{"id":36240,"date":"2024-07-11T09:26:35","date_gmt":"2024-07-11T09:26:35","guid":{"rendered":"https:\/\/swoopfunding.com\/us\/?page_id=36240"},"modified":"2024-09-04T10:43:28","modified_gmt":"2024-09-04T10:43:28","slug":"small-business-grants-in-new-jersey","status":"publish","type":"page","link":"https:\/\/swoopfunding.com\/us\/business-grants\/small-business-grants-in-new-jersey\/","title":{"rendered":"Small business grants in New Jersey"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"36240\" class=\"elementor elementor-36240\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4be822c e-flex e-con-boxed e-con e-parent\" data-id=\"4be822c\" data-element_type=\"container\" id=\"hero-title\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-fc11dd8 e-con-full e-flex e-con e-child\" data-id=\"fc11dd8\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7d339b9 elementor-widget elementor-widget-heading\" data-id=\"7d339b9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Small business grants in New Jersey<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f8858b8 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"f8858b8\" data-element_type=\"section\" id=\"product-page\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c239a77\" data-id=\"c239a77\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-71b27d2 uael-heading-align-left elementor-widget elementor-widget-uael-table-of-contents\" data-id=\"71b27d2\" data-element_type=\"widget\" id=\"styck-table-of-contents\" data-settings=\"{&quot;scroll_offset&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;115&quot;,&quot;sizes&quot;:[]},&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;],&quot;sticky_offset&quot;:&quot;130&quot;,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;scroll_offset_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;scroll_offset_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;scroll_offset_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;heading_text_align&quot;:&quot;left&quot;,&quot;heading_bottom_space&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;heading_bottom_space_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;heading_bottom_space_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;heading_bottom_space_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;content_between_space&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:15,&quot;sizes&quot;:[]},&quot;content_between_space_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;content_between_space_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;content_between_space_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\" data-widget_type=\"uael-table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"uael-toc-main-wrapper\" data-headings=\"h2,h3,h4\" >\n\t\t\t<div class=\"uael-toc-wrapper\">\n\t\t\t\t<div class=\"uael-toc-header\">\n\t\t\t\t\t<span class=\"uael-toc-heading elementor-inline-editing\" data-elementor-setting-key=\"heading_title\" data-elementor-inline-editing-toolbar=\"basic\" ><\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"uael-toc-toggle-content\">\n\t\t\t\t\t<div class=\"uael-toc-content-wrapper\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<ul data-toc-headings=\"headings\" class=\"uael-toc-list uael-toc-list-none\" data-scroll=\"500\" data-scroll-offset=\"115\" ><\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"uael-toc-empty-note\">\n\t\t\t\t\t<span>Add a header to begin generating the table of contents<\/span>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-e5fdbe8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e5fdbe8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-bb2b751\" data-id=\"bb2b751\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dae5a8d elementor-widget elementor-widget-ucaddon_breadcrumbs\" data-id=\"dae5a8d\" data-element_type=\"widget\" data-widget_type=\"ucaddon_breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t\t <div id=\"breadcrumbs-container\" class=\"left\">\n <nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><\/p><\/nav> <\/div>\n\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a15bc4 elementor-widget elementor-widget-ucaddon_last_updated\" data-id=\"7a15bc4\" data-element_type=\"widget\" data-widget_type=\"ucaddon_last_updated.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t\t\n<div id=\"last-updated-container\" class=\"\">\n\n <script id=\"last-updated-schema\" type=\"application\/ld+json\">\n        {\n          \"@context\": \"https:\/\/schema.org\",\n          \"@type\": \"Article\",\n          \"headline\": \"Small business grants in New Jersey\",\n          \"image\": [\"https:\/\/swoopfunding.com\/us\/wp-content\/uploads\/sites\/3\/2024\/07\/cityscape-photo-286076-scaled.jpg\"],\n          \"datePublished\": \"2024-07-11T09:26:35+00:00\",\n          \"dateModified\": \"2024-09-04T10:43:28+00:00\",\n          \"author\": [{\n              \"@type\": \"Person\",\n              \"name\": \"Chris Godfrey\",\n              \"url\": \"https:\/\/swoopfunding.com\/us\/author\/chris-godfrey\/\"\n            }]\n        }\n    <\/script>\n \n <div class=\"last-updated view-user\" style=\"justify-content: left;\">\n \n <div class=\"info-left\">\n <a href=\"https:\/\/swoopfunding.com\/us\/author\/chris-godfrey\/\" aria-label=\"Chris Godfrey\">\n <picture loading=\"lazy\" decoding=\"async\" class=\"attachment-large size-large\">\n <img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/wp-content\/uploads\/2024\/10\/chris-godfrey-author.webp\" data-lazy-src=\"https:\/\/swoopfunding.com\/wp-content\/uploads\/2024\/10\/chris-godfrey-author.webp?is-pending-load=1\" alt=\"Chris Godfrey\" class=\"jetpack-lazy-image\" loading=\"lazy\" width=\"92\" height=\"92\">\n <\/picture>\n <\/a>\n <\/div>\n \n <div class=\"info-right\">\n <p>Page written by <a href=\"https:\/\/swoopfunding.com\/us\/author\/chris-godfrey\/\">Chris Godfrey<\/a>. <span>Last reviewed on September 4, 2024<\/span>. <span>Next review due October 1, 2026.