{"id":36753,"date":"2022-08-22T21:03:52","date_gmt":"2022-08-22T21:03:52","guid":{"rendered":"https:\/\/swoopfunding.com\/za\/?page_id=36753"},"modified":"2024-05-13T14:38:55","modified_gmt":"2024-05-13T14:38:55","slug":"unsecured-business-loans","status":"publish","type":"page","link":"https:\/\/swoopfunding.com\/za\/business-loans\/unsecured-business-loans\/","title":{"rendered":"Unsecured business loans"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"36753\" class=\"elementor elementor-36753\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a1ae60e e-flex e-con-boxed e-con e-parent\" data-id=\"a1ae60e\" data-element_type=\"container\" id=\"hero-title\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-58fbc73 e-con-full e-flex e-con e-child\" data-id=\"58fbc73\" 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.elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">Unsecured business loans<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c4a88f elementor-widget elementor-widget-text-editor\" data-id=\"3c4a88f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 26-03-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p style=\"text-align: center;\">Unsecured business loans give you the opportunity to quickly access finance, without the need for collateral<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8309223 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"8309223\" data-element_type=\"section\" id=\"product-page\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8d3de51\" data-id=\"8d3de51\" 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data-lazy-src=\"https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2023\/10\/IMG_2498-scaled-e1697039003508.jpg?is-pending-load=1\" alt=\"Alastair Woods\" class=\"jetpack-lazy-image\" loading=\"lazy\" width=\"92\" height=\"92\"><\/a>\n <\/div>\n \n <div class=\"info-right\">\n <p>Page written by <a href=\"https:\/\/swoopfunding.com\/za\/author\/alastair-woods\/\">Alastair Woods<\/a>. <span>Last reviewed on May 13, 2024<\/span>. <span>Next review due March 1, 2025.\n <\/span>\n <\/p>\n\n <\/div>\n\n <\/div>\n<\/div>\n\n<div id=\"externalTooltipContent\" style=\"display: none;\">\n <div class=\"top-info\">\n <img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2023\/10\/IMG_2498-scaled-e1697039003508.jpg\" data-lazy-src=\"https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2023\/10\/IMG_2498-scaled-e1697039003508.jpg?is-pending-load=1\" alt=\"\" class=\"jetpack-lazy-image\" loading=\"lazy\" width=\"92\" height=\"92\">\n <div class=\"text\">\n <div class=\"name-author\">Alastair Woods<\/div>\n <div class=\"role-user\">South Africa Lead<\/div>\n <\/div>\n <\/div>\n <div class=\"description\">Alastair is South African and has a depth of experience in small business financing and strategy. He has led the launch and development of several successful ventures related to fintech, biotech and agriculture. Alastair studied economics and finance at the University of Cape Town, and then went on to complete his Masters at the University of Edinburgh.<\/div>\n<\/div>\n\n<div class=\"modal fade modal-form modal-user\" id=\"modal-user\" tabindex=\"-1\" role=\"dialog\" aria-labelledby=\"modal-user\" aria-hidden=\"true\">\n <div class=\"modal-dialog\" role=\"document\">\n\n <div class=\"modal-content\">\n <div class=\"modal-header\">\n <button type=\"button\" class=\"close\" data-dismiss=\"modal\" aria-label=\"Close\">\n <span aria-hidden=\"true\">&times;<\/span>\n <\/button>\n <\/div>\n <div class=\"modal-body\">\n \n <div class=\"top-info\">\n <img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2023\/10\/IMG_2498-scaled-e1697039003508.jpg\" data-lazy-src=\"https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2023\/10\/IMG_2498-scaled-e1697039003508.jpg?is-pending-load=1\" alt=\"\" class=\"jetpack-lazy-image\" loading=\"lazy\" width=\"92\" height=\"92\">\n <div class=\"text\">\n <div class=\"name-author\">Alastair Woods<\/div>\n <div class=\"role-user\">South Africa Lead<\/div>\n <\/div>\n <\/div>\n <div class=\"description\">Alastair is South African and has a depth of experience in small business financing and strategy. He has led the launch and development of several successful ventures related to fintech, biotech and agriculture. Alastair studied economics and finance at the University of Cape Town, and then went on to complete his Masters at the University of Edinburgh.<\/div>\n <ul class=\"social-links\">\n <li><a href=\"https:\/\/www.linkedin.com\/in\/alastair-woods-64635315\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"text-link\">Linkedin<\/span><i class=\"icon icon-linkedin\"><\/i><\/a><\/li>\n <\/ul>\n \n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-280b854 elementor-widget elementor-widget-ucaddon_aivoov_player\" data-id=\"280b854\" data-element_type=\"widget\" data-widget_type=\"ucaddon_aivoov_player.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\n\t\t\t<div class=\"aivoov-player-block\">\n\t<div class=\"read_this\">Read this article to me<\/div>\n\t\t\t<style>\n\t\t\t.plyr__controls .plyr__controls__item:first-child{\n\t\t\t\tbackground:#2e9c8e !important;\n\t\t\t}\n\t\t\t:root{\n\t\t\t--plyr-color-main:#2e9c8e;\n\t\t\t--plyr-audio-controls-background:#f9fafb;\n\t\t\t--plyr-audio-control-color:#546a7b;\n\t\t\t}\n\t\t\t[data-plyr=\"mute\"]{color:#2e9c8e !important}\n\t\t\t.aivoov-text-color{color:#546a7b}\n\t\t<\/style> \n\t\t<div class=\"audio_player\">\n\t\t<audio class=\"js-player\" controls=\"\">\n\t\t\t<source src=\"https:\/\/monky-voice-over.s3.amazonaws.com\/aivoov\/781640cc-7bc1-4bbf-9492-22dedc19678b\/d54e1f21-38cb-47cb-8121-284a1b7dd6b5.mp3\" type=\"audio\/mp3\">\n\t\t\t<source src=\"https:\/\/monky-voice-over.s3.amazonaws.com\/aivoov\/781640cc-7bc1-4bbf-9492-22dedc19678b\/d54e1f21-38cb-47cb-8121-284a1b7dd6b5.mp3\" type=\"audio\/ogg\" \/>\n\t\t<\/audio> \n\t\t\t\t <div class=\"powerd_by aivoov-text-color\"><p><a rel=\"nofollow noopener\" target=\"_blank\" href=\"http:\/\/aivoov.com\/?um_source=plugin_powered_by\" style=\"color: inherit;\">Powered by AiVOOV<\/a><\/p><\/div>\n\t\t \n\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cdf139e elementor-widget elementor-widget-text-editor\" data-id=\"cdf139e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>If you\u2019re a South African business who lacks assets, or if you don\u2019t want to use your assets as security, an unsecured business loan could provide a quick, simple, and low-cost way to borrow.