Film and TV tax credit loan

Quick facts

Read this article to me

A film and TV tax credit loan is a newer type of loan that uses your future film and high-end television tax credit payments (from HMRC) as security. The loan works on the same principle as an R&D tax credit loan. You have to first qualify for either film or high-end TV tax credits.

There are a number of finance providers who help producers access their film and TV tax credits sooner than they would otherwise be able to if they had to wait for final accounts and HMRC approval. 

These lenders might advance you funds against your film or high-end television tax credit claim – so it follows that you first need to qualify for a film or high-end television tax credit before you can access a tax credit loan.

While film and high-end television tax credits are a great way of funding your production and post-production (in the form of a tax credit), you might not see the money for up to two years. This is because you have to wait until the end of your company’s financial year before you can prepare your accounts and file for the tax credit. You then have to wait an extra 6-12 weeks (often with delays) while HMRC processes your claim before paying your tax credit if your application is successful.

With a film and TV tax credit loan, you don’t have to wait for HMRC. Like any loan, however, you have to pay interest and you might have to pay a fee.

Register now for funding and savings options tailored to your business.

Ready to grow your business?

Clever finance tips and the latest news

Delivered to your inbox monthly

Join the 95,000+ businesses just like yours getting the Swoop newsletter.

Free. No spam. Opt out whenever you like.

We work with world class partners to help us support businesses with finance

Our offices:

Disclaimer: Swoop Finance helps UK firms access business finance, working directly with businesses and their trusted advisors. We are a credit broker and do not provide loans or other finance products ourselves. We can introduce you to a panel of lenders, equity funds and grant agencies. Whichever lender you choose we may receive commission from them (either a fixed fee of fixed % of the amount you receive) and different lenders pay different rates. For certain lenders, we do have influence over the interest rate, and this can impact the amount you pay under the agreement. All finance and quotes are subject to status and income. Applicants must be aged 18 and over and terms and conditions apply. Guarantees and Indemnities may be required. Swoop Finance can introduce applicants to a number of providers based on the applicants’ circumstances and creditworthiness. Swoop Finance Limited is registered with the Financial Conduct Authority as an Account Information Services Provider (reference number 833145). Swoop Finance Limited is authorised as a credit broker under FCA registration number 936513. If you feel you have a complaint, please read our complaints section highlighted above and also contained within our terms and conditions. Swoop Finance Ltd is registered with Companies House (company number 11163382, registered address The Stable Yard, Vicarage Road, Stony Stratford, Milton Keynes MK11 1BN). VAT number: 300080279

© Swoop 2025

Looks like you're in . Go to our site to find relevant products for your country. Go to Swoop