\n <\/span>\n <\/p>\n\n <\/div>\n\n <\/div>\n<\/div>\n\n<div id=\"externalTooltipContent\" style=\"display: none;\">\n <div class=\"top-info\">\n <img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/wp-content\/uploads\/2024\/10\/chris-godfrey-author.webp\" data-lazy-src=\"https:\/\/swoopfunding.com\/wp-content\/uploads\/2024\/10\/chris-godfrey-author.webp?is-pending-load=1\" alt=\"\" class=\"jetpack-lazy-image\" loading=\"lazy\" width=\"92\" height=\"92\">\n <div class=\"text\">\n <div class=\"name-author\">Chris Godfrey<\/div>\n <div class=\"role-user\">Expert financial copywriter<\/div>\n <\/div>\n <\/div>\n <div class=\"description\">Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Wells Fargo Bank, Visa, Experian, Ebay, Flywire, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of US consumer and business finance.<\/div>\n<\/div>\n\n\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d64bf62 elementor-widget elementor-widget-text-editor\" data-id=\"d64bf62\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/\"><span style=\"font-weight: 400;\">Small business grants<\/span><\/a><span style=\"font-weight: 400;\"> can be an excellent way for New Jersey business owners to fund their big ambitions. Unlike <\/span><a href=\"https:\/\/swoopfunding.com\/us\/business-loans\/\"><span style=\"font-weight: 400;\">commercial loans<\/span><\/a><span style=\"font-weight: 400;\">, grants are free money \u2013 they do not need to be repaid \u2013 and credit scores and many of the usual requirements of commercial lending typically do not apply.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fb5b3aa uael-heading-align-left elementor-widget elementor-widget-uael-table-of-contents\" data-id=\"fb5b3aa\" data-element_type=\"widget\" id=\"table-of-content-column\" data-settings=\"{&quot;heading_text_align&quot;:&quot;left&quot;,&quot;heading_bottom_space&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;heading_bottom_space_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;heading_bottom_space_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;heading_bottom_space_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;content_between_space&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:15,&quot;sizes&quot;:[]},&quot;content_between_space_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;content_between_space_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;content_between_space_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"uael-table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"uael-toc-main-wrapper\" data-headings=\"h2,h3,h4\" >\n\t\t\t<div class=\"uael-toc-wrapper\">\n\t\t\t\t<div class=\"uael-toc-header\">\n\t\t\t\t\t<span class=\"uael-toc-heading elementor-inline-editing\" data-elementor-setting-key=\"heading_title\" data-elementor-inline-editing-toolbar=\"basic\" ><\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"uael-toc-toggle-content\">\n\t\t\t\t\t<div class=\"uael-toc-content-wrapper\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<ul data-toc-headings=\"headings\" class=\"uael-toc-list uael-toc-list-none\" data-scroll=\"\" ><\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"uael-toc-empty-note\">\n\t\t\t\t\t<span>Add a header to begin generating the table of contents<\/span>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c7c849d question elementor-widget elementor-widget-heading\" data-id=\"c7c849d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How do small business grants work?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c7c0d1f answer elementor-widget elementor-widget-text-editor\" data-id=\"c7c0d1f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Provided by government departments, corporations, foundations and other organizations, business grants can be used to support business opportunities, or initiatives in the arts, education, research and more. However, New Jersey entrepreneurs seeking a business grant should expect a lengthy application process, typically needing to meet strict guidelines, timelines and other qualifying criteria. Competition for this type of funding is often fierce and even if you qualify, the award sum may be small requiring you to seek <\/span><a href=\"https:\/\/swoopfunding.com\/us\/\"><span style=\"font-weight: 400;\">additional finance<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Be aware that many business grants are tied to specific goals \u2013 entrepreneurial, educational, creative and motivational \u2013 and selection committees have full control of the award process and the sums distributed. To succeed, you will usually need a <\/span><span style=\"font-weight: 400;\">strong business plan<\/span><span style=\"font-weight: 400;\"> that includes a feasibility study and an indication of how you intend to keep the venture going in the post-grant period.