Commercial mortgage calculator UK

Use our simple commercial mortgage repayment calculator to get an idea of what your monthly repayments could be and how much interest you will pay throughout the term of your loan.

Simply add the amount you’d like to borrow, the interest rate, and how long you’d like the repayments over and away you go!

Provide us with your details below and one of our team of finance professionals will contact you to discuss your requirements

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4 years

This calculator is intended for illustration purposes only and exact payment terms should be agreed with a lender before taking out a loan.

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Monthly capital & interest repayment amount

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Interest only repayment amount

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Total interest charged

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What is a commercial mortgage calculator?

If you’re a business owner looking to buy or refinance a commercial property, you might be wondering how much your mortgage payments will be. That’s where a commercial mortgage calculator comes in handy. At Swoop Funding, our commercial mortgage calculator helps you estimate your monthly mortgage payments based on factors such as the loan amount, interest rate, and loan term. Additionally, you can factor in other costs like property taxes and insurance to get a more accurate estimate of your payments. By using our free online calculator, you can make informed decisions about your commercial real estate financing options and plan for the future of your business.

What effects the monthly payment amount on a commercial mortgage?

Several factors can affect the monthly payments for a commercial mortgage. Here are some of the most important ones:

  1. Loan amount: The amount of the loan will affect the monthly payment. The larger the loan, the higher the monthly payment.

  2. Interest rate: The interest rate is the cost of borrowing money and can significantly impact the monthly payment. A lower interest rate will result in a lower monthly payment, while a higher interest rate will lead to a higher monthly payment.

  3. Loan term: The length of the loan term, or the time it takes to repay the loan, will affect the monthly payment. A longer loan term will result in a lower monthly payment, while a shorter loan term will lead to a higher monthly payment.

  4. Amortisation schedule: The amortisation schedule is the breakdown of the principal and interest payments over the life of the loan. A longer amortisation schedule will result in lower monthly payments, while a shorter amortisation schedule will lead to higher monthly payments.

  5. Property taxes: Property taxes are a significant expense for commercial properties, and they will impact the monthly payment. The higher the property taxes, the higher the monthly payment.

  6. Insurance costs: The cost of insuring the commercial property will also impact the monthly payment. Higher insurance costs will lead to a higher monthly payment.

  7. Other expenses: Other expenses such as maintenance costs, repairs, and management fees can also affect the monthly payment.

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