\u00a0\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1cf6d28 uael-heading-align-left elementor-widget elementor-widget-uael-table-of-contents\" data-id=\"1cf6d28\" data-element_type=\"widget\" id=\"table-of-content-column\" data-settings=\"{&quot;heading_text_align&quot;:&quot;left&quot;,&quot;heading_bottom_space&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;heading_bottom_space_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;heading_bottom_space_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;heading_bottom_space_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;separator_bottom_space_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;content_between_space&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:15,&quot;sizes&quot;:[]},&quot;content_between_space_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;content_between_space_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;content_between_space_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"uael-table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"uael-toc-main-wrapper\" data-headings=\"h2,h3,h4\" >\n\t\t\t<div class=\"uael-toc-wrapper\">\n\t\t\t\t<div class=\"uael-toc-header\">\n\t\t\t\t\t<span class=\"uael-toc-heading elementor-inline-editing\" data-elementor-setting-key=\"heading_title\" data-elementor-inline-editing-toolbar=\"basic\" ><\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"uael-toc-toggle-content\">\n\t\t\t\t\t<div class=\"uael-toc-content-wrapper\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<ul data-toc-headings=\"headings\" class=\"uael-toc-list uael-toc-list-none\" data-scroll=\"\" ><\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"uael-toc-empty-note\">\n\t\t\t\t\t<span>Add a header to begin generating the table of contents<\/span>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9492de8 question elementor-widget elementor-widget-heading\" data-id=\"9492de8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is an unsecured business loan?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2dfbab4 answer elementor-widget elementor-widget-text-editor\" data-id=\"2dfbab4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>An unsecured business loan allows you to borrow without having to secure the loan against any business assets, such as property, equipment or machinery. These loans are a relatively simple \u2013 and fast \u2013 way to get an affordable cash injection if your business lacks assets or if you don\u2019t want to secure what assets you have against your loan.<\/p><p>There are many South African lenders who can offer your small business funds for working capital, growth or expansion and if you like the idea of fixed, monthly repayments within an agreed time frame, a business loan (whether unsecured or secured), could be your best option.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-424fa48 elementor-widget elementor-widget-ucaddon_a_word_from_andrea\" data-id=\"424fa48\" data-element_type=\"widget\" data-widget_type=\"ucaddon_a_word_from_andrea.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\n\t\t\t\n<div class=\"word-from-andrea\">\n <div class=\"left-info\">\n <img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/za\/wp-content\/themes\/swoopMW50\/assets\/images\/andrea.png\" alt=\"Andrea Reynolds, Swoop\u2019s CEO & Co-Founder\" width=\"136\" height=\"136\">\n <div class=\"position\"><strong>Andrea Reynolds<\/strong><br>Swoop\u2019s CEO & Co-Founder<\/div>\n <\/div>\n <div class=\"right-info\">\n <p class=\"title-module\">A word from Andrea<\/p>\n <div class=\"description\">\n <p><em>\"An unsecured business loan allows you to borrow without having to secure the loan against any business assets, such as property, equipment or machinery. These loans are a simple fast way to get a cash injection if your business lacks assets or if you don\u2019t want to secure what assets you have against your loan. Unsecured lending usually comes at a higher interest rate than secured lending because the lender takes on more risk. So it will cost you more.\"<\/em><\/p> <\/div>\n <\/div>\n<\/div>\n\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-57877dd question elementor-widget elementor-widget-heading\" data-id=\"57877dd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How do unsecured business loans work?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2bfe9ca answer elementor-widget elementor-widget-text-editor\" data-id=\"2bfe9ca\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>An unsecured business loan provides your small business with upfront capital without requiring security. There are many different unsecured business loan options out there, each with varying terms to suit different kinds of businesses. You can usually access funding quickly, often on the same day.<\/p>\n<p>You repay your loan in monthly or quarterly instalments over a fixed time frame, and you can choose to take out a short-term loan or medium\/long-term loan (i.e. \u2018term\u2019 loan), depending on your business needs.