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Lastly, if you receive an award, the money may come to you all at once, but more usually, it will come in stages \u2013 either based on a set calendar or on your venture achieving fixed objectives. Unlike <\/span><a href=\"https:\/\/swoopfunding.com\/us\/locations\/new-jersey\/\"><span style=\"font-weight: 400;\">business loans<\/span><\/a><span style=\"font-weight: 400;\">, grants do not need to be repaid, making them a critical financial resource for ventures that cannot sustain a large financial burden.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a22a89 question elementor-widget elementor-widget-heading\" data-id=\"4a22a89\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Small business grants available from the State of New Jersey<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d34846b answer elementor-widget elementor-widget-text-editor\" data-id=\"d34846b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">If you\u2019re seeking financing and your business is based in New Jersey, you\u2019re in luck. The state government provides a whole host of grants and small business support programs to organizations of every shape and size. You can see the complete list of available funding <\/span><a href=\"https:\/\/business.nj.gov\/funding?fdd46887_page=5\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">here<\/span><\/a><span style=\"font-weight: 400;\">, but top options include:<\/span><\/p><h3><b>Return and Earn employee training grant<\/b><\/h3><p><span style=\"font-weight: 400;\">Designed to enhance the skill sets of small business employees, the <\/span><a href=\"https:\/\/www.nj.gov\/labor\/employer-services\/business\/returnandearn.shtml\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Return and Earn grant<\/span><\/a><span style=\"font-weight: 400;\"> is suitable for employers with less than 100 workers. You must provide concentrated on-the-job training at your business location or use approved virtual training to earn skill badges or industry-recognized credentials for your staff. You can receive up to a 50% wage subsidy for six months per employee, with a cap of $10,000 per worker and a total cap of $40,000 across your entire workforce.\u00a0<\/span><\/p><h3><b>Small business lease grant<\/b><\/h3><p><span style=\"font-weight: 400;\">If you\u2019re about to enter into a new market-rate commercial lease, or amend or extend your lease for at least a five years term on a minimum of 250 square feet of street-level space, <\/span><a href=\"https:\/\/www.njeda.gov\/small-business-lease-grant-program\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">you may qualify for a 20% reimbursement<\/span><\/a><span style=\"font-weight: 400;\"> of the cost. But move fast. This is a first-come-first-served opportunity and only two awards of this type are available per year.<\/span><\/p><h3><b>Small business improvement grant<\/b><\/h3><p><span style=\"font-weight: 400;\">Open to small businesses and non-profits who are making improvements to their operating premises with a minimum expenditure of $5,000. To be eligible, you must rent, own or operate from the facility, and meet the US Small Business Administration\u2019s <\/span><a href=\"https:\/\/www.sba.gov\/federal-contracting\/contracting-guide\/basic-requirements\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">definition of a small business<\/span><\/a><span style=\"font-weight: 400;\">. The <\/span><a href=\"https:\/\/www.njeda.gov\/small-business-improvement-grant\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">grant<\/span><\/a><span style=\"font-weight: 400;\"> may cover up to 50% of the improvement costs with a maximum award of $50,000. Once again, this is a first-come-first-served opportunity.<\/span><\/p><h3><b>Asset Activation Planning Grant<\/b><\/h3><p><a href=\"https:\/\/programs.njeda.com\/en-US\/AssetActivationGrantList\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">The New Jersey Asset Activation Planning Grant Program<\/span><\/a><span style=\"font-weight: 400;\"> will provide grants of up to $50,000 directly to small businesses for pre-development planning that demonstrate viability to activate public assets.<\/span> <span style=\"font-weight: 400;\">Proposed planning projects may include, but are not limited to:<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">\u2022 Conceptual Design<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">\u2022 Feasibility Study<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">\u2022 Land-use Planning<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">\u2022 Economic Analysis<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">\u2022 Market Analysis<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">\u2022 Legal Analysis<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f73c33 question elementor-widget elementor-widget-heading\" data-id=\"6f73c33\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Other grant opportunities for New