{"id":21781,"date":"2023-06-16T14:56:48","date_gmt":"2023-06-16T14:56:48","guid":{"rendered":"https:\/\/swoopfunding.com\/us\/?page_id=21781"},"modified":"2025-05-19T10:08:22","modified_gmt":"2025-05-19T10:08:22","slug":"apy-calculator","status":"publish","type":"page","link":"https:\/\/swoopfunding.com\/us\/business-loan-calculator\/apy-calculator\/","title":{"rendered":"APY calculator"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"21781\" class=\"elementor elementor-21781\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d92d0d2 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d92d0d2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-414f453\" data-id=\"414f453\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8be4e79 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8be4e79\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3e79918\" data-id=\"3e79918\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7980883 elementor-widget elementor-widget-heading\" data-id=\"7980883\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Annual percentage yield calculator<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-38b62df elementor-widget elementor-widget-text-editor\" data-id=\"38b62df\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Use our annual percentage yield (APY) calculator to determine the potential earnings or growth of an investment over a year.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a2256a7 elementor-widget elementor-widget-ucaddon_last_updated\" data-id=\"a2256a7\" data-element_type=\"widget\" data-widget_type=\"ucaddon_last_updated.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t\t\n<div id=\"last-updated-container\" class=\"\">\n\n <script id=\"last-updated-schema\" type=\"application\/ld+json\">\n        {\n          \"@context\": \"https:\/\/schema.org\",\n          \"@type\": \"Article\",\n          \"headline\": \"APY calculator\",\n          \n          \"datePublished\": \"2023-06-16T14:56:48+00:00\",\n          \"dateModified\": \"2025-05-19T10:08:22+00:00\",\n          \"author\": [{\n              \"@type\": \"Person\",\n              \"name\": \"Ashlyn Brooks\",\n              \"url\": \"https:\/\/swoopfunding.com\/us\/author\/ashlyn-brooks\/\"\n            }]\n        }\n    <\/script>\n \n <div class=\"last-updated view-user\" style=\"justify-content: left;\">\n \n <div class=\"info-left\">\n <a href=\"https:\/\/swoopfunding.com\/us\/author\/ashlyn-brooks\/\" aria-label=\"Ashlyn Brooks\">\n <picture loading=\"lazy\" decoding=\"async\" class=\"attachment-large size-large\">\n <img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/uploads\/sites\/3\/2024\/02\/ashlyn-photo-scaled-1.jpg\" data-lazy-src=\"https:\/\/swoopfunding.com\/us\/wp-content\/uploads\/sites\/3\/2024\/02\/ashlyn-photo-scaled-1.jpg?is-pending-load=1\" alt=\"Ashlyn Brooks\" class=\"jetpack-lazy-image\" loading=\"lazy\" width=\"92\" height=\"92\">\n <\/picture>\n <\/a>\n <\/div>\n \n <div class=\"info-right\">\n <p>Page written by <a href=\"https:\/\/swoopfunding.com\/us\/author\/ashlyn-brooks\/\">Ashlyn Brooks<\/a>. <span>Last reviewed on May 19, 2025<\/span>. <span>Next review due October 1, 2026.\n <\/span>\n <\/p>\n\n <\/div>\n\n <\/div>\n<\/div>\n\n<div id=\"externalTooltipContent\" style=\"display: none;\">\n <div class=\"top-info\">\n <img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/uploads\/sites\/3\/2024\/02\/ashlyn-photo-scaled-1.jpg\" data-lazy-src=\"https:\/\/swoopfunding.com\/us\/wp-content\/uploads\/sites\/3\/2024\/02\/ashlyn-photo-scaled-1.jpg?is-pending-load=1\" alt=\"\" class=\"jetpack-lazy-image\" loading=\"lazy\" width=\"92\" height=\"92\">\n <div class=\"text\">\n <div class=\"name-author\">Ashlyn Brooks<\/div>\n <div class=\"role-user\">Expert financial copywriter<\/div>\n <\/div>\n <\/div>\n <div class=\"description\">Ashlyn is a personal finance writer with experience in business and consumer taxes, retirement, and financial services to name a few. She has been published in USA Today, Kiplinger and Investopedia.