Unlock the funds you need to buy stock, fulfil orders, and stay ahead of customer demand this festive season.
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Need cash quick? We’ve got you covered
Businesses that connect their financial data through Swoop are twice as likely to get approved for funding.
It’s fast, secure, and helps you get a better deal.
Chay Hamilton 
Robert Mahon 
Jenny Mehigan Vicky Switzer Marc G. Hannah Taylor Michael Paul Brogan Peps Cafe Rachel Martin Absolutely. Many retailers use short-term funding to bulk-order inventory ahead of Black Friday and Christmas. It’s a smart way to keep shelves stocked, avoid sell-outs, and repay the loan using the profits from peak-season sales.
Yes — and you should. The festive period is noisy and competitive. A quick injection of capital can help you launch TikTok ads, influencer campaigns, or special promotions to get ahead of competitors and drive traffic early.
Definitely. Whether you’re hiring in-store staff or warehouse packers, funding can cover short-term wages and training costs, so you’re fully staffed for the holiday demand surge without draining your cash flow.
That’s exactly what funding is for. Many businesses face cash flow gaps during the festive season, with high costs now and income later. A working capital loan or revolving credit line can help you stay liquid and confident.
Yes. If you need to rent more vans, pay drivers, or upgrade your fulfilment process, funding can help strengthen your delivery operations so you can meet expectations and avoid delays.
Yes, that’s the idea. Most festive funding is short-term. You borrow what you need to seize the opportunity, and repay once sales come in; whether that’s in December, January, or after your January sales clear stock.
Disclaimer: Swoop Funding LLC (“Swoop”) is a financial technology platform and commercial finance broker, not a lender. Swoop does not provide loans or make credit decisions. We match US-based firms with third-party lenders, equity funds, and grant agencies. All financing is subject to lender credit approval and the specific terms and conditions of the funding provider.
Broker Compensation Disclosure: Swoop provides its platform and matching services to applicants at no direct cost. We receive compensation in the form of a commission or referral fee from the finance providers in our network upon successful placement. This compensation may vary by provider and product. In certain instances, the commission paid to Swoop may influence the interest rate or terms offered by the lender, which can affect the total amount payable under your agreement.
Credit Authorization & FCRA Notice: By submitting an application or registering an account, you provide “written instructions” to Swoop under the Fair Credit Reporting Act (FCRA) to obtain your personal and/or business credit profile from consumer reporting agencies. This information is used solely to evaluate your eligibility for financing and to match you with appropriate lenders in our network.
State-Specific Disclosures:
Florida & Utah: Swoop complies with state commercial financing disclosure laws regarding the transparency of terms for non-real estate secured commercial transactions.
Entity Information: Swoop Funding LLC is a Delaware limited liability company. US Headquarters: 43 W 23rd St, New York, NY 10010, United States. Contact: hello@swoopfunding.com
General Terms: Applicants must be 18 years of age or older. All firms must be registered and operating within the United States. SBA loans are issued by private lenders and guaranteed by the U.S. Small Business Administration; Swoop is not a government agency. Please review our Terms of Use and Privacy Policy for full details.
If you have a complaint, please refer to our Complaints Policy.
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