Jersey businesses:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e3e9dfd answer elementor-widget elementor-widget-text-editor\" data-id=\"e3e9dfd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">If you can\u2019t find the funding you need with a NJ state government program, you may succeed with these other sources:<\/span><\/p><h3><b>Amber Grant for women<\/b><\/h3><p><span style=\"font-weight: 400;\">The <\/span><a href=\"https:\/\/ambergrantsforwomen.com\/all-grants\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">WomensNet Amber Grants<\/span><\/a><span style=\"font-weight: 400;\"> awards multiple grants per year to women wishing to start or grow their own business. $10,000 is offered monthly in three separate categories (total of $30,000 per month available). Participants who win a monthly prize also automatically qualify for the draw for an annual $25,000 award \u2013 with three prizes available, one for each award category.\u00a0<\/span><\/p><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">You can apply for any of these grants by completing an online application and paying a $15 entrance fee.<\/span><\/p><p><b>MORE:<\/b><span style=\"font-weight: 400;\"> Grants for <\/span><a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/business-grants-for-women\/\"><span style=\"font-weight: 400;\">women<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p><h3><b>Minority Business Development Agency<\/b><\/h3><p><a href=\"https:\/\/www.mbda.gov\/financial-resources\/grants\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">The Minority Business Development Agency<\/span><\/a><span style=\"font-weight: 400;\"> (MBDA) provides a gateway to federal grants and business initiatives that specifically support minority entrepreneurs and are part of a total package valued at $500 billion per year. Additionally, MBDA helps organizations run Minority Business Centers across the US, providing services like business advice, help finding contracts, and financial support to minority-owned businesses.\u00a0<\/span><\/p><p><b>MORE:<\/b><span style=\"font-weight: 400;\"> Grants for <\/span><a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/business-grants-for-minorities\/\"><span style=\"font-weight: 400;\">minorities<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/business-grants-for-black-women\/\"><span style=\"font-weight: 400;\">Black women<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/grants-for-disabled-small-business-owners\/\"><span style=\"font-weight: 400;\">disabled business owners<\/span><\/a><span style=\"font-weight: 400;\"> and <\/span><a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/business-grants-for-veterans\/\"><span style=\"font-weight: 400;\">veterans<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p><h3><b>US Grants \u2013 New Jersey<\/b><\/h3><p><a href=\"https:\/\/www.usgrants.org\/new-jersey\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">US Grants<\/span><\/a><span style=\"font-weight: 400;\"> is a one-stop portal to find and apply for government grants, stimulus packages and funding opportunities from local, State and federal government agencies. Available New Jersey small business grants include funding initiatives for organizations that operate in the fields of tech, health, research, sciences, agriculture, the environment, etc.\u00a0<\/span><\/p><p><b>MORE:<\/b><span style=\"font-weight: 400;\"> Grants for <\/span><a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/business-grants-for-farmers\/\"><span style=\"font-weight: 400;\">farmers<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p><h3><b>Grant Watch<\/b><\/h3><p><a href=\"https:\/\/indiana.grantwatch.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">New Jersey Grantwatch<\/span><\/a><span style=\"font-weight: 400;\"> operates a directory of current grant opportunities, although not all may be specific to NJ-based organizations. Up to 2,000 grants may be available at any one time, with award values and qualifying criteria varying by category and mission goal.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ac468c9 question elementor-widget elementor-widget-heading\" data-id=\"ac468c9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What are the alternatives to grants?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b16ed3 answer elementor-widget elementor-widget-text-editor\" data-id=\"1b16ed3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/swoopfunding.com\/us\/business-loans\/\"><span style=\"font-weight: 400;\">Business loans<\/span><\/a><span style=\"font-weight: 400;\"> may provide an alternative source of funding for your business or new venture. Look at options for specific <a href=\"https:\/\/swoopfunding.com\/us\/locations\/new-jersey\/\">business loan options in New Jersey<\/a>. <\/span><\/p><p><a href=\"https:\/\/swoopfunding.com\/us\/\"><span style=\"font-weight: 400;\">Online lenders<\/span><\/a><span style=\"font-weight: 400;\"> will typically be the best option for this type of financing, but you may pay higher interest rates and fees than you would with traditional banks. Credit checks are standard with most commercial financing, but depending on the type of loan you choose, you may not need to provide collateral:<\/span><\/p><h3><b>Term loans<\/b><\/h3><p><span style=\"font-weight: 400;\">You receive a single, lump-sum cash injection and then pay it back in regular instalments over a fixed period of up to 25 years. Collateral may be required.