Page written by Chris Godfrey. Last reviewed on May 22, 2025. Next review due October 1, 2027. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five […]
Page written by Chris Godfrey. Last reviewed on May 22, 2025. Next review due October 1, 2027. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five […]
Definition In business and finance, a liability refers to an obligation or debt that a company owes to external parties, which can include individuals, other companies, or governmental entities. What are liabilities? A liability represents a claim on the company’s assets and is a crucial aspect of the company’s financial structure. Liabilities are recorded on […]
Page written by Chris Godfrey. Last reviewed on May 22, 2025. Next review due October 1, 2027. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five […]
Definition The internal rate of return (IRR) is a financial metric used to evaluate the potential profitability of an investment or project. What is an internal rate of return? An internal rate of return represents the discount rate at which the net present value (NPV) of all cash flows associated with the investment becomes zero. […]
Definition A guarantor is an individual or entity that agrees to take on the responsibility of fulfilling a financial obligation if the primary borrower defaults or is unable to meet their contractual obligations. What is a guarantor? A guarantor’s primary role is to offer assurance to a lender or creditor that a financial obligation will […]
Definition A free market is an economic system characterised by voluntary exchange and competition in which individuals and businesses operate with limited government intervention. What is a free market? In a free market, prices, production, and distribution of goods and services are determined by supply and demand. A hallmark of a free market is competition. […]
Definition Enterprise value (EV) is a financial metric used to determine the total value of a company, taking into account both its equity and debt. What is enterprise value? This metric represents the theoretical takeover price a buyer would pay to acquire the entire business, including all outstanding debt and obligations. Here’s a list of […]
Definition A down payment is an upfront, initial payment made by a buyer as part of a larger transaction, typically for the purchase of a high-value item or property. What is a down payment? A down payment represents a percentage of the total cost and is paid at the outset of the transaction to secure […]
Page written by Chris Godfrey. Last reviewed on May 22, 2025. Next review due October 1, 2027. Chris Godfrey Expert financial copywriter Chris is a freelance copywriter and content creator. He has been active in the marketing, advertising, and publishing industries for more than twenty-five […]
Definition Crowdfunding is a method of raising capital where a large number of individuals each contribute a relatively small amount of money to support a specific project or idea and is an alternative to traditional methods of financing. What is crowdfunding? Crowdfunding can be used to fund a wide array of projects and operates through […]
Definition A credit score is a numerical representation of your creditworthiness, which is used by lenders to assess the likelihood of a borrower repaying their debts. What is a credit score? A credit score is based on an analysis of your credit history, including your borrowing and repayment behaviour, and is a crucial factor in […]
Our inflation calculator helps you understand how the purchasing power of money changes over time due to inflation.
Disclaimer: Swoop Funding LLC (“Swoop”) is a financial technology platform and commercial finance broker, not a lender. Swoop does not provide loans or make credit decisions. We match US-based firms with third-party lenders, equity funds, and grant agencies. All financing is subject to lender credit approval and the specific terms and conditions of the funding provider.
Broker Compensation Disclosure: Swoop provides its platform and matching services to applicants at no direct cost. We receive compensation in the form of a commission or referral fee from the finance providers in our network upon successful placement. This compensation may vary by provider and product. In certain instances, the commission paid to Swoop may influence the interest rate or terms offered by the lender, which can affect the total amount payable under your agreement.
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State-Specific Disclosures:
Florida & Utah: Swoop complies with state commercial financing disclosure laws regarding the transparency of terms for non-real estate secured commercial transactions.
Entity Information: Swoop Funding LLC is a Delaware limited liability company. US Headquarters: 43 W 23rd St, New York, NY 10010, United States. Contact: hello@swoopfunding.com
General Terms: Applicants must be 18 years of age or older. All firms must be registered and operating within the United States. SBA loans are issued by private lenders and guaranteed by the U.S. Small Business Administration; Swoop is not a government agency. Please review our Terms of Use and Privacy Policy for full details.
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