SBA 504 Loan Calculator

This simple SBA 504 loan calculator helps you understand the cost of your loan. See monthly interest & repayment amounts, as well as total interest & cost.

Ciaran Burke

Page written by AI. Reviewed by Ciaran Burke on January 4, 2024.

Your loan details

- years
- years

This calculator is intended for illustration purposes only and exact payment terms should be agreed with a lender before taking out a loan.

Your results

First lender


SBA 504 loan


Equity injection




Blended rate


SBA fees


First lender monthly payment


Total monthly payment


First lender annual payment


Total annual payment


Get a quote

How to use a SBA 504 loan calculator

If you’re considering applying for an SBA loan to finance your business, our SBA loan calculator may assist you in approximating your monthly payment amount and amortization schedule.

SBA loans offer several advantages, including longer repayment periods and lower interest rates than other types of small business loans. This typically results in lower monthly payments, allowing business owners to use the funds to invest in their business and generate profits before repaying the loan in full.

Ready to grow your business?

Clever finance tips and the latest news

delivered to your inbox, every week

Join the 70,000+ businesses just like yours getting the Swoop newsletter.

Free. No spam. Opt out whenever you like.

We work with world class partners to help us support businesses with finance

Looks like you're in . Go to our site to find relevant products for your country. Go to Swoop No, stay on this page