{"id":21902,"date":"2023-07-11T10:26:49","date_gmt":"2023-07-11T10:26:49","guid":{"rendered":"https:\/\/swoopfunding.com\/us\/?page_id=21902"},"modified":"2025-05-20T07:46:06","modified_gmt":"2025-05-20T07:46:06","slug":"loss-ratio-calculator","status":"publish","type":"page","link":"https:\/\/swoopfunding.com\/us\/business-loan-calculator\/loss-ratio-calculator\/","title":{"rendered":"Loss ratio calculator"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"21902\" class=\"elementor elementor-21902\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d92d0d2 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d92d0d2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-414f453\" data-id=\"414f453\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8be4e79 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8be4e79\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3e79918\" data-id=\"3e79918\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7980883 elementor-widget elementor-widget-heading\" data-id=\"7980883\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Loss ratio calculator<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-38b62df elementor-widget elementor-widget-text-editor\" data-id=\"38b62df\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A loss ratio calculator is a tool used to determine the ratio between the losses incurred by an insurance company and the premiums it collects. This ratio is a key metric in the insurance industry and is used to assess the financial performance and profitability of an insurance company.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31b4de3 elementor-widget elementor-widget-ucaddon_last_updated\" data-id=\"31b4de3\" data-element_type=\"widget\" data-widget_type=\"ucaddon_last_updated.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t\t\n<div id=\"last-updated-container\" class=\"\">\n\n <script id=\"last-updated-schema\" type=\"application\/ld+json\">\n        {\n          \"@context\": \"https:\/\/schema.org\",\n          \"@type\": \"Article\",\n          \"headline\": \"Loss ratio calculator\",\n          \"image\": [\"https:\/\/swoopfunding.com\/us\/wp-content\/uploads\/sites\/3\/2024\/06\/woman-sorting-receipts-at-the-desk-at-home-5900132-scaled.jpg\"],\n          \"datePublished\": \"2023-07-11T10:26:49+00:00\",\n          \"dateModified\": \"2025-05-20T07:46:06+00:00\",\n          \"author\": [{\n              \"@type\": \"Person\",\n              \"name\": \"Ashlyn Brooks\",\n              \"url\": \"https:\/\/swoopfunding.com\/us\/author\/ashlyn-brooks\/\"\n            }]\n        }\n    <\/script>\n \n <div class=\"last-updated view-user\" style=\"justify-content: left;\">\n \n <div class=\"info-left\">\n <a href=\"https:\/\/swoopfunding.com\/us\/author\/ashlyn-brooks\/\" aria-label=\"Ashlyn Brooks\">\n <picture loading=\"lazy\" decoding=\"async\" class=\"attachment-large size-large\">\n <img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/uploads\/sites\/3\/2024\/02\/ashlyn-photo-scaled-1.jpg\" data-lazy-src=\"https:\/\/swoopfunding.com\/us\/wp-content\/uploads\/sites\/3\/2024\/02\/ashlyn-photo-scaled-1.jpg?is-pending-load=1\" alt=\"Ashlyn Brooks\" class=\"jetpack-lazy-image\" loading=\"lazy\" width=\"92\" height=\"92\">\n <\/picture>\n <\/a>\n <\/div>\n \n <div class=\"info-right\">\n <p>Page written by <a href=\"https:\/\/swoopfunding.com\/us\/author\/ashlyn-brooks\/\">Ashlyn Brooks<\/a>. <span>Last reviewed on May 20, 2025<\/span>. <span>Next review due October 1, 2026.\n <\/span>\n <\/p>\n\n <\/div>\n\n <\/div>\n<\/div>\n\n<div id=\"externalTooltipContent\" style=\"display: none;\">\n <div class=\"top-info\">\n <img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/uploads\/sites\/3\/2024\/02\/ashlyn-photo-scaled-1.jpg\" data-lazy-src=\"https:\/\/swoopfunding.com\/us\/wp-content\/uploads\/sites\/3\/2024\/02\/ashlyn-photo-scaled-1.jpg?is-pending-load=1\" alt=\"\" class=\"jetpack-lazy-image\" loading=\"lazy\" width=\"92\" height=\"92\">\n <div class=\"text\">\n <div class=\"name-author\">Ashlyn Brooks<\/div>\n <div class=\"role-user\">Expert financial copywriter<\/div>\n <\/div>\n <\/div>\n <div class=\"description\">Ashlyn is a personal finance writer with experience in business and consumer taxes, retirement, and financial services to name a few. She has been published in USA Today, Kiplinger and Investopedia.<\/div>\n<\/div>\n\n\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-96dbf9a elementor-widget elementor-widget-ucaddon_aivoov_player\" data-id=\"96dbf9a\" data-element_type=\"widget\" data-widget_type=\"ucaddon_aivoov_player.