Equipment financing

Finance the purchase of expensive equipment to spread the cost over a period & reduce the strain on your cashflow ​

How much finance do you need?

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London Elite
Outstanding service start to finish
Jun 11, 2025
Niki Still
Predrag was very helpful and suppportive through this process. He kept things on point and helped me to get what I was after. Incredibly appreciative of all he did to get me to this point.
Jun 9, 2025
Alun
With Ann Marie Swift, I experienced probably the most succinct, clear and helpful financial advice phone call I have had in many years. She listened and explained clearly, making the process very simple. Highly recommended!
Jun 8, 2025
Healthcare Company
Shane from swoop was very professional and patient. The service was fast and efficient. Highly recommend swoop funding.
Jun 6, 2025
Barry Chapman
Really couldn't fault the service. Adrian was highly efficient, going above and beyond to make sure everything was done and all boxes were ticked in time for the process to continue to completion. Thank you.
Jun 5, 2025
Jonno Bennett
The process was fast and efficient. They did everything that they said that they would with minimal fuss. Very friendly staff kept us informed along the way and once the facility was established a follow up welcome phone call detailed the process for drawing down the funds. I couldn’t be happier
Jun 4, 2025
Tyler Panayi
I had Ikhar from the beginning and she has been absolutely amazing and got the deal over the line. She was on point and I can’t thank her and he company enough! Highly recommend this company and Ikhar!! Thank you so much!
May 30, 2025
JAFF SADI
It has been four weeks since I started working with Swoop Funding as a broker, and my experience has been exceptional. The onboarding and learning procedures are tailored to my own individual needs. In the meantime, I have begun working with Swoop Funding Managers on a few funding deals for my clients and their product knowledge and professionalism is extremely high. Following their support, a licensed restaurant in London received funding assistance that enabled them to prepare their business for the anticipated busy summer season. Since then, my client has recommended their next-door business to us to review their funding requirements.
May 9, 2025
Michelle
I recently worked with Elizabeth at Swoopfunding, to help one of my clients secure funding, and the entire process was incredibly smooth from start to finish. Their systems are well-organised, communication was clear and timely, and everything ran seamlessly. It made a potentially complex process feel simple and stress-free. Highly recommend their services! Michelle
May 5, 2025
Mohammed Amin
Great service. Gets the job done and all in good time. Never has let me down.
Jan 22, 2025

To keep your business operating efficiently and able to keep up with demand, you need to upgrade or replace your equipment regularly and economically. Any tangible asset other than property used in the operation of a business may be considered business equipment.

Purchasing the equipment outright can put a substantial strain on your cash flow so many businesses choose to finance expensive equipment to spread the cost over the useful life of the asset in order to make it more accessible. Other times, the business will want to use the capital to invest in other areas. Most of the time, the equipment itself is used as collateral for the loan.

Eligibility

UK corporations

Deposit

0-25%

Term

Typically 5 years

Purpose

Purchase new or used equipment

Speed

From 48 hours

Why equipment financing?

Maintain your working capital

Purchasing the equipment outright can put a substantial strain on your cash flow. Spread the cost of the equipment over the useful life of the asset in order to make it more accessible and retain your working capital for other expenses.

Stay efficient

Keep the business operating efficiently or meet increasing demand with the newest and most efficient tools.

Tax benefits

With each payment there is interest paid. For most equipment financing terms, the interest paid on the financing payments can be written off as tax deductible.

How equipment financing works

Did you know?

You can usually borrow up to 100% of the value of the equipment, but the amount may vary depending on the type and condition of the equipment, as well as the lender and your qualifications as a business

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