{"id":21921,"date":"2023-07-11T14:41:16","date_gmt":"2023-07-11T14:41:16","guid":{"rendered":"https:\/\/swoopfunding.com\/us\/?page_id=21921"},"modified":"2025-01-02T12:08:05","modified_gmt":"2025-01-02T12:08:05","slug":"sba-loan-guaranty-fee-calculator","status":"publish","type":"page","link":"https:\/\/swoopfunding.com\/us\/sba-loan-calculator\/sba-loan-guaranty-fee-calculator\/","title":{"rendered":"SBA loan guaranty fee calculator"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"21921\" class=\"elementor elementor-21921\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d92d0d2 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d92d0d2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-414f453\" data-id=\"414f453\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8be4e79 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8be4e79\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3e79918\" data-id=\"3e79918\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7980883 elementor-widget elementor-widget-heading\" data-id=\"7980883\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">SBA loan guaranty fee calculator<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-38b62df elementor-widget elementor-widget-text-editor\" data-id=\"38b62df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The SBA guaranty fee is a fee charged by the Small Business Administration (SBA) to guarantee a portion of a loan made to a small business owner. The fee is typically based on the loan amount guaranteed by the SBA. The specific fee percentages may vary depending on the type and size of the loan, as well as other factors.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f880ed elementor-widget elementor-widget-ucaddon_last_updated\" data-id=\"7f880ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_last_updated.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t\t\n<div id=\"last-updated-container\" class=\"\">\n\n <script id=\"last-updated-schema\" type=\"application\/ld+json\">\n        {\n          \"@context\": \"https:\/\/schema.org\",\n          \"@type\": \"Article\",\n          \"headline\": \"SBA loan guaranty fee calculator\",\n          \n          \"datePublished\": \"2023-07-11T14:41:16+00:00\",\n          \"dateModified\": \"2025-01-02T12:08:05+00:00\",\n          \"author\": [{\n              \"@type\": \"Person\",\n              \"name\": \"Ashlyn Brooks\",\n              \"url\": \"https:\/\/swoopfunding.com\/us\/author\/ashlyn-brooks\/\"\n            }]\n        }\n    <\/script>\n \n <div class=\"last-updated view-user\" style=\"justify-content: left;\">\n \n <div class=\"info-left\">\n <a href=\"https:\/\/swoopfunding.com\/us\/author\/ashlyn-brooks\/\" aria-label=\"Ashlyn Brooks\">\n <picture loading=\"lazy\" decoding=\"async\" class=\"attachment-large size-large\">\n <img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/uploads\/sites\/3\/2024\/02\/ashlyn-photo-scaled-1.jpg\" data-lazy-src=\"https:\/\/swoopfunding.com\/us\/wp-content\/uploads\/sites\/3\/2024\/02\/ashlyn-photo-scaled-1.jpg?is-pending-load=1\" alt=\"Ashlyn Brooks\" class=\"jetpack-lazy-image\" loading=\"lazy\" width=\"92\" height=\"92\">\n <\/picture>\n <\/a>\n <\/div>\n \n <div class=\"info-right\">\n <p>Page written by <a href=\"https:\/\/swoopfunding.com\/us\/author\/ashlyn-brooks\/\">Ashlyn Brooks<\/a>. <span>Last reviewed on January 2, 2025<\/span>. <span>Next review due October 1, 2027.\n <\/span>\n <\/p>\n\n <\/div>\n\n <\/div>\n<\/div>\n\n<div id=\"externalTooltipContent\" style=\"display: none;\">\n <div class=\"top-info\">\n <img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/uploads\/sites\/3\/2024\/02\/ashlyn-photo-scaled-1.jpg\" data-lazy-src=\"https:\/\/swoopfunding.com\/us\/wp-content\/uploads\/sites\/3\/2024\/02\/ashlyn-photo-scaled-1.jpg?is-pending-load=1\" alt=\"\" class=\"jetpack-lazy-image\" loading=\"lazy\" width=\"92\" height=\"92\">\n <div class=\"text\">\n <div class=\"name-author\">Ashlyn Brooks<\/div>\n <div class=\"role-user\">Expert financial copywriter<\/div>\n <\/div>\n <\/div>\n <div class=\"description\">Ashlyn is a personal finance writer with experience in business and consumer taxes, retirement, and financial services to name a few. She has been published in USA Today, Kiplinger and Investopedia.<\/div>\n<\/div>\n\n\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e3fbeef elementor-widget elementor-widget-ucaddon_aivoov_player\" data-id=\"e3fbeef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_aivoov_player.