<\/span><\/p><h3><b>Business line of credit<\/b><\/h3><p><span style=\"font-weight: 400;\">A <\/span><a href=\"https:\/\/swoopfunding.com\/us\/business-loans\/business-line-of-credit\/\"><span style=\"font-weight: 400;\">business line of credit<\/span><\/a><span style=\"font-weight: 400;\"> is a business loan that functions like a high-value credit card. Borrowers can withdraw as much as they want when they want from a loan facility up to the limit of their borrowing. You only pay interest on the sums you withdraw, not the whole credit line. This can significantly reduce your borrowing costs. Collateral may be required.<\/span><\/p><h3><b>Invoice financing<\/b><\/h3><p><span style=\"font-weight: 400;\">Also known as <\/span><a href=\"https:\/\/swoopfunding.com\/us\/business-loans\/invoice-finance\/\"><span style=\"font-weight: 400;\">account receivables financing<\/span><\/a><span style=\"font-weight: 400;\">. Borrow against the value of your unpaid invoices. The lender will usually provide up to 95% of the invoice value within a few days or even hours of the bill being raised.\u00a0 Your invoices act as security for the loan, no added collateral required.<\/span><\/p><h3><b>Equipment financing<\/b><\/h3><p><a href=\"https:\/\/swoopfunding.com\/us\/business-loans\/asset-finance\/equipment-financing\/\"><span style=\"font-weight: 400;\">Equipment loans<\/span><\/a><span style=\"font-weight: 400;\"> use the asset you\u2019re financing as security \u2013 no added collateral is required. You use the equipment as you pay for it and the lender maintains a lien on the machinery. Once you pay the loan back, the lender releases the lien, and you own the equipment outright.\u00a0<\/span><\/p><h3><b>Merchant cash advance<\/b><\/h3><p><a href=\"https:\/\/swoopfunding.com\/us\/business-loans\/merchant-cash-advance\/\"><span style=\"font-weight: 400;\">Merchant cash advances<\/span><\/a><span style=\"font-weight: 400;\"> are designed for businesses that accept customer payments by credit and debit card. You borrow against the value of your card sales. As your card sales increase, your borrowing limit goes up. Pay the loan back with a fixed percentage of your card sales on a daily, weekly or monthly basis. Your sales act as security for the loan, no added collateral is required.<\/span><\/p><h3><b>Revenue-based financing<\/b><\/h3><p><a href=\"https:\/\/swoopfunding.com\/us\/business-loans\/revenue-based-financing\/\"><span style=\"font-weight: 400;\">Revenue-based financing functions<\/span><\/a><span style=\"font-weight: 400;\"> like a merchant cash advance but with higher borrowing limits. Based on the size and regularity of their total revenues, (not just their credit card sales), businesses may receive a lump sum and pay it back over a short-term schedule, typically by small deductions from their daily sales. This type of loan can usually be secured quickly as qualification rules are less intensive and credit scores are not so critical. No added collateral is required.<\/span><\/p><h3><b>SBA microloans\u00a0<\/b><\/h3><p><span style=\"font-weight: 400;\">Nonprofit and community-based lenders can provide <\/span><a href=\"https:\/\/swoopfunding.com\/us\/sba-loans\/\"><span style=\"font-weight: 400;\">SBA Microloans<\/span><\/a><span style=\"font-weight: 400;\"> to business owners who may struggle to secure standard business financing. Available up to $50,000, SBA microloans also come with more relaxed qualifying rules and can usually be secured with FICO scores as low as 500, or even with no credit score at all. Be aware that these type of business loans often require a personal guarantee that makes you personally responsible for the debt.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff41f84 elementor-widget elementor-widget-heading\" data-id=\"ff41f84\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FAQs<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70f0589 align-at-right uael-faq-box-layout-yes elementor-widget elementor-widget-uael-faq\" data-id=\"70f0589\" data-element_type=\"widget\" data-widget_type=\"uael-faq.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t\t<div id='uael-faq-wrapper-118' class=\"uael-faq-wrapper\">\n\t\t\t\t<div class=\"uael-faq-container uael-faq-layout-accordion\" data-layout=\"accordion\" >\n\t\t\t\t\t\t\t\t\t\t\t\t<div id=\"uael-accordion-18d6be0\" class=\"uael-faq-accordion\" role=\"tablist\">\n\t\t\t\t\t\t\t\t<div class= \"uael-accordion-title\" aria-expanded=\"false\" role=\"tab\">\n\t\t\t\t\t\t\t\t\t<span class=\"uael-accordion-icon uael-accordion-icon-right\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"uael-accordion-icon-closed\"><i class=\"fas fa-angle-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"uael-accordion-icon-opened\"><i class=\"fas fa-angle-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"uael-question-18d6be0 uael-question-span\" tabindex=\"0\" id=\"uael-faq-1-692b1a0f5c690\">What is the NJEDA grant?