Equipment leasing

Prefer not to take on debt for the equipment your business needs? Choose a lease and start benefiting straight away

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Jackie Escartin
I had the pleasure of working with David from Swoop, and I couldn’t be more grateful for the support he provided throughout my loan application process. From the very beginning, David went above and beyond to guide me through every step with clarity, patience, and professionalism. He made what could have been a stressful experience feel smooth and manageable. David truly understood my business needs and worked tirelessly to ensure I got the best possible outcome. His dedication, prompt communication, and honest advice made a huge difference. Thanks to his help, I was able to secure the funding I needed — and I felt fully supported the entire way. If you’re looking for someone who genuinely cares and knows how to get things done, I highly recommend working with David at Swoop!
Jun 30, 2025
Joseph
Really good experience from start to finish. Our needs were fairly specific with the requirements of a specific maximum APR with unsecured terms and Predrag put us in touch with the perfect lender for our needs. Would highly recommend using Swoop as they were able to find us lending options that we simply wouldn't have been able to find on our own.
Jun 26, 2025
Syma Aurangzeb
Excellent customer service with a personal touch. Made the whole process easy from start to finish. Highly professional and efficient 10/10
Jun 14, 2025
London Elite
Outstanding service start to finish
Jun 11, 2025
Niki Still
Predrag was very helpful and suppportive through this process. He kept things on point and helped me to get what I was after. Incredibly appreciative of all he did to get me to this point.
Jun 9, 2025
Alun
With Ann Marie Swift, I experienced probably the most succinct, clear and helpful financial advice phone call I have had in many years. She listened and explained clearly, making the process very simple. Highly recommended!
Jun 8, 2025
Healthcare Company
Shane from swoop was very professional and patient. The service was fast and efficient. Highly recommend swoop funding.
Jun 6, 2025
Barry Chapman
Really couldn't fault the service. Adrian was highly efficient, going above and beyond to make sure everything was done and all boxes were ticked in time for the process to continue to completion. Thank you.
Jun 5, 2025
Jonno Bennett
The process was fast and efficient. They did everything that they said that they would with minimal fuss. Very friendly staff kept us informed along the way and once the facility was established a follow up welcome phone call detailed the process for drawing down the funds. I couldn’t be happier
Jun 4, 2025
Tyler Panayi
I had Ikhar from the beginning and she has been absolutely amazing and got the deal over the line. She was on point and I can’t thank her and he company enough! Highly recommend this company and Ikhar!! Thank you so much!
May 30, 2025

Equipment leasing is similar to a loan, however, the lender is the owner of the equipment and the business pays lease (or rent) payments to the owner of the equipment over an agreed upon term. Leasing differs from a loan in that it does not appear on your company balance sheet and the lease payments are deductible expenses on the income statement.

Leases can provide much needed flexibility and can be structured depending on the cash flow cycle of your business.

Why equipment leasing?

Tax benefits

For most lease programs, the business owner can write off the entire lease payment as a business expense, not just the interest paid. This means the entire amount paid for the equipment can be written off by deducting the monthly lease payments on the annual tax filing.

Stay efficient

Keep the business operating efficiently or meet increasing demand with the newest and most efficient tools.

Ease of application

Depending on the size of the equipment purchase; usually under £200,000 can be very quick and easy. Small ticket items are driven by the type and value of the equipment, as well as the credit quality of the business, usually resulting in a 24 to 48 hour application process.

Other benefits of equipment leasing

Types of assets suitable for leasing

Transportation

Construction

Manufacturing

Agricultural

And many others

How it works

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