Equipment leasing

Prefer not to take on debt for the equipment your business needs? Choose a lease and start benefiting straight away

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Jinni
Fantastic service. Daisy did a hard work for me to find out a lender. She is wonderful and given a great service. Thank you very much.
Aug 14, 2026
Charlie Schofield
Brilliant service anything I needed to know or wanted to find out this was very easy and very helpful
Aug 14, 2026
Cristian-Paul Mihaila
Hi , Ikrah was my case handler , she was very helpful and professional. Managed to get me a few offers sorted in only a couple of days.she kept me up to date on regular base and guided trough the process of completing the final paperwork. Highly recommended!!
Aug 14, 2026
Jinni Nirappel Varkey
Aug 14, 2026
Mr Damian Jarosz
Very nice service 👍 Quick decision, Recommend 👍
Aug 5, 2026
Oluwatoyin Williams-Edem
A fantastic experience from start to finish. Ikrah was professional, knowledgeable and incredibly helpful throughout the entire process. Everything was handled efficiently, communication was excellent, and the whole experience was seamless especially as I am a first time client. Thank you so much for all your support—I highly recommend Swoop Funding for business asset finance. Toyin Williams Ready Set Clean Ltd
Aug 4, 2026
Andrew Hills
Having recently used Swoop for the first time , i can only say what a great service they Provide. Paddy was amazing and patient all through the process. I would highly recommend them to anyone.
Jul 30, 2026
Rachel Green
Swoop provided outstanding service from start to finish. Daisy was friendly, highly knowledgeable, and communicated clearly at every stage. Their excellent communication and professionalism made the whole process easy and straightforward. I wouldn't hesitate to recommend them.
Jul 23, 2026
Lai A
I can’t speak highly enough of the service I received from Swoop, and in particular James Good. I first spoke to James on the Monday and the funds were in my account by Thursday. For any business owner who knows how slow funding processes usually are, that speed speaks for itself. What stood out just as much was how James worked. I had a lot of questions along the way, including some detailed ones about the loan terms, and he answered every single one properly and quickly, never once making me feel rushed or pressured. There was no pushiness at all, just clear guidance on what was needed and honest answers when I asked for them. By the end it genuinely felt like he was an extended part of my team rather than a broker on the other side of the table. The whole process was smooth, the communication was constant, and the outcome was exactly what was promised. Incredible service. I wouldn’t hesitate to use Swoop again and I’d recommend James to any business looking for funding.
Jul 9, 2026
James
I can't recommend Francis highly enough. From start to finish, he was professional, proactive and genuinely committed to finding a solution. My circumstances weren't straightforward, but he never gave up. He explored every available option, kept me updated throughout, and was always honest about where things stood. What really stood out was his persistence. Rather than accepting the first "no", he continued working behind the scenes, speaking with lenders and finding an alternative route that ultimately resulted in a successful outcome. If you're looking for someone who is knowledgeable, responsive and genuinely invested in helping his clients, I wouldn't hesitate to recommend Francis. Thanks again for all your hard work and support.
Jul 3, 2026

Equipment leasing is similar to a loan, however, the lender is the owner of the equipment and the business pays lease (or rent) payments to the owner of the equipment over an agreed upon term. Leasing differs from a loan in that it does not appear on your company balance sheet and the lease payments are deductible expenses on the income statement.

Leases can provide much needed flexibility and can be structured depending on the cash flow cycle of your business.

Why equipment leasing?

Tax benefits

For most lease programs, the business owner can write off the entire lease payment as a business expense, not just the interest paid. This means the entire amount paid for the equipment can be written off by deducting the monthly lease payments on the annual tax filing.

Stay efficient

Keep the business operating efficiently or meet increasing demand with the newest and most efficient tools.

Ease of application

Depending on the size of the equipment purchase; usually under £200,000 can be very quick and easy. Small ticket items are driven by the type and value of the equipment, as well as the credit quality of the business, usually resulting in a 24 to 48 hour application process.

Other benefits of equipment leasing

Types of assets suitable for leasing

Transportation

Construction

Manufacturing

Agricultural

And many others

How it works

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