Commercial mortgage calculator

Use our simple loan repayment calculator to get an idea of what your monthly repayments could be and how much interest you will pay throughout the term of your loan.

Simply add the amount you’d like to borrow, the interest rate, and how long you’d like the repayments over and away you go!

Page written by Ian Hawkins. Last reviewed on May 19, 2025. Next review due October 1, 2027.

Read this article to me

Provide us with your details below and one of our team of finance professionals will contact you to discuss your requirements

$
-%
4 years

This calculator is intended for illustration purposes only and exact payment terms should be agreed with a lender before taking out a loan.

Your results

Monthly capital & interest repayment amount

$-

Interest only repayment amount

$-

Total amount payable

$-

Total interest charged

$-

Borrow $

Commercial mortgage calculator formula:

The commercial mortgage calculator formula calculates monthly payments based on the loan amount, interest rate and, and loan term. It considers factors such as amortization period and interest type to determine the payment amount.

Ready to grow your business?

Clever finance tips and the latest news

Delivered to your inbox monthly

Join the 110,000+ businesses just like yours getting the Swoop newsletter.

Free. No spam. Opt out whenever you like.

Disclaimer: Swoop Funding LLC (“Swoop”) is a financial technology platform and commercial finance broker, not a lender. Swoop does not provide loans or make credit decisions. We match US-based firms with third-party lenders, equity funds, and grant agencies. All financing is subject to lender credit approval and the specific terms and conditions of the funding provider.

Broker Compensation Disclosure: Swoop provides its platform and matching services to applicants at no direct cost. We receive compensation in the form of a commission or referral fee from the finance providers in our network upon successful placement. This compensation may vary by provider and product. In certain instances, the commission paid to Swoop may influence the interest rate or terms offered by the lender, which can affect the total amount payable under your agreement.

Credit Authorization & FCRA Notice: By submitting an application or registering an account, you provide “written instructions” to Swoop under the Fair Credit Reporting Act (FCRA) to obtain your personal and/or business credit profile from consumer reporting agencies. This information is used solely to evaluate your eligibility for financing and to match you with appropriate lenders in our network.

State-Specific Disclosures:

Florida & Utah: Swoop complies with state commercial financing disclosure laws regarding the transparency of terms for non-real estate secured commercial transactions.

Entity Information: Swoop Funding LLC is a Delaware limited liability company. US Headquarters: 43 W 23rd St, New York, NY 10010, United States. Contact: hello@swoopfunding.com

General Terms: Applicants must be 18 years of age or older. All firms must be registered and operating within the United States. SBA loans are issued by private lenders and guaranteed by the U.S. Small Business Administration; Swoop is not a government agency. Please review our Terms of Use and Privacy Policy for full details.

If you have a complaint, please refer to our Complaints Policy.

© Swoop 2026

Looks like you're in . Go to our site to find relevant products for your country. Go to Swoop