Definition A cash flow statement is a financial statement that provides a summary of how a company manages its cash position over a specific period of time. It shows the inflows and outflows of cash and cash equivalents, categorising them into operating, investing, and financing activities. What is a cash flow statement? The primary purpose […]
Page written by Chris Godfrey. Last reviewed on May 22, 2025. Next review due October 1, 2027. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five […]
Page written by Chris Godfrey. Last reviewed on May 22, 2025. Next review due October 1, 2027. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five […]
Definition Revolving credit refers to a type of credit arrangement that allows individuals or businesses to borrow money up to a predetermined limit, repay it, and then borrow again. What is revolving credit? Unlike a traditional loan, revolving credit provides a continuous line of credit that can be used and repaid repeatedly, as long as […]
The decision between renting and buying is a crucial financial choice. Use this handy calculator to find out what decision is best for you.
Definition Refinancing in business and finance refers to the process of replacing or restructuring existing debt or financial instruments with a new arrangement. What is refinancing? Refinancing is a strategic financial decision often undertaken to optimise a company’s capital structure and enhance its overall financial health. Purpose of refinancing: Lowering interest rates: One common reason […]
Definition Peer-to-peer lending is a decentralised form of lending that enables individuals or businesses to borrow money directly from other individuals or investors through online platforms, bypassing traditional financial institutions like banks. What is peer-to-peer lending? Peer-to-peer lending creates a marketplace where borrowers are connected with lenders. Key elements of peer-to-peer lending: Online platforms: P2P […]
Definition An overdraft is a financial arrangement provided by a bank or financial institution that allows an account holder to withdraw or spend more money than is currently available in their account, up to a specified limit. What is overdraft? Overdraft essentially provides short-term credit to cover temporary shortfalls in funds. Overdrafts can be a […]
Definition An operating lease is a type of lease agreement in which a lessee gains access to and uses an asset from a lessor for a specified period of time. What is operating lease? An operating lease is akin to a rental arrangement. It allows the lessee to use the asset without taking on the […]
Page written by Chris Godfrey. Last reviewed on May 22, 2025. Next review due October 1, 2027. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five […]
Page written by Chris Godfrey. Last reviewed on May 22, 2025. Next review due October 1, 2027. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five […]
Our sales tax calculator can help you determine the the amount of sales tax that should be added to a purchase.
Our lease calculator can help you make informed decisions about acquiring assets, and helping you understand the financial implications and commitments associated with leasing arrangements.
Disclaimer: Swoop Funding LLC (“Swoop”) is a financial technology platform and commercial finance broker, not a lender. Swoop does not provide loans or make credit decisions. We match US-based firms with third-party lenders, equity funds, and grant agencies. All financing is subject to lender credit approval and the specific terms and conditions of the funding provider.
Broker Compensation Disclosure: Swoop provides its platform and matching services to applicants at no direct cost. We receive compensation in the form of a commission or referral fee from the finance providers in our network upon successful placement. This compensation may vary by provider and product. In certain instances, the commission paid to Swoop may influence the interest rate or terms offered by the lender, which can affect the total amount payable under your agreement.
Credit Authorization & FCRA Notice: By submitting an application or registering an account, you provide “written instructions” to Swoop under the Fair Credit Reporting Act (FCRA) to obtain your personal and/or business credit profile from consumer reporting agencies. This information is used solely to evaluate your eligibility for financing and to match you with appropriate lenders in our network.
State-Specific Disclosures:
Florida & Utah: Swoop complies with state commercial financing disclosure laws regarding the transparency of terms for non-real estate secured commercial transactions.
Entity Information: Swoop Funding LLC is a Delaware limited liability company. US Headquarters: 43 W 23rd St, New York, NY 10010, United States. Contact: hello@swoopfunding.com
General Terms: Applicants must be 18 years of age or older. All firms must be registered and operating within the United States. SBA loans are issued by private lenders and guaranteed by the U.S. Small Business Administration; Swoop is not a government agency. Please review our Terms of Use and Privacy Policy for full details.
If you have a complaint, please refer to our Complaints Policy.
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