<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"uael-accordion-content\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t<span>\n\t\t\t\t\t\t\t\t\t<span><p><span style=\"font-weight: 400;\">NJEDA grants are awarded by the <\/span><a href=\"https:\/\/www.njeda.gov\/about\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">New Jersey Economic Development Authority<\/span><\/a><span style=\"font-weight: 400;\">. They provide funding for organizations based within the state and may be used for business expansion, facility improvements, employee training programs, job creation programs, export growth and more.<\/span><\/p><\/span>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div id=\"uael-accordion-fe89915\" class=\"uael-faq-accordion\" role=\"tablist\">\n\t\t\t\t\t\t\t\t<div class= \"uael-accordion-title\" aria-expanded=\"false\" role=\"tab\">\n\t\t\t\t\t\t\t\t\t<span class=\"uael-accordion-icon uael-accordion-icon-right\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"uael-accordion-icon-closed\"><i class=\"fas fa-angle-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"uael-accordion-icon-opened\"><i class=\"fas fa-angle-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"uael-question-fe89915 uael-question-span\" tabindex=\"0\" id=\"uael-faq-2-692b1a0f5c6f7\">Who qualifies for a NJEDA grant?<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"uael-accordion-content\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t<span>\n\t\t\t\t\t\t\t\t\t<span><p><span style=\"font-weight: 400;\">NJEDA grants are available for businesses and non-profits registered and operating within the state of New Jersey.<\/span><\/p><\/span>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div id=\"uael-accordion-59e9f58\" class=\"uael-faq-accordion\" role=\"tablist\">\n\t\t\t\t\t\t\t\t<div class= \"uael-accordion-title\" aria-expanded=\"false\" role=\"tab\">\n\t\t\t\t\t\t\t\t\t<span class=\"uael-accordion-icon uael-accordion-icon-right\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"uael-accordion-icon-closed\"><i class=\"fas fa-angle-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"uael-accordion-icon-opened\"><i class=\"fas fa-angle-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"uael-question-59e9f58 uael-question-span\" tabindex=\"0\" id=\"uael-faq-3-692b1a0f5c733\">Is NJEDA a state agency?<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"uael-accordion-content\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t<span>\n\t\t\t\t\t\t\t\t\t<span><p><span style=\"font-weight: 400;\">Yes, although it regularly partners with other government agencies, corporations, universities and charitable foundations to deliver the programs it supports.\u00a0<\/span><\/p><\/span>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2df039a question elementor-widget elementor-widget-heading\" data-id=\"2df039a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Get started with Swoop's business funding platform<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-85df387 answer elementor-widget elementor-widget-text-editor\" data-id=\"85df387\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Working with business finance experts can make all the difference when applying for grant funding. Contact <a href=\"https:\/\/us.swoopfunding.ca\/stage\/\" target=\"_blank\" rel=\"noopener\">Swoop<\/a> to discuss your borrowing needs, get help with your application and compare top quality small business grants and business loans from a choice of providers. Give your business the chance it deserves. Register with Swoop today.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bb1c8cd elementor-widget elementor-widget-ucaddon_author_page\" data-id=\"bb1c8cd\" data-element_type=\"widget\" data-widget_type=\"ucaddon_author_page.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t\t\n <div class=\"info-user-post\">\n \n <div class=\"left-info\">\n <a href=\"https:\/\/swoopfunding.com\/us\/author\/chris-godfrey\/\" aria-label=\"Chris Godfrey\">\n <picture loading=\"lazy\" decoding=\"async\" class=\"attachment-large size-large\">\n <img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/wp-content\/uploads\/2024\/10\/chris-godfrey-author.webp\" data-lazy-src=\"https:\/\/swoopfunding.com\/wp-content\/uploads\/2024\/10\/chris-godfrey-author.webp?is-pending-load=1\" alt=\"\" class=\"jetpack-lazy-image\" loading=\"lazy\" width=\"92\" height=\"92\">\n <\/picture>\n <\/a>\n <\/div>\n \n <div class=\"right-info\">\n <div class=\"inner-top\">\n <div class=\"info-top\">\n <a href=\"https:\/\/swoopfunding.com\/us\/author\/chris-godfrey\/\" aria-label=\"Chris Godfrey\" class=\"link-img\">\n <picture loading=\"lazy\" decoding=\"async\" class=\"attachment-large size-large\">\n <img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/wp-content\/uploads\/2024\/10\/chris-godfrey-author.webp\" data-lazy-src=\"https:\/\/swoopfunding.com\/wp-content\/uploads\/2024\/10\/chris-godfrey-author.webp?is-pending-load=1\" alt=\"\" class=\"jetpack-lazy-image\" loading=\"lazy\" width=\"92\" height=\"92\">\n <\/picture>\n <\/a>\n \n <div class=\"info-title\">\n <p>Written by<\/p>\n <p class=\"name-author\"><a href=\"https:\/\/swoopfunding.com\/us\/author\/chris-godfrey\/\">Chris Godfrey<\/a><\/h3>\n <\/div>\n <\/div>\n \n \n <\/div>\n <div class=\"info-bottom\">\n <p>Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Wells Fargo Bank, Visa, Experian, Ebay, Flywire, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of US consumer and business finance.