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t\t<div class=\"aivoov-player-block\">\n\t<div class=\"read_this\">Read this article to me<\/div>\n\t\t\t<style>\n\t\t\t.plyr__controls .plyr__controls__item:first-child{\n\t\t\t\tbackground:#2e9c8e !important;\n\t\t\t}\n\t\t\t:root{\n\t\t\t--plyr-color-main:#2e9c8e;\n\t\t\t--plyr-audio-controls-background:#f0f2f4;\n\t\t\t--plyr-audio-control-color:#546a7b;\n\t\t\t}\n\t\t\t[data-plyr=\"mute\"]{color:#2e9c8e !important}\n\t\t\t.aivoov-text-color{color:#546a7b}\n\t\t<\/style> \n\t\t<div class=\"audio_player\">\n\t\t<audio class=\"js-player\" 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elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-139c1fc elementor-widget elementor-widget-image\" data-id=\"139c1fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" width=\"619\" height=\"413\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/uploads\/sites\/3\/2023\/06\/calculator-image-min.jpg\" class=\"attachment-large size-large wp-image-21381\" alt=\"\" srcset=\"https:\/\/swoopfunding.com\/us\/wp-content\/uploads\/sites\/3\/2023\/06\/calculator-image-min.jpg 619w, https:\/\/swoopfunding.com\/us\/wp-content\/uploads\/sites\/3\/2023\/06\/calculator-image-min-300x200.jpg 300w, https:\/\/swoopfunding.com\/us\/wp-content\/uploads\/sites\/3\/2023\/06\/calculator-image-min-30x20.jpg 30w, 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class=\"elementor-section elementor-inner-section elementor-element elementor-element-7f89b0d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7f89b0d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-63e224a\" data-id=\"63e224a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5e08bc5 elementor-widget elementor-widget-ucaddon_sba_loan_guaranty_fee_calculator\" data-id=\"5e08bc5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_sba_loan_guaranty_fee_calculator.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t\t\n \n \n <div class=\"form-calculator\" >\n <div class=\"left_column\">\n\n <form id=\"sba-loan-guaranty-fee-calculator\" method=\"post\">\n\n <div class=\"form-group\">\n <div class=\"label_and_numbers\">\n <label for=\"loanAmount\">Loan amount<\/label>\n <div class=\"tag-number\">\n $<span id=\"loanAmountDisplay\" class=\"value-tag\">-<\/span>\n <\/div>\n <\/div>\n <div class=\"input-group mb-3\">\n <input type=\"range\" class=\"slider\" min=\"50000\" max=\"5000000\" step=\"100\" id=\"loanAmount\" name=\"loanAmount\" value=\"50000\" required>\n <\/div>\n <\/div>\n\n <\/form>\n\n <p class=\"note-calculator\">This calculator is intended for illustration purposes only and exact payment terms should be agreed with a lender before taking out a loan.<\/p>\n\n <\/div>\n <div class=\"right_column\">\n\n <p class=\"title\">Your results<\/p>\n \n <div class=\"show-number\">\n <p class=\"title-result\">Charge<\/p>\n <p class=\"number-result\"><span id=\"chargePercentage\">-<\/span><\/p>\n <\/div>\n\n <div class=\"show-number\">\n <p class=\"title-result\">SBA guaranty fee<\/p>\n <p class=\"number-result\">$<span id=\"guarantyFee\">-<\/span><\/p>\n <\/div>\n\n <a href=\"https:\/\/us.swoopfunding.ca\/stage\/\" class=\"btn btn-lg btn-dark btn-block\" target=\"_blank\" rel=\"noopener\">Get a quote<\/a>\n\n <\/div>\n <\/div>\n\n\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-91d62ca e-flex e-con-boxed e-con e-parent\" data-id=\"91d62ca\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0551a31 elementor-widget elementor-widget-ucaddon_breadcrumbs\" data-id=\"0551a31\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t\t <div id=\"breadcrumbs-container\" class=\"left\">\n <nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><\/p><\/nav> <\/div>\n\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-503145d elementor-widget elementor-widget-text-editor\" data-id=\"503145d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><strong>What is an SBA loan guaranty?<\/strong><\/h2><p><span style=\"font-weight: 400;\">An SBA loan guaranty is the portion of an SBA loan that is backed by the Small Business Administration. Basically, this gives lenders peace of mind since the SBA will cover a portion of the loan if you were not to be able to repay the amount you borrowed.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">A guaranty is a win-win for both you and the <\/span><a href=\"https:\/\/swoopfunding.com\/us\/sba-loans\/sba-loan-lenders\/\"><span style=\"font-weight: 400;\">SBA lender<\/span><\/a><span style=\"font-weight: 400;\">, it allows you to get the funding you need with less risk for the lender.\u00a0<\/span><\/p><h3><strong>How does an SBA loan guarantee work?<\/strong><\/h3><p><span style=\"font-weight: 400;\">Let\u2019s say you have an SBA 7a loan for $150,000. The SBA will guarantee up to 85% of a loan under that amount and up to 75% for loans over $150,000. So if you were to default on your loan, the SBA would be on the hook with your lender and repay 85% ($127,000 in this case. )<\/span><\/p><h2><strong>Are SBA loan guarantys required?