Acid test ratio calculator

An acid test ratio assesses a company’s ability to cover its short-term liabilities with its most liquid assets. 

Assets
R
.00
R
.00
R
.00
Liabilities
R
.00
R
.00
R
.00

This calculator is intended for illustration purposes only and exact payment terms should be agreed with a lender before taking out a loan.

Your results

Acid test ratio

-

Get a quote

How to calculate acid test ratio

This ratio provides insight into a company’s immediate liquidity and ability to meet short-term obligations without relying on the sale of inventory. It’s an important financial metric for assessing a company’s financial health.

If you’re looking to use an acid test ratio calculator, you can input the values of cash, marketable securities, accounts receivable, and total current liabilities to obtain the ratio result. This can help you evaluate the company’s short-term financial position and its ability to handle unexpected financial challenges.

Ready to grow your business?

Clever finance tips and the latest news

Delivered to your inbox monthly

Join the 95,000+ businesses just like yours getting the Swoop newsletter.

Free. No spam. Opt out whenever you like.

Our offices:

Disclaimer: Swoop Finance helps South African firms access business finance, working directly with businesses and their trusted advisors. We are a credit broker and do not provide loans or other finance products ourselves. We can introduce you to a panel of lenders, equity funds and grant agencies. Whichever lender you choose we may receive commission from them (either a fixed fee of fixed % of the amount you receive) and different lenders pay different rates. For certain lenders, we do have influence over the interest rate, and this can impact the amount you pay under the agreement. All finance and quotes are subject to status and income. Applicants must be aged 18 and over and terms and conditions apply. Guarantees and Indemnities may be required. Swoop Finance can introduce applicants to a number of providers based on the applicants’ circumstances and creditworthiness. Swoop Finance (Pty) Ltd is registered with CIPC in South Africa (company number 2023/820661/07, registered address 21 Dreyer Street, Cape Town, South Africa, 7708).

© Swoop 2025

Looks like you're in . Go to our site to find relevant products for your country. Go to Swoop