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t\t<div class=\"aivoov-player-block\">\n\t<div class=\"read_this\">Read this article to me<\/div>\n\t\t\t<style>\n\t\t\t.plyr__controls .plyr__controls__item:first-child{\n\t\t\t\tbackground:#2e9c8e !important;\n\t\t\t}\n\t\t\t:root{\n\t\t\t--plyr-color-main:#2e9c8e;\n\t\t\t--plyr-audio-controls-background:#f0f2f4;\n\t\t\t--plyr-audio-control-color:#546a7b;\n\t\t\t}\n\t\t\t[data-plyr=\"mute\"]{color:#2e9c8e !important}\n\t\t\t.aivoov-text-color{color:#546a7b}\n\t\t<\/style> \n\t\t<div class=\"audio_player\">\n\t\t<audio class=\"js-player\" controls=\"\">\n\t\t\t<source 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619px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a2df328 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a2df328\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0de743c\" data-id=\"0de743c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1147ba8 elementor-widget elementor-widget-ucaddon_breadcrumbs\" data-id=\"1147ba8\" data-element_type=\"widget\" data-widget_type=\"ucaddon_breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t\t <div id=\"breadcrumbs-container\" class=\"left\">\n <nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><\/p><\/nav> <\/div>\n\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7f89b0d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7f89b0d\" data-element_type=\"section\" id=\"calculator\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-63e224a\" data-id=\"63e224a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-68f55b5 elementor-widget elementor-widget-ucaddon_loss_ratio_calculator\" data-id=\"68f55b5\" data-element_type=\"widget\" data-widget_type=\"ucaddon_loss_ratio_calculator.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t\t\n \n \n <div class=\"form-calculator\" >\n <div class=\"left_column\">\n\n <form id=\"loss-ratio-calculator\" method=\"post\">\n\n <div class=\"form-group\">\n <label for=\"totalPremiumsEarned\">Total premiums earned<\/label>\n <div class=\"input-group mb-3\">\n <div class=\"input-group-prepend\">\n <span class=\"input-group-text\">$<\/span>\n <\/div>\n <input type=\"text\" id=\"totalPremiumsEarned\" name=\"totalPremiumsEarned\" class=\"form-control mask-money\" value=\"10000000\" aria-label=\"Total premiums earned\" inputmode=\"numeric\" required>\n <div class=\"input-group-append\">\n <span class=\"input-group-text\">.00<\/span>\n <\/div>\n <\/div>\n <\/div>\n\n <div class=\"form-group\">\n <label for=\"insuranceClaimsPaid\">Insurance claims paid<\/label>\n <div class=\"input-group mb-3\">\n <div class=\"input-group-prepend\">\n <span class=\"input-group-text\">$<\/span>\n <\/div>\n <input type=\"text\" id=\"insuranceClaimsPaid\" name=\"insuranceClaimsPaid\" class=\"form-control mask-money\" value=\"3500000\" aria-label=\"Insurance claims paid\" inputmode=\"numeric\" required>\n <div class=\"input-group-append\">\n <span class=\"input-group-text\">.00<\/span>\n <\/div>\n <\/div>\n <\/div>\n\n <div class=\"form-group\">\n <label for=\"lossAdjustmentExpense\">Loss adjustment expense<\/label>\n <div class=\"input-group mb-3\">\n <div class=\"input-group-prepend\">\n <span class=\"input-group-text\">$<\/span>\n <\/div>\n <input type=\"text\" id=\"lossAdjustmentExpense\" name=\"lossAdjustmentExpense\" class=\"form-control mask-money\" value=\"1800000\" aria-label=\"Loss adjustment expense\" inputmode=\"numeric\" required>\n <div class=\"input-group-append\">\n <span class=\"input-group-text\">.00<\/span>\n <\/div>\n <\/div>\n <\/div>\n\n <\/form>\n\n <p class=\"note-calculator\">This calculator is intended for illustration purposes only and exact payment terms should be agreed with a lender before taking out a loan.<\/p>\n\n <\/div>\n <div class=\"right_column\">\n <p class=\"title\">Your result<\/p>\n <div class=\"show-number\">\n <p class=\"title-result\">Loss ratio<\/p>\n <p class=\"number-result\"><span id=\"lossRatioResult\">-<\/span><\/p>\n <\/div>\n \n <a href=\"https:\/\/us.swoopfunding.ca\/stage\/\" class=\"btn btn-lg btn-dark btn-block\" target=\"_blank\" rel=\"noopener\">Get a quote<\/a>\n\n <\/div>\n <\/div>\n\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-1c9ac0e e-flex e-con-boxed e-con e-parent\" data-id=\"1c9ac0e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f92d809 elementor-widget elementor-widget-heading\" data-id=\"f92d809\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is a loss ratio?