Equipment leasing

Prefer not to take on debt for the equipment your business needs? Choose a lease and start benefiting straight away

Lai A

I can’t speak highly enough of the service I received from Swoop, and in particular James Good. I first spoke to James on the Monday and the funds were in my account by Thursday. For any business owner who knows how slow funding processes usually are, that speed speaks for itself. What stood out just as much was how James worked. I had a lot of questions along the way, including some detailed ones about the loan terms, and he answered every single one properly and quickly, never once making me feel rushed or pressured. There was no pushiness at all, just clear guidance on what was needed and honest answers when I asked for them. By the end it genuinely felt like he was an extended part of my team rather than a broker on the other side of the table. The whole process was smooth, the communication was constant, and the outcome was exactly what was promised. Incredible service. I wouldn’t hesitate to use Swoop again and I’d recommend James to any business looking for funding.

Jul 9, 2026

James

I can't recommend Francis highly enough. From start to finish, he was professional, proactive and genuinely committed to finding a solution. My circumstances weren't straightforward, but he never gave up. He explored every available option, kept me updated throughout, and was always honest about where things stood. What really stood out was his persistence. Rather than accepting the first "no", he continued working behind the scenes, speaking with lenders and finding an alternative route that ultimately resulted in a successful outcome. If you're looking for someone who is knowledgeable, responsive and genuinely invested in helping his clients, I wouldn't hesitate to recommend Francis. Thanks again for all your hard work and support.

Jul 3, 2026

Anthony Obi

I recently had reason to uses the services of SWOOP and found them to be most effective in sourcing and executing the required funding for my business. I particularly had great pleasure in dealing with Gareth Thompson the agent assigned to my case. I cannot recommend them highly enough especially the customer service.

Jun 29, 2026

Mark Lancaster

Working with Gareth Thompson at Swoop Funding has been nothing short of exceptional. From the outset, Gareth demonstrated an outstanding level of professionalism, precision, and commitment to supporting our application. His attention to detail was second to none, ensuring every aspect was managed thoroughly and efficiently. What truly stood out was his responsiveness immediate, proactive, and always solution-focused. In situations where timing and clarity are critical, Gareth consistently delivered beyond expectations. In all my years of dealing with financial services and customer support, I can confidently say his service ranks above the highest standards of customer excellence. His ability to combine expertise with genuine care for the client journey is rare. If every business had someone like Gareth managing their funding process, the experience would be transformational. A true asset to Swoop Funding and a benchmark for what world-class customer service should look like.

Jun 25, 2026

Joe Clark

Swoop has been excellent to work with and has played a major role in helping us secure funding for our business - Thrive Protein. Rather than spending countless hours approaching lenders individually, Swoop brought multiple funding options directly to us and helped simplify the entire process. Their support has saved us a huge amount of time and has helped us access the capital needed to continue scaling our business. I would highly recommend Swoop to any business looking for efficient, professional support in exploring funding opportunities.

May 27, 2026

Seamus

Really great company. Alex was brilliant. Very understanding to what my goals were and sourced me the perfect product. Will definitely deal with him again in the future

Apr 28, 2026

S O Kane

First class service. Alex has been so helpful and knowledgeable in understanding my goals. Will definitely be using for future projects

Apr 28, 2026

Umar Javed

Dino Federico is the man to deal with. His colleague Harvey initially contacted me so credit to him aswell and Harvey got the lending over the line. Great communication, everything was clear and funding was approved within a very quick timeframe!

Apr 23, 2026

Fari Fari

I highly recommend Lucas for the sterling work he did on our behalf as per our instructions.

Apr 23, 2026

Siraj Lebbe

Swoop team were very helpful. & very quick service.

Apr 11, 2026

Equipment leasing is similar to a loan, however, the lender is the owner of the equipment and the business pays lease (or rent) payments to the owner of the equipment over an agreed upon term. Leasing differs from a loan in that it does not appear on your company balance sheet and the lease payments are deductible expenses on the income statement.

Leases can provide much needed flexibility and can be structured depending on the cash flow cycle of your business.

Why equipment leasing?

Tax benefits

For most lease programs, the business owner can write off the entire lease payment as a business expense, not just the interest paid. This means the entire amount paid for the equipment can be written off by deducting the monthly lease payments on the annual tax filing.

Stay efficient

Keep the business operating efficiently or meet increasing demand with the newest and most efficient tools.

Ease of application

Depending on the size of the equipment purchase; usually under £200,000 can be very quick and easy. Small ticket items are driven by the type and value of the equipment, as well as the credit quality of the business, usually resulting in a 24 to 48 hour application process.

Equipment leasing

How much finance do you need?

Thanks for registering.

Why equipment leasing?

Tax benefits

Stay efficient

Ease of application

Other benefits of equipment leasing

Types of assets suitable for leasing

Transportation

Construction

Manufacturing

Agricultural

And many others

How it works

Equipment leasing

How much finance do you need?

Thanks for registering.

Why equipment leasing?

Tax benefits

Stay efficient

Ease of application

Other benefits of equipment leasing

Types of assets suitable for leasing

Transportation

Construction

Manufacturing

Agricultural

And many others

How it works

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