Business savings calculator

A business savings calculator is a tool that allows you to estimate how much money your business can save over a certain period of time by making specific changes or improvements.

$
.00
- years
- %
$
.00
$
.00
- years
- %

This calculator is intended for illustration purposes only and exact payment terms should be agreed with a lender before taking out a loan.

Your results

You need to save

$

after years

Get a quote

How to calculate business savings potential

  1. Identify the Current Costs: Start by listing the expenses you want to analyse. This could include things like operational costs, overhead expenses, energy bills, or any other area where you’re considering potential savings.

  2. Determine the Potential Savings: For each expense category, determine how much you could potentially save by implementing changes. This could be through cost-cutting measures, process optimisation, or other strategies. This will involve some research or estimation.

  3. Calculate Total Potential Savings: Add up the potential savings from all the expense categories to find the total potential savings.

  4. Specify the Time Period: Decide on the time period over which you want to calculate the savings. It could be a month, a quarter, a year, etc.

  5. Calculate Annualised Savings: If your time period is shorter than a year, you’ll need to annualise the savings. For example, if you’re calculating savings for a quarter, multiply the total potential savings by 4 to get an annual estimate.

Ready to grow your business?

Clever finance tips and the latest news

Delivered to your inbox monthly

Join the 95,000+ businesses just like yours getting the Swoop newsletter.

Free. No spam. Opt out whenever you like.

Our offices:

Disclaimer: Swoop Finance Pty Ltd (ABN 52 644 513 333) helps Australian firms access business finance, working directly with firms and their trusted advisors. We are a credit broker and do not provide finance products ourselves. All finance and quotes are subject to status and income. Applicants must be aged 18 and over and terms and conditions apply. Guarantees and Indemnities may be required. Swoop Finance Pty Ltd can introduce applicants to a number of providers based on the applicants’ circumstances and creditworthiness, we may receive a commission or finder’s fee for effecting such introductions. Swoop Finance Pty Ltd does not provide any kind of advice and in giving you information about providers products, we are not making any suggestion or recommendation to you about a particular product. Offers of finance are subject to a separate assessment process by the provider and subject to their terms and conditions. If you feel you have a complaint, please read our complaints section which is contained within our terms and conditions.

© Swoop 2025

Looks like you're in . Go to our site to find relevant products for your country. Go to Swoop