Loan comparison calculator

Choosing the right loan can save you a significant amount over time. Our Loan Comparison Calculator helps you weigh up multiple options side by side, so you can clearly see which offer suits your budget and long-term plans

This calculator is intended for illustration purposes only and exact payment terms should be agreed with a lender before taking out a loan. Get a quote

Amortization Schedules

Why use a loan comparison calculator?

Interest rates, fees, and repayment terms vary widely between lenders. A quick comparison allows you to:

Understand the true cost of each loan
Compare monthly repayments instantly
Identify hidden differences in total repayment
Make a confident, informed choice

What the calculator shows

Simply enter the loan amount, interest rate, term, and any additional fees for each option. The calculator then provides:

Monthly repayments: The amount you’ll owe each month
Total interest: How much you’ll pay over the full term
Total cost of the loan: A clear figure combining principal and interest
Side-by-side comparison: Easy to scan and interpret

Ideal for

Borrowers choosing between personal loan offers
Homebuyers comparing mortgage products
Students reviewing education loan options
Anyone wanting a transparent breakdown before committing

Start comparing

Use the calculator to explore your options. Adjust the figures and instantly see how small changes in rates or fees can impact the overall cost. It’s a straightforward way to find the loan that truly fits your needs.