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c8b22d6 elementor-widget elementor-widget-text-editor\" data-id=\"c8b22d6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The loss ratio is a key financial metric used in the insurance industry to measure the percentage of premiums paid out as claims. It indicates the insurer&#8217;s ability to underwrite policies profitably and manage risk effectively. A low loss ratio suggests that an insurer is successfully managing claims and operating efficiently.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3506d1a elementor-widget elementor-widget-heading\" data-id=\"3506d1a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How to calculate loss ratio<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc258b0 elementor-widget elementor-widget-text-editor\" data-id=\"cc258b0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>To calculate the loss ratio, you need two pieces of information:<\/p><ol><li><p><strong>Incurred losses<\/strong>: This refers to the total amount of claims paid out by the insurance company over a specific period.<\/p><\/li><li><p><strong>Earned premiums<\/strong>: This represents the total premiums collected by the insurance company during the same period.<\/p><\/li><\/ol><p>The formula to calculate the loss ratio is as follows:<\/p><p><strong>Loss Ratio = (Incurred Losses \/ Earned Premiums) * 100<\/strong><\/p><p>Once you have the incurred losses and earned premiums values, simply divide the incurred losses by the earned premiums and multiply the result by 100 to get the loss ratio as a percentage.<\/p><p>In this example, the loss ratio is 40%, indicating that for every dollar of premium collected, the insurance company incurred 40 cents in losses.<\/p><p>Using a loss ratio calculator can help insurance companies evaluate their risk exposure, pricing strategies, and overall profitability.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-465c199 elementor-widget elementor-widget-heading\" data-id=\"465c199\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is a good loss ratio?\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7252390 elementor-widget elementor-widget-text-editor\" data-id=\"7252390\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Generally, a lower loss ratio is preferable, indicating that the insurer is paying out fewer claims relative to the premiums collected. However, what constitutes a good loss ratio can vary based on factors such as the insurer\u2019s business model, risk appetite, and market conditions.<\/span><\/p><h2><strong>What is an acceptable loss ratio?<\/strong><\/h2><p><span style=\"font-weight: 400;\">You want to aim to be between 40% &#8211; 60%. If you are on the higher side then you\u2019d want your expense ratio to be on the lower side. Depending on your insurance company, you\u2019re loss ratio could look different from another insurance provider.\u00a0<\/span><\/p><h2><strong>Can the loss ratio be negative?<\/strong><\/h2><p><span style=\"font-weight: 400;\">No, the loss ratio cannot be negative. It represents the ratio of claims paid to premiums earned, so it is always expressed as a percentage between 0% and 100%. A negative loss ratio would imply that the insurer is paying out more in claims than it is collecting in premiums, which does not happen under normal circumstances.<\/span><\/p><h2><strong>What are the main reasons for a high loss ratio?<\/strong><\/h2><p><span style=\"font-weight: 400;\">Several factors can contribute to a high loss ratio, including adverse claims experience, inadequate underwriting standards, poor risk management and external factors such as natural disasters or economic downturns. High loss ratios can lead to financial losses for insurers and may indicate the need for adjustments in pricing, underwriting, or claims management strategies.<\/span><\/p><h2><strong>Frequently asked questions<\/strong><\/h2><h3><strong>How is the loss ratio used?<\/strong><\/h3><p><span style=\"font-weight: 400;\">The loss ratio is used in the insurance industry to assess an insurer\u2019s financial health and pricing strategy. It\u2019s the percentage of premiums paid out in claims so it gives regulators a view of their profitability, premium pricing adjustments, and risk exposure.\u00a0<\/span><\/p><h3><strong>What does a loss ratio over 100% mean?<\/strong><\/h3><p><span style=\"font-weight: 400;\">A loss ratio of over 100% means that the insurance company has paid out more claims and expenses than it collected in premiums. This can happen but if it\u2019s consistent then it\u2019s a sign that they may need to raise premiums or adjust coverage terms.