<\/p>\n<p>You might have the option to pay off your loan early (in some cases without a fee).<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e204342 question elementor-widget elementor-widget-heading\" data-id=\"e204342\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Secured vs. unsecured business loans<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d0dfc2 answer elementor-widget elementor-widget-text-editor\" data-id=\"4d0dfc2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>A\u00a0<a href=\"https:\/\/swoopfunding.com\/za\/business-loans\/secured-business-loans\/\">secured business loan<\/a>\u00a0uses your assets as security. Usually these assets are tangible items such as commercial property, machinery or vehicles, but there are other types of secured lending which use intangible assets. For example, with\u00a0<a class=\"rank-math-link\" href=\"https:\/\/swoopfunding.com\/za\/business-loans\/invoice-finance\/\">invoice finance<\/a>, you\u2019d use your accounts receivable as security.<\/p><p>If you can\u2019t repay your secured loan, the lender can sell the assets to recoup the cost of the loan, which reduces their risk.\u00a0<\/p><p>With an unsecured loan, on the other hand, the lender has no security and therefore cares much more about your business profile, for example, your business turnover, trading history and credit score. The lender may also look at your personal credit history and personal assets, and might ask for a personal guarantee.\u00a0<\/p><p>Unsecured lending is usually more expensive (i.e. interest rates are higher) than secured lending because the lender is taking on more risk. Lenders might also offer shorter terms and smaller amounts.\u00a0<\/p><p>Unsecured business loans are usually simpler and quicker to arrange, compared to\u00a0secured loans,\u00a0because there\u2019s no need for the lender to inspect or value any assets. These valuations involve legal costs, which you\u2019ll have to pay upfront. By contrast, an unsecured loan doesn\u2019t usually involve any additional upfront costs.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bb87023 question elementor-widget elementor-widget-heading\" data-id=\"bb87023\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What do I need to qualify?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b2e0b4d answer elementor-widget elementor-widget-text-editor\" data-id=\"b2e0b4d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>The eligibility criteria for an unsecured business loan are very simple. Your business needs to have been registered within South Africa for at least six months, and have some sort of turnover (R5,000 per month minimum should be enough). Applicants must be over 18 years of age. More specifically the lender is likely to look at the following:\u00a0<\/p><ul><li>turnover and profit (vs. loan amount)<\/li><li>bank statements<\/li><li>filed accounts<\/li><li>trading history<\/li><li>payment history (e.g. late payments, county court judgments)<\/li><li>directors\u2019 histories (lenders may ask for a personal guarantee)<\/li><li>forecasts and business plans<\/li><li>your clients\/customers.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c6efd9f question elementor-widget elementor-widget-heading\" data-id=\"c6efd9f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How much can I borrow?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6bbec49 answer elementor-widget elementor-widget-text-editor\" data-id=\"6bbec49\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Lenders sometimes specify the loan amount as a multiple of your businesses monthly turnover. They\u2019ll also look at your trading history and credit score.\u00a0<\/p><p>If you\u2019re after a large unsecured business loan\u00a0you\u2019ll need to have a strong cash flow position, a long trading history and a balance sheet that shows you can easily afford repayments.\u00a0If you have a poor credit history you\u2019ll also need to demonstrate a sustained period of growth.<\/p><p>If you\u2019re an early-stage or small business, you\u2019re unlikely to be offered a large unsecured loan, even with a personal guarantee. You might want to consider a secured loan or some other type of lending.<\/p><p><a class=\"rank-math-link\" href=\"https:\/\/southafrica.swoopfunding.com\/stage\"><strong>Speak to a Swoop expert<\/strong><\/a>\u00a0to find out more.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c6ece7 question elementor-widget elementor-widget-heading\" data-id=\"2c6ece7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How fast can I get an unsecured business loan?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a71956c answer elementor-widget elementor-widget-text-editor\" data-id=\"a71956c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>You can access finance quickly \u2013 often within a few hours of applying. This makes it a much faster business loan option than a secured loan, for which the lender would need time to inspect and value assets.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7857bf1 question elementor-widget elementor-widget-heading\" data-id=\"7857bf1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What are the pros and cons of an unsecured business loan?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d796fb9 answer elementor-widget elementor-widget-ucaddon_pros\" data-id=\"d796fb9\" data-element_type=\"widget\" data-widget_type=\"ucaddon_pros.