Insider secrets to buying and selling a business

Your questions answered

Are there Shariah-compliant financing options available?

Yes, we are able to support with Shariah-compliant financing options in the United Kingdom.  Get started with Swoop to explore your funding options.

How can I perform due diligence on a business less than a year old where tax returns are unavailable?

Performing financial due diligence on a newer business can be challenging due to the lack of a track record. In such cases, the purchase price should reflect the limited operational history and profitability. Focus on verifying other critical aspects, such as revenue consistency, growth potential, and market position.

Is it riskier to acquire a business that’s been operating for a short time?

Yes, acquiring a business with a limited history carries higher risk due to its unproven market durability and financial track record. However, you can mitigate this risk by:

• Evaluating the buyer’s experience in the industry and ability to add value.
• Reviewing the business’s growth trajectory and market potential.
• Assessing revenue stability (e.g., subscription-based income).
• Examining early signs of profitability and operational scalability.

What level of leverage or down payment is typically required for financing through Swoop?

Swoop is a marketplace that connects you to a range of funding options rather than a direct lender. Down payments vary depending on the lender and the asset. For business acquisitions, down payments typically start at 10%, but some lenders may offer financing for up to 100% of the asset cost with the right structure or asset type. Get started with Swoop to explore your funding options.

Does Swoop offer insurance solutions for business buyers?

Yes, insurance is a critical part of protecting your investment. Swoop can connect you with insurance providers to ensure you have the right coverage for your acquisition. Explore business insurance options with Swoop today.

What support does Swoop provide for starting a new business?

Swoop offers comprehensive support to help you launch and grow your business:

• Funding Options: Access tailored funding, including government-backed startup loans, private loans, and equity investment opportunities.
• Growth Capital: Once established, Swoop helps you secure funding for working capital, lines of credit, or long-term solutions.
• Resources: Get connected with partners for business plan writing, registration, insurance, and more.

Get started to access the tools and resources you need to succeed.