{"id":39299,"date":"2024-10-15T10:59:12","date_gmt":"2024-10-15T10:59:12","guid":{"rendered":"https:\/\/swoopfunding.com\/us\/?post_type=start-a-business&#038;p=39299"},"modified":"2025-09-18T14:24:30","modified_gmt":"2025-09-18T14:24:30","slug":"how-much-does-it-cost-to-start-a-business","status":"publish","type":"start-a-business","link":"https:\/\/swoopfunding.com\/us\/start-a-business\/how-much-does-it-cost-to-start-a-business\/","title":{"rendered":"How much does it cost to start a business?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"39299\" class=\"elementor elementor-39299\" data-elementor-post-type=\"start-a-business\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9b55346 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9b55346\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c7c3e7c\" data-id=\"c7c3e7c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5304037 elementor-widget elementor-widget-text-editor\" data-id=\"5304037\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Starting a new business can be the beginning of a great new adventure. However, like most journeys, you can\u2019t get there for free. On <\/span><a href=\"https:\/\/www.shopify.com\/blog\/cost-to-start-business\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">average<\/span><\/a><span style=\"font-weight: 400;\">, it costs $40,000 to start and run a new business in its first year. However, this figure can vary enormously depending on your type of industry, type of business, and the goods or services that you sell.<\/span><\/p><p><span style=\"font-weight: 400;\">Let\u2019s take a closer look at typical business start-up costs and what you can do to keep them to the minimum.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-641205e elementor-align-center elementor-widget elementor-widget-button\" data-id=\"641205e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/us.swoopfunding.ca\/stage\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get a quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5e6732e6 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"5e6732e6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2b9486a\" data-id=\"2b9486a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-816d61b elementor-widget elementor-widget-spacer\" data-id=\"816d61b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-53763d2 question elementor-widget elementor-widget-heading\" data-id=\"53763d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How do I calculate start-up costs?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f0479a answer elementor-widget elementor-widget-text-editor\" data-id=\"6f0479a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The first thing you\u2019ll need is a <\/span><b>budget<\/b><span style=\"font-weight: 400;\"> that covers all the costs you can expect to incur to get to launch and then for the period where you build the business to profitability. Keep in mind that depending on the type of business you start, getting to the point where your profits are higher than your costs could take many months, or even a year or two.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Your budget should list every expected expense \u2013 basic items such as rent, wages, fuel, inventory, insurance, furnishings and signage \u2013 plus supplementary costs such as advertising, promotions, and social media. As you may expect, these costs can vary significantly depending on your key business factors.\u00a0<\/span><\/p><h3><b>Key factors that impact start-up costs:<\/b><\/h3><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Industry type:<\/b><span style=\"font-weight: 400;\"> It costs a whole lot more to start a car dealership than a dog-walking business. If you\u2019re starting on a shoestring, keep your ambitions within reason. Build a business that you know you can afford.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Business type: <\/b><span style=\"font-weight: 400;\">Online businesses will be easier and cheaper to launch than most brick and mortar stores. (Expect to <\/span><a href=\"https:\/\/statrys.com\/blog\/ecommerce-website-cost\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">spend<\/span><\/a><span style=\"font-weight: 400;\"> anywhere from a few hundred dollars to $10,000 to build an effective ecommerce site). If you want to keep your initial costs very low, you\u2019ll need a business that you can run from your home, garage or a small industrial unit and sell your goods or services online. This would negate small businesses such as hair salons or beauty parlors where a highly visible retail store is crucial for success.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Location<\/b><span style=\"font-weight: 400;\">: If you\u2019re not launching an ecommerce business, where you operation is based will have major impact on your start up costs. Busy city centers and main street retail sites are far more expensive to buy or rent than rural or suburban locations.\u00a0\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Employees<\/b><span style=\"font-weight: 400;\">: If you\u2019re not able to run the business on your own or with a partner, you\u2019ll need staff to help you. Employee wages and benefits can be one of your biggest costs. According to the <\/span><a href=\"https:\/\/www.bls.gov\/news.release\/pdf\/ecec.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">US Bureau of Labor Statistics<\/span><\/a><span style=\"font-weight: 400;\">, average hourly costs per employee (June 2024) was $46.21 and accounted for 70% of total employer costs.