To calculate the rate of return, you’ll need the initial investment value, the final investment value, and the time period over which the investment was held.
Page written by Ian Hawkins. Last reviewed on May 20, 2025. Next review due October 1, 2027.
This calculator is intended for illustration purposes only and exact payment terms should be agreed with a lender before taking out a loan.
The formula for calculating the rate of return is as follows:
Rate of return=(Final value − Initial value)/Initial value×100
Here’s how to calculate it step-by-step:
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