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\n\t\t\t \n <div class=\"pros\">\n <div class=\"header-pro\">\n <img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/za\/wp-content\/themes\/swoopMW50\/assets\/images\/pros.svg\" width=\"72\" height=\"72\" alt=\"Pros\">\n <p class=\"title\">Pros<\/p>\n <\/div>\n <div class=\"content-pro\">\n <ul id=\"block-b0133d31-bbbf-4888-83d8-59855c83f07a\" class=\"block-editor-rich-text__editable block-editor-block-list__block wp-block is-selected is-focused is-focus-mode rich-text\" role=\"group\" aria-label=\"Block: List\" data-block=\"b0133d31-bbbf-4888-83d8-59855c83f07a\" data-type=\"core\/list\" data-title=\"List\">\n<li>You can access funds quickly and simply, compared to other types of lending.<\/li>\n<li>You don\u2019t need to put up any assets as security.<\/li>\n<li>You can plan your repayments \u2013 fixed monthly payments over an agreed time period.<\/li>\n<li>You will only pay a small upfront cost (if at all).<\/li>\n<\/ul> <\/div>\n <\/div>\n \n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-23b9679 answer elementor-widget elementor-widget-ucaddon_cons\" data-id=\"23b9679\" data-element_type=\"widget\" data-widget_type=\"ucaddon_cons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\n\t\t\t \n <div class=\"cons\">\n <div class=\"header-cons\">\n <img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/za\/wp-content\/themes\/swoopMW50\/assets\/images\/cons.svg\" width=\"72\" height=\"72\" alt=\"Cons\">\n <p class=\"title\">Cons<\/p>\n <\/div>\n <div class=\"content-cons\">\n <p>The main downside of not offering assets as security is that lenders take on more risk than they would with a secured loan, which means they\u2019ll most likely lend smaller amounts, over shorter time periods, and at higher interest rates. That said, if your business has a solid trading history and a good credit rating, you might be offered more favourable terms.<\/p> <\/div>\n <\/div>\n \n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6982154 question elementor-widget elementor-widget-heading\" data-id=\"6982154\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What are the interest rates on unsecured business loans?\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-62c8b9c answer elementor-widget elementor-widget-text-editor\" data-id=\"62c8b9c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Just as with any loan, the interest rate on a secured loan will depend on the product and the risk to the lender (i.e. your business circumstances). If your business has a solid trading history and a good credit rating you\u2019ll likely be offered better interest rates.<\/p>\n<p>You\u2019ll generally pay more interest with unsecured loans, compared to secured loans, because they\u2019re not backed up by any assets, which means there\u2019s a higher risk for the lender.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-adc79e7 question elementor-widget elementor-widget-heading\" data-id=\"adc79e7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is a personal guarantee on an unsecured business loan?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35e6f5e answer elementor-widget elementor-widget-text-editor\" data-id=\"35e6f5e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>You might be asked to provide a\u00a0director\u2019s\u00a0personal guarantee\u00a0to secure the loan\u00a0 (regardless of your credit score). Bear in mind that if you\u2019re the director offering a personal guarantee (i.e. offering assets such as your home as security) and your business then fails to make repayments, you become personally liable for paying off the debt. You should seek professional advice before you consider signing a personal guarantee.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f482a6 question elementor-widget elementor-widget-heading\" data-id=\"7f482a6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Can I get an unsecured business loan with bad credit?\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2eb9513 answer elementor-widget elementor-widget-text-editor\" data-id=\"2eb9513\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Yes, it is possible to get an unsecured business loan with bad credit.<\/p><p>As you\u2019d expect, if you have a poor credit history it\u2019s usually more difficult to get any type of loan. But if you\u2019ve tried and failed to get a loan from a high street bank, you might have more success with an alternative lender.<\/p><p>Bear in mind that you\u2019re more likely to be limited to either smaller loans, shorter terms or higher interest rates \u2013 the rate will depend on the product and the risk to the lender.<\/p><p>It\u2019s worth checking to see if you can improve your credit score before you apply for a loan, so you can maximise your eligibility.<br \/>If bad credit is the reason you can\u2019t get a business loan, you could consider other types of unsecured lending, including\u00a0<a class=\"rank-math-link\" href=\"https:\/\/swoopfunding.com\/za\/business-loans\/merchant-cash-advance\/\">merchant cash advances<\/a>,\u00a0<a class=\"rank-math-link\" href=\"https:\/\/swoopfunding.com\/za\/business-loans\/revolving-credit-facility\/\">revolving credit facilities<\/a>,\u00a0<a href=\"https:\/\/swoopfunding.com\/za\/knowledge-hub\/business-overdraft\/\">overdrafts<\/a>\u00a0and\u00a0<a href=\"https:\/\/swoopfunding.com\/za\/knowledge-hub\/business-credit-card\/\">credit cards<\/a>.\u00a0 You might also consider\u00a0<a class=\"rank-math-link\" href=\"https:\/\/swoopfunding.com\/za\/business-loans\/invoice-finance\/\">invoice finance<\/a>, which uses your accounts receivable (i.e. intangible assets) as security.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2fc2c83 question elementor-widget elementor-widget-heading\" data-id=\"2fc2c83\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Can a small business or startup get an unsecured business loan?