Asset-based lending

Secure a loan against the assets of your business and take advantage of better interest rates

Jinni

Fantastic service. Daisy did a hard work for me to find out a lender. She is wonderful and given a great service. Thank you very much.

Aug 14, 2026

Charlie Schofield

Brilliant service anything I needed to know or wanted to find out this was very easy and very helpful

Aug 14, 2026

Cristian-Paul Mihaila

Hi , Ikrah was my case handler , she was very helpful and professional. Managed to get me a few offers sorted in only a couple of days.she kept me up to date on regular base and guided trough the process of completing the final paperwork. Highly recommended!!

Aug 14, 2026

Jinni Nirappel Varkey

Aug 14, 2026

Mr Damian Jarosz

Very nice service 👍 Quick decision, Recommend 👍

Aug 5, 2026

Oluwatoyin Williams-Edem

A fantastic experience from start to finish. Ikrah was professional, knowledgeable and incredibly helpful throughout the entire process. Everything was handled efficiently, communication was excellent, and the whole experience was seamless especially as I am a first time client. Thank you so much for all your support—I highly recommend Swoop Funding for business asset finance. Toyin Williams Ready Set Clean Ltd

Aug 4, 2026

Andrew Hills

Having recently used Swoop for the first time , i can only say what a great service they Provide. Paddy was amazing and patient all through the process. I would highly recommend them to anyone.

Jul 30, 2026

Rachel Green

Swoop provided outstanding service from start to finish. Daisy was friendly, highly knowledgeable, and communicated clearly at every stage. Their excellent communication and professionalism made the whole process easy and straightforward. I wouldn't hesitate to recommend them.

Jul 23, 2026

Lai A

I can’t speak highly enough of the service I received from Swoop, and in particular James Good. I first spoke to James on the Monday and the funds were in my account by Thursday. For any business owner who knows how slow funding processes usually are, that speed speaks for itself. What stood out just as much was how James worked. I had a lot of questions along the way, including some detailed ones about the loan terms, and he answered every single one properly and quickly, never once making me feel rushed or pressured. There was no pushiness at all, just clear guidance on what was needed and honest answers when I asked for them. By the end it genuinely felt like he was an extended part of my team rather than a broker on the other side of the table. The whole process was smooth, the communication was constant, and the outcome was exactly what was promised. Incredible service. I wouldn’t hesitate to use Swoop again and I’d recommend James to any business looking for funding.

Jul 9, 2026

James

I can't recommend Francis highly enough. From start to finish, he was professional, proactive and genuinely committed to finding a solution. My circumstances weren't straightforward, but he never gave up. He explored every available option, kept me updated throughout, and was always honest about where things stood. What really stood out was his persistence. Rather than accepting the first "no", he continued working behind the scenes, speaking with lenders and finding an alternative route that ultimately resulted in a successful outcome. If you're looking for someone who is knowledgeable, responsive and genuinely invested in helping his clients, I wouldn't hesitate to recommend Francis. Thanks again for all your hard work and support.

Jul 3, 2026

Asset-based lending is a common way for businesses to improve their working capital if access to traditional financing is difficult.

As with all financial products, it is important to have all the information on how it works so that you can make the right decision for your business.

Why asset-based lending?

Better interest rates

Secured against the assets of your business which lessens the risk to the lender resulting in more favorable interest rates than an unsecured loan

More flexibility

The focus is on the quality of the asset to be secured and less on the credit rating of your business

Fewer covenants

There are typically fewer covenants with asset-based lenders as they focus more on the quality of the asset to be secured and less on the credit rating of the business