\u00a0\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Size of your business<\/b><span style=\"font-weight: 400;\">: Clearly, the bigger your business, the more it will cost to start \u2013 location expenses, running costs, wages, vehicle expenses, equipment and inventory all cost more as the scope of the business expands.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Inventory<\/b><span style=\"font-weight: 400;\">: The cost of what you sell will have major impact on your start-up costs. Stocking a store with expensive designer clothing will need a much higher initial investment than a business that sells beans and dry goods by the sack.\u00a0<\/span><\/li><li><b>Production costs<\/b><span style=\"font-weight: 400;\">: If you\u2019re starting a manufacturing business you\u2019ll need to calculate the cost of raw materials and components. Once again, these expenses will vary depending on the products that you make.<\/span><\/li><\/ul><h3><b>What will I need to buy to start my business? Typical expenses:<\/b><\/h3><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Web hosting and website costs\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Rental space for store\/office\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Utility deposits<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Business furniture\/equipment\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Labor\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Inventory\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Basic technology\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Insurance,\u00a0license\u00a0or permit fees\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Advertising or promotions\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Legal fees<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-27aebc3 question elementor-widget elementor-widget-heading\" data-id=\"27aebc3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How to plan for startup costs<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30d040f answer elementor-widget elementor-widget-text-editor\" data-id=\"30d040f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Never launch a business without a plan to control your start-up costs. Basic steps to take include:<\/span><\/p><h3><b>Start small<\/b><\/h3><p><span style=\"font-weight: 400;\">Even giant corporations like Apple <\/span><a href=\"https:\/\/guides.loc.gov\/this-month-in-business-history\/april\/apple-computer-founded\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">started in a garage<\/span><\/a><span style=\"font-weight: 400;\">. Keep your goals within the realms of possibility. Starting small gives you the option to learn as you go, finetune what you sell, explore new markets and most importantly, make mistakes that won\u2019t drive you into bankruptcy. If you can launch the business from your home \u2013 either by selling online or going out to customers (such as a plumbing or HVAC business) \u2013 you\u2019ll save on commercial rent, taxes, build-out costs, insurance and more. If your home isn\u2019t suitable as an operational space, explore low-cost options such as communal workshops\/studios, or overflow space in existing businesses (such as garages or unused factory space). Don\u2019t jump into a bigger store or workspace until you have revenues to pay the higher costs.\u00a0<\/span><\/p><h3><b>Understand what types of costs you&#8217;ll have<\/b><\/h3><p><span style=\"font-weight: 400;\">There are different types of costs involved in launching and running a business. Some are one-off, others are recurring. Some are essential, while others are more of a \u2018like to have\u2019 and not necessary to get your business started. Aim to keep your first year costs as low as possible. This may mean spending more on a few one-off costs (such as better technology) that will save you more down the road as you avoid costly maintenance bills and lost productivity due to equipment failures. If you can spare the cash, create a contingency fund that will cover at least three months of your essential overhead costs. This will give you some breathing room should your business encounter unexpected problems.\u00a0<\/span><\/p><h3><b>Project your cash flow<\/b><\/h3><p><span style=\"font-weight: 400;\">Cash flow is the lifeblood of any business, and poor cash flow is the most common reason that small businesses fail. Calculating what you will spend compared to what you think your business can earn is crucial and it\u2019s the best way to spot looming financial issues before they become a crisis. The rule of thumb for creating your cash flow plan is to include all expenses, plus 10% for overruns, but be more conservative with income \u2013 especially if you\u2019re launching an B2B organization where you get <\/span><a href=\"https:\/\/swoopfunding.com\/us\/business-loans\/invoice-finance\/\"><span style=\"font-weight: 400;\">paid on invoice<\/span><\/a><span style=\"font-weight: 400;\"> in 30, 60, 90 days or more.\u00a0<\/span><\/p><h3><b>Figure out your financing methods<\/b><\/h3><p><span style=\"font-weight: 400;\">If you don\u2019t have deep pockets, where will you raise the funds to start your business? While 76% of US non-employer small businesses use personal funds to get going, that money may be limited and unable to maintain your enterprise until it is profitable. If that\u2019s the case, you\u2019ll need a <\/span><a href=\"https:\/\/swoopfunding.com\/us\/business-loans\/\"><span style=\"font-weight: 400;\">business loan<\/span><\/a><span style=\"font-weight: 400;\"> or other type of financing:<\/span><b><\/b><\/p><ul><li aria-level=\"1\"><b>Business term loans: <\/b>Business <a href=\"https:\/\/swoopfunding.com\/us\/business-loans\/term-loans\/\"><span>term loans<\/span><\/a><span> are the most common type of business financing. You receive a single, lump-sum cash injection and then pay it back in regular instalments over a fixed period of up to 25 years. Collateral may be required.