<\/p>\n <\/div>\n\n <ul class=\"social-links\">\n \n <li><a href=\"https:\/\/www.linkedin.com\/in\/christopher-godfrey-332198139\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"Linkedin\">\n <img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/icons\/icon-linkedin-min.svg\" width=\"30\" height=\"30\" alt=\"Linkedin\">\n <\/a><\/li>\n \n <li><a href=\"https:\/\/www.freelancewords.co.uk\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" aria-label=\"Website\">\n <img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/themes\/swoopMW50\/assets\/icons\/icon-site-min.svg\" width=\"30\" height=\"30\" alt=\"Website\">\n <\/a><\/li>\n <\/ul>\n\n <div class=\"swoop-promise\">\n <p><strong>Swoop promise<\/strong><\/p>\n <p>At Swoop we want to make it easy for SMEs to understand the sometimes overwhelming world of business finance and insurance. Our goal is simple \u2013 to distill complex topics, unravel jargon, offer transparent and impartial information, and empower businesses to make smart financial decisions with confidence.<\/p>\n <p>Find out more about Swoop\u2019s editorial principles by reading our <a href=\"https:\/\/swoopfunding.com\/us\/about-swoop\/editorial-policy\/\">editorial policy<\/a>.<\/p>\n <\/div>\n\n <\/div>\n <\/div>\n\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-e0ba8b4 e-flex e-con-boxed e-con e-parent\" data-id=\"e0ba8b4\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4c1c413 open banner-product elementor-hidden-mobile e-con-full e-flex e-con e-child\" data-id=\"4c1c413\" data-element_type=\"container\" id=\"sticky-banner\" 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Call us on<br \/>\u00a0<a class=\"c-link\" href=\"tel:+12028049308\" target=\"_blank\" rel=\"noopener noreferrer\" data-stringify-link=\"tel:+12028049308\" data-sk=\"tooltip_parent\">+1 (202) 804-9308<\/a><br \/><\/strong><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c289909 elementor-hidden-mobile e-con-full e-flex e-con e-child\" data-id=\"c289909\" data-element_type=\"container\" id=\"sticky-banner-mini\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b9e1d58 elementor-widget elementor-widget-image\" data-id=\"b9e1d58\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" width=\"28\" height=\"28\" src=\"https:\/\/swoopfunding.com\/us\/wp-content\/uploads\/sites\/3\/2022\/08\/plus.svg\" class=\"attachment-full size-full wp-image-18793\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a84128 elementor-widget elementor-widget-heading\" data-id=\"3a84128\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">G<br>E<br>T<br><br>Q<br>U<br>O<br>T<br>E<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-edc8e51 e-flex e-con-boxed e-con e-parent\" data-id=\"edc8e51\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4d5606b e-con-full e-flex e-con e-child\" data-id=\"4d5606b\" data-element_type=\"container\" 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class=\"elementor-heading-title elementor-size-default\">Create your free Swoop account to explore grant funding alternatives<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c325a6c elementor-widget__width-auto bt-form-45 elementor-mobile-align-center elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"c325a6c\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/us.swoopfunding.ca\/stage\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Join Swoop<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-eb8630f e-con-full e-flex e-con e-parent\" data-id=\"eb8630f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b8d2bec elementor-widget elementor-widget-ucaddon_auto_page_related\" data-id=\"b8d2bec\" data-element_type=\"widget\" data-widget_type=\"ucaddon_auto_page_related.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t\t\n\n\n\n <div class=\"container-auto-page-related\">\n <p class=\"title-related text-center\">Related pages<\/p>\n <div class=\"auto-page-related\">\n <ul>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/best-business-grants-in-louisiana\/\">Best business grants in Louisiana <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/best-small-business-grants-in-new-york\/\">Best small business grants in New York <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/business-grants-for-farmers\/black-farming-grants\/\">Black farming grants: a guide to opportunities, funding and support <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/\">Business grants <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/business-grants-for-black-women\/\">Business grants for Black women <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/business-grants-for-farmers\/\">Business grants for farmers <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/business-grants-for-felons\/\">Business grants for felons <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/business-grants-for-immigrants\/\">Business grants for immigrants <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/business-grants-for-minorities\/\">Business grants for minorities <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/business-grants-for-native-americans\/\">Business grants for native Americans <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/business-grants-for-veterans\/\">Business