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NANet present value calculator
Easily calculate the present value of future cash flows to assess the profitability of your investment using our Net Present Value (NPV) calculator.
Easily calculate the present value of future cash flows to assess the profitability of your investment using our Net Present Value (NPV) calculator.
Net Present Value (NPV) measures the difference between the present value of cash inflows and outflows over a period of time. It helps investors and businesses determine whether a project or investment will generate more value than it costs.
A positive NPV means the investment is expected to make a profit, while a negative NPV suggests it may result in a loss.
Enter your discount rate – The rate of return you expect (also known as the required rate of return).
Add your cash flows – List expected cash inflows and outflows for each period (e.g. year or month).
Include your initial investment – This is usually a negative number since it’s an outgoing payment.
View results – The calculator will instantly display the NPV of your investment.
Investment Decisions: Helps you compare different projects on a consistent financial basis.
Risk Assessment: Takes the time value of money into account, unlike simple profit calculations.
Long-Term Planning: Useful for budgeting, capital expenditure, and strategic growth decisions.
If you invest £10,000 today and expect to receive £3,000 each year for 5 years at a discount rate of 8%, the calculator will show the NPV as approximately £1,991 – meaning the project adds that much value in today’s terms.
Use realistic discount rates based on inflation, cost of capital, or required return.
Include all relevant costs and benefits, even smaller or delayed ones.
Remember that NPV is just one part of your decision-making process; consider other factors, such as risk, liquidity, and market conditions.
Disclaimer: Swoop Funding LLC (“Swoop”) is a financial technology platform and commercial finance broker, not a lender. Swoop does not provide loans or make credit decisions. We match US-based firms with third-party lenders, equity funds, and grant agencies. All financing is subject to lender credit approval and the specific terms and conditions of the funding provider.
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