Business loans UK

Speed through to business loans and other lending options – get your business rolling with Swoop

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Swoop is a credit broker and does not provide capital. We work with a range of companies to offer clear comparisons that allow customers to make choices on financial products & services. Swoop may receive a commission, which may vary by product but typically in the form of a fixed percentage of the loan amount. For certain lenders, we do have influence over the interest rate, and this can impact the amount you pay under the agreement.

Let’s get your business off the blocks

Use the funds for…

Covid-19 impact
Business expansion
Improve cashflow
Start a business
Refinance a loan
Purchase property
Purchase stock or assets
Product development

We’ve funded businesses from all industries

Business loan calculator – how much can you afford to borrow?

A business loan calculator is a great starting point to understanding the cost of your loan. Use our free loan calculator below to work out your average monthly interest payments and the total monthly repayment amount, as well as the total interest paid and the total cost of the loan.

Your loan details


This calculator is intended for illustration purposes only and exact payment terms should be agreed with a lender before taking out a loan.

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Monthly payments


Avg. monthly interest


Total interest


Total cost of finance


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Let Swoop swiftly guide you through the loan application process

Want to improve your chances of getting a loan?

The deals you can get from lenders depend on your credit score: the better your score, the cheaper it is to borrow.

Swoop has joined forces with Credit Passport to rate your business’ credit. The service is free and does not affect your credit score.

Loan finance for business (or, more broadly, lending or ‘debt finance’) is a catch-all for any type of borrowing that you pay back, with interest and/or a fee. If your business needs to raise money (capital) you can either borrow from a lender (i.e. debt financing) or sell a share of ownership in your business in return for capital (equity financing). You can of course combine the two.

The reason that people often use broader term ‘debt finance’ rather than ‘loan finance’ is because some types of borrowing (e.g. operating leases or supplier finance) are not actually loans and don’t appear on your balance sheet. Whatever stage you are at in your growth story Swoop can match you to the right lending options, whether you’re looking for startup loans, working capital loans or even a loan to cover VAT costs. Your credit score isn’t impacted when you search for lending options with Swoop.

Don’t waste time, there’s plenty of funding and saving solutions to help your business grow

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