Ready for the festive rush? Your funding is

Q: I need more stock for the festive rush. Can I use funding for that?

Absolutely. Many retailers use short-term funding to bulk-order inventory ahead of Black Friday and Christmas. It’s a smart way to keep shelves stocked, avoid sell-outs, and repay the loan using the profits from peak-season sales.

Q: I want to run ads and promotions. Can I fund my marketing?

Yes — and you should. The festive period is noisy and competitive. A quick injection of capital can help you launch TikTok ads, influencer campaigns, or special promotions to get ahead of competitors and drive traffic early.

Q: We need extra hands on deck. Can this help with seasonal hiring?

Definitely. Whether you’re hiring in-store staff or warehouse packers, funding can cover short-term wages and training costs, so you’re fully staffed for the holiday demand surge without draining your cash flow.

Unlock the funds you need to buy stock, fulfil orders, and stay ahead of customer demand this festive season.

Takes just three minutes
Won’t impact your credit score

Black Friday kicks off the busiest sales season of the year — and demand is already picking up.

If you’re planning to stock up, fulfill more orders, or expand operations this quarter, now’s the time to secure the capital to do it. The right funding can help you move fast, stay stocked, and make the most of every sale from now through January.

Who's this for?

Retail stores

Amazon / TikTok / Shopify sellers

Courier & logistics businesses

Seasonal pop-ups and gift businesses

How does it work?

Tell us about your business

It takes just 3 minutes

Get instant funding matches

From 200+ lenders

Funds in as little as 24 hours

Need cash quick? We’ve got you covered

Did you know?

Businesses that connect their financial data through Swoop are twice as likely to get approved for funding.

It’s fast, secure, and helps you get a better deal.

Hannah Taylor

Swoop made the entire funding process incredibly straightforward and stress-free. From the outset, the platform was easy to navigate and clearly designed with businesses in mind. The team took the time to understand our needs and presented funding options that were genuinely relevant, rather than a one-size-fits-all approach. What really stood out was the level of support throughout the process. Communication was clear, responsive, and professional at every stage, and we felt well informed from initial enquiry through to completion. The expertise and transparency provided gave us real confidence in the decisions we were making. Overall, Swoop is an excellent solution for businesses looking to explore funding options efficiently and with expert guidance. I would highly recommend them to any business seeking a reliable, knowledgeable, and customer-focused funding partner.

Jan 23, 2026

Michael

A user friendly and intuitive platform that did not make the process onerous. Also Ikrah Ramzan, the Asset Finance Funding Manager was helpful, engaging, and supportive through the process.

Jan 20, 2026

Paul Brogan

Great service nice people pleasure to work with, highly recommend them

Jan 16, 2026

Peps Cafe

Very good customer service 👏

Dec 13, 2025

Rachel Martin

Working with the team at Swoop Finance has been genuinely brilliant, both as a partner and as an accountant, recommending them to clients. Their platform makes the funding process feel clear and accessible, and their team really take the time to understand each business before suggesting options. I’ve referred several clients through Swoop this year - from start-ups to established companies and each one has come back saying how seamless and supportive the experience was. From my side, collaborating with Swoop has been effortless. They genuinely care about helping business owners grow sustainably, and their communication and professionalism make them a standout partner in the finance space. Great for accountants looking to add value to their clients and for business owners looking to explore funding with confidence.

Dec 12, 2025

Taz Allinson

Working with Swoop has been brilliant. They’ve been a great brand to collaborate with behind the scenes, and our clients are already feeding back positive results after using Swoop to access funding for their businesses. Highly recommend!

Dec 9, 2025

Frank Coelho

Fantastic tool for business owners. It simplifies the funding landscape and brings everything into one dashboard. I was able to see my options quickly without the usual hassle. Very impressed with the service.

Dec 5, 2025

BuildBright Contractors

We recently worked with Swoop Funding to help finance our new van purchases, and the experience was outstanding from start to finish. The process was smooth, transparent, and far easier than we ever expected. A special shout-out goes to Ikrah, who was absolutely fantastic throughout. She was proactive, knowledgeable, and incredibly supportive—always quick to respond, always clear in her explanations, and genuinely committed to finding the best possible solution for us. Her professionalism and friendly approach made the entire journey not just stress-free, but genuinely enjoyable. Thanks to Swoop—and especially Ikrah—we were able to secure the right funding quickly and confidently. We couldn’t be happier with the service and highly recommend them to anyone looking for business finance done right.

Nov 18, 2025

Claudia Mirabela Costea

A bit late with my feedback but I want to recognise how supportive swoop has been with assisting me to find the best funding for my tiny business.In a world full of possibilities it is rare to find people to help you explore the right paths for your needs.I want to also recognise Daniel M. On this ocassion as he was very professional and prompt to get involved and emailed me all the resources I needed

Oct 19, 2025

Todd Holden

Swoop have been nothing short of excellent. From sign-up to installation, the whole experience has been great. I can’t recommend them highly enough. There’s no more lag when streaming, and the service has been so good that I’ve also switched my business internet to Swoop. I’m really glad to now be on FTTP- previously, I was using wireless 5G for home and FTTN for the business, and neither came close to the speed and reliability we have now

Oct 15, 2025

FAQs

I need more stock for the festive rush. Can I use funding for that?

Absolutely. Many retailers use short-term funding to bulk-order inventory ahead of Black Friday and Christmas. It’s a smart way to keep shelves stocked, avoid sell-outs, and repay the loan using the profits from peak-season sales.

I want to run ads and promotions. Can I fund my marketing?

Yes — and you should. The festive period is noisy and competitive. A quick injection of capital can help you launch TikTok ads, influencer campaigns, or special promotions to get ahead of competitors and drive traffic early.

We need extra hands on deck. Can this help with seasonal hiring?

Definitely. Whether you’re hiring in-store staff or warehouse packers, funding can cover short-term wages and training costs, so you’re fully staffed for the holiday demand surge without draining your cash flow.

What if I just need help covering costs while waiting for sales to land?

That’s exactly what funding is for. Many businesses face cash flow gaps during the festive season, with high costs now and income later. A working capital loan or revolving credit line can help you stay liquid and confident.

We’re struggling with delivery capacity. Can this help with couriers or vans?

Yes. If you need to rent more vans, pay drivers, or upgrade your fulfilment process, funding can help strengthen your delivery operations so you can meet expectations and avoid delays.

Can I really repay the loan quickly if it’s only for seasonal needs?

Yes, that’s the idea. Most festive funding is short-term. You borrow what you need to seize the opportunity, and repay once sales come in; whether that’s in December, January, or after your January sales clear stock.

Ready to grow your business?