<\/div>\n<\/div>\n\n\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-526d4e3 elementor-widget elementor-widget-ucaddon_aivoov_player\" data-id=\"526d4e3\" data-element_type=\"widget\" data-widget_type=\"ucaddon_aivoov_player.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t\t<div class=\"aivoov-player-block\">\n\t<div class=\"read_this\">Read this article to me<\/div>\n\t\t\t<style>\n\t\t\t.plyr__controls .plyr__controls__item:first-child{\n\t\t\t\tbackground:#2e9c8e !important;\n\t\t\t}\n\t\t\t:root{\n\t\t\t--plyr-color-main:#2e9c8e;\n\t\t\t--plyr-audio-controls-background:#f0f2f4;\n\t\t\t--plyr-audio-control-color:#546a7b;\n\t\t\t}\n\t\t\t[data-plyr=\"mute\"]{color:#2e9c8e !important}\n\t\t\t.aivoov-text-color{color:#546a7b}\n\t\t<\/style> \n\t\t<div class=\"audio_player\">\n\t\t<audio class=\"js-player\" controls=\"\">\n\t\t\t<source 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class=\"elementor-element elementor-element-139c1fc elementor-widget elementor-widget-image\" data-id=\"139c1fc\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" width=\"1024\" height=\"682\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/uploads\/sites\/3\/2023\/07\/image-calculator-1024x682.jpg\" class=\"attachment-large size-large wp-image-21824\" alt=\"Calculator\" srcset=\"https:\/\/swoopfunding.com\/us\/wp-content\/uploads\/sites\/3\/2023\/07\/image-calculator-1024x682.jpg 1024w, https:\/\/swoopfunding.com\/us\/wp-content\/uploads\/sites\/3\/2023\/07\/image-calculator-300x200.jpg 300w, https:\/\/swoopfunding.com\/us\/wp-content\/uploads\/sites\/3\/2023\/07\/image-calculator-768x512.jpg 768w, https:\/\/swoopfunding.com\/us\/wp-content\/uploads\/sites\/3\/2023\/07\/image-calculator-30x20.jpg 30w, https:\/\/swoopfunding.com\/us\/wp-content\/uploads\/sites\/3\/2023\/07\/image-calculator-80x53.jpg 80w, https:\/\/swoopfunding.com\/us\/wp-content\/uploads\/sites\/3\/2023\/07\/image-calculator.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-ed10f61 e-flex e-con-boxed e-con e-parent\" data-id=\"ed10f61\" data-element_type=\"container\" id=\"calculator\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ca5b51f elementor-widget elementor-widget-ucaddon_breadcrumbs\" data-id=\"ca5b51f\" data-element_type=\"widget\" data-widget_type=\"ucaddon_breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t\t <div id=\"breadcrumbs-container\" class=\"left\">\n <nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><\/p><\/nav> <\/div>\n\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-83cdb36 elementor-widget elementor-widget-ucaddon_apy_calculator\" data-id=\"83cdb36\" data-element_type=\"widget\" data-widget_type=\"ucaddon_apy_calculator.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t\t\n \n \n <div id=\"apy-calculator\" class=\"form-calculator\" >\n <div class=\"left_column\">\n <form>\n \n <div class=\"form-group\">\n <label for=\"initial-deposit\">Initial deposit<\/label>\n <div class=\"input-group mb-3\">\n <div class=\"input-group-prepend\">\n <span class=\"input-group-text\">$<\/span>\n <\/div>\n <input type=\"text\" id=\"initial-deposit\" name=\"initial-deposit\" class=\"form-control mask-money\" value=\"1000\" aria-label=\"Initial deposit\" inputmode=\"numeric\">\n <div class=\"input-group-append\">\n <span class=\"input-group-text\">.00<\/span>\n <\/div>\n <\/div>\n <\/div>\n\n <div class=\"form-group\">\n <div class=\"label_and_numbers\">\n <label for=\"annual-rate\">Annual percentage rate<\/label>\n <div class=\"tag-number\">\n <span id=\"annual-rate-display\" class=\"value-tag\">-<\/span> %\n <\/div>\n <\/div>\n <div class=\"input-group mb-3\">\n <input type=\"range\" class=\"slider\" id=\"annual-rate\" value=\"2.32\" min=\"1\" max=\"10\" step=\"0.01\">\n <\/div>\n <\/div>\n\n <div class=\"form-group\">\n <div class=\"label_and_numbers\">\n <label for=\"term\">Term<\/label>\n <div class=\"tag-number\">\n <span id=\"term-display\" class=\"value-tag\">-<\/span> months <\/div>\n <\/div>\n <div class=\"input-group mb-3\">\n <input type=\"range\" class=\"slider\" id=\"term\" value=\"12\" min=\"1\" max=\"36\" step=\"1\">\n <\/div>\n <\/div>\n\n <div class=\"form-group\">\n <label for=\"compound-interval\">Compound interval<\/label>\n <select id=\"compound-interval\" class=\"form-control custom-select-arrow\">\n <option value=\"daily\">Daily<\/option>\n <option value=\"weekly\">Weekly<\/option>\n <option value=\"monthly\">Monthly<\/option>\n <option value=\"quarterly\">Quarterly<\/option>\n <option value=\"half-yearly\">Half-Yearly<\/option>\n <option value=\"yearly\">Yearly<\/option>\n <\/select>\n <\/div>\n\n <\/form>\n\n <p class=\"note-calculator\">This calculator is intended for illustration purposes only and exact payment terms should be agreed with a lender before taking out a loan.<\/p>\n\n <\/div>\n <div class=\"right_column\">\n\n <p class=\"title\">Your results<\/p>\n \n <div class=\"show-number\">\n <p class=\"title-result\">Future investment value<\/p>\n <p class=\"number-result\">$<span id=\"future-value\">-<\/span><\/p>\n <\/div>\n\n <div class=\"show-number\">\n <p class=\"title-result\">Total interest earned<\/p>\n <p class=\"number-result\">$<span id=\"total-interest\">-<\/span><\/p>\n <\/div>\n\n <div class=\"show-number\">\n <p class=\"title-result\">APY<\/p>\n <p class=\"number-result\"><span id=\"apy\">-<\/span><\/p>\n <\/div>\n\n <a href=\"https:\/\/us.swoopfunding.ca\/stage\/\" class=\"btn btn-lg btn-dark btn-block\" target=\"_blank\" rel=\"noopener\">Get a quote<\/a>\n\n <\/div>\n <\/div>\n\n \n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3258bbe e-flex e-con-boxed e-con e-parent\" data-id=\"3258bbe\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-210332d elementor-widget elementor-widget-text-editor\" data-id=\"210332d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/swoopfunding.com\/us\/business-glossary\/annual-percentage-yield\/\"><span style=\"font-weight: 400;\">Annual Percentage Yield<\/span><\/a><span style=\"font-weight: 400;\"> is a finance metric used by businesses to understand how much interest an investment or savings account will earn over time. Unlike a simple interest rate, APY considers the effects of compounding, providing a better picture of your actual earnings.<\/span><\/p><h3><strong>How to use our APY calculator<\/strong><\/h3><p><span style=\"font-weight: 400;\">Our APY Calculator simplifies the process of estimating returns on savings and investments. Follow these steps to determine your APY:<\/span><\/p><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter the initial deposit \u2013 Input the amount you plan to invest or save.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Set the annual interest rate (APR) \u2013 This is the rate your financial institution offers.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select the compounding frequency \u2013 Choose from daily, monthly, quarterly, or annually.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Define the investment term \u2013 Enter how long you plan to keep your money invested.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">View your results \u2013 The calculator will display your future investment value, total interest earned, and APY.<\/span><\/li><\/ol><h3><strong>What is APY?<\/strong><\/h3><p><span style=\"font-weight: 400;\">APY, or Annual Percentage Yield, reflects the total interest earned on an investment or savings account over a year, considering the effects of compounding. The higher the <\/span><a href=\"https:\/\/swoopfunding.com\/us\/business-loan-calculator\/compound-interest-calculator\/\"><span style=\"font-weight: 400;\">compounding<\/span><\/a><span style=\"font-weight: 400;\"> frequency, the greater the APY. This metric is useful for comparing financial products, as it gives a more accurate representation of potential earnings than a simple interest rate.<\/span><\/p><h3><strong>APY vs. APR: What\u2019s the difference?