If you need further information, please click on one of the following links:
Government Lending Support: The UK government is introducing £4 billion in new lending support for SMEs, aiming to ease access to finance → https://busbyfinance.co.uk/sme-finance-2025-trends-support/
Finance Barriers: Approximately 30% of SMEs have paused operations due to funding challenges, highlighting ongoing barriers to growth → https://www.conisterbank.co.uk/news-insight/2025/new-research-finance-barriers-stall-growth-for-1-in-3-uk-smes/
Unemployment Rate: seven consecutive monthly falls in the number of employees and the unemployment rate has risen to its highest since 2021 at 4.7% → https://www.reuters.com/world/uk/uks-institute-directors-reports-record-low-business-morale-2025-09-30/
Bank of England Rate Information: the official bank rate remains unchanged since August 7 and stays at 4.0% → https://www.bankofengland.co.uk/monetary-policy-summary-and-minutes/2025/september-2025
UK Inflation: this remains elevated at 3.8% which is significantly higher than the Bank’s 2% target and is at its highest level in 18 months → https://moneyfactscompare.co.uk/news/banking/bank-of-england-base-rate-september-2025/
Sustainability and Emissions Reduction: almost £5 billion of funding is available to help UK businesses become greener as part of the government’s commitment to reach net zero emissions by 2050 → https://www.gov.uk/guidance/find-funding-to-help-your-business-become-greener
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Disclaimer: Swoop Finance helps UK firms access business finance, working directly with businesses and their trusted advisors. We are a credit broker and do not provide loans or other finance products ourselves. We can introduce you to a panel of lenders, equity funds and grant agencies. Whichever lender you choose we may receive commission from them (either a fixed fee of fixed % of the amount you receive) and different lenders pay different rates. For certain lenders, we do have influence over the interest rate, and this can impact the amount you pay under the agreement. All finance and quotes are subject to status and income. Applicants must be aged 18 and over and terms and conditions apply. Guarantees and Indemnities may be required. Swoop Finance can introduce applicants to a number of providers based on the applicants’ circumstances and creditworthiness. Swoop Finance Limited is registered with the Financial Conduct Authority as an Account Information Services Provider (reference number 833145). Swoop Finance Limited is authorised as a credit broker under FCA registration number 936513. If you feel you have a complaint, please read our complaints section highlighted above and also contained within our terms and conditions. Swoop Finance Ltd is registered with Companies House (company number 11163382, registered address The Stable Yard, Vicarage Road, Stony Stratford, Milton Keynes MK11 1BN). VAT number: 300080279
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