Debt service coverage ratio (DSCR) calculator

Our simple debt service coverage ratio calculator (DSCR) will help you understand your businesses ability to pay back its short-term debt obligations in cash.

Page written by AI. Reviewed internally on April 16, 2024.

1. Monthly net operating income

Your net operating income is the income left after all your operating expenses are paid.

$
.00

$
.00
$
.00
$
.00
$
.00
$
.00
$
.00

Your monthly operating income is:

$-

2. Monthly debt service cost

Your debt service cost is the dollar sum of all of your loan payments over one month.

$
.00
$
.00

Your monthly total debt service cost is

$-


Debt service ratio calculation

DSCR = Monthly net operating income ÷ Monthly debt service cost

Monthly net operating income

$-

Monthly debt service cost

$-

Debt service coverage ratio:

-

Get a quote

Eligiblity

Businesses working on a technological advancement​

Amount

Recover 64% or more of certain costs in the form of tax credits​

Purpose

Government tax relief for companies conducting R&D​

Speed

Receive approval within 60 days in most cases​

Cost

Application cost is linked to the size of your claim​

Ready to grow your business?

Clever finance tips and the latest news

delivered to your inbox, every week

Join the 70,000+ businesses just like yours getting the Swoop newsletter.

Free. No spam. Opt out whenever you like.

Looks like you're in . Go to our site to find relevant products for your country. Go to Swoop