Ready for the festive rush? Your funding is

Unlock the funds you need to buy stock, fulfil orders,  and stay ahead of customer demand this festive season.

  • Takes just three minutes
  • Won’t impact your credit score

Black Friday kicks off the busiest sales season of the year — and demand is already picking up.

If you’re planning to stock up, fulfill more orders, or expand operations this quarter, now’s the time to secure the capital to do it. The right funding can help you move fast, stay stocked, and make the most of every sale from now through January.

Who's this for?

Retail stores
Amazon / TikTok / Shopify sellers
Courier & logistics businesses
Seasonal pop-ups and gift businesses

How does it work?

Tell us about your business

It takes just 3 minutes

Get instant funding matches
From 200+ lenders
Funds in as little as 24 hours

Need cash quick? We’ve got you covered

Did you know?

Businesses that connect their financial data through Swoop are twice as likely to get approved for funding.

It’s fast, secure, and helps you get a better deal.

FAQs

Absolutely. Many retailers use short-term funding to bulk-order inventory ahead of Black Friday and Christmas. It’s a smart way to keep shelves stocked, avoid sell-outs, and repay the loan using the profits from peak-season sales.

Yes — and you should. The festive period is noisy and competitive. A quick injection of capital can help you launch TikTok ads, influencer campaigns, or special promotions to get ahead of competitors and drive traffic early.

Definitely. Whether you’re hiring in-store staff or warehouse packers, funding can cover short-term wages and training costs, so you’re fully staffed for the holiday demand surge without draining your cash flow.

That’s exactly what funding is for. Many businesses face cash flow gaps during the festive season, with high costs now and income later. A working capital loan or revolving credit line can help you stay liquid and confident.

Yes. If you need to rent more vans, pay drivers, or upgrade your fulfilment process, funding can help strengthen your delivery operations so you can meet expectations and avoid delays.

Yes, that’s the idea. Most festive funding is short-term. You borrow what you need to seize the opportunity, and repay once sales come in; whether that’s in December, January, or after your January sales clear stock.

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Disclaimer: Swoop Finance Ltd (Swoop) helps Canadian firms access business finance, working directly with businesses and their trusted advisors. We are a credit broker and do not provide loans or other finance products ourselves. All finance and quotes are subject to status and income. Applicants must be aged 18 and over and terms and conditions apply. Guarantees and Indemnities may be required. Swoop can introduce applicants to a number of providers based on the applicants’ circumstances and creditworthiness. Swoop may receive a commission or finder’s fee for effecting such introductions. If you feel you have a complaint, please read our complaints section highlighted above and also contained within our terms and conditions.

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