\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd322c3 answer elementor-widget elementor-widget-text-editor\" data-id=\"cd322c3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Yes, you can get smaller unsecured business loans for\u00a0startups and\u00a0<a href=\"https:\/\/swoopfunding.com\/za\/business-loans\/small-business-loans\/\">small businesses<\/a>. This means that even if you\u2019ve not been trading long, you might still be able to get a business loan without having to secure it against any of your personal assets, such as your home. That said, if you\u2019re after a large unsecured business loan, your business will need to have a strong cash flow position, a long trading history, provable growth, and a balance sheet that shows you can easily afford repayments. So you\u2019re unlikely to meet these criteria if you\u2019re an early-stage or small business.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd953fd question elementor-widget elementor-widget-heading\" data-id=\"cd953fd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What happens if I default on an unsecured business loan?\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3415e24 answer elementor-widget elementor-widget-text-editor\" data-id=\"3415e24\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Missing a loan payment or defaulting on a loan (defined as failing to pay back a loan within an agreed time-frame) can cause serious problems for your business.<\/p>\n<p>Before you agree to a loan, you should check what the terms and conditions are for non-payment. If you miss a payment, you will most likely incur a fine, based on a percentage of your monthly instalments. You might also have to pay the administrative costs that your lender incurs in notifying you.<\/p>\n<p>Your contract will specify what constitutes defaulting on your loan \u2013 it can be after several \u2013 or just one \u2013 missed monthly payments.<\/p>\n<p>While you won\u2019t lose any assets by defaulting on an unsecured loan (unless you\u2019ve given a personal guarantee), your credit score will certainly take a hit. This means you\u2019ll find it more difficult to access finance in the future, including other business loans. It can also impact your future business dealings, since many companies carry out credit checks on companies they\u2019re considering working with.<\/p>\n<p>A poor credit score also means less favourable terms (for example, higher interest rates) on any loans or other types of finance you might apply for in the future, because you pose an increased risk to the lender.\u00a0While there are ways you can improve your business\u2019s credit rating, negative information can stay on your company credit file for years.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-af55248 question elementor-widget elementor-widget-heading\" data-id=\"af55248\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How do I get an unsecured business loan?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ba851fc answer elementor-widget elementor-widget-text-editor\" data-id=\"ba851fc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>If you would like to discuss unsecured business loans, or are unsure about the best type of finance for your business\u2019 situation,\u00a0<strong><a class=\"rank-math-link\" href=\"https:\/\/southafrica.swoopfunding.com\/stage\">register with Swoop<\/a><\/strong>\u00a0to speak to a financial expert about your options.\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f9dabae elementor-widget elementor-widget-spacer\" data-id=\"f9dabae\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 26-03-2024 *\/\n.elementor-column .elementor-spacer-inner{height:var(--spacer-size)}.e-con{--container-widget-width:100%}.e-con-inner>.elementor-widget-spacer,.e-con>.elementor-widget-spacer{width:var(--container-widget-width,var(--spacer-size));--align-self:var(--container-widget-align-self,initial);--flex-shrink:0}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container,.e-con>.elementor-widget-spacer>.elementor-widget-container{height:100%;width:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer{height:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner{height:var(--container-widget-height,var(--spacer-size))}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty,.e-con>.elementor-widget-spacer.elementor-widget-empty{position:relative;min-height:22px;min-width:22px}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon,.e-con>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon{position:absolute;top:0;bottom:0;left:0;right:0;margin:auto;padding:0;width:22px;height:22px}<\/style>\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db02d6f elementor-widget elementor-widget-ucaddon_author_page\" data-id=\"db02d6f\" data-element_type=\"widget\" data-widget_type=\"ucaddon_author_page.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\n\t\t\t\n <div class=\"info-user-post\">\n \n <div class=\"left-info\">\n <a href=\"https:\/\/swoopfunding.com\/za\/author\/alastair-woods\/\"><img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2023\/10\/IMG_2498-scaled-e1697039003508.jpg\" data-lazy-src=\"https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2023\/10\/IMG_2498-scaled-e1697039003508.jpg?is-pending-load=1\" alt=\"\" class=\"jetpack-lazy-image\" loading=\"lazy\" width=\"92\" height=\"92\"><\/a>\n <\/div>\n \n <div class=\"right-info\">\n <p>Written by<\/p>\n <p class=\"name-author\"><a href=\"https:\/\/swoopfunding.com\/za\/author\/alastair-woods\/\">Alastair Woods<\/a><\/h3>\n <p>Alastair is South African and has a depth of experience in small business financing and strategy. He has led the launch and development of several successful ventures related to fintech, biotech and agriculture. Alastair studied economics and finance at the University of Cape Town, and then went on to complete his Masters at the University of Edinburgh.