\u00a0<\/span><\/p><h3><strong>What causes the loss ratio to be high?<\/strong><\/h3><p><span style=\"font-weight: 400;\">A high loss ratio is caused by too many claims being filed, fraudulent claims, policies being underpriced, poor underwriting, and rising costs of medical care or repairs to name a few. Depending on he industry, insurance companies will closely monitor and manage their loss ratios to keep them manageable.\u00a0<\/span><\/p><h2><strong>Use our loss ratio calculator today<\/strong><\/h2><p><span style=\"font-weight: 400;\">Whether you&#8217;re an insurer assessing risk exposure or a business evaluating premium efficiency, understanding your loss ratio is crucial for making data-driven decisions. Try <\/span><span style=\"font-weight: 400;\">our<\/span><span style=\"font-weight: 400;\">\u00a0Loss Ratio Calculator to determine your loss percentage and optimize your insurance strategy quickly.<\/span><\/p><h4><strong>Disclaimer<\/strong><\/h4><p><strong><i>The Loss Ratio Calculator is for informational purposes only and provides estimates based on the inputs provided. Actual results may vary due to factors such as claim adjustments, underwriting changes, and policy modifications. This tool does not constitute financial or actuarial advice. Users should consult with an insurance professional or actuary for precise calculations and strategic planning. Swoop is not responsible for any financial decisions based on the calculator\u2019s results.<\/i><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-21da8b3 e-flex e-con-boxed e-con e-parent\" data-id=\"21da8b3\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4bd34f1 elementor-widget elementor-widget-ucaddon_auto_page_related\" data-id=\"4bd34f1\" data-element_type=\"widget\" data-widget_type=\"ucaddon_auto_page_related.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t\t\n\n\n\n <div class=\"container-auto-page-related\">\n <p class=\"title-related text-center\">All calculators<\/p>\n <div class=\"auto-page-related\">\n <ul>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-loan-calculator\/401k-retirement-calculator\/\">401k retirement calculator <\/a>\n <\/li>\n <li 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class=\"elementor-element elementor-element-aa98abe elementor-widget elementor-widget-template\" data-id=\"aa98abe\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"41792\" class=\"elementor elementor-41792\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-44178d42 e-con-full cta-mobile-fixed elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet e-flex e-con e-parent\" data-id=\"44178d42\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;position&quot;:&quot;fixed&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-405378b4 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"405378b4\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#calculator\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Calculate now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Loss ratio calculator A loss ratio calculator is a tool used to determine the ratio between the losses incurred by an insurance company and the premiums it collects. This ratio is a key metric in the insurance industry and is used to assess the financial performance and profitability of an insurance company. Page written by [&hellip;]<\/p>\n","protected":false},"author":99,"featured_media":34816,"parent":17791,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-21902","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"rankMath":{"parentDomain":"swoopfunding.com","noFollowDomains":[],"noFollowExcludeDomains":[],"noFollowExternalLinks":false,"featuredImageNotice":"The featured image should be at least 200 by 200 pixels to be picked up by Facebook and other social media sites.","pluginReviewed":false,"postSettings":{"linkSuggestions":true,"useFocusKeyword":false},"frontEndScore":false,"postName":"loss-ratio-calculator","permalinkFormat":"https:\/\/swoopfunding.com\/us\/business-loan-calculator\/loss-ratio-calculator\/","showLockModifiedDate":true,"assessor":{"focusKeywordLink":"https:\/\/swoopfunding.com\/us\/wp-admin\/edit.php?focus_keyword=%focus_keyword%&post_type=%post_type%","hasTOCPlugin":true,"primaryTaxonomy":false,"serpData":{"title":"Loss ratio calculator: Formula &amp; definition | Swoop US","description":"The loss ratio calculator is a tool used to determine the ratio between the losses incurred by an insurance company and the premiums it collects. 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