Business insurance

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Really good experience from start to finish.
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Eve Phillips
I was referred here by a friend and now I see why. The service was quick, clear and genuinely helpful. What stood out most was how patient they were answering questions and walking through the options before we decided what to do. Everything was handled efficiently and the outcome was better than expected. Would definitely use them again.
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Mar 6, 2026

Protect your business from the unexpected

No matter what industry you’re in or who your customers are, every business carries risk. Accidents happen. Clients fail to pay. Disputes arise. Whether it’s a hazard, financial issue, or legal challenge, things can go wrong – and when they do, they can create serious setbacks, or even shut down your business.

The good news? This is why insurance exists – to help you face these risks with confidence and security.

What is business insurance?

Business insurance is a protective measure that safeguards your company against losses during its regular operations. These losses can stem from: accidents, weather-related events (like floods or lightning), theft or property damage, employee claims, shipping risks, utility failures, and more…

While business insurance can’t prevent problems from happening, it can replace what’s lost, cover interim expenses while you recover, and give your business the resilience to continue thriving – no matter the challenge.

Why do I need to think about business insurance?

Protect against risk

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Protect against risk

Your business, like all others, faces a level of risk as part of your daily operations. Business insurance is available to help protect your business against the impact of unexpected events or possible claims.

Legal or industry requirement

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Legal or industry requirement

Does your business employ staff? Is your industry subject to specific regulations? Every business is different and certain types of insurance – like employers’ liability insurance – may be legally required based on your business’s profile. Understand the specific requirements and demands connected to your business to ensure you have the relevant cover in place.

Specialised cover

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Specialised cover

Some industries or activities may require specific or specialist insurance policies. Make sure you buy the right products to reflect the risks and requirements of your business.

Change in business circumstance

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Change in business circumstance

As your business evolves – growing and taking on new staff for example – your business profile, operations and requirements may change. Make sure your business continues to be protected against unexpected events and potential compensation claims.

What types of insurance is available for my business?

Almost every business can purchase business insurance and there are insurance products to cover every type of risk:
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Disclaimer: Swoop Funding LLC (“Swoop”) is a financial technology platform and commercial finance broker, not a lender. Swoop does not provide loans or make credit decisions. We match US-based firms with third-party lenders, equity funds, and grant agencies. All financing is subject to lender credit approval and the specific terms and conditions of the funding provider.

Broker Compensation Disclosure: Swoop provides its platform and matching services to applicants at no direct cost. We receive compensation in the form of a commission or referral fee from the finance providers in our network upon successful placement. This compensation may vary by provider and product. In certain instances, the commission paid to Swoop may influence the interest rate or terms offered by the lender, which can affect the total amount payable under your agreement.

Credit Authorization & FCRA Notice: By submitting an application or registering an account, you provide “written instructions” to Swoop under the Fair Credit Reporting Act (FCRA) to obtain your personal and/or business credit profile from consumer reporting agencies. This information is used solely to evaluate your eligibility for financing and to match you with appropriate lenders in our network.

State-Specific Disclosures:

Florida & Utah: Swoop complies with state commercial financing disclosure laws regarding the transparency of terms for non-real estate secured commercial transactions.

Entity Information: Swoop Funding LLC is a Delaware limited liability company. US Headquarters: 43 W 23rd St, New York, NY 10010, United States. Contact: hello@swoopfunding.com

General Terms: Applicants must be 18 years of age or older. All firms must be registered and operating within the United States. SBA loans are issued by private lenders and guaranteed by the U.S. Small Business Administration; Swoop is not a government agency. Please review our Terms of Use and Privacy Policy for full details.

If you have a complaint, please refer to our Complaints Policy.

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