Funding that keeps pace with your retail business

Brightpearl helps you plan inventory, read your numbers and run operations at scale. Swoop helps you find the capital to act on them. Compare funding options from a broad network of lenders in one place, with a funding expert in your corner.

Your operations data, now connected to the capital to grow

Brightpearl shows you what to buy, when to buy it and where your cash is tied up. Swoop turns those insights into action, matching you with the right funding at the moments that matter most.

Plan with Brightpearl

See what your business needs

Retail analytics, inventory planning and a retail ERP that show you demand, stock levels and cash flow across every channel.

Fund with Swoop

Find the right capital, fast

One application to compare loans, lines of credit, inventory financing and more from a broad network of lenders, with expert support throughout.

Grow with confidence

Act on opportunities

Buy stock when the price is right, bridge seasonal gaps and expand into new channels without putting the business under strain.

Whenever your business needs capital, we can help

Bridge the post-peak cash squeeze

Cover returns, supplier bills and payroll in January and February while you wait for revenue to settle.

Place a large supplier order

Lock in bulk pricing or a new product line without draining your working capital.

Add a channel or warehouse

Launch on a new marketplace, open a store or add fulfilment capacity with funding sized to the plan.

Build stock ahead of peak

Buy inventory early for Black Friday, the holidays or your next big season, and pay it back as it sells.

From sign-up to funded in three steps

1

Create your Swoop account

Sign up through this page so we know you’re a Brightpearl customer.

2

Tell us what you need

Share how much you need and what it’s for. Connect your accounts and your details will populate automatically.

3

Compare offers and get funded

Review your matched options with our funding team, then choose the one that works for you.

Not sure where to start? Book a consultation

Spend 30 minutes with one of our funding managers, with no obligation.

WHAT WE’LL COVER

Your plans

What you want to fund, and when you need it.

Your options

How each type of funding works for retail and e-commerce.

Your route

The right next step for you, with support from first call to funding.

No obligation to apply

Common questions

Swoop works with a broad network of lenders and funding partners. All funding is subject to eligibility and lender approval.

Yes. Many merchants use funding to spread the cost of implementation and subscription. Book a consultation and we’ll show you the options.

Ready to fund your next season?

See your funding options in minutes.

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Disclaimer: Swoop Funding LLC (“Swoop”) is a financial technology platform and commercial finance broker, not a lender. Swoop does not provide loans or make credit decisions. We match US-based firms with third-party lenders, equity funds, and grant agencies. All financing is subject to lender credit approval and the specific terms and conditions of the funding provider.

Broker Compensation Disclosure: Swoop provides its platform and matching services to applicants at no direct cost. We receive compensation in the form of a commission or referral fee from the finance providers in our network upon successful placement. This compensation may vary by provider and product. In certain instances, the commission paid to Swoop may influence the interest rate or terms offered by the lender, which can affect the total amount payable under your agreement.

Credit Authorization & FCRA Notice: By submitting an application or registering an account, you provide “written instructions” to Swoop under the Fair Credit Reporting Act (FCRA) to obtain your personal and/or business credit profile from consumer reporting agencies. This information is used solely to evaluate your eligibility for financing and to match you with appropriate lenders in our network.

State-Specific Disclosures:

Florida & Utah: Swoop complies with state commercial financing disclosure laws regarding the transparency of terms for non-real estate secured commercial transactions.

Entity Information: Swoop Funding LLC is a Delaware limited liability company. US Headquarters: 43 W 23rd St, New York, NY 10010, United States. Contact: hello@swoopfunding.com

General Terms: Applicants must be 18 years of age or older. All firms must be registered and operating within the United States. SBA loans are issued by private lenders and guaranteed by the U.S. Small Business Administration; Swoop is not a government agency. Please review our Terms of Use and Privacy Policy for full details.

If you have a complaint, please refer to our Complaints Policy.

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