Ecommerce financing is an equity-free capital investment that helps online businesses quickly access capital in exchange for a slice of future sales. This is a revenue-based funding solution that keeps pace as you grow.
Ecommerce financing is not technically a loan, so a personal guarantee is not required, it has no impact on your company’s credit score and there is no interest. Instead, it is a capital investment at a fixed price and the business retains 100 percent equity. Repayments are taken as a percentage of revenue which means that when the business is not making as much money, repayments are lower, and when times are good, your repayment window shortens.