<\/p>\n\n <ul class=\"social-links\">\n \n <li><a href=\"https:\/\/www.linkedin.com\/in\/alastair-woods-64635315\/\" target=\"_blank\" rel=\"noreferrer noopener\">\n <img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/za\/wp-content\/themes\/swoopMW50\/assets\/icons\/icon-linkedin-min.svg\" width=\"30\" height=\"30\" alt=\"Linkedin\">\n <\/a><\/li>\n \n <\/ul>\n\n <div class=\"swoop-promise\">\n <p><strong>Swoop promise<\/strong><\/p>\n <p>At Swoop we want to make it easy for SMEs to understand the sometimes overwhelming world of business finance and insurance. Our goal is simple \u2013 to distill complex topics, unravel jargon, offer transparent and impartial information, and empower businesses to make smart financial decisions with confidence.<\/p>\n <p>Find out more about Swoop\u2019s editorial principles by reading our <a href=\"https:\/\/swoopfunding.com\/za\/about-swoop\/editorial-policy\/\">editorial policy<\/a>.<\/p>\n <\/div>\n\n <\/div>\n <\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c982afb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c982afb\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-506924a open banner-product elementor-hidden-mobile\" data-id=\"506924a\" data-element_type=\"column\" id=\"sticky-banner\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-47f165b elementor-widget elementor-widget-image\" data-id=\"47f165b\" data-element_type=\"widget\" id=\"close-sticky\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 26-03-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/08\/close.svg\" title=\"close\" alt=\"close\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1fcc1e elementor-widget elementor-widget-heading\" data-id=\"e1fcc1e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Get your free unsecured business loans quote today<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-73f85da elementor-section-full_width elementor-section-content-middle sticky-info elementor-section-height-default elementor-section-height-default\" data-id=\"73f85da\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-26e5a96\" data-id=\"26e5a96\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-34316cc elementor-widget__width-auto elementor-widget elementor-widget-image\" data-id=\"34316cc\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2021\/02\/icon1.svg\" title=\"icon1\" alt=\"icon1\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d14dcd elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"7d14dcd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Apply in minutes<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8c1a498 elementor-section-full_width elementor-section-content-middle sticky-info elementor-section-height-default elementor-section-height-default\" data-id=\"8c1a498\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-243cd5a\" data-id=\"243cd5a\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0145b95 elementor-widget__width-auto elementor-widget elementor-widget-image\" data-id=\"0145b95\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" width=\"45\" height=\"42\" src=\"https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2023\/06\/icon2-R.svg\" class=\"attachment-full size-full wp-image-35970\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8246514 elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"8246514\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">FREE no obligation, personalised<br>quote<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-72c96c7 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"72c96c7\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/southafrica.swoopfunding.com\/stage\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Get a quote<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-58cd91c elementor-hidden-mobile\" data-id=\"58cd91c\" data-element_type=\"column\" id=\"sticky-banner-mini\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f07d39b elementor-widget elementor-widget-image\" data-id=\"f07d39b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" width=\"28\" height=\"28\" src=\"https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/08\/plus.svg\" class=\"attachment-full size-full wp-image-20027\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2543951 elementor-widget elementor-widget-heading\" data-id=\"2543951\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">G<br>E<br>T<br><br>Q<br>U<br>O<br>T<br>E<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ea4ef04 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ea4ef04\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8fecdc9\" data-id=\"8fecdc9\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4ac9865 elementor-widget__width-auto elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"4ac9865\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" width=\"60\" height=\"33\" src=\"https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/08\/icon-swoop.svg\" class=\"attachment-full size-full wp-image-19975\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ed1cf3 elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"5ed1cf3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Create your free Swoop account to easily apply for an unsecured business loan<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8836493 elementor-widget__width-auto bt-form-45 elementor-mobile-align-center elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"8836493\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/southafrica.swoopfunding.com\/stage\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Join Swoop<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-a4f3079 