Mortgage overpayment calculator

Overpaying on either a residential or commercial mortgage offers significant benefits. It reduces total interest costs and shortens the repayment period. This leads to accelerated equity buildup and increased financial flexibility. Even modest, regular overpayments can yield substantial interest savings over time.

Page written by AI. Reviewed internally on March 18, 2024.

25 years

This calculator is intended for illustration purposes only and exact payment terms should be agreed with a lender before taking out a loan.

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Current monthly repayment


New monthly repayment


Potential mortgage reduction

0 years 0 months

Amount of interest saved


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