/us\/author\/michael-david\/\">Michael David<\/a><\/h3>\n <p>Michael David is a financial writer and former investment advisor. Writing for Capital Group, Dimensional Fund Advisors, Franklin Templeton Investments, HSBC, Invesco, PIMCO, Vanguard, global insurance companies, major banks and others, he has educated professionals, business owners and consumers about strategies for investing, insurance, banking and corporate finance for more than 20 years.<\/p>\n\n <ul class=\"social-links\">\n \n <li><a href=\"https:\/\/www.linkedin.com\/in\/themichaeldavid\/\" target=\"_blank\" rel=\"noreferrer noopener\">\n <img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/icons\/icon-linkedin-min.svg\" width=\"30\" height=\"30\" alt=\"Linkedin\">\n <\/a><\/li>\n \n <\/ul>\n\n <div class=\"swoop-promise\">\n <p><strong>Swoop promise<\/strong><\/p>\n <p>At Swoop we want to make it easy for SMEs to understand the sometimes overwhelming world of business finance and insurance. Our goal is simple \u2013 to distill complex topics, unravel jargon, offer transparent and impartial information, and empower businesses to make smart financial decisions with confidence.<\/p>\n <p>Find out more about Swoop\u2019s editorial principles by reading our <a href=\"https:\/\/swoopfunding.com\/us\/about-swoop\/editorial-policy\/\">editorial policy<\/a>.<\/p>\n <\/div>\n\n <\/div>\n <\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-f69761d e-flex e-con-boxed e-con e-parent\" data-id=\"f69761d\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-8082ab5 e-flex e-con-boxed e-con e-parent\" data-id=\"8082ab5\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-41576ba open banner-product elementor-hidden-mobile e-con-full e-flex e-con e-child\" data-id=\"41576ba\" data-element_type=\"container\" id=\"sticky-banner\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-274b3fc elementor-widget elementor-widget-image\" data-id=\"274b3fc\" data-element_type=\"widget\" id=\"close-sticky\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/uploads\/sites\/3\/2022\/08\/close.svg\" title=\"close\" alt=\"close\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8e365bd elementor-widget elementor-widget-heading\" data-id=\"8e365bd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Get your free secured business loans quote today<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e6d6b89 sticky-info e-con-full e-flex e-con e-child\" data-id=\"e6d6b89\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ee08f50 e-con-full e-flex e-con e-child\" data-id=\"ee08f50\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-75318cf elementor-widget__width-auto elementor-widget elementor-widget-image\" data-id=\"75318cf\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/uploads\/sites\/3\/2022\/10\/icon1.svg\" title=\"Apply in minutes\" alt=\"Apply in minutes\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0f237f2 elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"0f237f2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Apply in minutes<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fdaf990 sticky-info e-con-full e-flex e-con e-child\" data-id=\"fdaf990\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-44e9a76 e-con-full e-flex e-con e-child\" data-id=\"44e9a76\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6263cdb elementor-widget__width-auto elementor-widget elementor-widget-image\" data-id=\"6263cdb\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" width=\"45\" height=\"42\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/uploads\/sites\/3\/2021\/09\/icon-dollar2.svg\" class=\"attachment-full size-full wp-image-14252\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5131f12 elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"5131f12\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">FREE no obligation, personalised<br>quote<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b985ed2 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"b985ed2\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/us.swoopfunding.ca\/stage\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Get a quote<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-354cbbb elementor-widget elementor-widget-text-editor\" data-id=\"354cbbb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p style=\"text-align: center;\"><span style=\"color: #ffffff;\"><strong>Prefer to talk? Call us on<br \/><a class=\"c-link\" href=\"tel:+12028049308\" target=\"_blank\" rel=\"noopener noreferrer\" data-stringify-link=\"tel:+12028049308\" data-sk=\"tooltip_parent\">+1 (202) 804-9308<\/a><br \/><\/strong><\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-43f3c19 elementor-hidden-mobile e-con-full e-flex e-con e-child\" data-id=\"43f3c19\" data-element_type=\"container\" id=\"sticky-banner-mini\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d5ae214 elementor-widget elementor-widget-image\" data-id=\"d5ae214\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" width=\"28\" height=\"28\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/uploads\/sites\/3\/2022\/08\/plus.svg\" class=\"attachment-full size-full wp-image-18793\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ba582e5 elementor-widget elementor-widget-heading\" data-id=\"ba582e5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">G<br>E<br>T<br><br>Q<br>U<br>O<br>T<br>E<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0e687de e-con-full e-flex e-con