e-con-full e-flex e-con e-parent\" data-id=\"a4f3079\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t<div class=\"elementor-element elementor-element-49223ab elementor-widget elementor-widget-template\" data-id=\"49223ab\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7535fad e-flex e-con-boxed e-con e-parent\" data-id=\"7535fad\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9b514bb e-flex e-con-boxed e-con e-child\" data-id=\"9b514bb\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-03b7a7d e-con-full e-flex e-con e-child\" data-id=\"03b7a7d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9b0b5a0 elementor-widget elementor-widget-image\" data-id=\"9b0b5a0\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" width=\"417\" height=\"125\" src=\"https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_starling-bank.png\" class=\"attachment-full size-full wp-image-26899\" alt=\"Starling Bank\" srcset=\"https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_starling-bank.png 417w, https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_starling-bank-300x90.png 300w, https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_starling-bank-54x16.png 54w, https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_starling-bank-80x24.png 80w\" sizes=\"(max-width: 417px) 100vw, 417px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aaa6686 e-con-full e-flex e-con e-child\" data-id=\"aaa6686\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ef9363b elementor-widget elementor-widget-image\" data-id=\"ef9363b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" width=\"417\" height=\"125\" src=\"https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_funding-circle.png\" class=\"attachment-full size-full wp-image-26895\" alt=\"Funding Circle\" srcset=\"https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_funding-circle.png 417w, https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_funding-circle-300x90.png 300w, https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_funding-circle-54x16.png 54w, https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_funding-circle-80x24.png 80w\" sizes=\"(max-width: 417px) 100vw, 417px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-94f88ba e-flex e-con-boxed e-con e-child\" data-id=\"94f88ba\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1c2b8cc e-con-full e-flex e-con e-child\" data-id=\"1c2b8cc\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7e7949e elementor-widget elementor-widget-image\" data-id=\"7e7949e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" width=\"417\" height=\"125\" src=\"https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_iwoca.png\" class=\"attachment-full size-full wp-image-26912\" alt=\"Iwoca\" srcset=\"https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_iwoca.png 417w, https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_iwoca-300x90.png 300w, https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_iwoca-54x16.png 54w, https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_iwoca-80x24.png 80w\" sizes=\"(max-width: 417px) 100vw, 417px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-87ab8bc e-con-full e-flex e-con e-child\" data-id=\"87ab8bc\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6818812 elementor-widget elementor-widget-image\" data-id=\"6818812\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" width=\"417\" height=\"125\" src=\"https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_fleximize.png\" class=\"attachment-full size-full wp-image-26920\" alt=\"Fleximize\" srcset=\"https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_fleximize.png 417w, https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_fleximize-300x90.png 300w, https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_fleximize-54x16.png 54w, https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_fleximize-80x24.png 80w\" sizes=\"(max-width: 417px) 100vw, 417px\" 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srcset=\"https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_got-capital.png 417w, https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_got-capital-300x90.png 300w, https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_got-capital-54x16.png 54w, https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_got-capital-80x24.png 80w\" sizes=\"(max-width: 417px) 100vw, 417px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-16390c4 e-con-full e-flex e-con e-child\" data-id=\"16390c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aae80d6 elementor-widget elementor-widget-image\" data-id=\"aae80d6\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" width=\"417\" height=\"125\" src=\"https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_swish-fund.png\" class=\"attachment-full size-full wp-image-26924\" alt=\"Swish fund\" srcset=\"https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_swish-fund.png 417w, https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_swish-fund-300x90.png 300w, https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_swish-fund-54x16.png 54w, https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_swish-fund-80x24.png 80w\" sizes=\"(max-width: 417px) 100vw, 417px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d6da756 e-flex e-con-boxed e-con e-child\" data-id=\"d6da756\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c90369a e-con-full e-flex e-con e-child\" data-id=\"c90369a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-542c7a9 elementor-widget elementor-widget-image\" data-id=\"542c7a9\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" width=\"417\" height=\"125\" src=\"https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_nucleus.png\" class=\"attachment-full