Build your credit & unlock more funding options

Better credit helps you borrow more and at better rates. Quickly build your credit score to improve your business’s financial health, all without the need for a credit card.

Why does my credit score matter for business funding?

Your credit score plays a key role in not only your chances of securing funding for your business, but also impacts the cost of funding. Better credit means better rates, better loan terms, and more funding choices! See the difference for yourself:

Credit Scores	579	740
Interest Rate	47%	15%
Total Interest	$4,086.77	$1,246.50
Savings	-	$2,840.27

Need help improving your credit? We've got you covered

How it works

Sign up in a few minutes

Your payments get reported with the credit bureaus

Your credit score improves, helping you qualify for better funding

FAQs

What is a credit score?

Credit scores provide a snapshot out of 100 of the financial health and creditworthiness of an individual or organisation, calculated by measuring payment and default history, levels of debt, legal problems and more. Banks, major suppliers, and lenders will check your credit score to understand your financial position of the level of risk; better credit scores usually lead to lower interest rates and increased lending options.

What impacts my credit score?

Your credit score is impacted by a range of factors, including your payment history, credit utilization, length of credit history, and number of new credit inquiries.

How do I improve my credit score?

Paying your bills on time and keeping balances low will help you improve your score over time.

There are numerous ways to improve your credit score, including:

Paying all bills on time,
Keeping credit card balances low,
Avoid opening too many new accounts or applying for credit in a short space of time,
And maintaining older credit lines.