<\/strong><\/h3><p><span style=\"font-weight: 400;\">While Annual Percentage Rate (APR) and Annual Percentage Yield (APY) are related, they serve different purposes:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">APR represents the basic interest rate applied to a loan or deposit, without factoring in compounding.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">APY accounts for compounding interest, making it a more precise measure of actual earnings over time.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">For example, if two savings accounts offer the same APR but one compounds interest daily and the other annually, the account with daily compounding will have a higher APY, leading to greater earnings.<\/span><\/p><h3><strong>APY formula: How to calculate annual percentage yield<\/strong><\/h3><p><span style=\"font-weight: 400;\">APY is calculated using the following formula:<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-695745d elementor-widget elementor-widget-image\" data-id=\"695745d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" width=\"512\" height=\"133\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/uploads\/sites\/3\/2025\/03\/apy-formula.png\" class=\"attachment-medium_large size-medium_large wp-image-40976\" alt=\"\" srcset=\"https:\/\/swoopfunding.com\/us\/wp-content\/uploads\/sites\/3\/2025\/03\/apy-formula.png 512w, https:\/\/swoopfunding.com\/us\/wp-content\/uploads\/sites\/3\/2025\/03\/apy-formula-300x78.png 300w, https:\/\/swoopfunding.com\/us\/wp-content\/uploads\/sites\/3\/2025\/03\/apy-formula-54x14.png 54w, https:\/\/swoopfunding.com\/us\/wp-content\/uploads\/sites\/3\/2025\/03\/apy-formula-80x21.png 80w\" sizes=\"auto, (max-width: 512px) 100vw, 512px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4513147 elementor-widget elementor-widget-text-editor\" data-id=\"4513147\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Where:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">r = Annual interest rate (APR)<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">n = Number of compounding periods per year<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">For example, if a savings account offers 2.32% APR with daily compounding (365 periods per year), the APY would be slightly higher than 2.32% due to the frequent application of interest.<\/span><\/p><h2><strong>Frequently asked questions\u00a0<\/strong><\/h2><h3><strong>How do I calculate my APY?<\/strong><\/h3><p><span style=\"font-weight: 400;\">You can calculate APY using Swoop\u2019s APY Calculator to get quick and accurate results. Simply enter your interest rate, compounding frequency, and investment term to see your projected earnings.<\/span><\/p><h3><strong>Why is APY important?<\/strong><\/h3><p><span style=\"font-weight: 400;\">APY helps businesses compare financial products the right way. Since it includes compounding, it gives a deeper picture of potential returns than a simple interest rate. This is especially useful when comparing savings accounts, fixed deposits, or investment opportunities.<\/span><\/p><h3><strong>Is APY monthly or yearly?<\/strong><\/h3><p><span style=\"font-weight: 400;\">APY is Yearly. APY is always expressed as an annual percentage, though the interest may be compounded daily, monthly, or at other intervals. The more frequently interest is compounded, the higher the APY.<\/span><\/p><h3><strong>How much interest does $10,000 earn in a year?<\/strong><\/h3><p><span style=\"font-weight: 400;\">The interest you earn on $10,000 depends on the APY and compounding frequency. if an account offers 0.61% APY, a $10,000 deposit would earn approximately $61 in interest over a year. On the other hand, a high-yield savings account with a 4.75% APY would have a higher return at $475 interest over the year it was earned.