Across the U.S., entrepreneurship continues to boom with an average of 430,000 new business applications per month in 2024 – a 50% increase compared to 2019. While the ingredients to a successful business often include passion, creativity and innovation, there are various economic and environmental factors that impact long-term business prosperity. From the strongest business […]
Are notes payable included In working capital? Page written by Ashlyn Brooks. Last reviewed on February 5, 2025. Next review due October 1, 2027. Ashlyn Brooks Expert financial copywriter Ashlyn is a personal finance writer with experience in business and consumer taxes, retirement, and financial […]
What does working capital requirement measure? Join Swoop Key Takeaways WCR Basics: Working Capital Requirement (WCR) is the short-term funding needed to run daily operations. Key Formula: (Receivables + Inventory) – Payables; positive WCR means more cash is needed, negative WCR signals efficient operations. Why It Matters: Helps manage cash flow, adapt to seasonal changes, […]
What is a good working capital ratio? Join Swoop Key Takeaways A working capital ratio between 1.5 and 2.0 suggests strong financial stability and enough liquidity to cover short-term obligations with a buffer. A ratio below 1 indicates liabilities exceed assets, signalling potential cash flow issues and financial risk. A very high ratio (above 2) […]
Your questions answered Are there Shariah-compliant financing options available? At this time, Swoop does not offer Shariah-compliant financing options in the United States or Canada. As we continue to expand our network of lenders and services, we recommend checking back with us in the future to explore new possibilities. Can Swoop assist with a U.S. […]
Everyone will tell you to borrow for your business, but is it the right strategy? There are thousands of financial products on the market – from credit cards to commercial mortgages – and businesses make their money when you borrow. But should you be borrowing in the first place? Unlike personal borrowing, business borrowing should […]
Every year, almost 670,000 small businesses are launched in the USA by entrepreneurs looking to turn their passion project into a career. Sadly, running your first business can be an uphill struggle, and 21% of small businesses will fail within their first year of opening. Only a quarter of startups last beyond the 15-year mark, […]
How do NGOs get funding? Page written by Ashlyn Brooks. Last reviewed on November 8, 2024. Next review due October 1, 2027. Ashlyn Brooks Expert financial copywriter Ashlyn is a personal finance writer with experience in business and consumer taxes, retirement, and financial services to […]
Mini digger finance How much finance do you need? Asset value $ Asset type Name Email Contact number Send me updates on products, news and information on selected partners. By submitting this form, you consent to receive application‑related messages from Swoop Funding via SMS or WhatsApp at the number provided. Consent is not a condition […]
Forestry equipment finance How much finance do you need? Asset value $ Asset type Name Email Contact number Send me updates on products, news and information on selected partners. By submitting this form, you consent to receive application‑related messages from Swoop Funding via SMS or WhatsApp at the number provided. Consent is not a condition […]
CNC machine finance How much finance do you need? Asset value $ Asset type Name Email Contact number Send me updates on products, news and information on selected partners. By submitting this form, you consent to receive application‑related messages from Swoop Funding via SMS or WhatsApp at the number provided. Consent is not a condition […]
Material handling equipment finance How much finance do you need? Asset value $ Asset type Name Email Contact number Send me updates on products, news and information on selected partners. By submitting this form, you consent to receive application‑related messages from Swoop Funding via SMS or WhatsApp at the number provided. Consent is not a […]
Short answer: A ‘good’ credit score is anything 700 or above. But, of course, there’s so much more to it than that. Credit scores range between 300 and 850, with higher scores indicating a better credit history. And if you’re thinking a personal credit score has little effect on you as a business owner, think […]
Disclaimer: Swoop Funding LLC (“Swoop”) is a financial technology platform and commercial finance broker, not a lender. Swoop does not provide loans or make credit decisions. We match US-based firms with third-party lenders, equity funds, and grant agencies. All financing is subject to lender credit approval and the specific terms and conditions of the funding provider.
Broker Compensation Disclosure: Swoop provides its platform and matching services to applicants at no direct cost. We receive compensation in the form of a commission or referral fee from the finance providers in our network upon successful placement. This compensation may vary by provider and product. In certain instances, the commission paid to Swoop may influence the interest rate or terms offered by the lender, which can affect the total amount payable under your agreement.
Credit Authorization & FCRA Notice: By submitting an application or registering an account, you provide “written instructions” to Swoop under the Fair Credit Reporting Act (FCRA) to obtain your personal and/or business credit profile from consumer reporting agencies. This information is used solely to evaluate your eligibility for financing and to match you with appropriate lenders in our network.
State-Specific Disclosures:
Florida & Utah: Swoop complies with state commercial financing disclosure laws regarding the transparency of terms for non-real estate secured commercial transactions.
Entity Information: Swoop Funding LLC is a Delaware limited liability company. US Headquarters: 43 W 23rd St, New York, NY 10010, United States. Contact: hello@swoopfunding.com
General Terms: Applicants must be 18 years of age or older. All firms must be registered and operating within the United States. SBA loans are issued by private lenders and guaranteed by the U.S. Small Business Administration; Swoop is not a government agency. Please review our Terms of Use and Privacy Policy for full details.
If you have a complaint, please refer to our Complaints Policy.
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