<\/span><\/li><\/ul><ul><li aria-level=\"1\"><b>Business line of credit: <\/b>A <a href=\"https:\/\/swoopfunding.com\/us\/business-loans\/business-line-of-credit\/\"><span>business line of credit<\/span><\/a><span> functions like a high-value credit card but comes with lower interest rates and fees. Organizations can withdraw as much as they want when they want from a loan facility up to the limit of their borrowing. This kind of loan is ideal for organizations that want maximum flexibility or for investment situations where the total cash required is unknown. Collateral may be required.<\/span><\/li><\/ul><ul><li aria-level=\"1\"><b>SBA microloan: <\/b>Available from lenders who are part of the US Small Business Administration lender network, <a href=\"https:\/\/swoopfunding.com\/us\/sba-loans\/\"><span>SBA micro loans<\/span><\/a><span> can\u00a0 be obtained up to $50,000 in value. Designed for organizations that have difficulty accessing traditional business finance, SBA microloans typically come with more relaxed qualifying rules and can be obtained with FICO scores as low as 500, or even with no credit score at all.\u00a0<\/span><\/li><\/ul><ul><li aria-level=\"1\"><b>Equipment financing: <\/b><a href=\"https:\/\/swoopfunding.com\/us\/business-loans\/asset-finance\/equipment-financing\/\"><span>Equipment loans<\/span><\/a><span> use the asset you\u2019re financing as security, similar to a car loan or a residential mortgage. Use the equipment as you pay for it while the lender maintains a lien on the title to the machinery. Once you pay the loan back, the lender releases the lien, and you own the equipment outright. No added collateral required.<\/span><\/li><\/ul><ul><li aria-level=\"1\"><b>Business grants: <\/b>Available from regional and local governments, non-profits, foundations and corporations, <a href=\"https:\/\/swoopfunding.com\/us\/business-grants\/\"><span>business grants<\/span><\/a><span> are essentially free money, as you do not have to repay the cash if you spend it properly. However, be aware that business grants are highly competitive, typically slow to fund and may offer only a small portion of the funds you need.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f2a525c question elementor-widget elementor-widget-heading\" data-id=\"f2a525c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How to get funding for my new business?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ec1d5c5 answer elementor-widget elementor-widget-text-editor\" data-id=\"ec1d5c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Obtaining business financing for start-ups can be slow and complicated. The sum you can borrow, the interest rate you\u2019ll pay and other terms and conditions will vary from one lender to another. It therefore makes sense to shop around before settling on a deal. You can do this by approaching banks, credit unions and online lenders one by one, or you can use the services of a <\/span><a href=\"https:\/\/swoopfunding.com\/us\/\"><span style=\"font-weight: 400;\">loan marketplace<\/span><\/a><span style=\"font-weight: 400;\"> that can quickly introduce you to a choice of financing offers from a range of lenders. Some marketplace platforms can also give you advice and help you with the application process. This can be especially useful for borrowers who have never taken out a start-up loan before.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c7396bb question elementor-widget elementor-widget-heading\" data-id=\"c7396bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What are the different types of costs for your small business?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6dc191 answer elementor-widget elementor-widget-text-editor\" data-id=\"a6dc191\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Business costs are classed in different categories:\u00a0<\/span><\/p><h3><b>Essential costs vs. optional costs<\/b><\/h3><p><span style=\"font-weight: 400;\">There are some costs that you cannot avoid in business. These are known as \u2018essential costs\u2019 and they include expenses such as rent, wages, energy and so on. Alternatively, \u2018optional costs\u2019 are what they sound like \u2013 expenses that are not critical to keep the business running. This would include things like luxury furniture and fixings, non-essential equipment, company outings and a corporate jet (just kidding). As a start-up you should focus on essential expenditures only and leave the optional stuff until your business is fully established.<\/span><\/p><h3><b>Fixed costs vs. variable costs<\/b><\/h3><p><span style=\"font-weight: 400;\">Fixed costs are expenses that remain the same, such as monthly rent. Variable costs are expenses that can fluctuate, such as your energy bill. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bf747bb question elementor-widget elementor-widget-heading\" data-id=\"bf747bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Can I start a business with no money?