<\/strong><\/h2><p><span style=\"font-weight: 400;\">Yes, if you\u2019re applying for or planning to use an SBA loan for business funding, an SBA guaranty is standard. It\u2019s a precaution for the lenders since it mitigates the risk in the event that <\/span><a href=\"https:\/\/swoopfunding.com\/us\/sba-loans\/what-happens-if-you-cant-pay-your-sba-loan\/\"><span style=\"font-weight: 400;\">you can\u2019t repay your SBA loan<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p><h2><strong>Is a guaranty the same as a guarantee?<\/strong><\/h2><p><span style=\"font-weight: 400;\">No, the two terms are different. While it may look like a simple spelling error, the proper term when referring to the SBA is \u2018guaranty\u2019. A \u2018guarantee\u2019 is used in reference to a person who uses their personal assets or business as a promise to repay the loan.\u00a0<\/span><\/p><h2><strong>How much guaranty do I need?<\/strong><\/h2><p><a href=\"https:\/\/www.sba.gov\/partners\/lenders\/7a-loan-program\/terms-conditions-eligibility#:~:text=Percentage%20of%20guaranty,)%2C%20and%20International%20Trade%20loans.\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">It all rides on the type and amount of your loan.<\/span><\/a><span style=\"font-weight: 400;\"> As we mentioned earlier, the SBA covers two ranges of SBA 7a loan amounts:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Up to $150,000, the SBA guarantees up to 85%<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Over $150,000, the SBA guarantees up to 75%<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Now if you\u2019re looking at SBA express loans this guaranty drops to 50%. While some international loan types may cover up to 90%.<\/span><\/p><h2><strong>What is a guaranty fee?<\/strong><\/h2><p><span style=\"font-weight: 400;\">Guarantee fees are the fees that the lender pays the SBA to back the loan. These fees are a form of compensation for the SBA and range from 0.00% up to 3.75%. From the <\/span><a href=\"https:\/\/www.sba.gov\/document\/information-notice-5000-858936-7a-fees-effective-october-1-2024-fiscal-year-2025\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">SBA.gov website,<\/span><\/a><span style=\"font-weight: 400;\"> you can view the updates that can shift the fees and stipulations from year to year. As of fiscal year 2025, fees range depending on the fee type which can be;<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">SBA guaranty fee (upfront fee)<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">7(a) lender\u2019s annual service fee<\/span><\/li><\/ul><h2><strong>Who\u2019s responsible for paying the guaranty fee?<\/strong><\/h2><p><span style=\"font-weight: 400;\">The lender pays the SBA guaranty fee upfront however, the responsibility of repaying the fee and the loan amount is the borrower.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Lenders can not pass the annual service fee to the borrower but, can charge any additional upfront fees if the loan is extended. The point is to know your terms to avoid paying unnecessary fees on your loan.\u00a0<\/span><\/p><h2><strong>How do I calculate a guaranty fee?<\/strong><\/h2><p><span style=\"font-weight: 400;\">To calculate the guarantee fee you first need to look at the loan type. For this example, let\u2019s use an SBA 7a loan.\u00a0 The fee is calculated based on the portion of the loan that has the guaranty on it. As with the guaranty itself, the fee attached also has a structure.\u00a0<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">For loans up to $500,000, the lender pays 0.25% of the guaranty portion<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Loans between $500,001 and $1MM its a 3% fee for the guaranty portion<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">All loans over the $1MM mark there a 3.5% fee plus a 0.25% charge for everything over the $1MM.\u00a0<\/span><\/li><\/ul><h4><strong>Example\u00a0<\/strong><\/h4><p><span style=\"font-weight: 400;\">If you borrow $500,000 with a 75% guaranty from the SBA, the guarantee backs $375,000. The fee rate is 3% so the fee you\u2019ll be responsible for is $11,250. This is where the <\/span><a href=\"https:\/\/swoopfunding.com\/us\/sba-loan-calculator\/sba-loan-guaranty-fee-calculator\/\"><span style=\"font-weight: 400;\">Swoop SBA loan guaranty fee calculator<\/span><\/a><span style=\"font-weight: 400;\"> comes in handy.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Instead of toying with the math and contingencies, simply input your loan amount and let our tool tell you your percent charge and the total fee amount.