size-full wp-image-26923\" alt=\"Nucleus\" srcset=\"https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_nucleus.png 417w, https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_nucleus-300x90.png 300w, https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_nucleus-54x16.png 54w, https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_nucleus-80x24.png 80w\" sizes=\"(max-width: 417px) 100vw, 417px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b2e2ae5 e-con-full e-flex e-con e-child\" data-id=\"b2e2ae5\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-864e08c elementor-widget elementor-widget-image\" data-id=\"864e08c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" width=\"417\" height=\"125\" src=\"https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_ignite.png\" class=\"attachment-full size-full wp-image-26922\" alt=\"Ignite\" srcset=\"https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_ignite.png 417w, https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_ignite-300x90.png 300w, https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_ignite-54x16.png 54w, https:\/\/swoopfunding.com\/za\/wp-content\/uploads\/sites\/7\/2022\/10\/brand_ignite-80x24.png 80w\" sizes=\"(max-width: 417px) 100vw, 417px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-53b06d6 e-con-full e-flex e-con e-parent\" data-id=\"53b06d6\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c61a487 elementor-widget elementor-widget-template\" data-id=\"c61a487\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0797246 e-con-full cta-mobile-fixed elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet e-flex e-con e-parent\" data-id=\"0797246\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;position&quot;:&quot;fixed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b55e0c5 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"b55e0c5\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/southafrica.swoopfunding.com\/stage\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">GET A QUOTE<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Unsecured business loans Unsecured business loans give you the opportunity to quickly access finance, without the need for collateral Add a header to begin generating the table of contents Page written by Alastair Woods. Last reviewed on May 13, 2024. Next review due March 1, 2025. Alastair Woods South Africa Lead Alastair is South African [&hellip;]<\/p>\n","protected":false},"author":80,"featured_media":0,"parent":27628,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"footnotes":""},"acf":[],"featured_image_urls":{"full":"","thumbnail":"","medium":"","medium_large":"","large":"","1536x1536":"","2048x2048":"","image_blog":"","image_podcast":"","image_banking":"","image_blog_internal":"","image_blog_medium":"","image_single_banking":""},"post_excerpt_stackable":"<p>Unsecured business loans Unsecured business loans give you the opportunity to quickly access finance, without the need for collateral Add a header to begin generating the table of contents Page written by Alastair Woods. Last reviewed on May 13, 2024. Next review due March 1, 2025. Alastair Woods South Africa Lead Alastair is South African and has a depth of experience in small business financing and strategy. He has led the launch and development of several successful ventures related to fintech, biotech and agriculture. Alastair studied economics and finance at the University of Cape Town, and then went on to&hellip;<\/p>\n","category_list":"","author_info":{"name":"Alastair Woods","url":"https:\/\/swoopfunding.com\/za\/author\/alastair-woods\/"},"comments_num":"0 comments","featured_image_urls_v2":{"full":"","thumbnail":"","medium":"","medium_large":"","large":"","1536x1536":"","2048x2048":"","image_blog":"","image_podcast":"","image_banking":"","image_blog_internal":"","image_blog_medium":"","image_single_banking":""},"post_excerpt_stackable_v2":"<p>Unsecured business loans Unsecured business loans give you the opportunity to quickly access finance, without the need for collateral Add a header to begin generating the table of contents Page written by Alastair Woods. Last reviewed on May 13, 2024. Next review due March 1, 2025. Alastair Woods South Africa Lead Alastair is South African and has a depth of experience in small business financing and strategy. He has led the launch and development of several successful ventures related to fintech, biotech and agriculture. Alastair studied economics and finance at the University of Cape Town, and then went on to&hellip;<\/p>\n","category_list_v2":"","author_info_v2":{"name":"Alastair Woods","url":"https:\/\/swoopfunding.com\/za\/author\/alastair-woods\/"},"comments_num_v2":"0 comments","_links":{"self":[{"href":"https:\/\/swoopfunding.com\/za\/wp-json\/wp\/v2\/pages\/36753"}],"collection":[{"href":"https:\/\/swoopfunding.com\/za\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/swoopfunding.com\/za\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/swoopfunding.com\/za\/wp-json\/wp\/v2\/users\/80"}],"replies":[{"embeddable":true,"href":"https:\/\/swoopfunding.com\/za\/wp-json\/wp\/v2\/comments?post=36753"}],"version-history":[{"count":13,"href":"https:\/\/swoopfunding.com\/za\/wp-json\/wp\/v2\/pages\/36753\/revisions"}],"predecessor-version":[{"id":40395,"href":"https:\/\/swoopfunding.com\/za\/wp-json\/wp\/v2\/pages\/36753\/revisions\/40395"}],"up":[{"embeddable":true,"href":"https:\/\/swoopfunding.com\/za\/wp-json\/wp\/v2\/pages\/27628"}],"wp:attachment":[{"href":"https:\/\/swoopfunding.com\/za\/wp-json\/wp\/v2\/media?parent=36753"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}