Funding opportunities for recruitment businesses Page written by Chris Godfrey. Last reviewed on July 28, 2025. Next review due October 1, 2026. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing […]
Refinance commercial property Page written by Ashlyn Brooks. Last reviewed on May 12, 2025. Next review due October 1, 2026. Ashlyn Brooks Expert financial copywriter Ashlyn is a personal finance writer with experience in business and consumer taxes, retirement, and financial services to name a […]
Are merchant cash advances tax-deductible? Join Swoop Key Takeaways Merchant cash advances (MCAs) are not taxable income and repayments are not deductible—but fees, factor rates, and administrative charges may be claimed as business financing expenses. Only the cost of accessing the MCA (not the repayment itself) is tax-deductible, so accurate bookkeeping and separating fees from […]
How to record a merchant cash advance on financial statements Join Swoop Key Takeaways MCAs must be recorded as liabilities, not income, with repayments reducing the liability and fees recorded as financing expenses to ensure accurate financial reporting. Misclassifying MCA transactions can distort profitability, affect tax reporting, and impact future funding eligibility—common mistakes include treating […]
What happens if you default on a merchant cash advance? Join Swoop Key Takeaways Merchant cash advances (MCAs) offer fast funding but come with high costs, aggressive repayment terms, and serious consequences if you default — including legal action and potential seizure of personal assets. Default can happen quickly if sales drop, payments bounce, or […]
Business computer finance Page written by Ashlyn Brooks. Last reviewed on April 22, 2025. Next review due October 1, 2027. Ashlyn Brooks Expert financial copywriter Ashlyn is a personal finance writer with experience in business and consumer taxes, retirement, and financial services to name a […]
Office fit out finance Page written by Ashlyn Brooks. Last reviewed on April 22, 2025. Next review due October 1, 2027. Ashlyn Brooks Expert financial copywriter Ashlyn is a personal finance writer with experience in business and consumer taxes, retirement, and financial services to name […]
Our best practice guide helps you get your finances in order and avoid tax season stress. An important time of the year approaches for American business owners: tax season. While it might not be as fun as Halloween or as hot as 4th of July, you’ll find that being prepared will help you experience a […]
Senior debt Trustpilot Swoop is a credit broker and does not provide capital. We work with a range of companies to offer clear comparisons that allow customers to make choices on financial products & services. Swoop may receive a commission, which may vary by product but typically in the form of a fixed percentage of […]
Subordinated debt Trustpilot Swoop is a credit broker and does not provide capital. We work with a range of companies to offer clear comparisons that allow customers to make choices on financial products & services. Swoop may receive a commission, which may vary by product but typically in the form of a fixed percentage of […]
How to calculate working capital Join Swoop Key Takeaways Working capital is the difference between current assets and current liabilities, indicating a business’s short-term financial health. Positive working capital shows financial stability and flexibility; negative working capital can signal cash flow issues but may be normal in some industries. Managing working capital effectively improves cash […]
What is a change in working capital? Join Swoop Key Takeaways Change in working capital reflects the difference in net working capital between two periods, highlighting shifts in liquidity caused by variations in assets and liabilities. It can be influenced by factors like accounts receivable/payable, inventory changes, business purchases, loans, investments, and expansion, each affecting […]
Tariffs on imported goods are impacting many businesses. As consumers see prices rise and businesses find their margins squeezed, what can you do to stay afloat? The tariffs on imported goods have created huge uncertainty for everyone – with small and medium-sized businesses (SMBs) across North America bearing the brunt of it. While swingeing increases […]
Disclaimer: Swoop Funding LLC (“Swoop”) is a financial technology platform and commercial finance broker, not a lender. Swoop does not provide loans or make credit decisions. We match US-based firms with third-party lenders, equity funds, and grant agencies. All financing is subject to lender credit approval and the specific terms and conditions of the funding provider.
Broker Compensation Disclosure: Swoop provides its platform and matching services to applicants at no direct cost. We receive compensation in the form of a commission or referral fee from the finance providers in our network upon successful placement. This compensation may vary by provider and product. In certain instances, the commission paid to Swoop may influence the interest rate or terms offered by the lender, which can affect the total amount payable under your agreement.
Credit Authorization & FCRA Notice: By submitting an application or registering an account, you provide “written instructions” to Swoop under the Fair Credit Reporting Act (FCRA) to obtain your personal and/or business credit profile from consumer reporting agencies. This information is used solely to evaluate your eligibility for financing and to match you with appropriate lenders in our network.
State-Specific Disclosures:
Florida & Utah: Swoop complies with state commercial financing disclosure laws regarding the transparency of terms for non-real estate secured commercial transactions.
Entity Information: Swoop Funding LLC is a Delaware limited liability company. US Headquarters: 43 W 23rd St, New York, NY 10010, United States. Contact: hello@swoopfunding.com
General Terms: Applicants must be 18 years of age or older. All firms must be registered and operating within the United States. SBA loans are issued by private lenders and guaranteed by the U.S. Small Business Administration; Swoop is not a government agency. Please review our Terms of Use and Privacy Policy for full details.
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