If you need further information, please click on one of the following links:
Government Lending Support: The UK government is introducing £4 billion in new lending support for SMEs, aiming to ease access to finance → https://busbyfinance.co.uk/sme-finance-2025-trends-support/
Finance Barriers: Approximately 30% of SMEs have paused operations due to funding challenges, highlighting ongoing barriers to growth → https://www.conisterbank.co.uk/news-insight/2025/new-research-finance-barriers-stall-growth-for-1-in-3-uk-smes/
Unemployment Rate: seven consecutive monthly falls in the number of employees and the unemployment rate has risen to its highest since 2021 at 4.7% → https://www.reuters.com/world/uk/uks-institute-directors-reports-record-low-business-morale-2025-09-30/
Bank of England Rate Information: the official bank rate remains unchanged since August 7 and stays at 4.0% → https://www.bankofengland.co.uk/monetary-policy-summary-and-minutes/2025/september-2025
UK Inflation: this remains elevated at 3.8% which is significantly higher than the Bank’s 2% target and is at its highest level in 18 months → https://moneyfactscompare.co.uk/news/banking/bank-of-england-base-rate-september-2025/
Sustainability and Emissions Reduction: almost £5 billion of funding is available to help UK businesses become greener as part of the government’s commitment to reach net zero emissions by 2050 → https://www.gov.uk/guidance/find-funding-to-help-your-business-become-greener
We work with world class partners to help us support businesses with finance
Swoop Finance Limited helps UK firms access business finance by working directly with businesses and their trusted advisors. We act as a credit broker, not a lender, and do not provide loans or finance products ourselves. We introduce applicants to a panel of lenders, equity funds, and grant agencies based on individual circumstances and creditworthiness.
Commission Disclosure: We typically receive a commission from the finance provider (either a fixed fee or a fixed percentage of the amount you receive) upon successful placement. Different providers pay different rates. For certain lenders, we may have influence over the interest rate, which can impact the total amount payable under your agreement.
Regulatory Information:
FCA: Authorised and regulated by the Financial Conduct Authority as a credit broker (FRN: 936513) and registered as an Account Information Services Provider (Ref: 833145).
ICO: Registered with the Information Commissioner’s Office (Ref: ZA600162); registration can be verified at ico.org.uk.
Company Details: Registered in England & Wales with Companies House (No. 11163382). Registered Address: The Stable Yard, Vicarage Road, Stony Stratford, Milton Keynes, MK11 1BN. VAT Number: 300080279.
Terms: All finance and quotes are subject to status, income, and terms and conditions. Applicants must be aged 18 or over. Guarantees and indemnities may be required. Please refer to our terms and conditions and our complaints procedure for further details.
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