Debt service coverage ratio (DSCR) calculator

Our simple debt service coverage ratio calculator (DSCR) will help you understand your businesses ability to pay back its short-term debt obligations in cash.

1. Monthly net operating income

Your net operating income is the income left after all your operating expenses are paid.

$
.00

$
.00
$
.00
$
.00
$
.00
$
.00
$
.00

Your monthly operating income is:

$-

2. Monthly debt service cost

Your debt service cost is the dollar sum of all of your loan payments over one month.

$
.00
$
.00

Your monthly total debt service cost is

$-


Debt service ratio calculation

DSCR = Monthly net operating income ÷ Monthly debt service cost

Monthly net operating income

$-

Monthly debt service cost

$-

Debt service coverage ratio:

-

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Eligiblity

Businesses working on a technological advancement​

Amount

Recover 64% or more of certain costs in the form of tax credits​

Purpose

Government tax relief for companies conducting R&D​

Speed

Receive approval within 60 days in most cases​

Cost

Application cost is linked to the size of your claim​

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Disclaimer: Swoop Finance Ltd (Swoop) helps Canadian firms access business finance, working directly with businesses and their trusted advisors. We are a credit broker and do not provide loans or other finance products ourselves. All finance and quotes are subject to status and income. Applicants must be aged 18 and over and terms and conditions apply. Guarantees and Indemnities may be required. Swoop can introduce applicants to a number of providers based on the applicants’ circumstances and creditworthiness. Swoop may receive a commission or finder’s fee for effecting such introductions. If you feel you have a complaint, please read our complaints section highlighted above and also contained within our terms and conditions.

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