Loan comparison calculator
Choosing the right loan can save you a significant amount over time. Our Loan Comparison Calculator helps you weigh up multiple options side by side, so you can clearly see which offer suits your budget and long-term plans

Choosing the right loan can save you a significant amount over time. Our Loan Comparison Calculator helps you weigh up multiple options side by side, so you can clearly see which offer suits your budget and long-term plans

Interest rates, fees, and repayment terms vary widely between lenders. A quick comparison allows you to:
Understand the true cost of each loan
Compare monthly repayments instantly
Identify hidden differences in total repayment
Make a confident, informed choice
Simply enter the loan amount, interest rate, term, and any additional fees for each option. The calculator then provides:
Monthly repayments: The amount you’ll owe each month
Total interest: How much you’ll pay over the full term
Total cost of the loan: A clear figure combining principal and interest
Side-by-side comparison: Easy to scan and interpret
Borrowers choosing between personal loan offers
Homebuyers comparing mortgage products
Students reviewing education loan options
Anyone wanting a transparent breakdown before committing
Use the calculator to explore your options. Adjust the figures and instantly see how small changes in rates or fees can impact the overall cost. It’s a straightforward way to find the loan that truly fits your needs.
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We work with world class partners to help us support businesses with finance
Kingfisher Way, Silverlink Business Park, Newcastle upon Tyne, NE28 9NX, UK
View in Google MapsAberystwyth Innovation and Enterprise Campus
Gogerddan Campus
Aberystwyth University
Ceredigion
SY23 3EE
Dogpatch Labs, The CHQ Building, Custom House Quay, Dublin, Ireland
View in Google MapsSuite 801, Level 8, 84 Pitt Street, Sydney, NSW 2000, Australia
View in Google Maps43 W 23rd St, New York, NY 10010, United States
View in Google Maps21 Dreyer Street, Cape Town, South Africa, 7708
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Swoop Finance Limited helps UK firms access business finance by working directly with businesses and their trusted advisors. We act as a credit broker, not a lender, and do not provide loans or finance products ourselves. We introduce applicants to a panel of lenders, equity funds, and grant agencies based on individual circumstances and creditworthiness.
Commission Disclosure: We typically receive a commission from the finance provider (either a fixed fee or a fixed percentage of the amount you receive) upon successful placement. Different providers pay different rates. For certain lenders, we may have influence over the interest rate, which can impact the total amount payable under your agreement.
Regulatory Information:
FCA: Authorised and regulated by the Financial Conduct Authority as a credit broker (FRN: 936513) and registered as an Account Information Services Provider (Ref: 833145).
ICO: Registered with the Information Commissioner’s Office (Ref: ZA600162); registration can be verified at ico.org.uk.
Company Details: Registered in England & Wales with Companies House (No. 11163382). Registered Address: The Stable Yard, Vicarage Road, Stony Stratford, Milton Keynes, MK11 1BN. VAT Number: 300080279.
Terms: All finance and quotes are subject to status, income, and terms and conditions. Applicants must be aged 18 or over. Guarantees and indemnities may be required. Please refer to our terms and conditions and our complaints procedure for further details.
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