Business savings calculator

A business savings calculator is a tool that allows you to estimate how much money your business can save over a certain period of time by making specific changes or improvements.

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This calculator is intended for illustration purposes only and exact payment terms should be agreed with a lender before taking out a loan.

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How to calculate business savings potential

  1. Identify the Current Costs: Start by listing the expenses you want to analyse. This could include things like operational costs, overhead expenses, energy bills, or any other area where you’re considering potential savings.

  2. Determine the Potential Savings: For each expense category, determine how much you could potentially save by implementing changes. This could be through cost-cutting measures, process optimisation, or other strategies. This will involve some research or estimation.

  3. Calculate Total Potential Savings: Add up the potential savings from all the expense categories to find the total potential savings.

  4. Specify the Time Period: Decide on the time period over which you want to calculate the savings. It could be a month, a quarter, a year, etc.

  5. Calculate Annualised Savings: If your time period is shorter than a year, you’ll need to annualise the savings. For example, if you’re calculating savings for a quarter, multiply the total potential savings by 4 to get an annual estimate.

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Disclaimer: Swoop Finance helps South African firms access business finance, working directly with businesses and their trusted advisors. We are a credit broker and do not provide loans or other finance products ourselves. We can introduce you to a panel of lenders, equity funds and grant agencies. Whichever lender you choose we may receive commission from them (either a fixed fee of fixed % of the amount you receive) and different lenders pay different rates. For certain lenders, we do have influence over the interest rate, and this can impact the amount you pay under the agreement. All finance and quotes are subject to status and income. Applicants must be aged 18 and over and terms and conditions apply. Guarantees and Indemnities may be required. Swoop Finance can introduce applicants to a number of providers based on the applicants’ circumstances and creditworthiness. Swoop Finance (Pty) Ltd is registered with CIPC in South Africa (company number 2023/820661/07, registered address 21 Dreyer Street, Cape Town, South Africa, 7708).

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