grants for veterans <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/business-grants-for-women\/\">Business grants for women <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/best-business-grants-in-connecticut\/\">Business-grants in Connecticut <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/business-grants-for-farmers\/farm-fencing-grants\/\">Farm fencing grants: funding options to protect and improve your land <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/business-grants-for-farmers\/female-farm-grants\/\">Female farm grants: funding opportunities and support for women in agriculture <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/business-grants-for-farmers\/first-time-farming-grants\/\">First time farming grants: how to get started in agriculture with funding support <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/business-grants-for-farmers\/free-grants-for-agricultural-startups\/\">Free grants for agricultural startups: funding options to grow your farm business <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/grant-advance-funding\/\">Grant advance funding <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/grants-for-disabled-small-business-owners\/\">Grants for disabled small business owners <\/a>\n <\/li>\n <li >\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/grants-for-starting-a-lawn-care-business\/\">Grants for starting a lawn care business <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/grants-for-trucking-business\/\">Grants for trucking business <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/small-business-grants-in-missouri\/\">Guide to small business grants in Missouri <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/business-grants-for-farmers\/hobby-farm-grants\/\">Hobby farm grants: funding support for small-scale farming ventures <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/ngo-funding\/\">How do NGOs get funding? <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/lowa-small-business-grants\/\">Iowa small business grants <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/lgbtq-small-business-grants\/\">LGBTQ+ small business grants <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/match-funding\/\">Match funding for grants explained \u2013 what is it? <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/small-business-grants-in-arizona\/\">Small business grants in Arizona <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/small-business-grants-in-illinois\/\">Small business grants in Illinois <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/small-business-grants-in-indiana\/\">Small business grants in Indiana <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/small-business-grants-in-new-jersey\/\">Small business grants in New Jersey <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/small-business-grants-in-pennsylvania\/\">Small business grants in Pennsylvania <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/small-business-grants-in-south-carolina\/\">Small business grants in South Carolina <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/best-business-grants-in-oregon\/\">Small-business grants in Oregon <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/startup-business-grants\/\">Startup business grants <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/california-business-grants\/\">Top small-business grants in California <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/colorado-business-grants\/\">Top small-business grants in Colorado <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/florida-business-grants\/\">Top small-business grants in Florida <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/georgia-business-grants\/\">Top small-business grants in Georgia <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/minnesota-business-grants\/\">Top small-business grants in Minnesota <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/ohio-business-grants\/\">Top small-business grants in Ohio <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/texas-business-grants\/\">Top small-business grants in Texas <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/wisconsin-business-grants\/\">Top small-business grants in Wisconsin <\/a>\n <\/li>\n <li class=\"hidden_li offscreen\">\n <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/what-is-a-government-grant-and-how-do-they-work\/\">What is a government grant and how do they work? <\/a>\n <\/li>\n <\/ul>\n <div class=\"container_bt\">\n <button class=\"bt_see_more\" href=\"javascript:void(0);\" aria-label=\"See more\">See more<\/button>\n <\/div>\n <div id=\"grey-out\"><\/div>\n <\/div>\n 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business grants in New Jersey Add a header to begin generating the table of contents Page written by Chris Godfrey. Last reviewed on September 4, 2024. Next review due October 1, 2026. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five years. Writing for Wells Fargo Bank, Visa, Experian, Ebay, Flywire, insurers and pension funds, his words have appeared online and in print to inform, entertain and explain the complex world of US consumer and business finance. 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