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558 results for: term loan

Bojangles

Bojangles franchise Hassle-free business loans to start your Bojangles franchise. Get started Bojangles is a fast-food restaurant chain famous for its chicken and biscuits menu. Mainly centered in the Southeast and started as a neighborhood space for friends and family to meet, the brand has now become the leader in the chicken franchise industry. Apart […]

Ace hardware

Ace Hardware franchise Hassle-free business loans to start your Ace Hardware franchise. Get started Ace Hardware sell home improvement products, tools, paints and a wide range of hardware via the largest retailer-owned hardware cooperative in the world. Ace sets itself apart from its big-box competitors by offering convenient, locally-owned neighborhood locations that are staffed by […]

Business models: Types, examples, and how to design one

Every business needs a business model, no matter what industry they operate in. Taking the time to assess what type of business model will help you achieve your goals as well as understanding how to design one is key to helping you succeed. Here’s what you need to know. What is a business model? In […]

Depreciation calculator (straight-line method)

Depreciation calculator (straight-line method) This calculator can be used to calculate the depreciation expense of an asset over its useful life using the straight-line method. The straight-line method evenly spreads the cost of an asset over its expected useful lifespan. Page written by Ian Hawkins. Last reviewed on June 3, 2024. Next review due October […]

Acid test ratio calculator

Acid test ratio calculator An acid test ratio assesses a company’s ability to cover its short-term liabilities with its most liquid assets.  Page written by AI. Reviewed internally on June 24, 2024. × How to calculate acid test ratio This ratio provides insight into a company’s immediate liquidity and ability to meet short-term obligations without […]

Time value of money (TVM)

Definition The time value of money (TVM) is a fundamental concept in finance that describes the idea that money available today is worth more than the same amount of money in the future. This is because money has the potential to earn returns or interest over time. Conversely, receiving a sum of money in the […]

Zoning laws

Definition Zoning laws are local regulations that dictate how land and property can be used within a specific area or jurisdiction. What are zoning laws? These laws are established by municipal or local governments to manage urban planning and land development. Here are some key points about zoning laws: 1. Land use categories: – Zoning […]

Savings account

Definition A savings account is a type of bank account designed for individuals to securely deposit and store their money while earning a modest amount of interest. What is a savings account? A savings account is one of the most basic and common types of accounts offered by banks and financial institutions. Here are some […]

Nominal interest rate

Definition The nominal interest rate, often simply referred to as the “interest rate,” is the percentage of interest charged or earned on a loan or investment without adjusting for inflation or compounding. What is a nominal interest rate? In simple terms, a nominal interest rate represents the stated or announced rate of interest on a […]

Principal

Definition Principal refers to the original sum of money that is invested, borrowed, or lent. It is the initial amount before any interest, gains, or losses are factored in. What is a principal? In various financial contexts, “principal” can have different meanings: 1. Investments: In investments, the principal is the initial amount of money that […]

Private equity

Definition Private equity refers to a form of investment in which funds are used to acquire, invest in, or provide financing for privately held companies or businesses. What is private equity? These investments are typically made by private equity firms, which are specialised financial institutions that manage funds dedicated to private equity investments. Here are […]

Interest rate

Definition ‘Interest rate’ refers to the cost of borrowing money or the return earned on an investment, typically expressed as a percentage. What is an interest rate? An interest rate is a fundamental concept in finance and economics. When you borrow money, such as taking out a business loan or using a credit card, the […]

J-curve effect

Definition The J-curve effect is an economic and financial concept that describes the short-term negative impact of a devaluation or depreciation of a country’s currency on its trade balance, followed by a longer-term improvement in the trade balance. What is the J-curve effect? The J-curve effect is a useful concept for understanding the lag between […]

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