\u00a0<\/span><\/p><h2><strong>How Swoop can help\u00a0<\/strong><\/h2><p><span style=\"font-weight: 400;\">At Swoop we want to simplify your SBA loan process as much as possible. To do this we strive for transparency, tools and provide as many options as possible for you to choose from.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Beyond the calculations, we connect you with trusted lenders and recommendations to find the best funding options for you and your business. Are you ready to take the next step in getting financing, or wondering <\/span><a href=\"https:\/\/swoopfunding.com\/us\/sba-loans\/how-to-get-an-sba-loan\/\"><span style=\"font-weight: 400;\">how to get an SBA loan<\/span><\/a><span style=\"font-weight: 400;\">, <a href=\"http:\/\/us.swoopfunding.ca\/stage\/\" target=\"_blank\" rel=\"noopener\">create your free account today<\/a>. We\u2019re here when you need us. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-228965f e-flex e-con-boxed e-con e-parent\" data-id=\"228965f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3596a73 elementor-widget elementor-widget-template\" data-id=\"3596a73\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"21805\" class=\"elementor elementor-21805\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3f47a086 e-flex e-con-boxed e-con e-parent\" data-id=\"3f47a086\" data-element_type=\"container\" 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href=\"https:\/\/us.swoopfunding.ca\/stage\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get started<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-53c438b elementor-widget elementor-widget-html\" data-id=\"53c438b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n<script type=\"text\/javascript\" src=\"\/\/widget.trustpilot.com\/bootstrap\/v5\/tp.widget.bootstrap.min.js\" async><\/script>\n\n\n\n\n<div class=\"trustpilot-widget\" data-locale=\"en-US\" data-template-id=\"53aa8807dec7e10d38f59f32\" data-businessunit-id=\"5b437d760db9da00019935a0\" data-style-height=\"95px\" data-style-width=\"160px\" data-theme=\"dark\" data-token=\"75678bf0-071e-4356-8a6b-93beb5a68f32\">\n <a href=\"https:\/\/www.trustpilot.com\/review\/swoopfunding.com\" target=\"_blank\" rel=\"noopener\">Trustpilot<\/a>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>SBA loan guaranty fee calculator The SBA guaranty fee is a fee charged by the Small Business Administration (SBA) to guarantee a portion of a loan made to a small business owner. The fee is typically based on the loan amount guaranteed by the SBA. The specific fee percentages may vary depending on the type [&hellip;]<\/p>\n","protected":false},"author":99,"featured_media":0,"parent":17791,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-21921","page","type-page","status-publish","hentry"],"acf":[],"featured_image_urls_v2":{"full":"","thumbnail":"","medium":"","medium_large":"","large":"","1536x1536":"","2048x2048":"","image_blog":"","image_blog_full":"","image_podcast":"","image_banking":"","image_blog_internal":"","image_blog_medium":"","image_single_banking":""},"post_excerpt_stackable_v2":"<p>SBA loan guaranty fee calculator The SBA guaranty fee is a fee charged by the Small Business Administration (SBA) to guarantee a portion of a loan made to a small business owner. The fee is typically based on the loan amount guaranteed by the SBA. The specific fee percentages may vary depending on the type and size of the loan, as well as other factors. Page written by Ashlyn Brooks. Last reviewed on January 2, 2025. Next review due October 1, 2027. Ashlyn Brooks Expert financial copywriter Ashlyn is a personal finance writer with experience in business and consumer taxes,&hellip;<\/p>\n","category_list_v2":"","author_info_v2":{"name":"Ashlyn Brooks","url":"https:\/\/swoopfunding.com\/us\/author\/ashlyn-brooks\/"},"comments_num_v2":"0 comments","_links":{"self":[{"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/pages\/21921","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/users\/99"}],"replies":[{"embeddable":true,"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/comments?post=21921"}],"version-history":[{"count":16,"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/pages\/21921\/revisions"}],"predecessor-version":[{"id":40387,"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/pages\/21921\/revisions\/40387"}],"up":[{"embeddable":true,"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/pages\/17791"}],"wp:attachment":[{"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/media?parent=21921"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}