Ready for the festive rush? Your funding is

Q: I need more stock for the festive rush. Can I use funding for that?

Absolutely. Many retailers use short-term funding to bulk-order inventory ahead of Black Friday and Christmas. It’s a smart way to keep shelves stocked, avoid sell-outs, and repay the loan using the profits from peak-season sales.

Q: I want to run ads and promotions. Can I fund my marketing?

Yes — and you should. The festive period is noisy and competitive. A quick injection of capital can help you launch TikTok ads, influencer campaigns, or special promotions to get ahead of competitors and drive traffic early.

Q: We need extra hands on deck. Can this help with seasonal hiring?

Definitely. Whether you’re hiring in-store staff or warehouse packers, funding can cover short-term wages and training costs, so you’re fully staffed for the holiday demand surge without draining your cash flow.

Unlock the funds you need to buy stock, fulfil orders, and stay ahead of customer demand this festive season.

Takes just three minutes
Won’t impact your credit score

Black Friday kicks off the busiest sales season of the year — and demand is already picking up.

If you’re planning to stock up, fulfill more orders, or expand operations this quarter, now’s the time to secure the capital to do it. The right funding can help you move fast, stay stocked, and make the most of every sale from now through January.

Who's this for?

Retail stores

Amazon / TikTok / Shopify sellers

Courier & logistics businesses

Seasonal pop-ups and gift businesses

How does it work?

Tell us about your business

It takes just 3 minutes

Get instant funding matches

From 200+ lenders

Funds in as little as 24 hours

Need cash quick? We’ve got you covered

Did you know?

Businesses that connect their financial data through Swoop are twice as likely to get approved for funding.

It’s fast, secure, and helps you get a better deal.

Jab

We had been searching for loans everywhere but wasn’t having any luck as we are an online business. However, when we came across swoop funding Simrandeep was able to get us funding that we never thought we could get at this stage. She was quick to respond to our queries and always kept us in the loop of any updates.

Sep 24, 2025

Sav

Thank you so much to Shane and his team for literally saving me from collapse. Within 1 week they have managed to get me the funding I needed with the best rate out there. Would recommend this team to anyone. There professionalism, speed and delivery is 2 thumbs up. Thank you Team Scoop

Sep 16, 2025

Rav

I was struggling to obtain finance for a vehicle, for my company, through the car dealership. I spoke with Adrian at Swoop who took care of it all. He was professional, approachable, easily accessible and liaised directly with the car dealership (who weren't particularly forward leaning!). Thank you to Adrian and Nichola for all your help 🙂

Sep 6, 2025

Elizabeth Parkinson

Very quick response time from Adrian Barratt who I dealt with

Sep 4, 2025

Victor Meus

The Swoop system was simple and straightforward to use. I submitted my application and had a loan approved within a week. Overall, a smooth experience—I would recommend it to anyone looking for a quick and easy loan.

Sep 1, 2025

Lisa Mary

Excellent service today. Thank you to driver 318, Rich, for making me feel calm and relaxed, and also to the Brazilian driver. Both very pleasant and approachable. I would deffo recommend Swoop

Aug 28, 2025

Iulia Popescu

James has been absolutely fantastic throughout the entire funding process. He guided us with clear, straightforward advice and was always quick to respond to any questions we had. Thanks to his support, we were able to secure the funds we needed swiftly and without any unnecessary complications. His professionalism, efficiency, and deep understanding of the funding landscape made what could have been a stressful experience feel smooth and manageable. I would highly recommend Swoop—and especially James—to any business looking for reliable, expert support in securing finance.

Aug 5, 2025

Mr B

Simple- Helpful - Accurate

Aug 5, 2025

Jodie Marshall

At a time when I needed some extra funding for my business, I went to SWOOP. They were absolutely amazing. My business is a social enterprise, we so have a not for profit clause which often means mainstream lenders don't like to lend. But these guys found me a company willing to lend at an amazing rate and with amazing terms (better than any social investor I've come across). I gave them what I thought was an impossible task on the off chance, and they delivered! So impressed with their professionalism, friendliness and super quick turn around! Thank you SWOOP!

Aug 5, 2025

Neil Jones

Just when you need that additional business boost, Swoop have you covered. Fantastic turnaround from Adrian and team. They kept me fully informed from start to finish, and with a follow up to make sure everything went well and all is good. Fantastic, highly recommended.

Aug 4, 2025

FAQs

I need more stock for the festive rush. Can I use funding for that?

Absolutely. Many retailers use short-term funding to bulk-order inventory ahead of Black Friday and Christmas. It’s a smart way to keep shelves stocked, avoid sell-outs, and repay the loan using the profits from peak-season sales.

I want to run ads and promotions. Can I fund my marketing?

Yes — and you should. The festive period is noisy and competitive. A quick injection of capital can help you launch TikTok ads, influencer campaigns, or special promotions to get ahead of competitors and drive traffic early.

We need extra hands on deck. Can this help with seasonal hiring?

Definitely. Whether you’re hiring in-store staff or warehouse packers, funding can cover short-term wages and training costs, so you’re fully staffed for the holiday demand surge without draining your cash flow.

What if I just need help covering costs while waiting for sales to land?

That’s exactly what funding is for. Many businesses face cash flow gaps during the festive season, with high costs now and income later. A working capital loan or revolving credit line can help you stay liquid and confident.

We’re struggling with delivery capacity. Can this help with couriers or vans?

Yes. If you need to rent more vans, pay drivers, or upgrade your fulfilment process, funding can help strengthen your delivery operations so you can meet expectations and avoid delays.

Can I really repay the loan quickly if it’s only for seasonal needs?

Yes, that’s the idea. Most festive funding is short-term. You borrow what you need to seize the opportunity, and repay once sales come in; whether that’s in December, January, or after your January sales clear stock.

Ready to grow your business?