Commercial mortgages in 2021: trends, uses and access

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      As many business owners continue to refine their business strategies for 2021, it’s worth considering the opportunities connected to active markets like commercial mortgages. Expanding the business or looking to buy-to-let property are just a few of the reasons why you might be interested in commercial mortgages, also known as business mortgages, as it enables you to raise funds and borrow money that is secured against property.  

      Why is it such an active market? Factors like more people working from home and an increased use of digital technologies provide a backdrop for some of the activity seen in recent years. Following the pandemic, these trends have only intensified, resulting in a significant number of trading businesses having to reassess their borrowing needs so they can carry out activities like repurposing premises for alternative use. 

      Some other examples of activity that might occur in this area are businesses with office spaces looking to repurpose these premises following the shift to working from home during the pandemic. With experts calling the effect of stalled immigration on the property market limited to short term, coupled with an increase in expat Australians returning home, we can expect to see the residential property investor market remain active.

      To summarise, we expect commercial mortgages to remain a busy area of funding throughout the year, and certainly a relevant area for business owners to explore. If you’re interested in purchasing or re-mortgaging property or land for commercial use, Swoop’s team of experts can help you secure the ideal commercial mortgage for your business. Simply sign-in or register an account for free to get started. 

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      Disclaimer: Swoop Finance Pty Ltd (ABN 52 644 513 333) helps Australian firms access business finance, working directly with firms and their trusted advisors. We are a credit broker and do not provide finance products ourselves. All finance and quotes are subject to status and income. Applicants must be aged 18 and over and terms and conditions apply. Guarantees and Indemnities may be required. Swoop Finance Pty Ltd can introduce applicants to a number of providers based on the applicants’ circumstances and creditworthiness, we may receive a commission or finder’s fee for effecting such introductions. Swoop Finance Pty Ltd does not provide any kind of advice and in giving you information about providers products, we are not making any suggestion or recommendation to you about a particular product. Offers of finance are subject to a separate assessment process by the provider and subject to their terms and conditions. If you feel you have a complaint, please read our complaints section which is contained within our terms and conditions.

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