Car finance calculator

Our free car finance calculator can help you estimate your monthly repayments when taking out finance.

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5 years
10%
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5 years
10%

This calculator is intended for illustration purposes only and exact payment terms should be agreed with a lender before taking out a loan.

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Monthly repayments

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Interest payments

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Total amount

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How to calculate car finance payments

To calculate your monthly asset finance costs, you’ll need the following:

  • Car Price: The total price of the vehicle.
  • Deposit: The amount you’re putting down upfront.
  • Loan Term: The number of months or years over which you plan to repay the loan.
  • Interest Rate: The percentage the lender charges on the loan.
  • Final Balloon Payment (Optional): A large payment at the end of some car finance agreements (like PCP).

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