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-677d34f answer elementor-widget elementor-widget-text-editor\" data-id=\"677d34f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Even if you only need to buy a bucket, sponge and a ladder to start a window-cleaning business, you still need a few dollars to get you off the ground. In other words, it\u2019s almost impossible to launch a new venture without spending <\/span><i><span style=\"font-weight: 400;\">something<\/span><\/i><span style=\"font-weight: 400;\">. However, you can limit the amount of cash you need by starting a business that requires minimal investment. Apart from window washing, here are a few business ideas that don\u2019t cost much at all:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Translator:<\/b><span style=\"font-weight: 400;\"> If you speak English plus a foreign language, you may be able to sell yourself as a translator for businesses or local government. All you need is a business card and a laptop to get you underway.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Personal trainer:<\/b><span style=\"font-weight: 400;\"> Into fitness? Think you can help others to get in shape or lose weight? A personal trainer only needs some basic equipment and good networking skills to succeed. However, check to see if you need a special permit or license to operate in your state or city.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Web designer:<\/b><span style=\"font-weight: 400;\"> If you have good technical skills and a good eye for imagery, a web designing business may be your low cost option. All you need is your computer and a wi-fi connection to get started.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Gardener:<\/b><span style=\"font-weight: 400;\"> A lot of folks don\u2019t need a fancy landscaping business to take care of their yard. General gardeners can be a better fit. You\u2019ll need a vehicle, lawnmower, trimmer and few other basic tools \u2013 many of which you can buy in good used condition.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Personal chef:<\/b><span style=\"font-weight: 400;\"> If you\u2019re a handy cook, working as personal chef is a low-cost way to sell your services and far cheaper than opening a restaurant. You need a website that showcases good photos of your cooking, knives and some other kitchen tools, plus good networking skills to make this idea work.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36de71d question elementor-widget elementor-widget-heading\" data-id=\"36de71d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How Swoop can help<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22a854e answer elementor-widget elementor-widget-text-editor\" data-id=\"22a854e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">It\u2019s seldom easy to start a new business, but working with finance experts can make all the difference when you\u2019re seeking funding. Contact Swoop to discuss your borrowing needs, get help with your application and to compare high-quality start-up loans from a choice of lenders. Get your new business up and running now. <\/span><a href=\"http:\/\/us.swoopfunding.ca\/stage\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Register with Swoop today<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b6ddf6c elementor-align-center elementor-widget elementor-widget-button\" data-id=\"b6ddf6c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/us.swoopfunding.ca\/stage\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"author":26,"featured_media":0,"parent":0,"template":"","start-a-business-sectors":[346],"class_list":["post-39299","start-a-business","type-start-a-business","status-publish","hentry","start-a-business-sectors-starting-a-business"],"acf":[],"featured_image_urls_v2":{"full":"","thumbnail":"","medium":"","medium_large":"","large":"","1536x1536":"","2048x2048":"","image_blog":"","image_blog_full":"","image_podcast":"","image_banking":"","image_blog_internal":"","image_blog_medium":"","image_single_banking":""},"post_excerpt_stackable_v2":"<p>Starting a new business can be the beginning of a great new adventure. However, like most journeys, you can\u2019t get there for free. On average, it costs $40,000 to start and run a new business in its first year. However, this figure can vary enormously depending on your type of industry, type of business, and the goods or services that you sell.Let\u2019s take a closer look at typical business start-up costs and what you can do to keep them to the minimum. Get a quote How do I calculate start-up costs? The first thing you\u2019ll need is a budget that&hellip;<\/p>\n","category_list_v2":"","author_info_v2":{"name":"Chris Godfrey","url":"https:\/\/swoopfunding.com\/us\/author\/chris-godfrey\/"},"comments_num_v2":"0 comments","_links":{"self":[{"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/start-a-business\/39299","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/start-a-business"}],"about":[{"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/types\/start-a-business"}],"author":[{"embeddable":true,"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/users\/26"}],"version-history":[{"count":14,"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/start-a-business\/39299\/revisions"}],"predecessor-version":[{"id":43214,"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/start-a-business\/39299\/revisions\/43214"}],"wp:attachment":[{"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/media?parent=39299"}],"wp:term":[{"taxonomy":"start-a-business-sectors","embeddable":true,"href":"https:\/\/swoopfunding.com\/us\/wp-json\/wp\/v2\/start-a-business-sectors?post=39299"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}