<\/span><\/p><h2><strong>Use our APY calculator today<\/strong><\/h2><p><span style=\"font-weight: 400;\">Whether you&#8217;re saving for the future or comparing investment options, understanding APY can help you make smarter financial decisions. Try <\/span><a href=\"https:\/\/swoopfunding.com\/us\/\"><span style=\"font-weight: 400;\">Swoop\u2019s<\/span><\/a><span style=\"font-weight: 400;\"> APY Calculator to see how your money can grow.<\/span><\/p><h4><b>Disclaimer<\/b><\/h4><p><strong><i>The APY Calculator is for informational purposes only and provides estimates based on the inputs provided. Actual earnings may vary depending on factors such as compounding frequency, account terms, and financial institution policies. This tool does not constitute financial advice, and users should consult with a financial professional or their bank to confirm exact interest calculations before making investment decisions. Swoop is not responsible for any discrepancies or financial decisions based on the calculator&#8217;s results.<\/i><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c7bc89e e-flex e-con-boxed e-con e-parent\" data-id=\"c7bc89e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fed264a elementor-widget elementor-widget-ucaddon_auto_page_related\" data-id=\"fed264a\" data-element_type=\"widget\" data-widget_type=\"ucaddon_auto_page_related.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t\t\n\n\n\n <div class=\"container-auto-page-related\">\n <p class=\"title-related text-center\">All calculators<\/p>\n <div class=\"auto-page-related\">\n <ul>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-loan-calculator\/401k-retirement-calculator\/\">401k retirement calculator 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e-flex e-con-boxed e-con e-parent\" data-id=\"84b7dd3\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e8b8421 elementor-widget elementor-widget-template\" data-id=\"e8b8421\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"41792\" class=\"elementor elementor-41792\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-44178d42 e-con-full cta-mobile-fixed elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet e-flex e-con e-parent\" data-id=\"44178d42\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;position&quot;:&quot;fixed&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-405378b4 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"405378b4\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#calculator\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Calculate now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Annual percentage yield calculator Use our annual percentage yield (APY) calculator to determine the potential earnings or growth of an investment over a year.\u00a0 Page written by Ashlyn Brooks. Last reviewed on March 4, 2025. Next review due October 1, 2026. Ashlyn Brooks Expert financial copywriter Ashlyn is a personal finance writer with experience in [&hellip;]<\/p>\n","protected":false},"author":99,"featured_media":0,"parent":17791,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-21781","page","type-page","status-publish","hentry"],"acf":[],"rankMath":{"parentDomain":"swoopfunding.com","noFollowDomains":[],"noFollowExcludeDomains":[],"noFollowExternalLinks":false,"featuredImageNotice":"The featured image should be at least 200 by 200 pixels to be picked up by Facebook and other social media sites.","pluginReviewed":false,"postSettings":{"linkSuggestions":true,"useFocusKeyword":false},"frontEndScore":false,"postName":"apy-calculator","permalinkFormat":"https:\/\/swoopfunding.com\/us\/business-loan-calculator\/apy-calculator\/","showLockModifiedDate":true,"assessor":{"focusKeywordLink":"https:\/\/swoopfunding.com\/us\/wp-admin\/edit.php?focus_keyword=%focus_keyword%&post_type=%post_type%","hasTOCPlugin":true,"primaryTaxonomy":false,"serpData":{"title":"APY calculator: Discover annual percentage yield | Swoop US","description":"Use our APY (annual percentage yield) calculator here to determine the potential earnings or growth of an investment over a year. 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