e-parent\" data-id=\"0e687de\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t<div class=\"elementor-element elementor-element-07b95d6 elementor-widget elementor-widget-template\" data-id=\"07b95d6\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"11997\" class=\"elementor elementor-11997\">\n\t\t\t\t\t<div class=\"elementor-section-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b8ace09 e-con-full e-flex e-con e-parent\" data-id=\"b8ace09\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" data-core-v316-plus=\"true\">\n\t\t<div class=\"elementor-element elementor-element-2e25523 e-flex e-con-boxed e-con e-child\" data-id=\"2e25523\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-da46449 e-con-full e-flex e-con e-child\" data-id=\"da46449\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d875f85 elementor-widget elementor-widget-heading\" data-id=\"d875f85\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Ready to grow your business?<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a64d0f elementor-align-center elementor-widget elementor-widget-button\" data-id=\"7a64d0f\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/us.swoopfunding.ca\/stage\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Get started<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b729bb8 e-con-full cta-mobile-fixed elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet e-flex e-con e-parent\" data-id=\"b729bb8\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;position&quot;:&quot;fixed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2da84d0 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"2da84d0\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/us.swoopfunding.ca\/stage\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">GET A QUOTE<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>If you&#8217;re a UK business with assets and you&#8217;re looking for capital to grow, then securing a business loan against one or more your assets could be the ideal way to raise the funding you need. By taking security, the lender is much less likely to lose money should you fail to keep up the repayments. This means you will be more likely to be approved for a secured loan, as well as be offered lower interest rates, longer terms, and larger loans for your business. Between the banks and the\u00a0alternative finance market, there is a broad range of lenders in the UK, each offering a variety of lending products.<\/p>\n","protected":false},"author":29,"featured_media":0,"parent":19615,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"footnotes":""},"acf":[],"featured_image_urls":{"full":"","thumbnail":"","medium":"","medium_large":"","large":"","1536x1536":"","2048x2048":"","image_blog":"","image_podcast":"","image_banking":"","image_blog_internal":"","image_blog_medium":"","image_single_banking":""},"post_excerpt_stackable":"<p>If you&#8217;re a UK business with assets and you&#8217;re looking for capital to grow, then securing a business loan against one or more your assets could be the ideal way to raise the funding you need. By taking security, the lender is much less likely to lose money should you fail to keep up the repayments. This means you will be more likely to be approved for a secured loan, as well as be offered lower interest rates, longer terms, and larger loans for your business. Between the banks and the\u00a0alternative finance market, there is a broad range of lenders in the UK, each offering a variety of lending products.<\/p>\n","category_list":"","author_info":{"name":"Michael David","url":"https:\/\/swoopfunding.com\/us\/author\/michael-david\/"},"comments_num":"0 comments","featured_image_urls_v2":{"full":"","thumbnail":"","medium":"","medium_large":"","large":"","1536x1536":"","2048x2048":"","image_blog":"","image_podcast":"","image_banking":"","image_blog_internal":"","image_blog_medium":"","image_single_banking":""},"post_excerpt_stackable_v2":"<p>If you&#8217;re a UK business with assets and you&#8217;re looking for capital to grow, then securing a business loan against one or more your assets could be the ideal way to raise the funding you need. By taking security, the lender is much less likely to lose money should you fail to keep up the repayments. This means you will be more likely to be approved for a secured loan, as well as be offered lower interest rates, longer terms, and larger loans for your business. Between the banks and the\u00a0alternative finance market, there is a broad range of lenders in the UK, each offering a variety of lending products.<\/p>\n","category_list_v2":"","author_info_v2":{"name":"Michael David","url":"https:\/\/swoopfunding.com\/us\/author\/michael-david\/"},"comments_num_v2":"0 comments","_links":{"self":[{"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/pages\/19472"}],"collection":[{"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/users\/29"}],"replies":[{"embeddable":true,"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/comments?post=19472"}],"version-history":[{"count":13,"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/pages\/19472\/revisions"}],"predecessor-version":[{"id":29439,"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/pages\/19472\/revisions\/29439"}],"up":[{"embeddable":true,"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/pages\/19615"}],"wp:attachment":[{"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/media?parent=19472"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}