Mortgage overpayment calculator

Overpaying on either a residential or commercial mortgage offers significant benefits. It reduces total interest costs and shortens the repayment period. This leads to accelerated equity buildup and increased financial flexibility. Even modest, regular overpayments can yield substantial interest savings over time.

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25 years
4%
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This calculator is intended for illustration purposes only and exact payment terms should be agreed with a lender before taking out a loan.

Your results

Current monthly repayment

$0

New monthly repayment

$0

Potential mortgage reduction

0 years 0 months

Amount of interest saved

$0

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